scamrisk logo

Overages Blueprint Reviews: Is Bob Diamond For Real? (2024 Update)

By: JosiahNov 27, 2023Real Estate
Overages Blueprint Reviews: Is Bob Diamond For Real? ([year] Update)

Introduction to Overages Blueprint Reviews

When I heard that something like $14 million in tax sale foreclosures happen every day in the United States, I didn't know if I should believe it or not. Sounds pretty nutty, to be honest.

But Bob Diamond says it's true, and adds that more than 3,000 newly foreclosed properties are listed every day.

It seems a little sad, and a good example of the problems facing the economy in these times...it's a combination of banks handing out mortgages they shouldn't, as well as people falling on hard times.

And Bob Diamond wants you to profit off of those foreclosures.

The man who calls himself "America's tax sale attorney" runs a program called Overages Blueprint that teaches students how to basically work as a middleman and profit from fees on foreclosed homes...

...but you're here for a reason. Maybe you saw one of his ads on Facebook pitching his program's ability to give you a taste of financial freedom and you fit his target demographic, or maybe you've been clicking around, searching up ways to make money online.

Maybe you found other niche programs like Loan Broker Network, and you're trying to figure out if any of them actually make sense.

It doesn't really matter, to be honest. What matters is you're here, flying through these Overages Blueprint reviews trying to figure out what the course is all about.

Lucky for you, this ain't my first rodeo. I've been digging through all kinds of bigger industries like affiliate marketing and real estate, but lately I've stumbled onto more and more "unique" programs like the one Bob Diamond offers. By the way, if you wanna know more about real estate investing in general, check out the guide I wrote.

I should mention that I completely understand why you're looking for a little side-hustle income right now. After all, I did just discuss the problems with our economy...and I'm sure some of you reading are a little scared of joining those people losing their homes.

I get it. And while I think you're on the right track by coming here, looking for answers - just make sure you don't make any rash decisions and pick the first program you come across. Understand that there are a TON of options out there, and some are way better than others.

As for this Overages Blueprint course, I'll be breaking down what it teaches, offer up some direct alternatives, and figure out if this industry is still worth breaking into.

Now, let's jump into this Bob Diamond/Overages Blueprint Review!

DISCLAIMER:

This Bob Diamond review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

PROS
  • Americans are suffering more and more, which means more houses will be foreclosed every day
  • Bob Diamond has been doing this for years, and that means you can probably count on him to stick around for a while longer
  • While they are not actually accredited by the BBB, Bob's course does have an A+ rating...which means you can be mostly sure that this isn't a total scam.
CONS
  • Technically, this course teaches you how to make money off of other people's suffering, which means it could attract negative publicity toward your operation, or even affect your moral concerns like some former students
  • Some real estate experts have suggested that overages are oversaturated now, which means even if this business might have been big in the past, there's little room to grow now
  • Very complicated industry for a newcomer, and that means you may make mistakes along the way that slow down your business

Why Listen To Us

My name is Josiah, and this is my Dad, Joel.why listen us

Together, we make up the team here at Scamrisk.

If you’ll let me bother you for two minutes, I’d like to quickly explain why I’m even here writing this review.

In early 2020, I had just graduated from college & had no real career prospects.

I knew I was destined for something more, but I had no clue how I was going to make it happen.

I had this sinking feeling in my gut all the time… like the “big man upstairs” had accidentally given me the version of life where I’d be mediocre forever, instead of the one where I was, ya know – happy & fulfilled.

Anyway…

I had fiddled around with some different online businesses in college:

Some random MLMs, a bit of affiliate marketing, a (failed) dropshipping store or two, all the usual suspects.

Even my dad had been involved in MLMs back in the day… selling knives & other random nonsense people (probably) didn’t need.

All I really wanted was to find something that was going to actually work for me.

Maybe those things had worked for others, but for me it all turned up a fat “0” in the bank account department.

So I searched! And searched… and searched… and searched…

And eventually, I somehow stumbled upon a program that promised to help me build an income online (read about it here if you’re curious).

I didn’t really want to be “rich”.

The thought of making a reliable $5K per month & not having to worry about clocking in to a 9-to-5 ever again was all I needed.

Sure, there were people in the program doing high-6 and low-7 figures per year… but that wasn’t what I was out for.

