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EYL University Review (2024 Update): Everything You Wanted To Know!

By: JosiahSep 29, 2023Real Estate
EYL University Review ([year] Update): Everything You Wanted To Know!

You've been thinking about resigning for a while now, and you're not happy about it. The only thing holding you back is the lack of a safety net.

So you've decided to do some research online to see if there are any classes that will assist you to earn some extra money-making experience. EYL University popped up on your screen at that point.

The Earn Your Leisure (EYL) University is a good place to start if you're trying to make money in real estate investment.

In contrast, the EYL University claims to be able to instruct students on whatever they require. To put it another way, can you benefit from the course? If you're curious, keep reading.


This EYL University review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

  • The way they teach about financial education.
  • It offers useful webinars, a Facebook private community, and live sessions.
  • It supports and focuses on Black community.
  • The membership is way too expensive.
  • Real estate is quite risky to invest money since it also requires a large amount of it.
  • There are no confirmed student success testimonials.

Why Listen To Us

My name is Josiah, and this is my Dad, Joel.why listen us

Together, we make up the team here at Scamrisk.

If you’ll let me bother you for two minutes, I’d like to quickly explain why I’m even here writing this review.

In early 2020, I had just graduated from college & had no real career prospects.

I knew I was destined for something more, but I had no clue how I was going to make it happen.

I had this sinking feeling in my gut all the time… like the “big man upstairs” had accidentally given me the version of life where I’d be mediocre forever, instead of the one where I was, ya know – happy & fulfilled.


I had fiddled around with some different online businesses in college:

Some random MLMs, a bit of affiliate marketing, a (failed) dropshipping store or two, all the usual suspects.

Even my dad had been involved in MLMs back in the day… selling knives & other random nonsense people (probably) didn’t need.

All I really wanted was to find something that was going to actually work for me.

Maybe those things had worked for others, but for me it all turned up a fat “0” in the bank account department.

So I searched! And searched… and searched… and searched…

And eventually, I somehow stumbled upon a program that promised to help me build an income online (read about it here if you’re curious).

I didn’t really want to be “rich”.

The thought of making a reliable $5K per month & not having to worry about clocking in to a 9-to-5 ever again was all I needed.

Sure, there were people in the program doing high-6 and low-7 figures per year… but that wasn’t what I was out for.

I just wanted to provide freedom for myself, and if I was lucky, take my family along for the ride.

Fast forward a few days and a few phone calls & I was enrolled!

Here’s the first “money making website” I put up:

why listen us gif

I built that site in 2020, and it still makes me $1,500 per month. It’s a basic 5 page website I built based on a template the program provides.

The best part to me? My dad and I get to do it all together!

So between the:

  1. Ease of reaching $5-$10K per month in income online

  2. Straightforward-ness of the system to do it

  3. Fact that I get to do it w/ my family

Is why I recommend local lead generation as my #1 business model for making money online.

Sure, it takes some work and dedication – but anyone that tells you that there’s a business out there that requires no work is selling you a lemon.

I’m not saying you need to sign up for the same program I did, but I would definitely recommend giving the business model a peek!

EYL University is a real estate investing program.

Like most real estate investing training courses, you’ll likely be exposed to the “Big 3” investing types:

  • Flipping
  • Wholesaling
  • Long-term buy-and-hold

Regardless of which path you go down, there is a lot of potential with real estate investing.

After all, it’s the world’s oldest wealth-builder.

However, before you leave this EYL University review and go sign up, you might want to ask yourself:

“Is now the right time for me to get into real estate investing?”

Because, no matter which way you slice it, real estate investing is extremely capital intensive, labor intensive, or both.

So if you’ve only got an hour or two a day, or your savings account is a few zeroes lighter than you’re comfortable with, this might not be the best time for you to jump into real estate investing.

But that doesn’t mean you’re out of luck. It just means you need a system to free up more time and give yourself a stronger financial cushion.

A good way to get yourself there is with Digital Leasing.

Digital Leasing takes all the best parts of real estate investing, while eliminating most of the headaches:

  • Low cashflow
  • Interest payments
  • Mortgages
  • High overhead
  • Expensive repairs and maintenance
  • Problematic tenants

And the best part?

Digital Leasing allows you to build a passive income stream that’s actually passive!

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000).

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day analyzing deals, cold-calling homeowners, or dealing with contractors.

TESTIMONIAL - Still Getting Paid

If that sounds like something you’d be interested in, check out Digital Leasing.

This is the perfect first step to build recurring income that you can then use to start investing in real estate down the line.

However, if you’d still like to know more about EYL University, keep reading.

What Is EYL University?

What Is EYL University

The fact that EYL is not a university gives the impression that it will provide more value than it actually will.

Courses offered by EYL University include instruction in financial literacy, real estate market and investment. Most of the program's concentration is on the Black community, and it provides assistance that would otherwise be unavailable from other real estate investors.

It's a course that incorporates both entities and debuted in 2019. Their method of teaching entails attempting to make the films entertaining by incorporating a certain amount of comedy, which appears to be effective.

Who Are Rashad Bilal And Troy Millings?

Who Are Rashad Bilal And Troy Millings

EYL (Earn Your Leisure) University is owned by Troy Millings and Rashad Bilal. Two friends pooled their resources to offer you the Earn Your Leisure brand, which now spans two websites, the most recent of which being EYL University.

Rashab Bilal is the co-founder of the Bilal Group LLC and has a background in finance. Troy Millings, on the other hand, has worked as a physical education teacher in primary school. They are both finance industry experts when it comes to building wealth.

