Dow Janes Million Dollar Year Review (2023 Update): 13 Things You Should Know… And #11 Nails It!

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Updated: January 24

By: Scam Risk - Expert Reviewer

Dow Janes Million Dollar Year Review

Laurie Ann and Britt formed Dow Janes to assist women in gaining financial control.

Dow Janes was created to be the opposite of the financial industry (which was built by men, for men): entertaining, feminine, and empowering. 

They feel that women with money have more choices and louder voices.

The team is on a mission to build the financial confidence of women+ around the world.

Are these coaches legitimate?

What exactly are they selling?

What is the price?

We will answer all of these questions here.

Now, I do want to be completely honest here, so…

This Dow Janes Million Dollar review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Pros: What I Liked

  • Great brand
  • Excellent positioning
The Good

Cons: What I Didn't Like

  • They don't offer a refund
  • No personal interaction with Britt & Laurie Ann
The Bad

Table of Contents

This review will go over Million Dollar Year to see if it really is the best millionaire mindset course out there.

You’ll learn whether mindset training is the right online business for you.

And at the end, you’ll find answers to some of the most frequently asked questions regarding Million Dollar Year and mindset training in general.

But most importantly, you’ll see the exact system many others have used to build their own internet marketing business to over $40,000 a month in mostly passive income.

This system made them swear off mindset training for good, because it uses some of the same skills but in a much more powerful and profitable way!

What Is Million Dollar Year?

What Is Million Dollar Year

The goal of the Million Dollar Year is to develop the mindset, habits, and behaviors necessary to change your personal finances in the next 12 months.

To be clear, this isn’t a “get rich quick” scheme. It’s more of a “get rich slowly” scheme. They prioritize consistent, measurable development that leads to long-term, significant benefits.

You will have developed a solid financial foundation that will serve you for the rest of your life by the end of your Million Dollar Year.

They’re not going to teach you how to make a million-dollar this year (though they won’t stop you if you want to); instead, the year you spend with them will be a defining moment in your financial life.

And, if you implement all they tell you, it’s not that surprising if you accumulated a net worth of at least one million dollars throughout your lifetime.

What’s Included Inside The Million Dollar Year

What's Included Inside The Million Dollar Year

The Million Dollar Year is an all-in-one financial transformation course. It consists of the following:


  • Weekly Q&A Calls with a Financial Coach 
  • Weekly Text Message Accountability
  • Access to the 12-Step Signature Curriculum
  • Videos, Workbooks, Spreadsheets, and Templates that have been pre-recorded
  • Members’ Online Community

You will also get the following bonuses:

  • Access to the Financial Training Vault
  • Access to live Millionaire Mindset Workshops

Who Are The Financial Coaches?

Who Are The Financial Coaches

As a launch member, you will be coached by the founders, Britt and Laurie-Anne. Britt is a Harvard Business School graduate with a strong interest in personal finance.

Laurie-Anne is an energy healer and coach who enjoys generating passive income and assisting people in changing their life.

Dow Janes‘ Laurie-Anne King and Britt William Baker, along with their staff, run a financial education business that encourages women+ to take control of their finances.

They believe that women+ with money have more options and a stronger voice, and they’re on a mission to increase the financial confidence of women+ all across the world.

Laurie-Anne is a financial counselor and serial entrepreneur with two seven-figure businesses. As a self-made businesswoman, Laurie-Anne understands what it takes to ensure that anyone may achieve financial success.

Britt is a seasoned investor as well as a money mindset coach. She is on a mission to help individuals who have historically been excluded from the financial world.

Members of the Million Dollar Year will have access to Craig Wallace, their resident Investment Advisor with a master’s degree in Financial Planning, whenever they have complex financial situations or need extensive investment guidance.

Coach Kat, one of Million Dollar Year alumni who paid off over $62K in debt in less than a year, will provide assistance to members of the Online Community.

Is Personalized Advice Available?

Is Personalized Advice Available

You’ll get it if you want it bad enough! You can post your questions in the Online Community or send them in before the Weekly Momentum Call.