I just wanted to provide freedom for myself, and if I was lucky, take my family along for the ride.

Fast forward a few days and a few phone calls & I was enrolled!

Here’s the first “money making website” I put up:

why listen us gif

I built that site in 2020, and it still makes me $1,500 per month. It’s a basic 5 page website I built based on a template the program provides.

The best part to me? My dad and I get to do it all together!

So between the:

  1. Ease of reaching $5-$10K per month in income online

  2. Straightforward-ness of the system to do it

  3. Fact that I get to do it w/ my family

Is why I recommend local lead generation as my #1 business model for making money online.

Sure, it takes some work and dedication – but anyone that tells you that there’s a business out there that requires no work is selling you a lemon.

I’m not saying you need to sign up for the same program I did, but I would definitely recommend giving the business model a peek!

TLDR - What's The Verdict On Bob Diamond - Overages Blueprint?

bob diamond overages blueprint

According to some studies, foreclosures are up and leaving more and more Americans without somewhere to live. Some reports even suggest over 3,000 property owners are foreclosed on every day because they haven't been paying their property taxes.

While many of us agree that property taxes shouldn't exist to begin with, unfortunately these are the most consistently enforced laws in the country.

While some may see this as a problem, some lawyers and entrepreneurs like Bob Diamond see this as a great way to make some big stacks of cash. The way he sees it, there will always be roadkill on the side of highways, so he might as well be one of the birds eating it up.

Here's the basic idea of how you can make money from overages:

Someone doesn't pay his property taxes for a few years, so the government takes it from him and auctions it off. If the property costs $200,000 it might get sold at an auction for $100,000.

And then, if the penalty for the overage tax is only something like $22,000, then the government will keep the extra $78,000...unless an investor comes in and pays that overage fee, and then they get a cut of that $78,000.

You'd basically get a "finder's fee" for 40% and the previous home owner gets 60% of it.

So, you'll have to figure out who the property belongs to and negotiate some serious stuff with them, which can be a long and complicated process, with very different laws from state-to-state.

In fact, in some states, this practice is basically outlawed....so I'm gonna be upfront with you and warn you that this industry is not for beginners.

So...should you pay Bob Diamond to learn the tricks of this trade?

It depends.

To be fair to Bob Diamond, he has been doing this kinda thing for a long time now. While some may refer to his tactics as outdated, there has to be a reason he's still teaching them.

If you can basically make money and sort of help put money back in the evicted homeowners pockets, it's not really the worst thing to do...but how long are you willing to wait while that all plays out?

Do you know about all the work that'll go into hunting down these homes, crunching numbers, and then cold-calling the previous owner to negotiate?

Personally, I almost always steer readers toward something more stable and straightforward like Digital Leasing.

It removes a lot of the stresses and hassle of overages, and offers high upside when it comes to boosting your bank account.

The students seem extremely passionate about what they're doing - not just getting by, but creating their own future.

Digital Leasing Legit

That said, if you'd like to hear some more about our Overages Blueprint review, let's keep on rolling.

Who Benefits From Bob Diamond's Program...And Who Doesn't?

AreaScoreDescription
Time Investment2/5I'll give an extra point because Bob says he can help make deals get done in under 10 hours, but the whole process is WAY longer.
Level of Control1/5Completely dependent on where overages are, how laws change, and how homeowners react.
Ease of Implementation1/5Lots of tricky legal language the whole way through, in some states you actually have to be a lawyer to work this job.
Profit Potential3/5Decent money if you know what you're doing - makes more sense as a side-hustle for a lawyer, but not an average Joe or Jill.

There aren't a ton of gurus still offering overage courses anymore, for a number of reasons...but what if you're really set on taking this path?

Well, Bob Diamond might be for you if...

  1. You're familiar with real estate investment and tax terminology
  2. You're really good with cold calling people
  3. You've got some experience with other real estate courses (like Gator Lending)

On the other hand, it probably doesn't make sense to join him if...

  1. You've had the rug pulled out by other real estate "experts"
  2. You found the Reddit reviews on Pace and are a little nervous
  3. You aren't confident in the real estate market to provide Return On Investment

Overages Blueprint Reviews at a 1,000 FT View

bob diamond government scandal get paid

Business Model

Bob Diamond's program is all about making the best of a bad situation. I'm sure he doesn't like the fact that foreclosures are happening across America at an alarming rate, but he realizes that if no one does anything, the government just takes all the money that could be going to the previous owner...and to himself, of course.

