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Pace Morby Course (Update 2024): Can He Really Help Real Estate Investors?

By: Joel & Josiah
pace morby course - review

Experienced financial advisors emphasize the importance of early investments to secure one’s future beyond active working years. Investments, not just ongoing work, provide long-term sustainability.

Typically, individuals lean towards stocks or cryptocurrency for investment. However, experts endorse real estate as a durable foundation.

Nonetheless, immediate real estate investment isn’t feasible for everyone due to high costs in lucrative markets. Loans often serve as a starting point for real estate ownership. The Subto coaching program by Pace Morby presents an alternate approach, claiming to facilitate real estate acquisition without traditional loans.

While intriguing, it’s natural to question the credibility of such claims. Prior to enrolling, carefully explore this Pace Morby review to see if it works for you.

This Pace Morby Course review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.
No need to qualify for financing
Possible to make some money
Plenty of cold-calling
Physical real estate is volatile
Digital real estate has better upside

Why Listen To Us?

My name is Josiah, and this is my Dad, Joel.

Together, we make up the team here at Scamrisk.

If you’ll let me bother you for two minutes, I’d like to quickly explain why I’m even here writing this review.

In early 2020, I had just graduated from college & had no real career prospects.

I knew I was destined for something more, but I had no clue how I was going to make it happen.

I had this sinking feeling in my gut all the time… like the “big man upstairs” had accidentally given me the version of life where I’d be mediocre forever, instead of the one where I was, ya know – happy & fulfilled.


I had fiddled around with some different online businesses in college:

Some random MLMs, a bit of affiliate marketing, a (failed) dropshipping store or two, all the usual suspects.

Even my dad had been involved in MLMs back in the day… selling knives & other random nonsense people (probably) didn’t need.

All I really wanted was to find something that was going to actually work for me.

Maybe those things had worked for others, but for me it all turned up a fat “0” in the bank account department.

So I searched! And searched… and searched… and searched…

And eventually, I somehow stumbled upon a program that promised to help me build an income online (read about it here if you’re curious).

I didn’t really want to be “rich”.

The thought of making a reliable $5K per month & not having to worry about clocking in to a 9-to-5 ever again was all I needed.

Sure, there were people in the program doing high-6 and low-7 figures per year… but that wasn’t what I was out for.

I just wanted to provide freedom for myself, and if I was lucky, take my family along for the ride.

Fast forward a few days and a few phone calls & I was enrolled!

Here’s the first “money making website” I put up:

I built that site in 2020, and it still makes me $1,500 per month. It’s a basic 5 page website I built based on a template the program provides.

The best part to me? My dad and I get to do it all together!

So between the:

  1. Ease of reaching $5-$10K per month in income online
  2. Straightforward-ness of the system to do it
  3. Fact that I get to do it w/ my family

Is why I recommend local lead generation as my #1 business model for making money online.

Sure, it takes some work and dedication – but anyone that tells you that there’s a business out there that requires no work is selling you a lemon.

I’m not saying you need to sign up for the same program I did, but I would definitely recommend giving the business model a peek!


Pace Morby is a real estate investing guru.

Like most real estate investing training courses, you’ll likely be exposed to the “Big 3” investing types:

  • Flipping
  • Wholesaling
  • Long-term buy-and-hold

Regardless of which path you go down, there is a lot of potential with real estate investing.

After all, it’s the world’s oldest wealth-builder.

However, before you leave this Pace Morby review and go sign up, you might want to ask yourself:

“Is now the right time for me to get into real estate investing?”

Because, no matter which way you slice it, real estate investing is extremely capital intensive, labor intensive, or both.

So if you’ve only got an hour or two a day, or your savings account is a few zeroes lighter than you’re comfortable with, this might not be the best time for you to jump into real estate investing.

But that doesn’t mean you’re out of luck. It just means you need a system to free up more time and give yourself a stronger financial cushion.

A good way to get yourself there is with Digital Real Estate.

Digital Real Estate takes all the best parts of real estate investing, while eliminating most of the headaches:

  • Low cashflow
  • Interest payments
  • Mortgages
  • High overhead
  • Expensive repairs and maintenance
  • Problematic tenants

And the best part?

Digital Real Estate allows you to build a passive income stream that’s actually passive!

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000).

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day analyzing deals, cold-calling homeowners, or dealing with contractors.


If that sounds like something you’d be interested in, check out Digital Real Estate.

This is the perfect first step to build recurring income that you can then use to start investing in real estate down the line.

However, if you’d still like to know more about Pace Morby, keep reading.

Who Is Pace Morby?

who is pace morby

Hailing from Ogden, Utah, Pace Morby, known as the Subto Storyteller, is a prolific real estate investor with 14 income streams spanning real estate, lending, and insurance.

His YouTube videos on the subject-to method for real estate investment have gained significant attention, boasting millions of views, 239K subscribers, and over 2,000 videos.

Pace studied business management at Weber State University and Utah State University, amassing experience and founding successful ventures:

  • At just 23 in 2005, he owned Arcadia Holdings in Salt Lake City, overseeing gas and oil manufacturing, generating $15 million yearly revenue, and employing 200.
  • In 2011, he founded LifeNumber, a tech company standardizing patient identification through PHRs and EMRs, selling it in 2012.
  • From 2011 to 2019, he led AZ Contracting in Phoenix, focusing on acquiring, rehabbing, and reselling residential properties.
  • Between 2016 and 2019, he owned a HomeVestors franchise, buying challenging homes, renovating, and selling or leasing.