They have a large following on YouTube, with over 600k followers and over 800 videos. Everything you need to know about entertainment, sports sectors, entrepreneurs, business methods, and the newest financial trends.

Their major purpose is to increase black community prosperity while also infusing popular black culture into their business. Their objective is for their consumers to enjoy learning about real estate investing.

These men are accomplished marketers who have amassed a sizable social media following. They provide podcasts in which they educate listeners on financial topics such as investing, banking, and loans.

What Does EYL University Cover?

What Does EYL University Cover

EYL University provides a wide range of topics, with a particular emphasis on individuals who are new to the real estate industry.

Investing in raw land, single-family homes, multi-unit properties, apartment buildings, and commercial real estate will be covered. As a result, one of the key objectives of the EYL University curriculum is successfully managing rental properties.

Interviews with specialists from many disciplines are also included. Attorneys, accountants, insurance agents, and mortgage brokers are among the specialists.

Taxes and retirement planning will be covered, as well as how to understand mortgage documents and financing choices. You'll also be able to participate in live Zoom webinars where you can ask questions about real estate and get answers from the community.

What's Inside EYL University?

Whats Inside EYL University

This course is divided into two parts. The first section teaches you how to use the EYL approach, and the second part teaches you how to use the Home Buyer's Blueprint plan**.**

The Community

This is the EYL University's cornerstone. It's a comprehensive piece that covers all there is to know about wealth creation. It provides access to a private Facebook group, as well as instructional seminars and live Q&A sessions.

The Financial Planning calls are one of the most significant elements in this EYL University part. A monthly phone conversation with Rashad Bilal, a qualified financial consultant, is included.

Rashad Bilal addresses broad financial planning subjects including retirement, investment, debt repayment, college savings plans, and other financial themes that are pertinent to entrepreneurs during this discussion.

Home Buyers Blueprint

The House Buyers Blueprint ia an EYL University section is intended to assist home buyers and realtors in understanding the whole home-buying process.

It's a thorough and interactive online course for anyone looking to purchase or sell a house. It teaches students the critical phases in the purchase process and equips them with the information they need to make wise, well-informed selections.

You'll learn about interest rates, closing expenses, commissions, title insurance, and escrow accounts, as well as the purposes for which they're employed.

What Is EYL University Pricing?

What Is EYL University Pricing

EYL University (Earn Your Leisure) is a membership site that may be paid in two ways. Either for $199 per month (a total of $2,338 per year)

You may also pay for a year in advance, which would cost $999 at the time of this review. If you're serious about this training, the second choice is a no-brainer, as it saves you $1,389.

There appears to be a money-back promise, but there are certain conditions that must be met in order to receive a refund. We recommend reading the terms and conditions first because they are not very clear.

Is EYL University Worth It?

Is EYL University Worth It

EYL University overview is a banking, house purchasing, and real estate investing school that appears to cater mostly to black community.

This course may be worth your time if you're searching for basic finance training and a supportive EYL community and environment to study in.

The cost is reasonable, and these guys are entertaining to listen to. However, I believe there are better and more economical methods to generate money than investing in real estate. After all, the EYL University pros and cons are listed above in this review.

Is EYL University A Scam?

Scam or Legit

So, is EYL University a scam? Not technically. You can make money with this program, but it’s definitely not as easy as Rashad Bilal and Troy Millings makes it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and - most importantly - the actual profit margins on real estate investments are pretty small.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months - looking at deals, sending out offers, negotiating with the seller and lender to buy a rental property - and then your reward is like $100 a month in profits, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month (with a 90-95% profit margin)?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Leasing.

And, unlike traditional real estate, you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

TESTIMONIAL - Saying Goodbye To Our Jobs

They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Leasing.

Are the alternatives to EYL University?


Yes, there are plenty of other business models to choose from if you want to pursue this making money online. Here are just a few:

What Is Our Top Recommendation For Making Money In 2024?

Digital Leasing

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Leasing is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Leasing is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Leasing business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.
Flipping and wholesaling are full-time jobs (and more), no matter what any real estate guru tells you. You always have to be searching for deals, because if you stop, so does the money.


2) You Own & Control EVERYTHING: Yes, in traditional real estate you kind of “own” the properties. But there’s also a ton of debt tied to most real estate investments, which means the property isn’t truly yours.

A lender can take it away if you miss a payment. Not to mention, loan payments really impact your profit margins.

With Digital Leasing, you own the assets outright (with a 90-95% profit margin), which means you have all the power and all the control.

TESTIMONIAL - Feeling Blessed

3) Little To No Startup Costs: It’s possible to get into Digital Leasing with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket...even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

TESTIMONIAL - Scott Lead Gen

4) Minimal Ongoing Expenses: With traditional real estate, monthly expenses are HIGH. Between loan payments, ongoing maintenance, and repairs (not to mention the possibility of having to go through the eviction process), profit margins are slim.
Plus, whenever you have a vacancy, factor in the costs to turn over a unit (plus the fact there’s no money coming in until the next tenant moves in).

With Digital Leasing, a 100% online business with minimal maintenance and ongoing costs, you never even have to think about that risk.


5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with traditional real estate investing, you’d have to double your monthly rent, double your deals/number of units OR double your profit margins. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

TESTIMONIAL - Lance Lead Gen

6) Make Money Helping Real People: This part is what makes it all worth it. With Digital Leasing, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Leasing, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either...a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Leasing makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours. You could continue browsing, looking at opportunities like EYL University which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Leasing.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Leasing.

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