It's an interesting moral question: is it bad to make money off foreclosures?

As I wrote earlier, Bob instructs his students to go out, notify the previous homeowner that they can make a profit by finding the money to pay off the outstanding overage taxes, and then collect the leftover money from the auction.

That means that if the owner has no idea (or is too busy trying to find somewhere to live after being evicted) about this process, then they will be stuck without a home AND without any money.

And you, the hustler, can't collect that money without the previous homeowners' consent. It's a tricky situation, because one would imagine that once the owner figures it out (if that can figure it out), they'd just want all the money for themselves.

From what I can gather, the typical industry rate for the "finder's fee", is 15-20%, and then the owner keeps the rest. Bob Diamond tells his students ask for 40% instead, which is pretty hefty.

Again, even if the owner only takes home 60% of the leftover funds, isn't that better than nothing at all?

Let's get into some of the dirty work that this overages financial model requires of its investors:

  • Put in hours upon hours of work to figure out which homes have overages that actually make it worthwhile to pay off
  • Track down the previous homeowners, often requiring a Private Investigator to track them down
  • Deal with the old owners, hoping that they aren't angry or hard to talk to
  • Come up with tens of thousands of dollars to pay the overages tax
  • Handle all sorts of paperwork that basically says "agree to deal with me, and then I'll tell you what our cuts are

That last one is another tricky moral problem, but how else are you going to guarantee your work is rewarded? If you hand someone all the paperwork and guide them through the whole process of exactly how to get that money...why do they need you anymore?

And as I keep stating, without someone like you coming in and explaining things to them, they would likely lose 100% of the money to the government.

But wait, there's more!

States have very different laws when it comes to the overages game. It seems to be a mix of wanting to protect their citizens from predatory investors, as well as ensuring that the government gets the money they want.

Some states have barely any restrictions, and others basically outlaw the practice altogether.

For example, some states force you to disclose all the numbers and cuts before the owner signs anything, which means you have to do exactly what I said doesn't make sense: tell the previous owner how to get their money back without you.

At that point, you might as well just be a volunteer trying to help people who don't pay taxes.

Honestly, it's kind of noble in a way. But it's not going to get you paid.

The other problem you may run into is that this model has been around for a while, so the places where this is legal and profitable have been locked down by guys like Bob Diamond. These guys have built up all kinds of infrastructure like PIs and automated systems of notifying them where the best overages are, so you're immediately going to be fighting against the odds.

If you're not ready to pour your whole life's energy into this thing, and be willing to wait for months to get paid on these long, drawn-out investment efforts...then you're just not going to make it.

In my opinion, there are much more stable options out there (like Digital Leasing) where you can take that time and money and see returns much quicker. And instead of dealing with bitter, evicted homeowners, you're helping eager businesses gain more customers.

The choice is yours.

Who Is Bob Diamond?

Overages Blueprint Review tax sale surplus funds

Bob Diamond describes himself as "America's tax sale attorney", which some people find controversial.

The controversy mostly surrounds the practice of profiting off of other people's suffering when they're kicked out of their homes...but as we discussed above, they'd be without a home either way. In Bob's eyes, these people are either going to let thousands of dollars go to the government instead of them - unless people like Bob and his students step in.

After some thinking, I can really see both sides to the argument.

Is Bob Diamond A Lawyer?

Yup, as his LinkedIn page shows, Bob has worked as a real estate lawyer for many years now.

In fact, one of his many websites is even called the Diamond Law Center. This background absolutely helps make things easier for him when he's working with tax sale overages, since it can be complicated and involves a lot of big legal words that most of us would need to study a lot to remember.

Bob has appeared on lots of big network TV stations like FOX and NBC, so he's definitely made his rounds when marketing what he has to offer.

He claims to have helped facilitate over one hundred million dollars (!!!) in real estate transactions since 1999.

How Much Does Overages Blueprint Cost?

overages blueprint how much does it cost

Bob Diamond has a bunch of websites out there, one is called Overages Blueprint, and another is called Tax Sales Blueprint, but they seem to all lead you back to the same program we've been discussing throughout the review: making money off real estate foreclosure investing.

