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House Stacking Review (Updated 2024): Is Roy Hoss The Best Real Estate Coach?

By: JosiahDec 19, 2023Real Estate
House Stacking Review (Updated [year]): Is Roy Hoss The Best Real Estate Coach?

Introduction: House Stacking Review

Hi, and thanks for reading my Roy Hoss House Stacking review! 

You’ve probably been doing some Google surfing and landed here for one of a few different reasons: 

  1. You been seeing some gurus online talking about making big money buy real estate 
  2. You’ve been interested in becoming a real estate investor for a while now and decided that now is the time
  3. You were able to find cash flowing properties with instant equity built in, but never quite figured it out keep most of the money. 

It’s not all that important how you got here, because we're going to take a good look at Roy Hoss and his House Stacking system to see if all the hype is adding up and specifically if buying real estate with no money down is still possible in [year]. 

So, over the next 10 minutes or so, I’m going to do my best to help you answer some of those questions I know you’re thinking about. 

With any bit of luck, you’ll walk with confidence knowing the answer to: 

  • What exactly is House Stacking cash flow real estate system?
  • How much does House Stacking cost and is it worth it? 
  • Are the “House Stacking scam” and “Roy Hoss scam” rumors true?
  • What do I get if I buy Roy’s course? 
  • The million dollar question… What other programs can I make money with? 

As you may already know from the other articles I’ve written on this site, I’ve made a lot of money with real estate, still do in fact – I’ve also done a ton of research on other similar real estate programs so you can rest assured that what I’m going to tell you is from being in the trenches. 

So, before you pull the trigger on House Stacking or any other program for that matter, these next 10 minutes will be critical for any decisions you make now or in the future. 

It could mean the difference between losing thousands of dollars over the next six months and the respect of friends and family, or being the envy of them. 

For now, let’s take a quick summary of House Stacking along with some Pros and Cons to get you on your way.


This House Stacking review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

  • Minimal Investment: Roy teaches how to get into real estate with little money upfront, which makes it easier for those on a tight budget to get started.  
  • Invest Remotely: You can manage properties from anywhere in the world, which is great for those who want time freedom and can work remotely. 
  • Quick Acquisition: Roy says his average house stacking student can start acquiring properties in as little as 90 days, which means a relatively quick turn-around from start to finish. 
  • Course Cost Unknown: The cost of the course is not readily available on the internet, so you’ll need to schedule a call with Roy and his team to get the details. 
  • Unrealistic Expectations: Roy’s marketing could lead to false expectations, which means you’ll need to carefully research your options before joining. 
  • Over Simplification: The House Stacking process seems over-simplified, which means you won’t be prepared enough and face roadblocks 

Why Listen To Us

My name is Josiah, and this is my Dad, Joel.why listen us

Together, we make up the team here at Scamrisk.

If you’ll let me bother you for two minutes, I’d like to quickly explain why I’m even here writing this review.

In early 2020, I had just graduated from college & had no real career prospects.

I knew I was destined for something more, but I had no clue how I was going to make it happen.

I had this sinking feeling in my gut all the time… like the “big man upstairs” had accidentally given me the version of life where I’d be mediocre forever, instead of the one where I was, ya know – happy & fulfilled.


I had fiddled around with some different online businesses in college:

Some random MLMs, a bit of affiliate marketing, a (failed) dropshipping store or two, all the usual suspects.

Even my dad had been involved in MLMs back in the day… selling knives & other random nonsense people (probably) didn’t need.

All I really wanted was to find something that was going to actually work for me.

Maybe those things had worked for others, but for me it all turned up a fat “0” in the bank account department.

So I searched! And searched… and searched… and searched…

And eventually, I somehow stumbled upon a program that promised to help me build an income online (read about it here if you’re curious).

I didn’t really want to be “rich”.

The thought of making a reliable $5K per month & not having to worry about clocking in to a 9-to-5 ever again was all I needed.

