scamrisk logo

Franchises Under 10k (2024)

By: JosiahOct 04, 2023Start A Business
Franchises Under 10k ([year])

Best Franchises Under 10k In [year] And Beyond!

COVID-19 has transformed the way we do our business. But there are still opportunities to become a franchisee that is affordable and has a good chance for success.

Towards the end of this article, I'll answer some of the most frequently asked questions about the best franchise opportunities under 10k in 2021 and other online alternatives.

But most importantly, you'll be shown a system that many investors have used to build their own business to over $40,000+ per month in mostly passive income.


This Franchises Under 10k review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

Why Listen To Us

My name is Josiah, and this is my Dad, Joel.why listen us

Together, we make up the team here at Scamrisk.

If you’ll let me bother you for two minutes, I’d like to quickly explain why I’m even here writing this review.

In early 2020, I had just graduated from college & had no real career prospects.

I knew I was destined for something more, but I had no clue how I was going to make it happen.

I had this sinking feeling in my gut all the time… like the “big man upstairs” had accidentally given me the version of life where I’d be mediocre forever, instead of the one where I was, ya know – happy & fulfilled.


I had fiddled around with some different online businesses in college:

Some random MLMs, a bit of affiliate marketing, a (failed) dropshipping store or two, all the usual suspects.

Even my dad had been involved in MLMs back in the day… selling knives & other random nonsense people (probably) didn’t need.

All I really wanted was to find something that was going to actually work for me.

Maybe those things had worked for others, but for me it all turned up a fat “0” in the bank account department.

So I searched! And searched… and searched… and searched…

And eventually, I somehow stumbled upon a program that promised to help me build an income online (read about it here if you’re curious).

I didn’t really want to be “rich”.

The thought of making a reliable $5K per month & not having to worry about clocking in to a 9-to-5 ever again was all I needed.

Sure, there were people in the program doing high-6 and low-7 figures per year… but that wasn’t what I was out for.

I just wanted to provide freedom for myself, and if I was lucky, take my family along for the ride.

Fast forward a few days and a few phone calls & I was enrolled!

Here’s the first “money making website” I put up:

why listen us gif

I built that site in 2020, and it still makes me $1,500 per month. It’s a basic 5 page website I built based on a template the program provides.

The best part to me? My dad and I get to do it all together!

So between the:

  1. Ease of reaching $5-$10K per month in income online

  2. Straightforward-ness of the system to do it

  3. Fact that I get to do it w/ my family

Is why I recommend local lead generation as my #1 business model for making money online.

Sure, it takes some work and dedication – but anyone that tells you that there’s a business out there that requires no work is selling you a lemon.

I’m not saying you need to sign up for the same program I did, but I would definitely recommend giving the business model a peek!

Top Fitness Franchises Under $10K

Social distancing has affected a lot of fitness franchises, although many have created online classes and adapt courses for social distancing.

These franchises can help you keep fit and healthy while earning from them.

1. MOMLETA (Baby Boot Camp)

franchise under 10k

MOMLETA is a great place to start if you're interested in fitness and in helping moms. MOMLETA offers a variety of programs for moms interested in fitness, wellness, community, and support.

  • Initial Franchise Fee: $4,000 to $7,000
  • Total Investment: $4,570 to $10,800
  • Working Capital: $400 to $2,000
  • Locations: 86
  • Contract Length: Three years
  • Owner Support: Turnkey operations, customized business center, monthly webinars, and coaching.
  • COVID-19 Considerations: Online classes
  • Standout: Helping moms get started


FIT4MOM franchise

Entrepreneur Magazine ranked FIT4MOM as one of the most rapidly growing franchises of 2019. FIT4MOM offers pre and post-natal wellness, fitness, and health programs that cater to every stage of motherhood. It provides a variety of programs and provides support from its home office. Franchisees believe that the greatest reward is in making a difference in women's life.

