Financial Education Services Review (2022 Update): Everything You Wanted To Know!

Scam Risk is here to help you protect yourself and fight back

Updated: November 11

By: Scam Risk - Expert Reviewer

Financial Education Services

Today let’s talk about this credit repair company called Financial Education Services that offers you a chance to increase your credit score and make money as a member.

Is this company something worth investing in? Or is this another scam company? Find that out by reading this review.

But before we get to that, here’s something you have to be aware of…

This Financial Education Services Review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Table of Contents

Pros: What I Liked

  • Offers services even to your family members.
  • There are positive Financial Education Services reviews.
  • Can help you get your credit fixed.
The Good

Cons: What I Didn't Like

  • Overly expensive product pricing.
  • MLM businesses have low success rates.
  • There are a lot of hidden monthly fees.
The Bad

Chances are you heard about Financial Education Services because someone – a friend or family member – introduced you to the company. Maybe you attended an online workshop or webinar, or maybe an in-person information session.

Your head’s probably spinning. This might be the first time you’ve heard about a real way to make money outside of a typical job.

So first off, congratulations!

You’ve just entered a whole new world…the world of making money on your own terms.

However, you came in through the wrong door.

Because Financial Education Services is – plain and simple – an MLM. Throw whatever fancy name you want on it…multi-level marketing (MLM), network marketing (NWM), direct sales, or anything else, it’s the same concept:

You pay some money upfront for the “opportunity” to sell products.

The products are typically low-quality but with high price tags (because fancy labels and stuff).

You’re told that the key to building your own successful business is selling these products to friends and family, and getting them on a subscription (so you get “monthly recurring revenue”).

Unfortunately, like most people who get taken in by these types of schemes, you’ll quickly discover that the well runs dry faster than you imagined.

After all, they make it sound really simple. “Just get 5 people you know onto this magic widget, and things will just grow from there.”

And in your head, you think “How hard can it be? I know plenty of people, 5 will be easy.”

But then you do it, and you realize people look at you like you’ve joined a cult. You’ve become “that person”, who joined an MLM, and is now trying to sell questionable products or services to everyone they meet.

It puts a strain on your relationships, and you end up stuck between two worlds.

But it’s not your fault. These companies spend millions of dollars each year figuring out exactly how to brainwash and recruit people. And that’s why we’re here.

To help you find a better way before it’s too late.

So, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Inventory
  • Selling to friends and family
  • Selling to strangers
  • Recruiting people
  • Dealing with questionable products that weigh on your conscience

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?

If that sounds like something you’d be interested in, check out Digital Real Estate. 


This is nothing like MLM, and that’s probably a good thing.

However, if you’d still like to know more about Financial Education Services, keep reading.

What Is Financial Education Services?

Financial Education Services 1

The first thought you would have upon reading Financial Education Services is that it’s a company that provides financial courses, but in reality, the services offered here are entirely different.

We all know how credit scores affect our quality of life. That’s why having good credit reports is a must if you ever want to live a comfortable life. That’s probably why Financial Education Services saw the potential to make money with credit repair services.

However, the credit repair service isn’t the only thing going on within this company. They also encourage people to earn by becoming one of their MLM members, but that’s a talk for later.

How Does It Work?

How Does It Work


As stated above, Financial Education Services is an MLM company that is open to all.

For those who aren’t familiar with the MLM business model, it’s simply explained as an establishment that allows people to sell their products in exchange for commissions and bonuses.

Additionally, as the name Multi-Level Marketing implies, another responsibility of a member is to recruit people.

Within their program, they’ll first give you all the training you’ll need to market their services and attract new members before sending you off in the field.

Credit Repair Services

Produce Good Credit Reports

Even if you don’t want to join Financial Education Services, you can still get help from them by using their credit repair services.

They can help you sort out any issues with credit bureaus. With this, you can expect not to receive a bad credit report.

How Can You Make Money With It?

