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Index Fund Pro Review (2024): Is Andrew Giancola Worth Your Money?

By: Joel & Josiah
index pro fund review

In the fast-paced and ever-changing world of finance, finding the right investment strategies can be a daunting task. Fortunately, Index Fund Pro emerges as a beacon of hope, providing a comprehensive program that empowers individuals to seize control of their financial destiny.

In this in-depth review, we plunge headfirst into the captivating realm of Index Fund Pro, uncovering its array of features, benefits, and the invaluable knowledge it imparts. Join us as we navigate the intricate details of this exceptional program, shedding light on its transformative potential and illuminating the path to financial success.

However, if you feel like trading is not for you, don’t worry! I will discuss alternatives and give you my number 1 recommendation for making money online!

This Index Fund Pro review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.
Low-cost before upsells
Possible to make some money
Fake reviews
Stronger alternatives exist

Why Listen To Us?

My name is Josiah, and this is my Dad, Joel.

Together, we make up the team here at Scamrisk.

If you’ll let me bother you for two minutes, I’d like to quickly explain why I’m even here writing this review.

In early 2020, I had just graduated from college & had no real career prospects.

I knew I was destined for something more, but I had no clue how I was going to make it happen.

I had this sinking feeling in my gut all the time… like the “big man upstairs” had accidentally given me the version of life where I’d be mediocre forever, instead of the one where I was, ya know – happy & fulfilled.


I had fiddled around with some different online businesses in college:

Some random MLMs, a bit of affiliate marketing, a (failed) dropshipping store or two, all the usual suspects.

Even my dad had been involved in MLMs back in the day… selling knives & other random nonsense people (probably) didn’t need.

All I really wanted was to find something that was going to actually work for me.

Maybe those things had worked for others, but for me it all turned up a fat “0” in the bank account department.

So I searched! And searched… and searched… and searched…

And eventually, I somehow stumbled upon a program that promised to help me build an income online (read about it here if you’re curious).

I didn’t really want to be “rich”.

The thought of making a reliable $5K per month & not having to worry about clocking in to a 9-to-5 ever again was all I needed.

Sure, there were people in the program doing high-6 and low-7 figures per year… but that wasn’t what I was out for.

I just wanted to provide freedom for myself, and if I was lucky, take my family along for the ride.

Fast forward a few days and a few phone calls & I was enrolled!

Here’s the first “money making website” I put up:

I built that site in 2020, and it still makes me $1,500 per month. It’s a basic 5 page website I built based on a template the program provides.

The best part to me? My dad and I get to do it all together!

So between the:

  1. Ease of reaching $5-$10K per month in income online
  2. Straightforward-ness of the system to do it
  3. Fact that I get to do it w/ my family

Is why I recommend local lead generation as my #1 business model for making money online.

Sure, it takes some work and dedication – but anyone that tells you that there’s a business out there that requires no work is selling you a lemon.

I’m not saying you need to sign up for the same program I did, but I would definitely recommend giving the business model a peek!


You probably discovered Index Fund Pro for the same reason you might have come across any other financial newsletter, stock trading service, or investment program:

Because you want more money in less time.

And chances are, you want to quickly multiply the money you do have (as opposed to waiting months or even years to see a decent ROI).

This is a really exciting promise, and it’s probably why the financial publishing and training industry is worth billions of dollars.

The problem is, because the idea of doubling, tripling, or 10X-ing your money in a few minutes to a few days is so enticing, there are a ton of shady characters in this space.

But, putting that aside, let’s say every investing guru and “trading expert” on the internet had the best of intentions.

Even with proprietary algorithms, a room full of supercomputers, and a team of rocket scientists, most of these experts would be lucky to get it right 20% of the time.

Now sure, we’re talking about asymmetric bets here, so theoretically the winners should more than make up for the losers.

But in order to make that happen, you can NEVER miss a trade. With a 20% success rate (speaking optimistically), one missed winner could turn a profitable month into a loser.

That’s a lot of pressure and a lot of stress (not to mention a lot of losing) with not much certainty.

But what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Constantly monitoring your phone for buy/sell alerts
  • Obsessively watching charts and movement
  • The emotional roller coaster and angst of hoping one winner can cover the last 8 losses
  • Gambler’s odds (20% chance of success is worse than the odds of winning at Blackjack)

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day monitoring charts, trades, and alerts?


If that sounds like something you’d be interested in, check out Digital Real Estate. 

However, if you’d still like to know more about Index Fund Pro, keep reading.

What Is Index Fund Pro?

what is index fund pro

Index Fund Pro is a comprehensive trading program created by Andrew Giancola. It is designed to impart valuable knowledge on wealth accumulation through index funds and mutual funds.

With over 30 video lessons, this program covers every aspect of investing in index funds, guiding individuals from the very beginning, acquainting them with the fundamentals of trading, and helping them determine the necessary investment amount for a secure retirement plan.

Index fund investing presents an opportunity to generate significant long-term income. These funds track market indexes such as the S&P 500, offering diversification and consistent returns.

Additionally, index funds are often recommended for beginners due to their cost-effectiveness and low expenses. However, it is important to acknowledge certain limitations.

Index funds are unable to outperform the stock market, and investors have limited control over the individual stocks within the fund.

Who Is Behind Index Fund Pro?

who is andrew giancola

Andrew Giancola is the man behind Index Fund Pro. He is also the founder and CEO of Master Money, an organization that offers two prominent courses: Index Fund Pro and Debt Course.