  • Initial Franchise Fee: $6,495 to $12,395
  • Total Investment: $6,905 to $26,385
  • Working Capital: $0 to $3,240
  • Royalty Fee: 4.0% + $399 maximum monthly fee
  • Locations: 294
  • Contract Length: Three years
  • Owner Support: Ongoing Training, Marketing, Computer, and Technology Support
  • COVID-19 Considerations: Virtual communities; outdoor workouts; digital programs
  • Standout: Exclusive territories, a chance for moms to create a community

3. Jazzercise

Jazzercise franchise under 10k

Jazzercise franchises have been called the "dance club of fitness" and are open to both instructors and business owners. You pay your fee when you apply. Then, you get training on Jazzercise for five weeks. The audition is after that. You have two options: you can stay as an instructor or start your own Jazzercise small business.

  • Initial Franchise Fee: $1,250
  • Total Investment: $2,415 to $3,200
  • Working Capital: $0 to $150
  • Royalty Fee: 20.0% (small business owners only)
  • Additional Fees: $505 to $798/year for music, association fees, liability insurance
  • Locations: 6,256 in 49 states
  • Contract Length: Five years
  • Owner Support: Online Training, Support from Local Sales Managers, Discounted Athletic Wear, and Other Resources
  • COVID-19 Considerations: Virtual auditioning and coaching
  • Standout: Maintain your fitness while running your company

Top Social Media, Publishing and Digital Marketing Franchises Under $10K

One of these franchises could be right for you if you want to stay at home and work on the computer. You will earn a lot of money from advertising sales.

4. SocialOwl

SocialOwl franchise under 10k

SocialOwl is not a traditional franchise, so much as a software-and-business-starter to help you create your own social media marketing business. Local businesses can purchase social media packages. Packages include analytics, marketing, reputation monitoring, shopping carts, sweepstakes, and deals.

SocialOwl can provide training, industry-specific material, marketing material, as well as a brandable website.

  • Initial Franchise Fee: No Traditional Franchise Fee; $149 for your first month. Resell fee starts at $1.25/month for each business client
  • Total Investment: $149 to $249 per month
  • Average ROI: $300/month per client (according to SocialOwl)
  • Contract Length: monthly; discount for annual payments
  • Owner Support: Phone and email support, plus online tutorials and training documents
  • COVID-19 Considerations: Work from home
  • Standout: White label your business

5. Coffee News

Coffee News franchise under 10k

Coffee News offers a free publishing franchise. The zines are available in coffee shops and restaurants. You will find humor, jokes, trivia, and amazing facts in the magazine.

There is also local advertising. You can even run it yourself. Coffee News offers software and training to help you manage your business. It consistently ranks among Entrepreneur's Top 500 Low-Cost Franchises for Ad-Based Magazines.

  • Initial Franchise Fee: $6,000
  • Total Investment: $9,250 to $11,750
  • Royalty Fee: $80/week
  • Locations: 338 franchises in eight countries, 1,101 units
  • Contract Length: Four years
  • Owner Support: 27-hour training, eight hours of on-the-job training, mentorship, software, marketing, regional, and email marketing
  • COVID-19 Considerations: Work from home
  • Standout: It's an excellent opportunity for retirees or part-time workers.

6. Eazi-Apps

Eazi Apps franchise under 10k

If your passion is designing mobile apps, Eazi Apps allows you to quickly select features, add content and brand appearances, making it easy for you to create sophisticated apps for clients. Not only do you make money by creating an app, but you also have to pay a monthly fee for the app's maintenance. Additionally, you can offer specialized services (such as content updates). Eazi Apps charges a per-app monthly fee.

  • Initial Franchise Fee: $9,995*
  • Per-app fee: $13.00*/month per app, minimum cash required at $260*/month
  • Locations: 300 partners in over 40 countries
  • Average ROI: $315*/year per app (according to Eazi-App’s website)
  • Owner Support: Brochures & Business Cards, Promotional Website, Live and Online Training, Mentorship, Account Management Software
  • COVID-19 Considerations: Work from home
  • Standout: No Coding Skills Required

*Converted from British pounds

Eazi Web Design offers a similar franchise, Eazi Websites. Eazi SEO is a comparable franchise.