Make Money

  • Direct Sales Commissions

    You can expect to make $6 for every $49 in product sales and $100 for every $188.

    In addition, for each $149 and $499 in products sold, you may make $40 and $150, too.

  • Customer Acquisition Bonus

    You can easily collect a sales commission of 25%-50% on all products and services sold, relying on your rank.

  • Downline Commission

    Depending on the number of your generational downline, your commission rate could range from 5% to 2.75%.

What They Sell At Financial Education Services:

financial education service

Busainessman presenting financial analysis with charts generated by big data displaying international success and dollar signs

If you are interested in the services you can buy or sell within this company, here’s a list of their plans and prices that are not only designed for yourself but also for your family:

  • My HealthCare2Go- $29 initial + $24.95 monthly fee
  • Secure Card- $40 annual fee
  • MyCare Plan- $499 one-time fee
  • Rent Reporting- $25 to $145 plan-based + $6.95 monthly fee

The good thing about their services is even though some of them are quite pricey, they do have good feedback from some of those who bought them.

How Much Does It Cost To Join Financial Education Services?

If you want to join Financial Education Services, you can opt to pay between $199 for the basic plan and $249 for the premium plan.

To maintain your membership status, you must also make a monthly sales total of $89 in order to keep selling things, which is about $1,068 a year.

In total, you would need to spend a little over $1,267–$1,317 of total registration fee combined in your first year to make a significant profit with them, which begs me to wonder if this is worth all that money.

Is It Worth It?

Is It Worth It Your Private Investments

The truth is, MLM in general has seldom proven to be a good opportunity for those just starting out in the field.

Instead, MLM is quite well known as a popular money-making scheme that has burned thousands of members. That’s why I’ve never truly recommended it.

Although I have to give it to this company as it offers to share knowledge about financial literacy with its members, which can be beneficial knowledge, still, looking at their price, I’d think twice before diving into their business.

The rumors and feedback about their crappy service aren’t helping them out either in proving they are worth your time and money.

Is Financial Education Services A Scam Company?

Pyramid Scheme

So, is Financial Education Services a scam?

Not technically. You can make money with this program, but it’s definitely not as easy as the company makes it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – the actual commissions are pretty small.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months and then your reward is a $50 commission, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

And, unlike an MLM, you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece


They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

Are There Any Alternatives To Financial Education Services?

are there alternatives

Yes, there are plenty of MLM companies to choose from if you want to pursue this business model.  Here are just a few:

What Is My Top Recommendation For Making Money From Home In 2022?

Digital Real Estate

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.


2) You Own & Control EVERYTHING: With MLMs and Network Marketing, you don’t really own anything. You have no control over the quality of products. You don’t even own your “team”.
Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.
With Digital Real Estate, you own the assets, which means you have all the power and all the control.


3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.


4) No Inventory: Alright, so most MLMs don’t make you buy the products and fill your garage with them anymore (unlike the good ol’ days), but you’re still in a physical products business.

And physical products always have physical limitations. Even if you don’t have to manage the inventory, you still have to deal with supply chain shortages that cause major delays.

Imagine finally landing your first customer, and then losing them after one sale because they had to wait 6 weeks to get their order.

With Digital Real Estate, a 100% online business, you never even have to think about that risk.


5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with an MLM, you’d have to double your customers OR double the average order size of your existing customers. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

Lance Lead Gen

6) Make Money Helping Real People: This part is what makes it all worth it. In an MLM, your “upline” might convince you that what you’re selling improves people’s lives, but deep down, you likely know that’s not true.

Most of the time, you’re either selling a dream or a poor-quality, overpriced product with a fancy label.

And that makes it pretty hard to sleep at night.

But with Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.

Lance Lead Gen

Now, the choice is yours.

You could continue browsing, looking at opportunities like Financial Education Services which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

ScamRisk's #1 Online
Business Recommendation:
You know deep down what you're meant for. Now they will show you how to go get it.
We will be happy to hear your thoughts

Leave a reply

Scam Risk