Uulala Review (2023 Update): Everything You Wanted To Know!

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Updated: January 12

By: Scam Risk - Expert Reviewer

Uulala Review

Did your friend recommend Uulala to you to help you generate extra income? You checked this review because you’re probably hesitant to join Uulala; you wanted to know more about the company and its opportunities before joining it.

That is the reason why I’m doing this review, for the people like you who want to do a background check before investing or purchasing something in a certain company. In my Uulala review, you will know more about it, especially whether it is a legitimate company or another scam.

This Uulala Review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Table of Contents

Pros: What I Liked

  • Send and receive through mobile devices
  • Suites cash consumer
  • Convenient
The Good

Cons: What I Didn't Like

  • Tainted name
  • High risk
  • Ponzi scheme
The Bad

Uulala is a real estate investing program.

Like most real estate investing training courses, you’ll likely be exposed to the “Big 3” investing types:

  • Flipping
  • Wholesaling
  • Long-term buy-and-hold

Regardless of which path you go down, there is a lot of potential with real estate investing.

After all, it’s the world’s oldest wealth-builder.

However, before you leave this Uulala review and go sign up, you might want to ask yourself:

“Is now the right time for me to get into real estate investing?”

Because, no matter which way you slice it, real estate investing is extremely capital intensive, labor intensive, or both.

So if you’ve only got an hour or two a day, or your savings account is a few zeroes lighter than you’re comfortable with, this might not be the best time for you to jump into real estate investing.

But that doesn’t mean you’re out of luck. It just means you need a system to free up more time and give yourself a stronger financial cushion.

A good way to get yourself there is with Digital Real Estate.

Digital Real Estate takes all the best parts of real estate investing, while eliminating most of the headaches:

  • Low cashflow
  • Interest payments
  • Mortgages
  • High overhead
  • Expensive repairs and maintenance
  • Problematic tenants

And the best part?

Digital Real Estate allows you to build a passive income stream that’s actually passive!

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000).

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day analyzing deals, cold-calling homeowners, or dealing with contractors.


If that sounds like something you’d be interested in, check out Digital Real Estate.

This is the perfect first step to build recurring income that you can then use to start investing in real estate down the line.

However, if you’d still like to know more about Uulala, keep reading.

What Is Uulala?

What Is Uulala

Uulala is a company with a mission. Its ownership comprises minorities of first or second-generation Latino descent, and it strives to enable and accelerate financial inclusion of the under and unbanked throughout the Americas. Uulala empowers consumers by offering financial tools and services necessary for credit building, fund transfers, and e-commerce involvement.

For the first time, Uulala may move those who don’t have access to banking or traditional banking services away from a cash-only environment. The platform also allows users to engage in a wide variety of services that they could not previously access.

This includes sending and receiving secure financial transactions digitally and via mobile devices, paying bills, build credit, and even obtaining access to digital products, services, and entertainment that were previously unavailable due to a lack of banking services.

Uulala Overview

Uulala Overview

The Securities and Exchange Commission said that it had settled charges against Uulala, Inc. and 2 of its California-based founders, Ceo Oscar Garcia and Matthew Loughran, for allegedly defrauding over a thousand investors in an unregistered offering of digital asset securities and unregistered digital tokens that raised more than $9 million, as well as charges against Garcia and Uulala for allegedly involved in a second fraudulent offering of convertible notes.

According to the SEC’s complaint, which was filed in the United States District Court for the Central District of California, Uulala sold UULA tokens from December 2017 to January 2019, which were alleged to be used to record transactions in a financial application (“app”) that Uulala was promoting and developing to those without access to traditional banking services.

According to the complaint, Uulala and Garcia allegedly made materially false and misleading claims regarding Uulala’s financial performance in the convertible notes offering. The SEC further claims that Uulala failed to register its UULA token offers and sales with the Commission.

Uulala and Garcia are charged in the SEC’s complaint with violating the registration and antifraud requirements of Sections 5 and 17(a) of the Securities Act of 1933 (“Securities Act”), as well as Section 10(b) of the Securities Exchange Act of 1934 (“Exchange Act”) and Rule 10b-5 thereunder. Lo

Services And Benefits

Services And Benefits

Remittance: Domestic and foreign money transfers occur both peer-to-peer and peer-to-institution. Get rid of the pricey middlemen (goodbye, Western Union).

Banking Services: Uulala provides financial services with minimal monthly costs, especially for customers with account minimums that traditional banks refuse to accept. This also allows users to pay bills for folks in other countries. The service also includes a mobile phone number top-up program. Furthermore, the platform opens up the potential for B2B services and micro-credit.

Digital Credit: Bill payments, money transfers, and purchases of products and services all add up. This involves the construction of a worldwide credit score that users may continue to increase as they improve their profile via active app usage.

Cash Rewards: Users may even access services connected to a pre-paid MasterCard. This involves earning a portion of every purchase as a “forced” bank account. Three hundred top-tier retailers have already joined the Uulala network, with incentives as high as 6% of total sales.

It sounds “normal,” and that’s because it is. Uulala is just re-creating what those with conventional banking access take for granted for those who have never had such access before. And it’s all made possible by blockchain technology.

Joining Uulala

Joining Uulala

Uulala affiliate membership depends on purchasing an $1100 validation node position.

It’s worth noting that Uulala’s marketing materials say that the needed investment amount will rise with every 500 positions invested.

Is Uulala A Scam?

Is Uulala A Scam

So, is Uulala a scam? Not technically. You can make money with this program, but it’s definitely not as easy as Oscar Garcia makes it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – the actual profit margins on real estate investments are pretty small.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months – looking at deals, sending out offers, negotiating with the seller and lender to buy a rental property – and then your reward is like $100 a month in profits, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month (with a 90-95% profit margin)?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

And, unlike traditional real estate, you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece


They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

Are There Alternatives To Uulala?

are there alternatives

Yes, there are plenty of other business models to choose from if you want to pursue this making money online.  Here are just a few:

What Is My Top Recommendation For Making Money In 2022?

Digital Real Estate

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.
Flipping and wholesaling are full-time jobs (and more), no matter what any real estate guru tells you. You always have to be searching for deals, because if you stop, so does the money.


2) You Own & Control EVERYTHING: Yes, in traditional real estate you kind of “own” the properties. But there’s also a ton of debt tied to most real estate investments, which means the property isn’t truly yours.

A lender can take it away if you miss a payment. Not to mention, loan payments really impact your profit margins.

With Digital Real Estate, you own the assets outright (with a 90-95% profit margin), which means you have all the power and all the control.


3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.


4) Minimal Ongoing Expenses: With traditional real estate, monthly expenses are HIGH. Between loan payments, ongoing maintenance, and repairs (not to mention the possibility of having to go through the eviction process), profit margins are slim.
Plus, whenever you have a vacancy, factor in the costs to turn over a unit (plus the fact there’s no money coming in until the next tenant moves in).

With Digital Real Estate, a 100% online business with minimal maintenance and ongoing costs, you never even have to think about that risk.


5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with traditional real estate investing, you’d have to double your monthly rent, double your deals/number of units OR double your profit margins. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

Lance Lead Gen

6) Make Money Helping Real People: This part is what makes it all worth it. With Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours. You could continue browsing, looking at opportunities like Uulala which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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