Have you heard of the lazy way to make money in real estate? What does it mean? This article demonstrates how to invest in real estate without much money or work.
The Lazy Way to Invest in Real Estate by Robert Kiyosaki was published in 2019. This dispelled the idea that real estate investing or landlord requires a lot of cash.
The word “LAZY” in the title, the lazy approach to investing in real estate, probably has no meaning. There is no lazy way to invest. To secure a successful investment, you must conduct your homework, seek funds (even from other sources), and follow up.
You don’t have to be a landlord to invest in real estate. In fact, you may become a real estate investor without purchasing a single home.
Lazy Way To Invest In Real Estate is a real estate investing program.
Like most real estate investing training courses, you’ll likely be exposed to the “Big 3” investing types:
- Long-term buy-and-hold
Regardless of which path you go down, there is a lot of potential with real estate investing.
After all, it’s the world’s oldest wealth-builder.
However, before you leave this Lazy Way To Invest In Real Estate review and go sign up, you might want to ask yourself:
“Is now the right time for me to get into real estate investing?”
This The Lazy Way To Invest In Real Estate review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.
Table of Contents
Pros: What I Liked
- Commercial real estate investments are in still in trend.
- Physical property and Real Estate Holdings are appreciating.
- There are many available online real estate platforms to choose from.
Cons: What I Didn't Like
- The real estate market are broad, there are many competitors
- Is hard to find a real estate focused company.
- Rental Real Estate is hard to manage.
Because, no matter which way you slice it, real estate investing is extremely capital intensive, labor intensive, or both.
So if you’ve only got an hour or two a day, or your savings account is a few zeroes lighter than you’re comfortable with, this might not be the best time for you to jump into real estate investing.
But that doesn’t mean you’re out of luck. It just means you need a system to free up more time and give yourself a stronger financial cushion.
A good way to get yourself there is with Digital Real Estate.
Digital Real Estate takes all the best parts of real estate investing, while eliminating most of the headaches:
- Low cashflow
- Interest payments
- High overhead
- Expensive repairs and maintenance
- Problematic tenants
And the best part?
Digital Real Estate allows you to build a passive income stream that’s actually passive!
An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000).
An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day analyzing deals, cold-calling homeowners, or dealing with contractors.
If that sounds like something you’d be interested in, check out Digital Real Estate.
This is the perfect first step to build recurring income that you can then use to start investing in real estate down the line.
However, if you’d still like to know more about Lazy Way To Invest In Real Estate, keep reading.
How to Invest in Real Estate on a Shoestring Budget
Real estate is one of the few fields where the cliché “you need money to make money” is more accurate than in any other. Despite this, people continue to discover ways around it daily. Granted, investing in real estate requires a monetary investment. But you don’t have to cough out the cash yourself.
For most individuals today, all it takes to get started is a dream and a lot of hard work. Here is a basic tutorial on starting investing in real estate with minimal money for you reading this.
1) House Hacking
When it comes to investing in real estate, house hacking is the ultimate lazy way to do so. Renting your own house is a great way to make extra money. Rental units in a multi-unit building like a triplex or fourplex are the easiest way to save money on a home. Those additional rooms or the basement apartment in a pricey city can be rented out to get some extra cash.
This assumes that you already own a home. It’s easy to get owner-occupant financing to buy a house if you don’t have a down payment. Examples of alternatives include:
- FHA loan (3.5% down)
- VA loan (0% down for veterans)
- USDA (0% down in rural areas)
- Conventional loans (3% to 10% down)
You can buy a house, live in it for a while, and then resell it for a profit using the live-in-then-rent technique. It’s like house hacking, but you don’t have to live with your tenants to reap the benefits of low-zero down payment owner-occupant loans.
Make a small rental property your home for the short years or months you’ll be there and use it as a place to call your own. Once you’ve paid off that house, go out and buy another one.
3) Live-In House Flip
Your house can be improved and sold for a profit rather than being rented out. Before you may flip a property and avoid paying taxes on earnings up to $250,000 for a single person or $500,000 for a couple under the rules of the Reside-In House Flip, you must live in it for at least two years.
With Live-In House Flips, you have the time to make the house a buyer or renter’s dream. This is a big benefit of the option. The business model is highly lucrative because you may mark up your investment as high as possible when selling income property.
4) Seller Financing
Finally, seller financing allows you to borrow money from the seller to acquire their property. Not everyone has strong credit or enough money for a down payment.
You will pay the loan in affordable monthly installments. The nicest thing about seller financing is that you can negotiate better terms and smaller down payments.
How You Invest in Real Estate without Buying Property?
According to Andrew Carnegie, a renowned industrialist, real estate investment is the finest way to acquire money. Despite this, barely 15% of Americans have begun investing in real estate.
Why? That’s not the way to think about it!
