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The Fruitful Investor Review (2024): Is Mat Piche Worth It?

By: JosiahOct 05, 2023Real Estate
The Fruitful Investor Review ([year]): Is Mat Piche Worth It?

You probably don't aspire to be a landlord if you've ever had one: taking complaints about huge insects and clogged drains isn't the world's most glamorous profession.

With the appropriate strategy, you can still make a lot of money investing in real estate, even with the rise in interest rates. But the risks don't end with interest rates, as we all know...

...fortunately, Mat Piche has a course called The Fruitful Investor that will help you learn the ropes of the real estate business, hopefully conquering those often-immense challenges on the road to sucess.

Let's find out how much of what he promises is true.


This The Fruitful Investor review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

  • Mat is a self-made multi-millionaire
  • Has easy-to-digest information
  • Provides valuable content
  • No refund policy
  • Pricey course
  • No real-life success stories

Why Listen To Us

My name is Josiah, and this is my Dad, Joel.why listen us

Together, we make up the team here at Scamrisk.

If you’ll let me bother you for two minutes, I’d like to quickly explain why I’m even here writing this review.

In early 2020, I had just graduated from college & had no real career prospects.

I knew I was destined for something more, but I had no clue how I was going to make it happen.

I had this sinking feeling in my gut all the time… like the “big man upstairs” had accidentally given me the version of life where I’d be mediocre forever, instead of the one where I was, ya know – happy & fulfilled.


I had fiddled around with some different online businesses in college:

Some random MLMs, a bit of affiliate marketing, a (failed) dropshipping store or two, all the usual suspects.

Even my dad had been involved in MLMs back in the day… selling knives & other random nonsense people (probably) didn’t need.

All I really wanted was to find something that was going to actually work for me.

Maybe those things had worked for others, but for me it all turned up a fat “0” in the bank account department.

So I searched! And searched… and searched… and searched…

And eventually, I somehow stumbled upon a program that promised to help me build an income online (read about it here if you’re curious).

I didn’t really want to be “rich”.

The thought of making a reliable $5K per month & not having to worry about clocking in to a 9-to-5 ever again was all I needed.

Sure, there were people in the program doing high-6 and low-7 figures per year… but that wasn’t what I was out for.

I just wanted to provide freedom for myself, and if I was lucky, take my family along for the ride.

Fast forward a few days and a few phone calls & I was enrolled!

Here’s the first “money making website” I put up:

why listen us gif

I built that site in 2020, and it still makes me $1,500 per month. It’s a basic 5 page website I built based on a template the program provides.

The best part to me? My dad and I get to do it all together!

So between the:

  1. Ease of reaching $5-$10K per month in income online

  2. Straightforward-ness of the system to do it

  3. Fact that I get to do it w/ my family

Is why I recommend local lead generation as my #1 business model for making money online.

Sure, it takes some work and dedication – but anyone that tells you that there’s a business out there that requires no work is selling you a lemon.

I’m not saying you need to sign up for the same program I did, but I would definitely recommend giving the business model a peek!

The Fruitful Investor is a real estate investing program. 

Like most real estate investing training courses, you’ll likely be exposed to the “Big 3” investing types:

  • Flipping
  • Wholesaling
  • Long-term buy-and-hold

Regardless of which path you go down, there is a lot of potential with real estate investing. 

After all, it’s the world’s oldest wealth-builder. 

However, before you leave this The Fruitful Investor review and go sign up, you might want to ask yourself:

“Is now the right time for me to get into real estate investing?”

Because, no matter which way you slice it, real estate investing is extremely capital intensive, labor intensive, or both. 

So if you’ve only got an hour or two a day, or your savings account is a few zeroes lighter than you’re comfortable with, this might not be the best time for you to jump into real estate investing. 

But that doesn’t mean you’re out of luck. It just means you need a system to free up more time and give yourself a stronger financial cushion.

A good way to get yourself there is with Digital Real Estate.

Digital Real Estate takes all the best parts of real estate investing, while eliminating most of the headaches:

  • Low cashflow
  • Interest payments
  • Mortgages
  • High overhead
  • Expensive repairs and maintenance
  • Problematic tenants

And the best part?

Digital Real Estate allows you to build a passive income stream that’s actually passive!

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000).

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day analyzing deals, cold-calling homeowners, or dealing with contractors.

TESTIMONIAL - Still Getting Paid

If that sounds like something you’d be interested in, check out Digital Real Estate.

This is the perfect first step to build recurring income that you can then use to start investing in real estate down the line. 

However, if you’d still like to know more about The Fruitful Investor, keep reading.

What Is The Fruitful Investor?

what is the fruitful investor

The real estate investing courses provided by The Fruitful Investor are advanced versions of their more well-known video and audio guides.

Mat Piche, the man behind Fruitful Investor, offers a $997 real estate investment course called the Fruitful Executive Package, in which he claims to share all the strategies he utilizes daily in his business.

The apprenticeship program and the single-family investment courses offered by the Fruitful Investor are free. However, the in-depth investing classes are available for a fee, covering topics like how to recruit joint ventures, private loans, and Mat's modified BRRRR method.

Although Mat's courses occasionally overpromise, he consistently provides useful information on his podcasts and YouTube channels.

In his podcast, he discusses topics such as whether or not to use a mortgage broker, where to go for investment capital or a joint venture partner, how to entice your dream clients, and much more.

There is a wealth of information for new investors in The Fruitful Investor. His seminars also involve computation and practical estimations.

Who Created The Fruitful Investor?

who created the fruitful investor mat piche

Mat Piche works as a real estate agent in Kitchener-Waterloo, Ontario, Canada, and is a very active investor.