Sure, there were people in the program doing high-6 and low-7 figures per year… but that wasn’t what I was out for.

I just wanted to provide freedom for myself, and if I was lucky, take my family along for the ride.

Fast forward a few days and a few phone calls & I was enrolled!

Here’s the first “money making website” I put up:

why listen us gif

I built that site in 2020, and it still makes me $1,500 per month. It’s a basic 5 page website I built based on a template the program provides.

The best part to me? My dad and I get to do it all together!

So between the:

  1. Ease of reaching $5-$10K per month in income online

  2. Straightforward-ness of the system to do it

  3. Fact that I get to do it w/ my family

Is why I recommend local lead generation as my #1 business model for making money online.

Sure, it takes some work and dedication – but anyone that tells you that there’s a business out there that requires no work is selling you a lemon.

I’m not saying you need to sign up for the same program I did, but I would definitely recommend giving the business model a peek!

TLDR - What's The Verdict On House Stacking

Roy Hoss House Stacking Verdict

My guess is that you’re the type of person that likes to skip right to the punchline. If that’s you, then hold off on House Stacking, at least for a little while. 

That’s not to say that Real Estate investing is a bad idea, in fact here are a few reasons you should start: 

However, it’s not something to take lightly because: 

So, if you don’t have enough liquidity to deal with tenants not paying, losing home value, and fix up – owning real estate can turn into a nightmare fast. 

Time Investment3.8/5Finding real estate property for no money down for the purpose of passive income can be a time consuming process, House Stacking shows you how to streamline it in only 5 hours per week. 
Level of Control3.6/5Roy and Rin’s systems allow you to grow your portfolio remotely and find properties with instant equity with a minimum amount of time commitment.
Ease of Implementation4.1/5The House Stacking process of buying cash-flow properties with little to no money down is straightforward and easy to put in place.
Profit Potential4/5Using Roy and Rin’s success as the backdrop with 77 deals done in a year, their system is designed to help the students build a six to eight figure income. 

That’s why I switched gears from traditional real estate to Digital Leasing, which gives me all of the upside potential of owning physical real estate without all the downside risks. 

The best part is that you can acquire these digital leasing properties for very little money out of pock and be profiting from them in less than 30 days. 

If this has piqued your curiosity, you should check out Digital Leasing now. 

However, if you’re still kicking the tires with Roy's House Stacking course, then let’s see who would benefit the most from it. 

How Much Does House Stacking Cost?

How Much Does House Stacking Cost

From what I can tell, the cost of his program isn't listed anywhere. So you'll need to book a call and speak to a sales guy.

Who Should Try House Stacking And Who Shouldn't

Who Is House Stacking For

If you’ve had a chance to visit my site before, or read through any of my other reviews, you’ll see that I believe real estate is one of the best ways to make money. 

People also start investing in real estate for other reasons as well.  So if these scenarios appeal to you, traditional real estate investing might be a good fit for you: 

  • You like the idea of having security and stability, because real estate is a tangible asset unlike stocks and other financial investments. 
  • The pride of real estate ownership is important to you, making you feel part of your community. 
  • Owning real estate creates generational wealth since it can be passed down to your children and grandchildren.

However, if relating to any of these scenarios gives your anxiety, then it might not: 

  • This Reddit user hired a property management company for their NJ Townhouse. The PMC said that the shower valve needed to be replaced which should have cost no more than $250, but due to negligent damage caused by the contractor, the job ended up costing him over $1000.
  • This Reddit user was in the middle of a $30,000 renovation on one side of a duplex when a molotov cocktail was thrown in the window of the other side. Those tenants got out safely, but the entire property burned down and is now an empty lot. 

So, what’s typically involved with House Stacking? Let’s have a look…

House Stacking: A 1,000 Ft View

House Stacking 1000 Ft View

So, let me congratulate you for getting this far in the review, it shows your determination. 