As a result, we’ve been taught that the sole real estate investment strategy is to acquire a property and become its landlord. However, this must immediately be rectified.
As an alternative to owning property, here are five methods to invest in real estate without dealing with renters, construction, property taxes, and other pleasant things.
1) Master Leasing
You don’t even need to own property to make money from renting out your home. Obtaining approval from the owner to sublease an apartment is required in the case of master leasing. The majority of Airbnb partners follow this model.
It is possible to rent out each of the rooms in your four-bedroom condo for as much as $600 a month. You’ll need to put down a security deposit and pay a few months in advance to rent from a landlord.
2) Real Estate Crowdfunding
Real estate crowdfunding is still a new concept in indirect real estate investing, but we must acknowledge its brilliance.
You can join a group of other real estate investors and invest in a property for as little as $1,000.
This might either be a rental property that you all share in the profits from or a sale of the property.
Crowdfunding is a perfect example of a lazy way to invest in real estate. You will have property managers to deal with renters, taxes, building management, and other fun stuff.
However, in most circumstances, real estate crowdfunding requires that you be an accredited investor.
Your annual income must be at least $200,000, or you must have a net worth of more than $1 million (excluding your property).
Investors interested in multifamily real estate might consider Origin Investments.
Roofstock is there for you if you want to focus on single-family homes.
Non-accredited investors, on the other hand, have an opportunity to make a fortune in real estate investing.
Some real estate investing firms, such as CrowdStreet, DiversifyFund, Yieldstreet, and others, accept investments from non-accredited investors.
You can start with as little as $500 with these companies.
In other words, real estate investing has gotten increasingly simpler and more accessible to everyone.
3) Real Estate Investment Trusts (REIT)
Real estate investment trusts (REITs) are similar to real estate crowdfunding and mutual funds in that they invest in real estate. There are plenty of ways to invest in real estate, but REITs are one of the most popular. After your initial investment, you’re guaranteed a steady stream of revenue.
In contrast, with REITs, you have the option to sell your stock at any moment. There are several REITs in the country, but RealtyMogul is an excellent place to start because it offers investments that have been thoroughly examined. Also, it’s a relatively straightforward procedure.
4) Real Estate ETFs
To put it simply, a real estate exchange-traded fund (or ETF) is an investment vehicle that combines bonds and equities. Index funds and mutual funds are comparable. They have a wide range of real estate investments and minimal costs.
Real estate ETFs are the best way to develop equity without buying a house. The key is to conduct your homework and work with a reputable business.
Real estate ETFs like Vanguard’s VNQ, for example, are great because they invest in REITs that buy hotels, office buildings, and other types of properties.
5) Real Estate Mutual Funds
Small changes between mutual funds and ETFs make them nearly indistinguishable. For example, when it comes to mutual funds, you can only purchase or sell them at the end of the day, based on their current net asset value.
In addition to having a greater minimum investment, real estate mutual fund have a higher fee ratio than ETFs. The fact is that real estate investing without owning a piece of real estate is one of the finest methods to invest.
The Lazy Way to Invest in Real Estate: Is Land a Good Investment?
When it comes to investing in real estate, the conventional wisdom is that the best strategy is to purchase land, hold onto it, and then sell it for a profit. That’s the definition of laziness if you ask me.
To pay annual property taxes, you don’t have to do a thing for the entire time you own the land. In the words of Seth Williams of REtipster, the land provides a high return on investment, is low cost, and requires little to no care. There will always be a market for land because God is not making any more of it.
We’ve been told for years that land is a great investment.
If you have a decent strategy in place, yes. There is more to buying land for investment purposes than just purchasing a plot of land and paying for it. To begin, choose the appropriate plot of land. Consider these items while you shop around;
- Is the land stable enough to support the future construction plans for it?
- Is the neighborhood safe?
- Can I get there by car? Are huge trucks and other heavy equipment able to get to this property for the buyer?
- Do you have access to water and electricity?
- Could zoning difficulties thwart the buyer’s ambitions for the property’s future development?
- Sewage and drainage are also necessary. When it rains, will the land be inundated?
Before you buy a piece of land, you should research it. A fantastic deal can be had if you’re lucky enough.
What’s next, then? What are the best ways to turn a profit from undeveloped land?
1) Flipping land
You’ll notice many people using this strategy when they buy land for investment. Purchase a piece of property for an affordable price, make improvements, and then resell it for a profit. The best places to look for such land are tax sales and foreclosure auctions.
The changes could be as simple as obtaining the necessary permits, splitting the land into smaller sections, and zoning and clearing the plot for development. These factors increase the property’s resale value, allowing you to command a higher price for it.
2) Farmland Investing
You don’t have to acquire land to invest in it, as you may have heard. AcreTrader and FarmTogether, two of the most popular farmland investment companies, allow you to invest in farmland and let the companies handle all of the work for you.
