Xifra Review (2023 Update): Everything You Wanted To Know!

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Updated: January 02

By: Scam Risk - Expert Reviewer

Xifra LifeStyle

Table of Contents

Pros: What I Liked

  • Modern platform for investing.
  • Minimal money up front.
The Good

Cons: What I Didn't Like

  • Not listed in the Securities and Exchange Commission
  • Bad company reputation
  • Withdrawing your funds will most likely be a challenge.
The Bad

The Xifra review you’re looking for is right here!

There has been a lot of buzz about this opportunity because of the company’s products and return on investment.

We wanted to learn more about this business and what it has to offer to determine whether or not it is a simple program or just a sales pitch.

To better understand how things work, we’ll go over the details of the business, the products, and the salary structure.

So be sure to stick around to the end to see what we uncover.

That being said, let’s get to work and see what we can discover.

Chances are you heard about Xifra because someone – a friend or family member – introduced you to the company. Maybe you attended an online workshop or webinar, or maybe an in-person information session.

Your head’s probably spinning. This might be the first time you’ve heard about a real way to make money outside of a typical job.

So first off, congratulations!

You’ve just entered a whole new world…the world of making money on your own terms.

However, you came in through the wrong door.

Because Xifra is – plain and simple – an MLM. Throw whatever fancy name you want on it…multi-level marketing (MLM), network marketing (NWM), direct sales, or anything else, it’s the same concept:

You pay some money upfront for the “opportunity” to sell products.

The products are typically low-quality but with high price tags (fancy labels and stuff).

You’re told that the key to building your own successful business is selling these products to friends and family, and getting them on a subscription (so you get “monthly recurring revenue”).

Unfortunately, like most people who get taken in by these types of schemes, you’ll quickly discover that the well runs dry faster than you imagined.

After all, they make it sound really simple. “Just get 5 people you know onto this magic widget, and things will just grow from there.”

And in your head, you think “How hard can it be? I know plenty of people, 5 will be easy.”

But then you do it, and you realize people look at you like you’ve joined a cult. You’ve become “that person”, who joined an MLM, and is now trying to sell questionable products or services to everyone they meet.

It puts a strain on your relationships, and you end up stuck between two worlds.

But it’s not your fault. These companies spend millions of dollars each year figuring out exactly how to brainwash and recruit people. And that’s why we’re here.

To help you find a better way before it’s too late.

So, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Inventory
  • Selling to friends and family
  • Selling to strangers
  • Recruiting people
  • Dealing with questionable products that weigh on your conscience

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?

If that sounds like something you’d be interested in, check out Digital Real Estate. 


This is nothing like MLM, and that’s probably a good thing.

However, if you’d still like to know more about Xifra, keep reading.

Xifra Lifestyle Review: What Is Xifra?

Xifra Lifestyle A Health And Wellness Niche

Xifra Lifestyle, or Xifra for short, is a multi-level marketing (MLM) program that provides CBD-infused products and the opportunity to grow professionally and financially by providing technological tools and financial education to improve people’s quality of life.

When you become a member, you will also be able to purchase products from the company, including CBD, weight management, libido, and detox supplements.

We would classify Xifra Lifestyle in the health and wellness niche and the ROI MLM niche.

Overview Of The Company

George Goodman CEO Of Xifra Lifestyle

The company launched last year on October 19th, 2019, and the corporate suite address are in Mexico; however, the company website does state that they have CBD plantations in Colorado and California if that means anything.

When I looked around the company website and their legal pages, we couldn’t find any information about who owns or runs Xifra Lifestyle.

However, with a little digging, an investor discovers George Goodman as the purported CEO, particularly on Xifra Lifestyle marketing videos. However, outside of Xifra Lifestyle, there appears to be no information on Goodman. This raises whether Goodman is truly the CEO or merely a paid actor.

The marketing videos are in Spanish, but that is all I can learn about the company.

So, with that out of the way, let’s move on.

Xifra Lifestyle’s Products

CBD Products

The CBD products they provide are the main products you will see all over the company website.

Xifra Lifestyle has no retailable products or services, and affiliates can only market Xifra Lifestyle affiliate membership. A variety of nutritional supplements are included with Xifra Lifestyle affiliate membership:

  • CBD Plus and Premium which is a CBD oil
  • Xtrong which is a male enhancement supplement
  • +DTX which is a detox supplement and
  • Gen-X which is a weight loss supplement

Let’s learn how to make money by understanding how the Xifra Lifestyle’s compensation plan works.