Pace introduced the Subto Coaching program in late 2019 and co-hosted the A&E show “Triple Digit Flip” in 2021 with Jamil Damji, highlighting $100k+ fix and flip methods.

Currently based in Phoenix, AZ, Pace owns $32 million in properties nationwide. He’s built 300+ homes, completed 500+ Fix and Flips, managed 7,000+ home improvements, executed 1000+ Creative Finance transactions, and handled 500+ wholesale assignments.

Between 2016 and 2022, Pace and Jamil spent around $600,000 on travel, lodging, and marketing for impactful grassroots events and free education across the US.

What Is Subto Real Estate Coaching Program?

what is the subto real estate coaching program

In the dynamic realm of the real estate industry, creative financing strategies have become indispensable for successfully structuring lucrative real estate deals.

Aspiring investors seeking to enhance their expertise can benefit from Pace’s mentorship program Subto, which offers comprehensive guidance on harnessing innovative approaches to navigate complex real estate transactions.

Through this program, participants gain access to free real estate training and a private Facebook support group, fostering a collaborative environment for discussing strategies, sharing insights, and refining their understanding of creative financing strategies.

Whether it’s to optimize existing mortgage or borrow money needed to execute a promising real estate deal, this mentorship initiative equips individuals with the knowledge and tools necessary to elevate their real estate portfolio and thrive in the ever-evolving landscape of the real estate industry.

Who Is the Subto Real Estate Coaching Program For?

who is subto real estate for

Subto provides three distinct membership options, each tailored to specific types of students. These packages are designed to accommodate varying needs and levels of expertise:

  1. Beginners with limited knowledge of real estate investment
  2. Active real estate investors who are facing challenges in advancing their businesses
  3. Experienced real estate investors aiming to amplify their business operations, facilitating growth and diversification through various investment methods.

What Do You Get With the Subto Real Estate Coaching Program?

subto real estate whats inside it

Similar to many premium courses, the application process for this program begins by scheduling a call. This call serves to assess your experience, financial standing, and motivation. It’s during this conversation that membership packages and their associated costs will also be presented:

  1. Core Membership – $7,800: This package comprises a 6-week video course offering comprehensive guidance on contract creation, marketing management, business scaling, and various exit strategies. It provides access to a private Facebook group and daily Zoom calls with Pace and other mentors.
  2. Standard Membership – $10,800: Building upon the Core membership, this package extends the training to 11 weeks and incorporates additional strategies like Astroflipping and probate. It includes a virtual assistant for three months, a complimentary CRM, and the services of a transaction coordinator to manage your paperwork.
  3. Mastermind Membership – $19,000: The all-inclusive package encompasses everything from the other memberships. It also features a transaction coordinator for paperwork assistance, a 2-day in-person session with Pace Morby in Phoenix, including a ride-along experience. Furthermore, this membership provides eligibility for participation in live events hosted by Subto Mastermind.

Pace offers a free ebook titled “Subto Seller Spells,” containing effective dialogue and tips for successfully conveying subject-to deals to property sellers.

Is Pace Morby A Scam?

Scam or Legit

So, is Pace Morby a scam? Not technically. You can make money with this program, but it’s definitely not as easy as he makes it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – the actual profit margins on real estate investments are pretty small.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months – looking at deals, sending out offers, negotiating with the seller and lender to buy a rental property – and then your reward is like $100 a month in profits, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month (with a 90-95% profit margin)?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

And, unlike traditional real estate, you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

Saying goodbye to our job

They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

Are There Alternatives To Pace Morby?

Top 5 alternatives

Yes, there are plenty of other business models to choose from if you want to pursue this making money online.  Here are just a few:

  • Local Lead Generation
  • Digital Real Estate
  • SEO
  • Real Estate
  • Website Building

What Is My Top Recommendation For Making Money Online In 2024?

Make Money With Digital Real Estate

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.
Flipping and wholesaling are full-time jobs (and more), no matter what any real estate guru tells you. You always have to be searching for deals, because if you stop, so does the money.

testimonial BAM jump all in

2) You Own & Control EVERYTHING: Yes, in traditional real estate you kind of “own” the properties. But there’s also a ton of debt tied to most real estate investments, which means the property isn’t truly yours.

A lender can take it away if you miss a payment. Not to mention, loan payments really impact your profit margins.

With Digital Real Estate, you own the assets outright (with a 90-95% profit margin), which means you have all the power and all the control.
Feeling Blessed

3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

Testimonial leadgen marketing

4) Minimal Ongoing Expenses: With traditional real estate, monthly expenses are HIGH. Between loan payments, ongoing maintenance, and repairs (not to mention the possibility of having to go through the eviction process), profit margins are slim.
Plus, whenever you have a vacancy, factor in the costs to turn over a unit (plus the fact there’s no money coming in until the next tenant moves in).

With Digital Real Estate, a 100% online business with minimal maintenance and ongoing costs, you never even have to think about that risk.

done deal digital real estate

5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with traditional real estate investing, you’d have to double your monthly rent, double your deals/number of units OR double your profit margins. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

winning big

6) Make Money Helping Real People: This part is what makes it all worth it. With Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.

take the pen

Now, the choice is yours. You could continue browsing, looking at opportunities like Pace Morby which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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