The course costs $1,497, and it looks like it's been that way for some time. I give him credit that even with all the crazy inflation that's helped cause these foreclosures, he still hasn't raised his prices.

And frankly, if you can make the kind of money he's promising, it's a reasonable price. That said, keep an eye out for upsells or "Done for You" kind of offerings that Bob may send your way.

I wouldn't be surprised if he knows his students get overwhelmed by all the little things and offers to do all the hard work - but take a big cut from your deals.

If true, it'll cost you a lot long term, but reduce short-term effort.

Overages Blueprint Refund Policy

Overages Blueprint Refund Policy

Bob Diamond's refund policy isn't obviously posted anywhere, but it seems he does have a 3-day policy that students aren't entirely aware of.

That said, it does exist, and if you're going to try to get your money back, make sure it's within that window!

Is Bob Diamond Legit Or Not?

SourceQuoteLink
BBB"Was Promised hand holding every step -private sessions if necessary - but of course after you pay for this class it's another fee for that."Source
quora"Any site that doesn’t disclose additional fees or claim there are no additional fees is probably not something you want to invest in."Source
biggerpockets"I think this is a predatory business, the aspect which I overlooked at the beginning due to my own greed."Source

As the reviews above state, there are certainly some issues that students have with the way that Bob Diamond operates his program..

...so, is Overages Blueprint legit?

I would say that Bob Diamond is definitely a legitimate businessman and real estate attorney. Nothing he's doing seems to be illegal (even if some people have claimed otherwise), regardless of the ethical questions that are sent his way.

I see his side of the argument, too...but even if we throw all that stuff out, I think there's just way better options out there that don't come with all the baggage.

Keep looking, consider some other industries that aren't as volatile as real estate in general, where you could make some of that passive income without having to deal with so many risky factors.

Digital Leasing seems like the obvious choice to me, since it doesn't rely on markets or having to track down people across the country, hoping the state's attorney general doesn't come after you. It's safe, and you have a lot of room for profits early on.

Personal Opinion On Overages Blueprint

Bob Diamond Real Estate

It's pretty obvious to me that Bob Diamond knows a lot about real estate investing, especially when it comes to getting these overage deals done.

It does sound great - investing $20,000, then making $40,000 just for finding something...but as I've gone over throughout the article, this whole process can take months at a time - and if the previous homeowner backs out at any time, you've just wasted a huge chunk of your year.

And even if the industry does allow you to make some good money after a while, you have to hope that Bob is actually a good fit as a coach for you. After all, some professional athletes make awful coaches - even if Bob Diamond knows how to get it done on his own, his methods may not work for you.

So, how do we choose the right program for you?

  • Make sure the guru has been doing this a long time
  • Do the research to make sure the practice is even legal in your state
  • Find a business model that isn't oversaturated with competition

Bob doesn't seem like the worst guy in the whole world, so let's do a quick breakdown of his program.

How about a quick 3 things I like about him:

  1. The base course isn't too pricey compared to some others
  2. On the surface, it's a relatively easy to make money
  3. You can tell yourself that you're helping put money back in evicted homeowners' pockets

...and, to be fair, 3 things I don't really like:

  1. Lots of running around, tracking people down, staying within state law
  2. Oversaturated with lots of competition after all these years
  3. Could be considered profiting off of families who have had their homes foreclosed

What's Inside Overages Blueprint?

overages blueprint modules

Bob Diamond says it only takes 10 hours to make a deal happen when it comes to these overage negotiations...

I don't really know what he means by this.

You have to:

  • Identify a property
  • Make sure of its condition
  • Figure out all of all the numbers surrounding it
  • Track down the homeowner
  • Cold call that homeowner and negotiate a deal, getting paperwork to and from them...

...and I'm probably forgetting a step or two, like making sure you have access to tens of thousands of dollars to pay the overages fee in the first place.

Anyway, there's just no way that all of that can take 10 hours. It's just not possible.

And it'll take at least four months to get paid since all of the paperwork and "processes" are run by bureaucrats who take forever to get things done.

Now, maybe it only takes Bob Diamond 10 hours to get the paperwork in front of a homeowner, negotiate, and get the paperwork back. I would imagine many people would wanna do some research or at least sleep on things, but I could at least see it being possible.

That said, Bob says he can give you all the training and support you need. I'd say you need to be a little more realistic with your time frame, but I'd bet Bob can at least point you in the right direction when it comes to these things.

