Monetarico [MonetariFund] Review: Is This Trading Business Just Another Way To Lose Money? (2023 Update!)

Scam Risk is here to help you protect yourself and fight back

Updated: January 23

By: Scam Risk - Expert Reviewer

monetarico stock market review

Are you happy with the number you see in your bank account?

Are you even making a profit?

After all, most businesses take at least a year to get out of the red and into the black, and plenty of companies never even take off altogether.

Every entrepreneur aspires to build a successful business – you know, one of those things where product sales continually flow out, revenue grows, and profits climb sky-high.

However, according to Forbes, 80% of businesses fail.

MonteriFund, a brokerage account business ran out of Monetaricocom (confusing, I know), is offering to help people get to the forefront of making passive income via winning trades on the stock market.

It’s innovative because it allows you to make money trading stocks without performing any of the heavy work.

There is no order tracking or delivery of product purchases. There is no need to find the best strategies. There is no need to draw in traffic. There will be no trial and error, only proven methods…

…at least that’s what the Monetari Fund company claim.

But is any of it true?

Let’s find out.

This Monetarico review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Table of Contents

Pros: What I Liked

  • They claim to be the best in the "copy and paste" trading business
  • Their access to support is 24/7
  • It is possible to make money if you can time the market
The Good

Cons: What I Didn't Like

  • MonetariFund is so risky considering that they aren't regulated
  • The promises might be too good to be true
  • There are safer alternatives with more upside
The Bad

You probably discovered MonetariFund for the same reason you might have come across any other financial newsletter, stock trading service, or investment program:

Because you want more money in less time.

And chances are, you want to quickly multiply the money you do have (as opposed to waiting months or even years to see a decent ROI).

This is a really exciting promise, and it’s probably why the financial publishing and training industry is worth billions of dollars.

The problem is, because the idea of doubling, tripling, or 10X-ing your money in a few minutes to a few days is so enticing, there are a ton of shady characters in this space.

But, putting that aside, let’s say every investing guru and “trading expert” on the internet had the best of intentions.

Even with proprietary algorithms, a room full of supercomputers, and a team of rocket scientists, most of these experts would be lucky to get it right 20% of the time.

But in order to make that happen, you can NEVER miss a trade. With a 20% success rate (speaking optimistically), one missed winner could turn a profitable month into a loser.

That’s a lot of pressure and a lot of stress (not to mention a lot of losing) with not much certainty.

passive residual income

But what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Constantly monitoring your phone for buy/sell alerts

  • Obsessively watching charts and movement

  • The emotional roller coaster and angst of hoping one winner can cover the last 8 losses

  • Gambler’s odds (20% chance of success is worse than the odds of winning at Blackjack)

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day monitoring charts, trades, and alerts?

If that sounds like something you’d be interested in, check out Digital Real Estate. 

However, if you’d still like to know more about Monetarico, keep reading.

What Is MonetariFund?

MonetariFund reviews scam or legitMonetariFund is a platform wherein you can start trading for free – initially.

It began operations in October 2020 and is based in Canada.

The company’s claim is that their trade options win 90+% of the time and that they are the best “copy and paste” trading business in the game.

Who Is David Vlas?

David Vlas is the one promoting MonetariFund, but according to some reviews and articles, he is just the front-man and there are other people who are the brains of this trading business.

David Vlas is just the most popular figure, considering that he has millions of subscribers on YouTube.

How Does MonetariFund Work?

monetari fund review stock trading scam

Basically, you will learn the process they use to time a stock price on their trading platform – and they claim you can figure all this out in just a few minutes.

They say you will learn how to take advantage of their trade alerts – although they seem to lack in risk management lessons for the most part.

What Are The Contents Of The Program?

Monetari Fund provides guides and training on how you can succeed with their strategies in trading. You can watch their step-by-step tutorials on what exactly you will need to prosper in the volatile markets.

They claim to provide you with 24/7 support as well. This seems to be a Discord chat they invite all their members into.

You will also have exclusive access to trading alerts and to future trading plans.

Monetari Fund Reviews

reddit modern millionaires

I was so desperate to make some extra…

“I was so desperate to make some extra money and improve my financial situation that I fell for the false promises and deceitful marketing of Monetari Fund. They sold me a dream, telling me that I could easily make a fortune with their expert guidance and trading signals

Feeling hopeful and confident, I signed up and deposited my hard-earned money. But what followed was nothing short of a nightmare…

Despite following their instructions and putting in countless hours of work, I barely made any profits and ended up losing a significant amount of money all within the turn around time they assured me I could net profit. And when I requested my money back through their supposed “money back guarantee,” I was met with nothing but evasion and excuses.

