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Cash Flow 101 System Reviews (2024 Update): Best MLM For You To Make Money?

By: JosiahDec 11, 2023Network Marketing
Cash Flow 101 System Reviews ([year] Update): Best MLM For You To Make Money?

The internet has full of online business opportunities to earn passive income. There are so many ways to make money online like through blogging, investing in the stock market, affiliate marketing, social media marketing, creating online courses, etc.

Clearly, a lot of people would want to improve their cash flow and escape the rat race.

Of course, we only want to go with the legitimate ways to earn passive income on the internet and we don't want to fall trapped into a scam or a pyramid scheme.

Now, I do want to be totally up front here, so...


This Cash Flow 101 System review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

  • The lead generation option wherein there's a team who will find leads for you
  • The creator is unknown
  • The membership is expensive
  • The risk of losing money is very high

Why Listen To Us

My name is Josiah, and this is my Dad, Joel.why listen us

Together, we make up the team here at Scamrisk.

If you’ll let me bother you for two minutes, I’d like to quickly explain why I’m even here writing this review.

In early 2020, I had just graduated from college & had no real career prospects.

I knew I was destined for something more, but I had no clue how I was going to make it happen.

I had this sinking feeling in my gut all the time… like the “big man upstairs” had accidentally given me the version of life where I’d be mediocre forever, instead of the one where I was, ya know – happy & fulfilled.


I had fiddled around with some different online businesses in college:

Some random MLMs, a bit of affiliate marketing, a (failed) dropshipping store or two, all the usual suspects.

Even my dad had been involved in MLMs back in the day… selling knives & other random nonsense people (probably) didn’t need.

All I really wanted was to find something that was going to actually work for me.

Maybe those things had worked for others, but for me it all turned up a fat “0” in the bank account department.

So I searched! And searched… and searched… and searched…

And eventually, I somehow stumbled upon a program that promised to help me build an income online (read about it here if you’re curious).

I didn’t really want to be “rich”.

The thought of making a reliable $5K per month & not having to worry about clocking in to a 9-to-5 ever again was all I needed.

Sure, there were people in the program doing high-6 and low-7 figures per year… but that wasn’t what I was out for.

I just wanted to provide freedom for myself, and if I was lucky, take my family along for the ride.

Fast forward a few days and a few phone calls & I was enrolled!

Here’s the first “money making website” I put up:

why listen us gif

I built that site in 2020, and it still makes me $1,500 per month. It’s a basic 5 page website I built based on a template the program provides.

The best part to me? My dad and I get to do it all together!

So between the:

  1. Ease of reaching $5-$10K per month in income online

  2. Straightforward-ness of the system to do it

  3. Fact that I get to do it w/ my family

Is why I recommend local lead generation as my #1 business model for making money online.

Sure, it takes some work and dedication – but anyone that tells you that there’s a business out there that requires no work is selling you a lemon.

I’m not saying you need to sign up for the same program I did, but I would definitely recommend giving the business model a peek!

cashflow 101 system Cash Flow 101 Review

Chances are you heard about Cash Flow 101 System because someone - a friend or family member - introduced you to the company. Maybe you attended an online workshop or webinar, or maybe an in-person information session.

Your head’s probably spinning. This might be the first time you’ve heard about a real way to make money outside of a typical job.

So first off, congratulations!

You’ve just entered a whole new world...the world of making money on your own terms.

However, you came in through the wrong door.

Because CashFlow 101 System is - plain and simple - an MLM. Throw whatever fancy name you want on it...multi-level marketing (MLM), network marketing (NWM), direct sales, or anything else, it’s the same concept:

You pay some money upfront for the “opportunity” to sell products.

The products are typically low-quality but with high price tags (because fancy labels and stuff).

You’re told that the key to building your own successful business is selling these products to friends and family, and getting them on a subscription (so you get “monthly recurring revenue”).

Unfortunately, like most people who get taken in by these types of schemes, you’ll quickly discover that the well runs dry faster than you imagined.

After all, they make it sound really simple. “Just get 5 people you know onto this magic widget, and things will just grow from there.”

And in your head, you think “How hard can it be? I know plenty of people, 5 will be easy.”

But then you do it, and you realize people look at you like you’ve joined a cult. You’ve become “that person”, who joined an MLM, and is now trying to sell questionable products or services to everyone they meet.

It puts a strain on your relationships, and you end up stuck between two worlds.

But it’s not your fault. These companies spend millions of dollars each year figuring out exactly how to brainwash and recruit people. And that’s why we’re here.

To help you find a better way before it’s too late.

So, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Inventory
  • Selling to friends and family
  • Selling to strangers
  • Recruiting people
  • Dealing with questionable products that weigh on your conscience

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?

If that sounds like something you’d be interested in, check out Digital Leasing.

TESTIMONIAL - Still Getting Paid

This is nothing like MLM, and that’s probably a good thing.

However, if you’d still like to know more about Cash Flow 101 System, keep reading.

Pyramid Scheme Cash Flow 101 balance sheet

What is the Cash Flow 101 System?

CashFlow 101 System is a program where you can make money online. It offers a compensation scheme wherein there are 4 different earning levels you can choose based on the membership you select.

Cash Flow 101 ReviewMembership Sales Page

Level One - you will earn $1,500 per membership

Level Two - you will earn $3,500 per membership

Level Three - you will earn $6,500 per membership

Level Four - you will earn $9,500 per membership

Who Created the Cash Flow 101 System?