What I’d like to do now is give you an overview of owning real estate for the purposes of passive income and how House Stacking is going to help you do that. 

So What's Involved With Being A LandLord?

Being a single-family home landlord comes with a lot of responsibility, namely: 

  • Making sure the property is in good condition and fixing maintenance issues
  • Finding good tenants and checking their rental payment history
  • Managing Financial issues like rental income, expenses, and tax liabilities

Of course, becoming a landlord can be a completely different story. In most cases you’ll need to have a good deal of money put away.  

Purchasing a home with all little of your own cash would be ideal, but for the most part, homeowners and real estate investors will need to have 20%-30% of the home’s price as a down payment. 

Unfortunately, only about 37% of prospective home buyers have saved enough.

The House Stacking Approach

In his course, Roy Hoss teaches you how he was able to add 77 properties to his real estate portfolio in a year using creative real estate financing techniques like: 

  1. Seller Financing: This involves making payments to the owner instead of a bank. 
  2. Lease Options: This involves leasing the property until you’re ready to buy.
  3. Partnerships: Investors will pool their money if they don’t have enough on their own. 

Here are a couple comments from two of his students: 

Jade <br> Jade says she was able to invest in a commercial property with no money down using seller financing.Kelsey <br> Kelsey and her husband got involved but needed training that was more hands on with a more close knit community. 

Roy Hoss Scam? Good Question!

Roy Hoss Scam

LinkedInSource"Seasoned negotiator in real partnerships, enterprise scenarios and real estate deals."
YouTubeSource"In just the last 2 years Roy has added over 75 doors to his portfolio with much bigger expansion lined up for 2023 and onwards as the market shifts nationwide."

House Stacking Scam: Yes or No?

House Stacking Scam Yes or No

From what I can tell, I don’t believe that House Stacking is a scam, at least not technically. The issue I have is that Roy Hoss makes it sound so much easier than it really is. 

Real Estate investing is just like any other business, it typically requires a lot of money up front and you’re still not guaranteed to see the returns you hope for. 

Now, I’m not saying the House Stackers is a terrible course, or that Roy is trying to scam anyone, I just don’t want you going into a program blindly. 

Plus, you need to have a certain amount of skill sets in your back pocket, like: 

  • Market Analysis
  • Negotiation
  • Property Management
  • Risk Management
  • Networking
  • Problem-Solving
  • Research

I’d rather get involved in something that requires a fraction of these skills and puts me in the black in a smaller amount of time. 

This is why I and others are doing Digital Leasing and living the type of stress-free lifestyle that most people work their whole lives for. 

Running six-figure businesses from places like: 

  • A national forest campsite
  • A beach house in Zihuatanejo
  • An RV on a road trip to Las Vegas

We’re making our lifestyle our primary goal, while our income goals come in a close second. 

If this sounds like something you’d want to learn more about, check out Digital Leasing now. 

How Does House Stacking Compare To Other Similar Programs?

House Stacking vs Others

There are many programs that I've reviewed over the last few years. Just to recap, House Stackers teaches you how to invest in rental real estate with little money out of pocket. 

Here are three other similar programs that you can look at: 

  1. AirBnbRental Arbitrage: Brian Page BnB Formula
  2. Tax Sales: Bob Diamond Overages Blueprint
  3. House Flipping: Jerry Norton Real Estate

My Personal Opinion About House Stacking

My Personal Opinion About  House Stacking

Now that we’re getting close to wrapping up this Roy Hoss House Stacking review, I’d like to take a couple steps back from my and other people’s personal opinion of his course and real estate investing in general.

There’s no doubt that Real Estate investing has historically been a great way to create wealth around the world, it’s also been the cause of many financial losses

However, I don’t want you to rely just on scarey Reddit or other House Stacking reviews, or unsavory statistics. 

I put together a five-point checklist that I use that helps me weed through all the smoke and chatter. 