I’ve contacted them NUMEROUS TIMES, but they’ve done everything in their power to avoid me and possibly refunding my $89. It’s obvious that this company is nothing but a SCAM, preying on the hopes and dreams of desperate individuals and leaving them with empty pockets and shattered confidence.


Here’s another rough one:


The Monetari Fund is a program that deals with the stock market, and how you can generate consistent earnings from it. This program specializes in options trading.

A stock option (or “option” for short) is a contract between two parties that gives the buyer the right to buy or sell underlying stocks at a predetermined price and within a specified time period. You can think of it as an “insurance” for your stock portfolio that protects you from losing your investment money, in case a certain stock’s price drops.

You can also trade options in the same way you can trade stocks.

It consists of an online course that teaches you the absolute basics of how you can start options trading, as well as a few strategies from them.

But the main content of this program is access to their private Discord group. Here, a group of expert traders shares their top trades to the members within it, based on the subscription tier.

However, while it is possible to earn quite a bit of money with this training program, it’s not an absolute guarantee.

Options trading itself carry the same risks as stock and cryptocurrency trading. If you rely on it too much to make money, your earning won’t be consistent at all, and you may even be operating at a loss.

Remember to always calculate your risk in trading. This earning inconsistency applies to every securities trader, no matter what alert services or newsletter they use.


Here’s the thing about the Monetari Fund. There’s almost no information about the creators of this program. All except for one person.

That person is David Vlas.

David Vlas is an American social media personality and entrepreneur. He is best known for posting videos on his self-titled YouTube channel.

The content of his main YouTube channel, which currently has 2.77 million subscribers, is something that you can expect from a “mainstream” YouTuber. Such as various vlogs, pranks, challenges, and others.

He does, however, have another YouTube channel, DavidVlasBusiness, which has content related to stocks, and how to make money online on YouTube. It’s not as big as his main YouTube channel, however (only having 33.9k subscribers), and it isn’t updated as much.

For this aspect, he can be compared to other YouTubers such as Biaheza and Meet Kevin. In that, aside from being a known YouTuber, they each have their own online courses that teach people how to make money online.

Personally, however, out of the three here, Meet Kevin is one of the more reputable ones out there.

As for David Vlas himself, he can only be considered as the “face of Monetari Fund”. He couldn’t possibly be the one responsible for all the trading signals and the overall course content, given his YouTuber reputation.

For me, it’s a minor red flag for this course. A bit of transparency would help a lot, so users could gauge the reliability of the educational content and strategies stated in this course.


The Monetari Fund program consists of two parts.

  1. An online course about options trading

  2. The Monetari Fund Discord group

Signing up for the Monetari Fund gives you access to both features. Though they also offer free access to the Discord group, but in a limited capacity.

Here’s a quick overview of the features included in the Monetari Fund.


The online course for Monetari Fund teaches most of the basics necessary to get you started at options trading. It also contains a few trading strategies claimed to be done by David Vlas himself.

As such, this is quite short, lasting only a few hours. Here’s a brief overview of what you can learn from this course.

  • Trader’s Mindset For Success

  • How to Start Trading (Robinhood Walkthrough)

  • What are Options in Trading

  • Risk Management

  • Trading Walkthrough & How to Copy Us

  • How To Follow Our Trades CFDs (Outside of USA)

  • What Are CFDs

  • Following Our Trade Alerts

  • How To Join The MonetariFund Discord Group

  • FAQs


The Discord group is where most of the action takes place.

Here, you’ll be able to participate in live trading from some of the experts in this Discord group.

Sometimes, however, David Vlas himself participates in the live trading.

The idea here is when they make a trade that seems to have the potential for a huge profit, they’ll send a signal about this to most of the members there.

As this is also a Discord group, it’s safe to assume that there’s also a community chat here. This is where you can talk to fellow students of this program, and share and receive trading tips and strategies.

Keep in mind that in options trading, you can only trade a total of 3 options per week. Any more after that, and your brokerage account may be frozen for 90 days.

This is known as the Pattern Day Trading (PDT) rule, and it was

implemented back in 2001 as a safety feature to help reduce the risk associated with day trading.

This rule is usually overlooked by most day traders because it rarely happens, and usually, a broker will notify you of that. Plus, this rule isn’t applicable if you have an account value of $25,000 in your margin account.


