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Section 8 Secrets Review (2024 Update): Everything You Wanted To Know!

By: JosiahDec 08, 2023Real Estate
Section 8 Secrets Review ([year] Update): Everything You Wanted To Know!

The Section 8 Secrets program, led by Tom Cruz, offers a mentorship and video training course specializing in investing in Section 8 long-term rentals. If you're considering this course, this review will provide you with all the needed information to make an informed decision.

We'll examine the advantages and disadvantages of investing in Section 8 real estate and the pros and cons of Tom's course. Additionally, we'll delve into Tom Cruz's background and what others have to say about him. Furthermore, we'll explore the course's contents and effectiveness.

Investing in real estate is risky, and Section 8 rental properties are no exception. However, local lead generation is an alternative and less risky option for generating passive income.


This Section 8 Secrets review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

  • Rent is guaranteed
  • 15-25% above market rent
  • Big demand
  • Delayed income/payment processing
  • Complicated eviction process
  • Unannounced yearly inspections

Why Listen To Us

My name is Josiah, and this is my Dad, Joel.why listen us

Together, we make up the team here at Scamrisk.

If you’ll let me bother you for two minutes, I’d like to quickly explain why I’m even here writing this review.

In early 2020, I had just graduated from college & had no real career prospects.

I knew I was destined for something more, but I had no clue how I was going to make it happen.

I had this sinking feeling in my gut all the time… like the “big man upstairs” had accidentally given me the version of life where I’d be mediocre forever, instead of the one where I was, ya know – happy & fulfilled.


I had fiddled around with some different online businesses in college:

Some random MLMs, a bit of affiliate marketing, a (failed) dropshipping store or two, all the usual suspects.

Even my dad had been involved in MLMs back in the day… selling knives & other random nonsense people (probably) didn’t need.

All I really wanted was to find something that was going to actually work for me.

Maybe those things had worked for others, but for me it all turned up a fat “0” in the bank account department.

So I searched! And searched… and searched… and searched…

And eventually, I somehow stumbled upon a program that promised to help me build an income online (read about it here if you’re curious).

I didn’t really want to be “rich”.

The thought of making a reliable $5K per month & not having to worry about clocking in to a 9-to-5 ever again was all I needed.

Sure, there were people in the program doing high-6 and low-7 figures per year… but that wasn’t what I was out for.

I just wanted to provide freedom for myself, and if I was lucky, take my family along for the ride.

Fast forward a few days and a few phone calls & I was enrolled!

Here’s the first “money making website” I put up:

why listen us gif

I built that site in 2020, and it still makes me $1,500 per month. It’s a basic 5 page website I built based on a template the program provides.

The best part to me? My dad and I get to do it all together!

So between the:

  1. Ease of reaching $5-$10K per month in income online

  2. Straightforward-ness of the system to do it

  3. Fact that I get to do it w/ my family

Is why I recommend local lead generation as my #1 business model for making money online.

Sure, it takes some work and dedication – but anyone that tells you that there’s a business out there that requires no work is selling you a lemon.

I’m not saying you need to sign up for the same program I did, but I would definitely recommend giving the business model a peek!

Section 8 Secrets is a real estate investing program.

Like most real estate investing training courses, you’ll likely be exposed to the “Big 3” investing types:

  • Flipping
  • Wholesaling
  • Long-term buy-and-hold

Regardless of which path you go down, there is a lot of potential with real estate investing.

After all, it’s the world’s oldest wealth-builder.

However, before you leave this Section 8 Secrets review and go sign up, you might want to ask yourself:

“Is now the right time for me to get into real estate investing?”

Because, no matter which way you slice it, real estate investing is extremely capital intensive, labor intensive, or both.

So if you’ve only got an hour or two a day, or your savings account is a few zeroes lighter than you’re comfortable with, this might not be the best time for you to jump into real estate investing.

But that doesn’t mean you’re out of luck. It just means you need a system to free up more time and give yourself a stronger financial cushion.

A good way to get yourself there is with Digital Leasing.

Digital Leasing takes all the best parts of real estate investing, while eliminating most of the headaches:

  • Low cashflow
  • Interest payments
  • Mortgages
  • High overhead
  • Expensive repairs and maintenance
  • Problematic tenants

And the best part?

Digital Leasing allows you to build a passive income stream that’s actually passive!

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000).

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day analyzing deals, cold-calling homeowners, or dealing with contractors.

Still Getting Paid

If that sounds like something you’d be interested in, check out Digital Leasing.

This is the perfect first step to build recurring income that you can then use to start investing in real estate down the line.

However, if you’d still like to know more about Section 8 Secrets, keep reading.

What Is Section 8 Secrets?

What Is Section 8 Secrets

Tom Cruz's Section 8 Secrets program offers an efficient shortcut for new Section 8 real estate investors to save time and money. The course, which is presented in a video format, is tailored to two types of people.

Firstly, it's designed for beginners in the real estate industry who may need more financial means to pay down on market real estate properties. Through the course, you'll learn how to obtain low down payment loans that can help you acquire your first Section 8 property.

Secondly, the program is also aimed at experienced real estate investors who are interested in investing in Section 8 properties. For these individuals, the course covers advanced negotiation tactics, property selection strategies, and methods for streamlining management operations through software utilization and team creation.

The Section 8 program is a federal program providing rental assistance to low income families. It is a program by the Housing authority and Urban Development to assist eligible individuals and families afford decent, safe, and sanitary housing in the private market. Simply put, it is affordable housing made possible by housing authorities and creative financing.