  1. Experience: Does Roy actually have experience buying real estate with little or no money?
  2. Mentorship: Does Roy offer Mentorship in his House Stackers course?
  3. Training: Is the value of the training worth the price tag? 
  4. Honesty: Is there anything that Roy is hiding about his course? 
  5. Student Successes: Are his students actually finding success with his program?

Would I Recommend House Stackers?

So, let’s see how Roy Hoss and House Stackers measures up. 

What I like: 

If true, I’d have to say that acquiring 77 properties in a year is pretty impressive, especially if he did it with little to money out of pocket. 

I can also appreciate the fact that there are some of his students that are doing well with his and Rin Kay’s mentorship. 

What I don’t like:

I’m a little concerned with the price of the program, since it’s not listed anywhere, but that shouldn’t be a huge issue if the training is worth it, there’s just no way to tell at the moment. 

So, let's take a quick look inside the program...

What's Inside House Stacking

Whats Inside House Stackers

  • Introduction: This section sets the stage for the course, providing an overview of what students can expect.
  • Student Questionnaire: A tool for students to assess their current knowledge and goals, helping customize their learning experience.
  • Real Estate Millionaire in Under One Year: This section discusses real estate strategies and insights on how to achieve success in real estate in a short amount of time.
  • Mindset MUST: Touches on the importance of having the right mindset for success in real estate investing.
  • Expectations: Setting realistic expectations for what can be achieved through real estate investing
  • Be A Good Gardener: A metaphorical lesson on nurturing and growing real estate investments over time.
  • The 3 BIG Success Rocks: The three key pillars or strategies for success in real estate investing.
  • Current Market Trends & Opportunities: Analyzing the current real estate market and identifying potential investment opportunities.
  • 8-12 Week Timeline & Weekly Planner Cheat Sheet: Providing a structured timeline and tools for real estate investment strategies.
  • Creative Financing vs Traditional Financing: Exploring different financing options available for real estate investments.
  • Seller Financing: Details into what seller financing is, its benefits, and how it compares to land contracts.
  • Lease Options: Covering the benefits and types of lease options, including wholesale and sandwich lease options, lease purchase, and identifying the ideal avatar for lease options.

My Final Thoughts On House Stacking

My Final Thoughts On House Stacking

I'll keep this short.

As far as real estate courses go, this one is probably not so bad. From what I'm able to see inside his train, it looks very thorough, but there are some issues with his website where it looks like he hasn't finished yet.

Which may very well be the case, since I couldn't find anything about how much the course actually costs.

But as for making money in 2024, I would still have to pass, and here's why...

My #1 Way To Make Money In 2024

Digital Leasing

I've tried a lot of online businesses, like: 

  • Selling stress balls on Amazon.
  • Drop-shipping baby clothes on Etsy.
  • Selling shampoos and lotions with Affiliate Marketing.

I made money with all of them, but I learned there's no "perfect" business model. I really believe in real estate investing and put my own money in it. 

But, for beginners wanting to make real money online, I recommend Digital Leasing.

Here's why… 

Time: You don't need a lot of it. Even an hour or two each day can bring success. And the best part? The income keeps coming, even if you take a break. 

Control: With real estate, you don't really own the properties if you have a loan, and the profits are small unless you own a lot. 

Wide Profit Margins:  In Digital Leasing, you own everything and keep 90-95% of the profits. You can easily make $500-$2,000 a month from each digital property, and it gets easier to make more.

Duplication: My favorite part is that once you set up one digital property, you can just copy it and quickly find someone to rent it. It's way easier than doubling your real estate properties.

Helping Real People: You're helping real people, like small business owners who need customers. You're making a difference in their lives, and that feels great.

So, you can keep looking for other opportunities like House Stackers which might make you money, or you can choose to make a real change with Digital Leasing, like many others have done. 

If this sounds good to you, check out how Digital Leasing works.

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