The price for joining the Monetari Fund isn’t usually revealed upfront. But only after you watch his free webinar, you’ll be able to find out the price for this program.

To join the Monetari Fund, you need a one-time payment of $,1995. Alternatively, you can also join the program by paying a monthly fee of $295.

If you’re still not convinced, they also offer a “Lite” version wherein you can join the Discord trading group for free. However, you’ll only be limited to a maximum of two trading suggestions (the Paid version not only gives you an unlimited number of trade suggestions, but they’re also potentially higher trade picks, according to them).

As you can already tell, the program itself is rather expensive. And it doesn’t even take into account the amount of money that you’ll need to start trading regularly.

Furthermore, options trading or stock trading isn’t something that can help you build a stable online business with a steady flow of income. Because the amount of money you can earn from trading is proportionate to the amount you invest.

This means, you have to spend more, to gain more. It’s not scalable at all.


Monetari Fund is a good program for people who wants to get into stocks or options trading, but don’t know where to start. You’ll be provided with training for the basics to make sure that you’ll know the important things before you get into the real deal.

One thing I like about this program is that they also offer a sort of “free trial” for their service. This can help you decide if this program is right for you, or not.


Options trading itself is very risky. It carries the same amount of risks as stock trading, in that it’s also quite volatile. Therefore, if you’re not careful, you may lose all your invested money.

But as for Monetari Fund itself, it’s full of red flags that anyone who wants to buy this program should take note of.

First off, David Vlas isn’t really a credible guy when it comes to topics about stock investments and others. As you can see from his main YouTube channel, nothing there is related to stocks investment, making money online, etc. While he does have a YouTube channel dedicated to business, you can see that’s not as well-received, and isn’t even updated at all.

There are even some accusations that David Vlas himself just buys off his YouTube subscribers, and isn’t building them organically. This might have some truth to it, as he has a YouTube video showing how he did it.

Next, all the vital information needed to check a business’ legitimacy can’t be found anywhere. We even have no idea if David himself is the one who made Monetari Fund, or even the source of his trade signals. Pretty sure, there are plenty of people behind-the-scenes that do all the work, and he’s just there to serve as their “face”.

Even the address that’s stated on their official website points to a single apartment with no one on it.

Finally, the marketing video for Monetari Fund strongly hints that you can get rich quickly in stock trading through this program. Ironically, they themselves even say that they’re not one, but their marketing clearly says otherwise.

This could be dangerous if someone, especially a newcomer were to believe this claim. Since trading in the stock market doesn’t give you any guarantee that you’ll be rich from it.


Options trading and stock trading isn’t a scam at all, as many people did receive a good amount of earning by doing it.

As for Monetari Fund itself, its poor course quality, plus its shady information, means it can qualify as a scam.

Simply put, there’s just too many red flags o this program, that it’s difficult to trust your money with them. So I would say just avoid this program altogether.

If you’re serious about getting into stocks and options trading, it would probably be better if you just invested in something like VantagePoint and The Oxford Club, which are made by more reliable names in the industry.

But then again, there are always better opportunities on making money online to try out there…


Allow me to share some final thoughts of mine before I close this Monetari Fund review.

Relying on these trading alert systems for your trading decisions isn’t really a good idea for beginners. Since most of them won’t probably have any idea if the stock or options they invested will give them value in the long run.

As a beginner, what you want to do is to develop your own trading style. If you simply rely on trading alerts without knowing the real value of what you’re investing in, you might expose yourself to a serious financial risk should the stock in question suffers a highly volatile value change.

One’s trading style is something that they usually develop over time. Some of them may prefer it a bit more aggressive, while there are also others who invest long-term, holding on to their stocks for quite a long time.”

How Much Does MonetariFund Cost?

monetarico lose money stock trading business review scam

The price of MonetariFund is currently set at $295/month or $1997/year – a little high considering the value you could find elsewhere.

Is MonetariFund A Scam?

is it a scam

So, is Monetarico a scam?

Not technically – even if people online are saying otherwise.

You can make money with this program, but building a successful business is definitely not as easy as they make it sound.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months, and then your reward is being forced to grind it out for another 9 months before seeing any “real money,” well…that’s not a great deal, is it?

Reminds me of those God-forsaken MLMs many of us have experienced…all hype and no substance.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

And you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection are all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

·         A camper in the middle of the woods

·         A beach chair laid out on gorgeous white sands

·         A small villa in the Mediterranean

quit your job

These people are able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in – so adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to leadjust click here to find out more about Digital Real Estate.