Cash Flow 101 Review Cash low ebsite

Its creator is unknown and thus it's important to really learn what this system is about - whether this entire process is a legitimate way to earn passive income or is it another bogus scheme to make money online.

How does CashFlow 101 System Work?

Cash Flow 101 Review Link

The compensation pay plan which is called "One Up Pay Plan" gives you an opportunity to earn when you invite others to join and as well as when your referrals get to invite others to join too - like a pyramid scheme.

The cash flow depends on being able to recruit or invite others to join because when your recruit pays, the payment goes to you. That's basically how you'll make money online through this scheme.

How Is It A Pyramid Scheme?

Cash Flow 101 System Review Link

Based on the compensation plan, clearly, it's similar to a pyramid scheme wherein the only way you can make money is if there's someone who'll pay for the membership just like you did.

In real life, we cannot call it a scam because it does pay you money - however only if someone else purchases too.

Can You Make A Lot of Money Online through the System?

Cash Flow Review Website Possibly, yes. But it can be very hard to do so to achieve success on this because of course, a lot of people are very careful nowadays not to lose their hard-earned money from the internet scam.

Is It One of the Good Online Business Opportunities?

In this program, they're marketing it in a way that will try to convince you that it's easy to convince members to join because they have a team to do the work for you if you pay for it through the following:

Generating Leads

The thing about this though is that you don't need to talk to anyone and all you have to do is to pay for exposure and there is a team who will take care of generating leads for you.

Email Marketing

Once a lead leaves their email address, they will get automated messages inviting them to join and pay for membership.

Can You Earn Passive Income From Cash Flow 101 System?

Although on their website, you can promote the program effortlessly as they convince you that they'll take care of the leads for you, you can't really rely on it fully. If you don't do the work for yourself, convincing people to avail the offer, you won't really be able to take your money back and make money online.

Is It The Same As Robert Kiyosaki's Game Cash Flow 101 by Rich Dad Company?

This Cash Flow system though is different from Robert Kiyosaki's Cash Flow 101 game. Of course, it may cause confusion because the product names are similar but really if you check their sales page, you'll know that this is different as it is not a game, it's a scheme.

Is the Cash Flow 101 System Legitimate or Scam?

Scam or Legit

So, is Cash Flow 101 System a scam?

Not technically. Of course, you can make money with this program, but it’s definitely not as easy as the company makes it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and - most importantly - the actual commissions are pretty small.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months and then your reward is a $50 commission, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Leasing.

And, unlike an MLM, you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection are all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

TESTIMONIAL - Saying Goodbye To Our Jobs

They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Leasing.

Is Cash Flow 101 System For You?

If you think you're good at convincing people in investing in this kind of pyramid scheme or internet money-making scheme, then it's for you.

As long as you're transparent about what this program is about and you don't lure people on something different from what it promises, then you can go offer this program at your own risk.

Are There Any Success Stories in Cash Flow 101 System?

There is very little information on this Cash Flow 101 System and we don't even know who is the creator so, of course, I can't really say if there are success stories for this program.

Would you recommend Cash Flow 101 System?

Cash Flow 101 System Review Line

I personally don't recommend this program simply because the creator is unknown. It's just too shady for me to invest in something that I do not have a lot of information about. I always question, if this is a good product then why are they hiding who created it? There's even no screen name for it. I'm not seeing any other great review at all.

Are There Alternatives After Reading Cash Flow 101 System Reviews?


Yes, there are plenty of MLM companies to choose from if you want to pursue this business model after reading Cash Flow 101 System Reviews. Here are just a few:

What Is My #1 Recommendation To Make Money Online In 2024?

Digital Leasing

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Leasing is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Leasing is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full-time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Leasing business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.

TESTIMONIAL - JUMP ALL IN 2) You Own & Control EVERYTHING: With MLMs and Network Marketing, you don’t really own anything. You have no control over the quality of products. You don’t even own your “team”.

Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.

With Digital Leasing, you own the assets, which means you have all the power and all the control.

TESTIMONIAL - Feeling Blessed

3) Little To No Startup Costs: It’s possible to get into Digital Leasing with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket...even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

TESTIMONIAL - Scott Lead Gen

4) No Inventory: Alright, so most MLMs don’t make you buy the products and fill your garage with them anymore (unlike the good ol’ days), but you’re still in a physical products business.

And physical products always have physical limitations. Even if you don’t have to manage the inventory, you still have to deal with supply chain shortages that cause major delays.

Imagine finally landing your first customer, and then losing them after one sale because they had to wait 6 weeks to get their order.

With Digital Leasing, a 100% online business, you never even have to think about that risk.


5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple of keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with an MLM, you’d have to double your customers OR double the average order size of your existing customers. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

TESTIMONIAL - Lance Lead Gen

6) Make Money Helping Real People: This part is what makes it all worth it. In an MLM, your “upline” might convince you that what you’re selling improves people’s lives, but deep down, you likely know that’s not true.

Most of the time, you’re either selling a dream or a poor-quality, overpriced product with a fancy label.

And that makes it pretty hard to sleep at night.

But with Digital Leasing, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Leasing, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either...a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Leasing makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours.

You could continue browsing, looking at opportunities like the Cash Flow 101 System which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Leasing.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Leasing.

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