7. N2 Publishing

N2 Publishing franchise under 10k

Hyperlocal newspapers are a growing business. Advertisers make money while local residents receive news and features. N2 targets wealthy communities with its magazines. Franchisees are responsible for selling ads, gathering content, publishing the magazine, and hosting local events. This franchise requires previous sales experience. They are looking to hire 500 more franchisees/area managers for specific locations.

  • Initial Franchise Fee: $570 (currently being waived)
  • Total Investment: $975 to $5,880
  • Working Capital: $500 to $750
  • Royalty Fee: 15.0%
  • Locations: 882
  • Contract Length: Two years
  • Owner Support: Training support, printing, and distribution
  • COVID-19 Considerations: Work from home
  • Standout: At present, is waiving its franchise charge

8. Town Money Saver

Town Money Saver franchise under 10k

If your sales experience is at least three years, and you are looking for a franchise that can be run from home with Town Money Saver (TMS), it might be for you. TMS delivers high-quality, targeted advertising in the immediate area through print, mobile and online advertising. TMS coordinates graphics, printing, and mailing for franchisees. You make your money from the ads you sell. TMS assigns your territory.

  • Initial Franchise Fee: No fees
  • Total Investment: $8,200 to $19,500
  • Working Capital: $5,000
  • Locations: 44 franchises
  • Owner Support: Classroom and on-the-job training, continuing education, magazine design, printing, and mailing
  • COVID-19 Considerations: Work from home
  • Standout: There are no franchise fees or royalties.

Top Cleaning And Janitorial Franchises Under $10K

Businesses are opening more doors, so cleaning and disinfecting are becoming more critical. Routine cleanings can be a must. Jan-Pro, OpenWorks, Buildingstars, and OpenWorks focus on commercial cleaning. College Pro provides a fantastic opportunity for students and recent graduates, while POOP 911 is a rapidly growing industry cleaning up after pets.

9. Jan-Pro Cleaning & Disinfecting

JAN PRO franchise

Jan-Pro Cleaning & Disinfecting offers commercial cleaning services to car dealerships and banks, gyms or churches, schools and offices, hospitals, and other facilities. For $900, you will need to buy the starter kit. You can work as little or as much as you like, and it offers flexible plans that allow you to dedicate as little as three hours per week. It is a part-time opportunity that could grow.

  • Initial Franchise Fee: $1,250 to $50,000; starter kits start at $900
  • Total Investment: $4,170 to $56,020
  • Working Capital: $1,000
  • Royalty Fee: 10.0%, 1% Ad Royalty Fee
  • Locations: 10,118 around the world
  • Average ROI: Minimum plan is $500 per month for three hours of work per week (as per Jan Pro website)
  • Owner Support: Customers, classroom and on-the-job training, marketing support, newsletter, online support
  • COVID-19 Considerations: Cleaning products for hospitals
  • Standout: Flexible packages that can be done full-time or for a few hours each week. It's a great option as a second job.

10. BuildingStars

BuildingStars franchise under 10k

The focus of this franchise is on office buildings and offers three franchise options that allow you to either multiply or start small. It can also help you get your first customers. BuildingStars was named one of Franchise Business Review's top 200 franchises for its excellent reviews from franchisees. It undergoes an extensive screening process to ensure that it's a suitable match.

  • Initial Franchise Fee: $795 to $1,995
  • Total Investment: $2,245 to $8,295
  • Locations: 703, regional offices in 9 cities across the US
  • Average ROI: $1,000 to $5,000 (per Buildingstars website)
  • Owner Support: Initial customer base and additional Accounts, training, billing, and collection handled by building Stars HQ. They also offer marketing and customer support.
  • Standout: This will help you to establish your initial customer base.