For the next five years, you’ll mainly own a piece of land on which you’ll receive a return on your investment. If the land is sold, you’ll get your original investment back.
3) Buy and Hold
The land will always appreciate until there is a property bubble because demand is greater than supply. Land value can fluctuate over time. Therefore some land investors buy a raw land and keep it for a few years before selling it for a profit.
Keep in mind that you’ll still be liable for paying property taxes and upkeep if you choose this route.
4) Buy and Lease
Selling land for a profit isn’t the only goal. Leasing it to third parties is a great way to earn money passively. It is possible to rent out a huge land area to a farmer who wishes to raise cattle or chickens.
Additionally, they may be able to grow corn or other seasonal crops that will allow them to pay the rent.
5) Buy and Sell with Owner Financing
The final alternative is to sell the land with owner financing. Here, you, the seller, act as the bank and finance the land purchase.
The buyer can use the land as long as they pay the specified monthly installment. This generates greater money than selling the land for cash.
Is Lazy Way To Invest In Real Estate A Scam?
So, is Lazy Way to Invest in Real Estate a scam? Not technically. You can make money with this program, but it’s definitely not as easy as makes it sound.
There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – the actual profit margins on real estate investments are pretty small.
Now, there’s nothing wrong with front-loading the work and making the money later.
But if you’re grinding it out for 3 months – looking at deals, sending out offers, negotiating with the seller and lender to buy a rental property – and then your reward is like $100 a month in profits, it’s not really worth it.
What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month (with a 90-95% profit margin)?
And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?
And what if you could double it next week?
Well, that’s the power of Digital Real Estate.
And, unlike traditional real estate, you can legitimately do this from anywhere. It’s a true lifestyle business.
Your laptop and an internet connection is all you need.
Some of the most successful students in this program run their entire 6-figure businesses from:
- A camper in the middle of the woods
- A beach chair on the water in Mexico
- A small villa in Greece
They’re able to travel around, living their lives first, and focusing on their income second.
Because even if they stop working for an extended period of time, the money keeps coming in.
So adventure, memories, and experience are the top priority.
And they never have to worry about how to pay for the next trip, or consider asking for time off.
If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.
Did any of the following suggestions jump out as a lazy way to invest in real estate? Two or three? Alternatives to owning real estate exist, and they don’t require you to do anything.
Regardless, you must educate yourself on all aspects of real estate. Knowledge of the risks, opportunities, and obligations is essential. Take a real estate course and get certified.
You can also learn about the sector by reading books like The Lazy Way to Invest in Real Estate or Real Estate Finance and Investments: Risks and Opportunities.
And to assist you in simplifying your real estate investing, you may get some of the best tools. For example, Rentometer allows you to compare rental costs in your area, determining the optimal rent prices for your properties. To track your rental income and expenses more efficiently, LandLordStudio automates your rental properties.
Are The Alternatives To Lazy Way To Invest In Real Estate?
Yes, there are plenty of other business models to choose from if you want to pursue this making money online. Here are just a few:
Our #1 Recommendation For Making Money Online In 2022?
Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.
While there may be no “perfect business”, the research IS conclusive:
Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.
1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.
And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.
Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.
This is only possible if you have an income stream that’s not tied to your time.
Flipping and wholesaling are full-time jobs (and more), no matter what any real estate guru tells you. You always have to be searching for deals, because if you stop, so does the money.
2) You Own & Control EVERYTHING: Yes, in traditional real estate you kind of “own” the properties. But there’s also a ton of debt tied to most real estate investments, which means the property isn’t truly yours.
A lender can take it away if you miss a payment. Not to mention, loan payments really impact your profit margins.
With Digital Real Estate, you own the assets outright (with a 90-95% profit margin), which means you have all the power and all the control.
3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.
Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.
4) Minimal Ongoing Expenses: With traditional real estate, monthly expenses are HIGH. Between loan payments, ongoing maintenance, and repairs (not to mention the possibility of having to go through the eviction process), profit margins are slim.
Plus, whenever you have a vacancy, factor in the costs to turn over a unit (plus the fact there’s no money coming in until the next tenant moves in).
With Digital Real Estate, a 100% online business with minimal maintenance and ongoing costs, you never even have to think about that risk.
5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).
Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.
Because you have more knowledge, more experience, more results, and more momentum.
If you wanted to double your income with traditional real estate investing, you’d have to double your monthly rent, double your deals/number of units OR double your profit margins. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.
6) Make Money Helping Real People: This part is what makes it all worth it. With Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:
Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.
You make money by helping them make money.
Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.
Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.
Now, the choice is yours. You could continue browsing, looking at opportunities like Lazy Way to invest in real estate which could one day make you money.
You could continue researching, never making a decision.
OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.
A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.
All while genuinely helping real people who are grateful and happy to pay for it.
If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.