If you want some extra direction and customized support during your Million Dollar Year, you can also purchase a 1:1 Call with a Financial Coach or a series of Coaching Calls when you check out.

What If You Are Not Working Or Earning Money Right Now?

What If You Are Not Working Or Earning Money Right Now

If you’re serious about transforming your financial future, they’re serious about assisting you.

Depending on your position, they will either help you in developing an income generation plan or demonstrate to you how to invest your savings to generate passive income.

What If You Are Self-Employed And Income Is Unreliable?

The Million Dollar Year understands that as entrepreneurs, we do not receive a consistent wage. Good financial management is even more vital for persons with a wide range of income.

The Million Dollar Year will teach you how to handle your finances and enjoy peace of mind regardless of your income fluctuations.

Will Million Dollar Year Teach You How To Buy Stocks?

Will Million Dollar Year Teach You How To Buy Stocks

It doesn’t, and there’s a reason for it. They believe in long-term balanced investments that don’t require daily monitoring (if you want to learn how to day trade, this isn’t the program for you!).

In the Investing Module, the coaches will educate you on when to invest, what types of investment instruments to utilize, how to reduce risk, and how to maximize your rewards!

Is This Financial Education Company Going To Teach You How To Make Money?

Is This Financial Education Company Going To Teach You How To Make Money

Yes! They teach you how to improve your income by $1,000 every month in the bonus course, The $1,000 Month—even if you’re limited on time, energy, or ideas.

Then, using the techniques in The Million Dollar Year, you’ll learn how to manage, save, and invest the money you’ve earned.

Please keep in mind that this course doesn’t provide in-depth instruction on how to start a business.

Is This Transformational Coaching Program Just For Beginners?

Is This For Financially Independent Woman

What if you are already financially savvy? The course has a “beginner’s mind” regarding money because of its relevance in our lives and the remarkable capacity it has to grow over time.

They understand that mastering a few minor distinctions and using them correctly can significantly impact your financial account and life in the long run.

Here are some of the results achieved by program participants:


  • Create a beautiful, healthy relationship with money that is free of worry, instability, and anxiety. 
  • Develop automatic money habits that provide freedom and clarity.
  • Spend as per your principles and without guilt—be intimately aware of how you spend.
  • Set and meet savings targets.
  • Invest regularly and without hesitation.
  • Enjoy complete financial clarity and peace of mind.
  • Make passive income streams.
  • Create a billionaire mindset—get out of the rat race and uncover the secrets to true wealth creation.
  • Learn to be financially literate so that you are no longer intimidated by the world of finance.
  • Make a philanthropic plan and give back to important issues in a way that feels good.
  • Become an ethical investor by only supporting companies in which you have faith.
  • Have fun, meet new people, and be a part of a growing and amazing community that helps women achieve wealth.

Even if you’re a seasoned money ninja, this training will be beneficial to you if you’re interested in any of these outcomes.

How Much Does The Million Dollar Year Cost?

How Much Does The Million Dollar Year Cost

It’s a $1,999 one-time charge or 12 monthly installments of $199. A “double your investment money return guarantee” protects you.

If you can show that you did the job and did not save at least twice what you paid for the program after one year, you can claim a refund. Which I believe is fair but not ideal for you.

What if your car breaks down three weeks after you join, and you need the two grand to get it fixed? What if the process felt daunting and not for you? It’s inconvenient to have to wait a whole year and complete a slew of “course homework” to get your money back.

They do not provide refunds. According to their website, they don’t offer returns because they are a digital product, and you cannot return it once you have access to the information.

On the other hand, the Million Dollar Year comes with a satisfaction guarantee of 100% twice your investment. As I mentioned earlier, If you haven’t saved at least twice as much as you paid for your Million Dollar Year after a year, they will refund your money.

The coaches believe that the abilities you get via this program will change your life for the better for the rest of your life since they look at money holistically. They also hope you put forth your best effort.

