Do you want to maximize your dividends? Dividend.com is a site for research and analysis. Dividend analysis and income strategies are the focus of this service. Dividend.com provides articles on the best dividend stock selections and methods, ex-dividend dates, commentary, company news, and more. Learn more about Dividend.com by reading my in-depth review.
This Dividend.com Review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.
Table of Contents
Pros: What I Liked
Provides detailed dividend data
Allows you to track the dividend income
Nice detailed explanations
Cons: What I Didn't Like
May become a crowded trade
Tempting to jump headfirst into the strategies
May not be helpful to everyone
You probably discovered Dividend.com for the same reason you might have come across any other financial newsletter, trading service, or investment program:
Because you want more money in less time.
And chances are, you want to quickly multiply the money you do have (as opposed to waiting months or even years to see a decent ROI). This is a really exciting promise, and it’s probably why the financial publishing and training industry is worth billions of dollars.
The problem is, because the idea of doubling, tripling, or 10X-ing your money in a few minutes to a few days is so enticing, there are a ton of shady characters in this space.
But, putting that aside, let’s say every investing guru and “trading expert” on the internet had the best of intentions.
Even with proprietary algorithms, a room full of supercomputers, and a team of rocket scientists, most of these experts would be lucky to get it right 20% of the time.
Now sure, we’re talking about asymmetric bets here, so theoretically the winners should more than make up for the losers. But in order to make that happen, you can NEVER miss a trade. With a 20% success rate (speaking optimistically), one missed winner could turn a profitable month into a loser.
That’s a lot of pressure and a lot of stress (not to mention a lot of losing) with not much certainty. But what if there was a way you could build a passive income stream that’s actually passive?
An income stream that doesn’t require:
- Constantly monitoring your phone for buy/sell alerts
- Obsessively watching charts and movement
- The emotional roller coaster and angst of hoping one winner can cover the last 8 losses
- Gambler’s odds (20% chance of success is worse than the odds of winning at Blackjack)
An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)? An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day monitoring charts, trades, and alerts?
If that sounds like something you’d be interested in, check out Digital Real Estate.
However, if you’d still like to know more about Dividend.com, keep reading.
What Is Divedend.com?
Dividend.com is a dividend analysis and income strategies, research, and analysis website. The website publishes frequent articles and updates that include recommendations for the best dividend stocks pick, strategies, ex-dividend dates, analysis, and company news.
The Dividend Assistant tool, a helpful analysis tool, with free registration. The content is updated daily, with recommendations based on various factors, including their Dividend Advantage Rating System (DARS). A membership plan is necessary to access unlimited DARS ratings and more advanced features such as alerts, trackers, and screeners.
While stagnant and boring dividend reinvestment plans (DRiPs) has been available for decades, proactive dividend portfolio investing has recently gained mainstream popularity as a viable strategy for creating passive income and capital growth.
How Does Dividend.com Works?
Due to the large quantity of information available on Dividend.com, new users may find it overwhelming. It’s a good idea to browse the site for a broad overview, beginning with Best Dividend Stocks and working your way across and down to get a sample of the free content and an idea of what a paid membership includes.
The site restricts data for free users, but there’s enough to kick the market and decide if the information is valuable enough to warrant a subscription. The site is updated with news throughout the day. The site includes news about top dividend stocks, ex-dividend dates, strategies, tools, articles, and premium content.
Users have access to the Dividend Assistant after registering for free. This tool gives you a view of your dividend stocks, information on preferred stocks, and important information like upcoming payout dates and news alerts (similar to Simply Safe Dividends). A paid subscription is required for full functionality.
However, I cannot stress how useful this tool is. There’s no need to manually search down your dividend-paying stocks anymore since this tool also provides a “shot clock” countdown to your portfolio’s ex-dividend date and income projections.
Dividend Advantage Rating System (DARS) is a unique and proprietary rating model used by Dividend.com to analyze a stock’s underlying dividend’s long-term sustainability, growth, and safety. It operates on a (weak) 1-to-5 scale (strongest). Under Best Dividend Stocks, the top DARS-rated stocks are updated every day.
Dividend Capture Strategy
This is a popular trading strategy in which you buy a stock within 10-days of its ex-dividend date to become a “shareholder on record,” then sell the position on or after the ex-dividend date. If the dividend investor is registered as a holder prior to the ex-dividend date, they will get the dividend payout.
The idea is to collect as much dividend as possible while keeping the gap down. Dividend.com offers a curated list of the Best Dividend Capture Stocks, as well as essential data such as Average Days for Stock Price Recovery and an Ex-Dividend Calendar.