Tax overages are a fairly niche business model, so you're less likely to find deep levels of free info out there on YouTube compared to something like dropshipping or Amazon FBA.

Again, Bob could help you become a decent real estate investor when it comes to these overages, but how many people do you know that have tried to get into real estate lately? It's crazy, everyone's aunt and uncle says they should try it out...

...so it's gonna be oversaturated. Try something with bigger upside and less competition that can help local businesses in a mid-size city near you.

Conclusion: Overages Blueprint Reviews

So, what'll it be?

Should you join Bob Diamond and devote your life to tax overages?

It depends.

If you're looking to get into traditional real estate but don't know where to start, then I guess it'll be slightly less saturated than your standing house flipping operation...

...but there's also something called Digital Leasing, which takes real estate and takes it online.

No, I'm not talking about NFTs!

I'm talking about a path to financial freedom that doesn't keep you limited to one obscure part of an industry like tax overages - it's broad, and brings in clients to all kinds of businesses. Instead of trying to sell people on something they don't want, you bring them what they need.

There's always another way.

What Is My #1 Way To Make Money in 2024?

Digital Leasing

I have spent years researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Leasing is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Leasing is for you.

Why?

1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Leasing business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t. 

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day. 

This is only possible if you have an income stream that’s not tied to your time.

Hunting down overages is a full-time job (and more), no matter what any real estate guru tells you. You always have to be searching for deals, because if you stop, so does the money.

2) You Own & Control EVERYTHING: When it comes to doing this tax overages thing, own nothing. Even the homeowner who lost control of their old home has more control than you, which is why you have to get them to sign paperwork that agrees to split their cut with you...

...and if they're smart enough, they might just find a way to get all the money back and leave your hard work in the dust. You're trusting a lot of people, including governments to not take half a year in getting your money to you - even if you do it right.

With Digital Leasing, you own the assets outright (with a 90-95% profit margin), which means you have all the power and all the control.

3) Little To No Startup Costs: It’s possible to get into Digital Leasing with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket...even before you do any work. 

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

4) Minimal Ongoing Expenses: When it comes to Bob Diamond's program, you're gonna have a ton of expenses. Have you ever done any kind of business with the government? Expect hidden fees everywhere. And you might even have to travel to convince some owners to give up your cut.

Not to mention the only way you can get your cut of the overages is by paying the outstanding property taxes - which are often in the tens of thousands of dollars. You're gonna need to find a way to get that money, which will either come from your savings or a bank loan.

With Digital Leasing, a 100% online business with minimal maintenance and ongoing costs, you never even have to think about that risk.

5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Nothing like Bob Diamond (Overages Blueprint).

Because you have more knowledge, more experience, more results, and more momentum. 

If you wanted to double your income with tax overage deals, you’d have to double your contracts, putting in twice the work and requiring twice the investment. I guarantee that’s a lot harder than a few clicks and a few minutes of your life.

6) Make Money Helping Real People: This part is what makes it all worth it. With Digital Leasing, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Leasing, you are unleashing a flood of happy, paying customers for these businesses. 

You make money by helping them make money. 

Not a big, faceless corporation either...a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent. 

Once you see how Digital Leasing makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.

Now, the choice is yours. You could continue browsing, looking at opportunities like Bob Diamond overages blueprint which could one day make you money.

You could continue researching, never making a decision. 

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Leasing.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits. 

All while genuinely helping real people who are grateful and happy to pay for it. 

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Leasing.

0 Responses
Leave A Reply
Your email address will not be published. Required fields are marked *
Comment *
Name *
Email *
Save my name and email in this browser for the next time I comment.

All site content, links and resources are presented solely for informational purposes only and should not be considered as medical, legal, financial or tax advice. ScamRisk.com is free to use because we may earn a commission when you use a service listed on our site, however our editorial treatment of reviews, ratings and listings is equally impartial whether a link is paid or unpaid. Opinions expressed in reviews, commentary and articles are those of the author and are not necessarily shared by Scam Risk. Screenshots, logos, company names & styles are IP, copyright and trademarks of their respective owners, used on this site for their promotion or editorial illustration.

Continued use of ScamRisk.com is contingent on acceptance of Scam Risk's legal policies

scamrisk footer logo