That’s why, to qualify for the “double your investment back satisfaction guarantee,” they need to know that you completed the coursework.

If you complete the entire course & do not believe they have fulfilled their commitment, you can submit your work w/in 14 days of your graduation date, and they will swiftly return your fee.

Can You Make Money With Million Dollar Year?

Yes, you can! As you become aware of your expenses, you will also find ways to generate more income.


There’s a lot that comes along with mindset training that many people struggle with.

Now, don’t get the wrong idea…

It’s not impossible to make money with mindset training, but if you’re gonna put in the amount of grueling work to do this business (which, trust us, isn’t easy), you might as well bring in some REAL money while you’re learning the ropes.

The program that helped skyrocket many online businesses to over $40,000+ per month is so simple that making money really does become second nature.

Is Million Dollar Year A Scam?

Is Million Dollar Year A Scam

Dow Jane’s Million Dollar Year is not a scam. The program can help you reach your financial goals.

It is entirely possible to build a profitable, successful mindset training business… But there are better ways to build a business other than with mindset training.

My #1 pick proves this.

Because unlike Million Dollar Year, it actually provides real proof of real success from real people as recently as a few days ago.

Is Million Dollar Year Legitimate?

Million Dollar Year is a legitimate company. They will help you become zero debt and reach your first million.

But, when it comes to building a business, you have plenty of options.

And even if you’re dead set on becoming an investor, you’ve got way better options than Million Dollar Year.

Keep in mind, I don’t get paid to promote any of the programs we review. I personally think mindset training is a great business model, but you could end up leaving way too much money on the table. The program below helps me pay for all my expenses, investments, savings, and emergency fund.

What Is My Top Recommendation For Making Money In 2023?

Digital Real Estate

My review team has come across a program in the real estate industry that is next level!

Although it’s not real estate in the traditional sense, it’s all digital.

Yup, Digital Real Estate!

Where Million Dollar Year falls short is in profitability.

You can’t realistically expect to be able to make any REAL passive income when you’re only bringing in maybe (average weekly earnings).

But what if you leverage it?

With this digital real estate program, you can have the ability to completely walk away from manual labor!

Sound too good to be true? Of course it does! But it isn’t…in fact, business owners wish they had this skill!

All you have to do is build and rank a website and forward the jobs off to a business owner in town, you could even email it to them!

This works for literally any service based business, tree service, plumbing, towing, etc.

How do you get paid and how much?

Simple, after you forward the jobs off to a business owner and he makes some money off of them, you simply ask to make the deal beneficial for each other.

A fair price to charge per lead, depending on the industry is 10-20%…let’s just use the tree service industry for example and go by worst case scenario.

Let’s say you build and rank the site and only 20 jobs a month come in. The average tree service job is anywhere from $500-$2000!

That means at bare minimum you have an asset worth $1000 a month!

See why they call it digital real estate now?

That’s a rent payment.

The great thing is how easy it is to scale. You don’t have to answer the phone…all you have to do is get the phone to ring.

Remember Million Dollar Year and all the small profit margins?

This one actually allows you to collect that without working in a brick and mortar business all day. Truly passive income!

The training program takes making money online to a whole other level. The owner of the program walks you through how to build and rank a site hand in hand, with the occasional voice over when he is sharing his screen.

You will learn the importance of keywords, website name, how to send call notifications via email, backlinking, etc.

Once the training program is completed you will also have access to a Facebook group where you can ask questions and be in a community with others on the same journey as you.

Student Testimonial

Unlike Million Dollar Year, where you have to keep trading your time for money over and over…. You can finally get on the financially free side of life. A business will always want more leads and another job. In fact it doesn’t even matter that the job isn’t coming from their website name…they see it as it is…expanding digital real estate.

Unlike Million Dollar Year, more people have been able to become financially free as well.

Digital real estate allows you to have passive income with most of your day being spent OUT of the brick and mortar landscape.

Now, I know you probably have tons of questions… So, check this out to learn more.

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