Can You Recommend MonetariFund?

would you recommend this

MonetariFund is not regulated by any government and private bodies thus it’s really risky business and you don’t have anyone else to seek to in case of any problems other than them. So, no. I don’t really recommend MonetariFund.

Are There Alternatives To Monetarico?

alternative path financial independence

Yes, there are plenty of other business models to choose from if you want to pursue a path that frees your time and expands your wallet.  Here are just a few:

·         Local Lead Generation

·         Digital Real Estate

·         SEO

·         Real Estate

·         Website Building

Suppose you’re an entrepreneur looking to make some passive income. In that case, there are already a plethora of online courses available that will teach you a new business model for working from home.

Furthermore, this program’s educational materials and software are widely available elsewhere. And the best part is that some of them are either completely free or significantly less expensive than this system.

For the cost of this program , it is far better to invest it in something that will allow you to actually make money. Something that teaches you a valuable skill.

What Is Our #1 Recommendation For Making Money Online In 2023?

Take the Pen

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for entrepreneurs.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is probably your best bet.


Frankly, I don’t think you can afford to make the wrong choice when it comes to your career in this day and age.

Have you seen inflation lately? You know, that thing where your money is worth less but your costs of living keep rising? You must find a way to overcome this strain on your financial life, and you can’t rely on others to do it for you.

“Relying on others to do it for you”…where have I heard that before?

Oh yeah, it’s MonateriFund’s entire business model. Not good.

Whether you’re a man sick of living an average life, or a single mom seeking a new stream of income in order to stop the cycle of barely getting by…it seems clear to me that Digital Real Estate is a great option to take control in today’s economy.

Let’s dig into the details:

1) It’s Flexible:

Got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this.

Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.

testimonial BAM jump all in

2) You Own & Control EVERYTHING:

With stock trading, you don’t own anything. With Monetarico, you REALLY don’t own anything.

You don’t own the sales platform, you don’t own a brand, and you don’t own the customers.

So…are you comfortable trusting these guys with your livelihood?

With Digital Real Estate, you own the assets, which means you have all the power and all the control.

free time family online business

3) Little To No Startup Costs:

It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

That said, I’m not going to lie to you and say you’ll never have to put any work in. That’s a red flag. You don’t get anything for free in this life…however, you can absolutely put work in up front that frees up your time and lifestyle as you stack success.

That’s the life-hack to sitting back and watching money roll in.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for a much more efficient investment than the volatile markets – or even worse, taking out student loans.

winning big

4) No Wasted Time:

As mentioned above, spending tons of hours every day studying and grinding is a huge time commitment.

Plus, you constantly need to be turning great trades if you want to maintain your business.

You need to spend even more money if you want to scale up. With Monetarico, you’ll always have limits on your time and freedom.

With Digital Real Estate, a 100% online business, you never have to worry about that.

Testimonial leadgen marketing

5) Easy To Duplicate:

Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call.

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

How does it get easier?

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with trading, you’d have to double your time investment OR your profit margins. And it doesn’t take a rocket scientist to figure out that’s a lot harder than a few clicks and a few minutes of your life.

done deal digital real estate

6) Make Money Helping Real People:

This part is what makes it all worth it. Monetari Fund is a decent way to make yourself money, but it doesn’t improve anyone else’s lives.

After all, there’s always someone else selling stocks. That might be fine in the short term, but in the long run you may feel like you’re missing a purpose.

Don’t even get me started on MLMs, where your friends and family become the product…I’m sure many of you reading have been through that sort of “bait and switch” nonsense before.

You know the type – they promise a living wage, then you’re only on commission for a sketchy product.

With Digital Real Estate though, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not some big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll see what I mean,

take the pen

Now, the choice is yours. You could continue browsing, looking at opportunities like day trading which could one day make you money…

…you could continue researching, never making a decision

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality.

At the same time, you’re joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits? It’s as good as it sounds.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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  1. hoenstly this thing seems suspect just from the name. why have two names??? lol idk not gonna join this “MONETARICO” or “MONETARI FUND” w/e it is

  2. NO GOOD.

    tried it.


    little value, just a waste of money.


    will check out this Digital Real Estate course – hearing good things

  3. Certainly doesn’t seem to be very popular as it is. I like to try different courses in different industries. This isn’t close to the best trading course, but I do like the ad generation business you recommended, probably the best in “digital real estate” as you call it.

    Will update this review as I progress

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