Andrew’s primary objective is to empower individuals with the knowledge and skills to build their personal wealth. Drawing from his extensive expertise in finance, investing, business, income sources, stocks, and even real estate, Giancola openly shares his own triumphs and setbacks since 2013, providing invaluable insights to his audience.

In addition to his educational programs, Andrew Giancola hosts the highly acclaimed Personal Finance Podcast.

Renowned for its effective strategies for saving money and cultivating sound budgeting habits, the podcast has garnered an impressive rating of 4.8.

Andrew consistently receives glowing reviews from his listeners, a testament to the practicality and value of his content.

What Do You Get In Index Fund Pro?

what do you get in index fund pro

Index Fund Pro offers a comprehensive range of valuable resources to enhance your investing journey. Upon joining, you will gain access to a library of over 30 video lessons divided into seven sections, providing expert guidance on investing in index funds and ETFs.

Additionally, you will receive the Investor’s Checklist and insights on the Best Brokerage Accounts for Index Funds.

As an added bonus, you will have the opportunity to enter a monthly draw for a one-hour coaching session with Andrew Giancola. Subscribing to Index Fund Pro grants you access to future bonuses and updates, ensuring that you stay up to date with the latest information in the field.

Section 1: Why Investing Makes You Wealthy?

In this section, you will discover the significance of investing your money and how it can lead to wealth accumulation. This tackles index fund investing basics.

Andrew shares insights on the power of index investing and provides guidance on conducting thorough research before entering this venture. Index funds tend to outperform actively managed mutual funds, which are commonly overseen by fund managers employed by mutual fund companies.

Section 2: Investing 101

This section covers the fundamental aspects of trading in index funds and ETFs or exchange traded funds.

You will gain a clear understanding of stocks, bonds, mutual fund, index funds, and ETFs, laying a strong foundation for your investment knowledge.

whats inside index fund pro

Section 3: What Kind Of Stocks Should I Buy To Build Wealth?

Section 3 delves into the reasons why index funds and ETFs are superior to actively managed funds to achieve financial freedom, enlightening you on their advantages over other types of stocks.

Section 4: How To Choose Your Index Funds?

In section 4, you will learn the optimal allocation of index funds within your portfolio for each specific category.

This guidance will assist you in making informed decisions and constructing a well-balanced investment strategy.

Section 5: How To Avoid Taxes When Investing?

Andrew focuses on helping you save a substantial amount of money by reducing taxes in your investment journey.

Section 5 provides practical tips and strategies to minimize tax obligations effectively.

Section 6: How To Buy Index Funds?

Section 6 provides a step-by-step guide on purchasing your first index funds.

It also offers insights into the recommended order and types of accounts to open for a seamless investment experience.

Section 7: Retirement

The final section of the program guides you in setting retirement goals achievable through index funds and ETFs.

Andrew shares valuable tips and tricks on how to potentially retire early by leveraging these investment vehicles.

Who Is Index Fund Pro For?

who is index fund pro for

Index Fund Pro caters to a diverse audience, including:

  1. Beginners or experienced traders seeking to establish a solid retirement plan by investing in index funds.
  2. Individuals who are intrigued by the concept of investing but find themselves uncertain about how to embark on their investment journey.
  3. Traders characterized by qualities such as patience, consistency, and the willingness to make sacrifices in their investments, all in pursuit of attaining financial freedom.

How Much Does It Cost To Join Index Fund Pro?

how much does index fund pro cost

The price of Index Fund Pro is $99.00.

Is Index Fund Pro A Scam?

Scam or Legit

So, is Index Fund Pro a scam? Not technically. You can make money with it, but it’s definitely not as easy as Andrew Giancola makes it sound.

Again, with any kind of financial product (especially trading), you’re taking on a lot of risk.

Sure, you could hit it big and retire in Italy, but chances are you need the stomach and financial cushion to weather tons of losses before you get there…and it may never happen.

Most of the big gains numbers these companies use in their marketing (“xyz grew by 4,112% in 3 months” or “this option made 324% in just 2 days”) are cherry-picked.

They don’t tell you about the 10 100% losers that came before.

In other words, if you invested $100 into 11 recommendations, you’d lose $1,000, and make back $324…so you’d still be out almost $700.

Most people don’t have the fortitude to stick it out through 3 straight months of losers in the hopes of landing one big winner.

What if, instead, you took those same 3 months, invested just a couple hours a day (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

Saying goodbye to our job

They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

Are There Alternatives To Index Fund Pro?

Top 5 alternatives

Yes, there are plenty of other business models to choose from if you want to pursue this making money online.  Here are just a few:

  • Local Lead Generation
  • Digital Real Estate
  • SEO
  • Real Estate
  • Website Building

What Is My Top Recommendations For Making Money Online In 2024?

Make Money With Digital Real Estate

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1. It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.
testimonial BAM jump all in

2. You Own & Control EVERYTHING: With anything in the financial markets, you own and control NOTHING. You have no say in price fluctuations, demand, or what the market will do.

Trying to beat the market is fighting against the tide. There’s just too much working against you, no matter how many supercomputers or rocket scientists are on your side.

With Digital Real Estate, you own the assets, which means you have all the power and all the control.
Feeling Blessed

3. Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work. Testimonial leadgen marketing

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

4. Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with any kind of trading or investing, you’d have to double your initial capital OR double the average order size of your existing trades. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

done deal digital real estate

5. Make Money Helping Real People: This part is what makes it all worth it. In the financial markets, you might be helping your family, but the impact never goes beyond you and maybe a few others.

But with Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.

take the pen

Now, the choice is yours. You could continue browsing, looking at opportunities like Index Fund Pro which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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