11. OpenWorks

OpenWorks franchise under 10k

Commercial cleaners are a $70 million franchise industry. OpenWorks helps you get into the business by giving you the necessary training, equipment, and customers. The franchise allows you to take the company along with you when you move. You can also grow the business according to your goals and needs. The franchise handles customer support and billing, so you don't have to deal with these two major pressures. You can start with $9,000 down, even though the franchise fee costs $18,500. There is also financing available.

  • Initial Franchise Fee: $18,500; min cash needed: $9,000
  • Total Investment: $18,500 to $72,000
  • Locations: 700+ around the world, 20 regional support offices
  • Owner Support: Training and support on running your business. Includes an initial equipment package, ongoing training, and billing by OpenWorks
  • Standout: OpenWorks guarantees customers to franchise owners. It can move with you.

12. POOP 911

POOP 911 franchise under 10k

While it's dirty work, someone has to do the job. POOP 911 offers poop-scooping for dog owners and breeders and kennels, and other areas that deal in animal droppings. The company has a website that provides customers with a way to request a free estimate without any obligations, place an order online and pay for the service. POOP 911 corporate handles the bill and sends you payments via direct deposit.

  • Initial Franchise Fee: $0
  • Total Investment: $3,620 to $25,970
  • Working Capital: $1,250 to $2,500
  • Royalty Fee: 23.0%
  • Locations: 64
  • Average ROI: “A return on investment is available in less than 12 months,” according to the POOP 911 website
  • Contract Length: Five years
  • Owner Support: Training, accounting support, and website support, including customer orders and billing
  • COVID-19 Considerations: Work from home, outdoor work
  • Standout: Choose your hours, whether you work part-time or full-time. Primarily, you will be working outdoors.

13. College Pro: Window Cleaning And Painting

College Pro franchise under 10k

College Pro is an excellent option for students looking to start their own business or recent graduates who want to work in the summer. It allows you to work around your school schedule by offering window cleaning and house painting franchises. There is no franchise fee but royalty. While franchisees experienced mixed results in earning a profit, they all said they learned a lot about running businesses.

  • Initial Franchise Fee: $0
  • Total Investment: $2,925 to $14,010
  • Working Capital: $1,500 to $5,250
  • Royalty Fee: 20.0%
  • Locations: 209+
  • Contract Length: One year
  • Owner Support: Classroom and on-the-job training, scheduling
  • COVID-19 Considerations: Monitors and adapts based on the most recent information from Health Canada and the Centers for Disease Control and Prevention, World Health Organization, and medical and public health professionals. Social distancing may affect scheduling.
  • Standout: No initial fee; works with students in college

Top Finance Franchises Under $10K

A financial franchise will allow you to increase your name recognition, marketability and help clients with training and assistance. Most require a purchase of tens to hundreds of thousands of dollars, but Ameriprise and Advisory Capital Brokerage can be purchased for a high reputation and still be affordable.

14. Ameriprise Financial

franchise under 10 000

People are worried about their finances in these uncertain times. Ameriprise Financial franchises include services in financial planning, investment advice, consulting services, securities products, and brokerage services. Although you will need financial planning training, qualifications, and experience, Ameriprise is a trusted name.

  • Initial Franchise Fee: $1,500
  • Total Investment: $10,432 to $114,480
  • Working Capital: $2,299 to $21,290
  • Association Fees: $290 per month
  • Locations: 4246
  • Average ROI: Performance-based payouts rates range between 72% and 91% of GDC per Ameriprise website
  • Contract Length: Three years
  • Owner Support: Financing to support proactive acquisition, training, peer mentoring, and Certified Financial Planner certification.
  • COVID-19 Considerations: Work from home
  • Standout: Equity ownership opportunities and access to a broader group of financial experts

15. Advisory Capital Brokerage

franchise under 10000

Are you interested in entering the finance industry? Advisory Capital Brokerage provides online training that can lead to a Commercial Capital Broker certificate. This online training includes everything you need to start your own business, from business cards to 250 first leads. Over 100 financing options will be available to you, as well as 50 financing types. Advisory Capitol has over 6,000 funding scenarios. Three franchise packages are available. Once you have made your initial investment, the commissions will be entirely yours. Advisory Capital claimed that its brokers were still making money, even after the pandemic. Some of them earned commissions on PPP loans.