Who Is Tom Cruz?

Tom Cruz

Tom Cruz is a real estate investor and mentor from Wilmington, North Carolina. Born and raised in Brazil, his parents nurtured Tom's entrepreneurial spirit from a young age. In middle and high school, he sold Pokemon cards and paintball guns.

In 2012, Tom began investing in real estate by renting out condos and wholesaling houses. Since 2014, he has focused primarily on investing in Section 8 long-term rentals. Tom has also owned two website design and marketing businesses alongside his real estate investments.

Today, Tom owns Cruz Properties, which boasts over 500 properties, primarily single-family Section 8 homes located in the Southeastern United States. While most of his properties are in North Carolina, he also acquires properties in Ohio, Tennessee, and South Carolina.

His Section 8 properties generate a monthly income of $450,000, and he has secured $30 million in debt financing from credit unions, community banks, and large lending institutions.

What's Inside Section 8 Secrets

Whats Inside Section 8 Secrets

The Section 8 Secrets program is a comprehensive video training course that guides you through investing in Section 8 real estate. The program is structured into eight sections that cover everything you need to know:

Introduction to Section 8 and How to Invest in It - This section provides a complete overview of Section 8, its benefits, and how to invest in the program.

Property Selection - Discover how to identify properties that are ideal for Section 8 rentals and learn how to find them as Tom does. Bedroom count and location are top considerations.

Financing Options - Find out where and how to secure financing for your Section 8 property investments.

Tenant Screening - Avoid common pitfalls by learning how to screen potential tenants and conduct thorough background checks. A huge demand will also result in a long waiting list.

Real Estate Investing

Tenant Onboarding - Follow a step-by-step process for onboarding new Section 8 tenants to ensure a smooth transition and successful tenancy.

Inspections - Learn all about Section 8 inspections, what to expect, how to prepare, and how to avoid common mistakes.

Property Management - Explore different property management options, including Tom's approach of using in-house property managers. Having a property manager will save you time and easily scale your business. A property management company can also help.

LLC Documents - Discover the essential documents to set up your real estate investment company.

In addition to the main training course, you also receive 12 months of access to live mentorship from Tom and a free bonus course on wholesaling. If you haven't started investing, you will also get tips on how to find financing.

Section 8 Secrets offers a comprehensive and practical guide for anyone interested in investing in Section 8 real estate.

How Much Does It Cost To Join Section 8 Secrets?

How Much Does It Cost To Join Section 8 Secrets

The Section 8 Secrets Coaching System is a comprehensive program that aims to help you go from having no rentals to owning 50 or more within a year. With a step-by-step approach, the program covers everything from finding discounted properties and obtaining financing to securing tenants and establishing property management.

Tom Cruz will work with you to develop a tailored plan to scale your business rapidly and even assist with setting up your company. Additionally, the program includes access to a private Discord community of fellow Section 8 investors, providing ample opportunities to network and collaborate.

As for the cost, it is not disclosed upfront, so interested individuals will need to schedule a call to learn more.

Is Section 8 Secrets A Scam?

Scam or Legit

So, is Section 8 Secrets a scam? Not technically. You can make money with this program, but it’s definitely not as easy as Tom Cruz makes it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and - most importantly - the actual profit margins on real estate investments are pretty small.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months - looking at deals, sending out offers, negotiating with the seller and lender to buy a rental property - and then your reward is like $100 a month in profits, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month (with a 90-95% profit margin)?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Leasing.

And, unlike traditional real estate, you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

Saying Goodbye To Our Jobs

They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Leasing.

Are There Alternatives To Section 8 Secrets?


Yes, there are plenty of other business models to choose from if you want to pursue this making money online. Here are just a few:

What Is My Top Recommendation For Making Money Online In 2024?

Digital Leasing

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Leasing is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Leasing is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Leasing business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.
Flipping and wholesaling are full-time jobs (and more), no matter what any real estate guru tells you. You always have to be searching for deals, because if you stop, so does the money.


2) You Own & Control EVERYTHING: Yes, in traditional real estate you kind of “own” the properties. But there’s also a ton of debt tied to most real estate investments, which means the property isn’t truly yours.

A lender can take it away if you miss a payment. Not to mention, loan payments really impact your profit margins.

With Digital Leasing, you own the assets outright (with a 90-95% profit margin), which means you have all the power and all the control.

Feeling Blessed

3) Little To No Startup Costs: It’s possible to get into Digital Leasing with zero dollars upfront.

Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket...even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

Scott Lead Gen

4) Minimal Ongoing Expenses: With traditional real estate, monthly expenses are HIGH.

Between loan payments, ongoing maintenance, and repairs (not to mention the possibility of having to go through the eviction process), profit margins are slim.

Plus, whenever you have a vacancy, factor in the costs to turn over a unit (plus the fact there’s no money coming in until the next tenant moves in).

With Digital Leasing, a 100% online business with minimal maintenance and ongoing costs, you never even have to think about that risk.

Done Deal

5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with traditional real estate investing, you’d have to double your monthly rent, double your deals/number of units OR double your profit margins. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

Lance Lead Gen

6) Make Money Helping Real People: This part is what makes it all worth it. With Digital Leasing, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Leasing, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either...a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Leasing makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours. You could continue browsing, looking at opportunities like Section 8 Secrets which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Leasing.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Leasing.

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