American Debt Enders Reviews

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By: Scam Risk - Expert Reviewer

Getting into debt with student loans, credit cards, payday loans or any debt isn’t something we set out to do.

But it happens.

No matter why it happened this situation can make life difficult in many ways from a lower credit score too many hours spent on the phone negotiating interest rates, searching for a debt relief program, and doing a comparison of the debt programs available.

It’s not easy to navigate from site to site reading the different reviews. There are many debt relief companies and American Debt Enders is one of them.

They are a debt counseling program that offers third party debt settlement program with free credit counseling. They will help you determine the best strategy for your unsecured debt relief.

American Debt Enders has been helping people find the best solution for medical bills, business debt, unsecured loans, credit cards, collections, repossessions, student debt, IRS tax debt, and payday loan debt relief.

American debt enders BBB rating says a lot about their company.

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Table of Contents

Debt Consolidation, Debt Settlement & Debt Relief Programs

You’ll find on their site that they offer several types of debt relief, debt management, debt settlement, and credit restoration solutions all without charging you a single cent.

But this doesn’t mean that you won’t need to pay for the solutions that they offer you.

American Debt Enders is an affiliate with other credit counseling, debt relief, credit card debt, and debt settlement programs.

So while they do not charge for this service, they make money from their affiliates and other companies when you use their service.

You Can Contact American Debt Enders

Here is their contact information:

Website address:


Phone: 855-259-9684

Address: American Debt Enders 265 Sunrise Hwy Suite 1-#250 Rockville Centre, NY 11570

Pros & Cons of American Debt Enders

As with most companies, there are some features that are good and others that aren’t. It’s the same with this debt relief company.


  • Their unique debt dispute program allows you to qualify with only $2000 of unsecured debt. This isn’t a debt settlement, modification or negotiation program. This debt dispute program allows full legal coverage, full elimination of debt, and a credit restoration program once you complete the program.
  • American Debt Enders site is extremely transparent. You’ll find that it’s an informative website that has information about their services, referrals, and debt partners. You can get many answers to your questions on their educational blog and FAQ section as well. This will tell you everything you need to know about the different types of debt as well as enrolling in debt management programs.
  • American Debt Enders has a no-obligation free consultation that is offered through Peak Legal Advocates. This gives you access to a licensed lawyer within your state.
  • Your debt cases are handled by licensed attorneys.


  • Both American Debt Enders and Grace Unlimted LLC are not accredited by the BBB, AFCC or IAPDA.
  • There is no guarantee with the services that American Debt Enders offers.
  • American Debt Enders website isn’t the easiest to navigate which makes it hard to find the information that you need to answer your questions.

American Debt Enders Pricing

Credit consultation services are a free service provided by American Debt Enders. So you won’t pay for credit counselors directly you will be referred to debt settlement program or debt management program affiliates services.

American Debt Enders operates on a contingency fee basis. Companies operating under a contingency fee model charge fees that are based upon a percentage of the debt at the time the consumer enrolled; occasionally they are based on a percentage of the savings negotiated by the debt-settlement company. Across the industry in general, debt settlement clients typically see a 45% to 60% reduction of their enrolled debt.

American Debt Enders charges fees up to 35% of the enrolled debt depending on the amount of enrolled debt provided.

Debt relief service pricing/costs can vary greatly from one client to another so it’s best to speak to American Debt Enders directly to determine an accurate quote.


What Does American Debt Enders Do?

American Debt Enders has debt relief services that will help you with unsecured debts. These include credit card debt and personal loans.

Does American Debt Enders Offer A Guarantee?

American Debt Enders offers a money-back guarantee, but it’s illegal to charge upfront fees for debt settlement. This guarantee basically means that you won’t be charged a fee until your debts are settled. So in reality this isn’t really a guarantee.

What Is The Minimum Debt Amount With American Debt Enders?

The minimum unsecured debt is $5,000 or more. If you have less than $5,000 of unsecured debt you’ll need to consider a debt consolidation loan or credit counseling. Both of these services can be found on the American Debt Enders website as well.

Are American Debt Enders Accredited?

Yes and no. There are two different debt relief trade associations the American Fair Credit Council (AFCC) and the International Association of Professional Debt Arbitrators (IAPDA). American Det Enders is not accredited with either the AFCC or IAPDA.

Although they do not provide services directly, American Debt Enders takes care of all your debt needs by connecting you with affiliates who are best qualified to handle your individual case. Even though they are not BBB, IAPDA, or AFCC accredited, there are very few consumer complaints. However, we do recommend thoroughly researching the companies that you have been referred to before enrolling in any services.

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