  • Initial Franchise Fee: $9,995 (Entrepreneur Package), $19,995 (Premium Package), $34,995 (Enterprise Package)
  • Total Investment: $9,995 to $34,995
  • Average ROI: Keep 100% of your commissions
  • Owner Support: Training for brokers, software to process your deals, marketing, branding, administrative assistance, first 250 leads
  • COVID-19 Considerations: Online training; work from home
  • Standout: You don't need any prior experience.

Top Retail And Supply Franchises Under $10K

Stay Safe Vending and Winzer were our top choices for retail and supply franchises below $10,000. highly recommends Winzer. Stay Safe Vending, a brand new company that focuses on personal protection equipment, makes it highly applicable in a COVID-19 environment.

16. Winzer

Winzer franchise under 10k

Winzer franchisees offer over a billion different fasteners and tools to customers in the automotive and fleet markets. The company provides training and demonstration opportunities, marketing tools, and a proprietary online sales support system. Four state-of-the-art distribution centers ship quickly to all 50 US states. Winzer cannot dictate the products or customers you sell, nor what price you charge.

  • Initial Franchise Fee: $3,500
  • Total Investment: $5,950 to $16,153
  • Working Capital: $0 to $2,500
  • Royalty Fee: 14.0%
  • Locations: 287
  • Contract Length: Five years
  • Owner Support: Training, product development, supply, distribution, accounting, marketing, and support
  • Standout: You decide your accounts, prices, and the quantities you want to ship. You can also source products from elsewhere.

Best New Franchise Under 10K

17. Stay Safe Vending

Stay Safe Vending franchise under 10k

This vending franchise may be for you if you believe there is a growing demand for personal protection equipment (PPE). This vending machine focuses on PPEs such as masks and gloves. You will arrange for devices to be placed in public places, stock them, and make a profit from the sales. This is a brand new franchise with minimal data.

  • Initial Franchise Fee: None stated
  • Total Investment: $10,000+
  • Working Capital: $10,000+
  • Owner Support: Machines have built-in credit card readers
  • COVID-19 Considerations: Designed for COVID-19 concerns
  • Standout: This new franchise could increase as more public spaces are created, and the demand for them grows.

Top Travel Franchises Under $10K

While it might seem odd that travel franchises were included on our 2021 List, when restrictions ease, people will be ready for travel. Franchisers are offering discounts while they wait to start. These franchises could be a good option for people willing to take the time to train and have patience for the inevitable boom in travel.

18. Cruise Planners, An American Express Travel Representative

Cruise Planners franchise under 10k

As an advisor to travel, you are responsible for booking your clients' vacations and protecting their interests if anything goes wrong. This assurance is essential for vacationers in a post-COVID-19 world. Cruise Planners sees a boom and is offering $4,000 off its initial franchise fee. It also provides training to assist its new franchisees in 2021. It's the largest franchise network for home-based travel agents in the United States. They began franchising in 1999.

  • Initial Franchise Fee: $6,995 (normally $10,995)
  • Total Investment: $2,295 to $23,665
  • Working Capital: $250 to $2,500
  • Royalty Fee: 3.0%
  • Locations: 3,113
  • Contract Length: Three years
  • Owner Support: Marketing, mobile technology, dynamic hands-on training; lead-generating tools, professional coaching and development
  • COVID-19 Considerations: Work from home
  • Standout: Currently giving discounts, working in preparation for the anticipated rise in travel in 2021

19. CruiseOne/ Dream Vacations

Dream Vacations franchise under 10k

A CruiseOne Franchise allows you to coordinate with hotels, airlines, and other entertainment venues to create a vacation. Your pay comes from commissions. CruiseOne reports that franchisees experience a 20% increase in repeat customers, compared with independent travel agencies, and a 96% customer service rating.