This is an excellent tool for implementing a dividend capture strategy. There are ex-dividend dates every day in the universe of dividend-paying stocks. This helps you to compare and assess which ones are worth pursuing. However, understanding the mechanics of this technique is critical since it might backfire depending on market sentiment and gaps. This has little impact on passive long-term investors.
Risks Of Dividend Investing
It’s critical to understand that dividend investing isn’t just about profit. A stock’s high yield is attributed to increased risk and possible share price depreciation. High-yield is excellent when you are just getting into the stock market, but it sucked when you were in a position when the yield was moderate, and it suddenly turned high-yield due to a large price decrease. Dividend cuts or reductions are also a danger for stock price implosions.
How Much Does Dividend.com Cost?
Dividend.com has two paid membership plans available:
The Lite plan is $ 99 per year, billed annually. It includes – Full access to Dividend Assistant, DARS stock ratings, Full Dividend and Growth history to 1993, Special Dividend research reports, and the Daily Dividend newsletter.
The Premium plan is $ 149 per year, billed annually. It inlcudes – All features from the Lite package and the Complete Best Dividend Stock List, DARS Upgrades and Downgrades, Watch Lists with Performance Trackers, News, Alerts, and Most Watched Stocks List with spreadsheet export capabilities.
It also contains Dividend Portfolio and Monthly Income Generator tools, as well as access to Premium Dividend articles and Annual Dividend Stock Guides.
Dividend Investor also offers articles on its homepage that enlighten investors on topics such as highlighting companies that will go ex-dividend in the coming weeks or finding companies that pay monthly dividends. They also look for quality dividend payments.
If ever you’re wondering how to calculate a stock’s dividend yield, here’s how. Divide the dividend payment by the stock price. Dividend yields are normally measured yearly; thus, if a company pays a quarterly dividend, the annual rate is calculated by multiplying the quarterly dividend by four. Please note that before making an investment decision, consider the company’s risk, timeframe, investment objectives, diversification, and financial health.
Is Dividend.com A Scam?
So, is Dividend.com a scam? Not technically. You can make money with it, but it’s definitely not as easy as Dividend.com makes it sound.
Again, with any kind of financial product (especially trading), you’re taking on a lot of risk.
Sure, you could hit it big and retire in Italy, but chances are you need the stomach and financial cushion to weather tons of losses before you get there…and it may never happen.
Most of the big gains numbers these companies use in their marketing (“xyz grew by 4,112% in 3 months” or “this option made 324% in just 2 days”) are cherry-picked.
They don’t tell you about the 10 100% losers that came before. In other words, if you invested $100 into 11 recommendations, you’d lose $1,000, and make back $324…so you’d still be out almost $700.
Most people don’t have the fortitude to stick it out through 3 straight months of losers in the hopes of landing one big winner. What if, instead, you took those same 3 months, invested just a couple hours a day (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?
And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week? And what if you could double it next week?
Well, that’s the power of Digital Real Estate. It’s a true lifestyle business.
Your laptop and an internet connection is all you need.
Some of the most successful students in this program run their entire 6-figure businesses from:
- A camper in the middle of the woods
- A beach chair on the water in Mexico
- A small villa in Greece
They’re able to travel around, living their lives first, and focusing on their income second.
Because even if they stop working for an extended period of time, the money keeps coming in.
So adventure, memories, and experience are the top priority. And they never have to worry about how to pay for the next trip, or consider asking for time off.
If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.
Are There Alternatives To Dividend.com?
Yes, there are plenty of other business models to choose from if you want to pursue this making money online. Here are just a few:
What Is My Top Recommendation For Making Money In 2022?
Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs. While there may be no “perfect business”, the research IS conclusive.
Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you. Why?
1. It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.
And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.
Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day. This is only possible if you have an income stream that’s not tied to your time.
2. You Own & Control EVERYTHING: With anything in the financial markets, you own and control NOTHING. You have no say in price fluctuations, demand, or what the market will do.
Trying to beat the market is fighting against the tide. There’s just too much working against you, no matter how many supercomputers or rocket scientists are on your side.
With Digital Real Estate, you own the assets, which means you have all the power and all the control.
3. Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.
Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.
4. Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).
Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier. Because you have more knowledge, more experience, more results, and more momentum.
If you wanted to double your income with any kind of trading or investing, you’d have to double your initial capital OR double the average order size of your existing trades. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.
5. Make Money Helping Real People: This part is what makes it all worth it. In the financial markets, you might be helping your family, but the impact never goes beyond you and maybe a few others.
But with Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem: Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.
You make money by helping them make money. Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.
Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.
Now, the choice is yours. You could continue browsing, looking at opportunities like Dividend.com which could one day make you money. You could continue researching, never making a decision.
OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.
A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits. All while genuinely helping real people who are grateful and happy to pay for it.
If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.