From being broke to a millionaire, he shares his story and strategies with his audience. He got his wealth from rental properties, house flipping, private financing, and joint venture partnerships.

Mat became a millionaire at age 28 and a multi-millionaire by age 30 due to his successful real estate investing career.

From the initial two properties he purchased with his own money when he was 22, he expanded his real estate investing business to include more than 30 properties by the time he turned 30.

Mat is a real estate agent specializing in single-family properties, but he has dabbled in the multi-family market.

Mat Piche not only provides coaching and training but also hosts a podcast about real estate investing. In his podcast, "Fruitful Investing," he discusses issues such as "real estate risks," "finding the right real estate agent," "financial independence," "home renovation guides," and more.

Mat has become a leader among other real estate investors and takes great pleasure in advising his clients, business partners, and newsletter readers on achieving financial success through property investment.

What Is Inside The Fruitful Investor?

whats inside the fruitful investor

As a young man, Mat Piche was a broke carpenter renovating properties for a real estate investor. And as he met and assisted more and more investors, he discovered that they weren't so different.

All these money-men were all looking for a real estate agent who dealt exclusively with investors, but were having a hard time finding them. Next thing you know, his restoration clients practically pushed him to get his real estate license, and the rest is history.

Unlimited Cash Course ($497)

unlimited cash course

As mentioned, Mat's real estate success story is detailed in this course so that you can replicate his success. Topics include social media branding, giving away a product for free, and amassing an email subscriber base.

These proven real estate strategies allowed him to become an industry leader. The course also addresses the topic of luring joint venture partners.

Renovate Like The Fruitful Investor ($347)

renovate like the fruitful investor

If you're interested in getting into house flipping, this is another course that Mat offers. The course includes a comprehensive inventory of the materials he used to create the signature look of his renovated buildings.

He explains his renovation process and promises a trouble-free remodeling experience for his students. The course covers various topics, such as kitchen and bathroom design, flooring, and lighting.

Your First Steps-12 Video Series ($37)

your first steps 12 video series

Learn the basics of real estate investing with this book. Mat discusses the basics of the business and how to launch successfully. The course covers 12 topics, including cash flow projections, tenant selection, networking, and nine others.

The Fruitful Stock Options ($397)

the fruitful stock options

Profiting from the stock market the Mat Piche way is what this course is all about. The concepts of ITM, OTM, and ATM will be introduced, along with the fundamentals of stock investing. The basics of drawing trend lines are covered as well.

Fruitful Private Lending ($297)

fruitful private lending.webp

Mat offers a method for making 17% annualized interest with this strategy. In his course, he argues that private lending can be risk-free if done properly.

You'll have access to sample contracts, including a mortgage and promissory note, as well as the actual documents that inspired them.

Is The Fruitful Investor A Scam?

Scam or Legit

So, is The Fruitful Investor a scam? Not technically. You can make money with this program, but it’s definitely not as easy as Mat Piche makes it sound. 

There’s a ton of work to be done upfront, no real guarantee of success, and - most importantly - the actual profit margins on real estate investments are pretty small. 

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months - looking at deals, sending out offers, negotiating with the seller and lender to buy a rental property - and then your reward is like $100 a month in profits, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month (with a 90-95% profit margin)?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate. 

And, unlike traditional real estate, you can legitimately do this from anywhere. It’s a true lifestyle business. 

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

TESTIMONIAL - Saying Goodbye To Our Jobs

They’re able to travel around, living their lives first, and focusing on their income second. 

Because even if they stop working for an extended period of time, the money keeps coming in. 

So adventure, memories, and experience are the top priority. 

And they never have to worry about how to pay for the next trip, or consider asking for time off. 

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

Are There Alternatives To The Fruitful Investor?


Yes, there are plenty of other business models to choose from if you want to pursue this making money online.  Here are just a few: 

  • Local Lead Generation
  • Digital Real Estate
  • SEO
  • Real Estate
  • Website Building

What Is My Top Recommendation For Making Money In 2024?

Digital Leasing

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t. 

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day. 

This is only possible if you have an income stream that’s not tied to your time.

Flipping and wholesaling are full-time jobs (and more), no matter what any real estate guru tells you. You always have to be searching for deals, because if you stop, so does the money.


2) You Own & Control EVERYTHING: Yes, in traditional real estate you kind of “own” the properties. But there’s also a ton of debt tied to most real estate investments, which means the property isn’t truly yours.

A lender can take it away if you miss a payment. Not to mention, loan payments really impact your profit margins.

With Digital Real Estate, you own the assets outright (with a 90-95% profit margin), which means you have all the power and all the control.

TESTIMONIAL - Feeling Blessed

3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket...even before you do any work. 

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

TESTIMONIAL - Scott Lead Gen

4) Minimal Ongoing Expenses: With traditional real estate, monthly expenses are HIGH.

Between loan payments, ongoing maintenance, and repairs (not to mention the possibility of having to go through the eviction process), profit margins are slim.

Plus, whenever you have a vacancy, factor in the costs to turn over a unit (plus the fact there’s no money coming in until the next tenant moves in).

With Digital Real Estate, a 100% online business with minimal maintenance and ongoing costs, you never even have to think about that risk.


5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum. 

If you wanted to double your income with traditional real estate investing, you’d have to double your monthly rent, double your deals/number of units OR double your profit margins.

And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

TESTIMONIAL - Lance Lead Gen

6) Make Money Helping Real People: This part is what makes it all worth it. With Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses. 

You make money by helping them make money. 

Not a big, faceless corporation either...a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent. 

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours. You could continue browsing, looking at opportunities like The Fruitful Investor which could one day make you money.

You could continue researching, never making a decision. 

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits. 

All while genuinely helping real people who are grateful and happy to pay for it. 

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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