  • Initial Franchise Fee: $3,500
  • Total Investment: $1,795 to $20,300
  • Working Capital: $500 to $2,500
  • Royalty Fee: 3.0% for CruiseOne; 6% for Dream Vacations
  • Locations: 1,480 locations in 47 states for CruiseOne, 1,270 for Dream Vacations
  • Contract Length: Five years
  • Owner Support: Six-day Training in Ft. Lauderdale. Marketing and support tools include customized websites, private intranets, and a well-equipped reservation system.
  • COVID-19 Considerations: Work from home
  • Standout: Consistent award winner for top franchises

Bottom Line

Starting a business, whether it's a franchise or not, requires more than the initial investment. It is essential to rent space, purchase equipment, and hire employees. You'll be able to invest more with low-cost franchise companies. Franchises provide training, marketing, and established reputations, making it easier to start.

What Is Our #1 Recommendation For Making Money In 2024?

Digital Leasing

Our review team has come across a program in the real estate industry that is next level!

Although it’s not real estate in the traditional sense, because it’s all digital.

Yup, Digital Leasing!

With Digital Leasing, you have the opportunity to completely walk away from your 9-5 job!

Sound too good to be true?

Of course it does!

But it isn’t…in fact, business owners wish they had this skill!

What exactly is the skill?

Well, basically you are acting as a conduit for small business to increase their bottom line.

What we mean is...

You are helping these businesses grow!

But how?

All you have to do is build and rank a website and forward certain service requests off to a business owner in town... you could even email it to them!

This works for literally any service based business... ie: tree service, plumbing, towing, etc.

How Do You Get Paid And How Much?

Simple, after you forward the jobs off to a business owner and he makes closes the deal, you simply ask to agree to a WIN-WIN arrangement.

A fair price to charge per lead, depending on the industry is 10-20%… let’s just use the tree service industry for example and go by worst case scenario.

Let’s say you build and rank the site and only 20 jobs a month come in. The average tree service job is anywhere from $500-$2000!

That means at bare minimum you have an asset worth $1000 a month!

See why they call it Digital Leasing now?

That’s a rent payment.

The great thing is how easy it is to scale. You don’t have to answer the phone…all you have to do is get the phone to ring.

Truly passive income!

Scott Lead Gen

The training program takes making money online to a whole other level. The owner of the program walks you through how to build and rank a site hand in hand, with the occasional voice over when he is sharing his screen.

You will learn the importance of keywords, website name, how to send call notifications via email, backlinking, etc.

Once the training program is completed you will also have access to a Facebook group where you can ask questions and be in a community with others on the same journey as you.

Digital Leasing allows you to have passive income with most of your day being spent OUT of the brick and mortar landscape.

Now, we know you probably have tons of questions…

So, check this out to learn more.

0 Responses
Leave A Reply
Your email address will not be published. Required fields are marked *
Comment *
Name *
Email *
Save my name and email in this browser for the next time I comment.

All site content, links and resources are presented solely for informational purposes only and should not be considered as medical, legal, financial or tax advice. is free to use because we may earn a commission when you use a service listed on our site, however our editorial treatment of reviews, ratings and listings is equally impartial whether a link is paid or unpaid. Opinions expressed in reviews, commentary and articles are those of the author and are not necessarily shared by Scam Risk. Screenshots, logos, company names & styles are IP, copyright and trademarks of their respective owners, used on this site for their promotion or editorial illustration.

Continued use of is contingent on acceptance of Scam Risk's legal policies

scamrisk footer logo