Xifra Lifestyle’s Compensation Plan

Earn With Xifras Compensation Plan

Referral Commission

The only way to make money with Xifra is to recruit others.

You can join the Regular Investment Plan and earn 8% in referral commissions and an additional 2% for your referral’s referral.

Alternatively, you can join the Plantation Investment Plan and earn 20% on your recruits, 3% on your recruit’s recruit, and 2% on other levels.

Rank Commissions

To earn more commissions, you must also advance in rank. The goal is to succeed because the higher your level, the higher your commission.

Residual Commissions

Again, the key is building a team to earn commissions and encourage your team to do the same. This will assist you in gaining more commissions.

Commissions on ROI

You can earn 0.5 percent to 2 percent per day by investing in their Cannabis plantations, with a cap of 200 percent to 240 percent. Bitcoin is used for both investment packages and payouts.

What’s The Cost To Join Xifra Lifestyle?

Is It Worth It

To become an affiliate member of Xifra Lifestyle and earn money through their MLM compensation plan, you must spend $115 to get started.

If you want to start earning money from MLM and the company’s promised ROI, you’ll need to start with at least $300.

Another thing to remember is that the company currently only accepts bitcoin for investment plans that offer ROIs, which is a popular cryptocurrency.

Is Xifra A Scam?

Xifra Is Not A Scam

So, is Xifra a scam?

Not technically. You can make money with this program, but it’s definitely not as easy as the company makes it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – the actual commissions are pretty small.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months and then your reward is a $50 commission, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

And, unlike an MLM, you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece


They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

Xifra Lifestyle Review: Conclusion

Xifra Lifestyle claims to generate ROI revenue through trading and cannabis plantations. There is no evidence of Xifra Lifestyle engaging in any of these activities.

More importantly, Xifra Lifestyle’s passive returns qualify as a securities offering. Xifra Lifestyle provides no evidence that it has registered with any financial regulator. This means that Xifra Lifestyle is, at the very least, is committing securities fraud.

Despite operating illegally all over the world, Xifra Lifestyle affiliates claim the company operates legally in Mexico and the United States.

As of now, the only verifiable source of revenue entering Xifra Lifestyle is a new investment.

Xifra Lifestyle is a Ponzi scheme because it uses new investments to pay out advertised returns. With no retail component, the MLM side of Xifra Lifestyle operates as a pyramid scheme. As with all MLM Ponzi schemes, once affiliate recruitment dries up, so will new investment. This will starve Xifra Lifestyle of ROI revenue, eventually leading to the company’s demise.

The math behind Ponzi schemes ensures that the vast majority of participants lose money when they fail.

Are There Alternatives To Xifra?

Alternatives to Xifra

Yes, there are plenty of MLM companies to choose from if you want to pursue this business model.  Here are just a few:

What Is Our Top Recommendation For Making Money Online In 2022?

Make Money Online With Digital Real Estate

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.

2) You Own & Control EVERYTHING: With MLMs and Network Marketing, you don’t really own anything. You have no control over the quality of products. You don’t even own your “team”.
Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.
With Digital Real Estate, you own the assets, which means you have all the power and all the control.

3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.


4) No Inventory: Alright, so most MLMs don’t make you buy the products and fill your garage with them anymore (unlike the good ol’ days), but you’re still in a physical products business.

And physical products always have physical limitations. Even if you don’t have to manage the inventory, you still have to deal with supply chain shortages that cause major delays.

Imagine finally landing your first customer, and then losing them after one sale because they had to wait 6 weeks to get their order.

With Digital Real Estate, a 100% online business, you never even have to think about that risk.


5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with an MLM, you’d have to double your customers OR double the average order size of your existing customers. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.


6) Make Money Helping Real People: This part is what makes it all worth it. In an MLM, your “upline” might convince you that what you’re selling improves people’s lives, but deep down, you likely know that’s not true.

Most of the time, you’re either selling a dream or a poor-quality, overpriced product with a fancy label.

And that makes it pretty hard to sleep at night.

But with Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours.

You could continue browsing, looking at opportunities like Xifra which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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