These ToU govern your use of Site and all services provided in connection with Site. If you do not agree to the then current TOU, please do not access or otherwise use the Site. These TOU may be updated by Scamrisk at any time in its sole discretion.
Your continued use of Site will signify your acceptance of any change in the terms and conditions set forth herein.
Scamrisk may modify or discontinue the Site with or without notice to you and without liability to you or any third party. Scamrisk is not responsible for the validity of the consumer complaints posted to the Scamrisk.com site. Scamrisk in not responsible, in any way, for providing, or helping to provide, businesses’ responses to the consumer complaints that are posted on the Scamrisk.com site, and /or forwarded to businesses.
Complaints posted to Scamrisk are a historical ‘snapshot’ of an ongoing situation, as seen through the eyes and perception of an individual consumer, often with incomplete or inaccurate information at their disposal. The point is, the consumer had a positive intent in writing their message; in helping themselves, in helping other consumers, in helping the subject business provide a better product or service. This positive intent, as perceived by Scamrisk, is an essential requirement for a consumer to post a message on Scamrisk.com.
Scamrisk may also impose limits on certain features and services or restrict your access to parts or all of the Services without notice or liability. In using the site Scamrisk.com you certify to us that you are an individual at least 16 years of age.
You also certify that you are legally permitted to use the Services and access the Site, and take full responsibility for the selection and use of the Services and access of the Site. These ToU are void where prohibited by law, and the right to access the Site is revoked in such jurisdictions. You also agree that you will comply with any local laws or regulations that may apply to your use of Services, including, without limitation, any laws requiring registration or filings with local authorities, and the payment of any taxes. You shall be responsible for obtaining and maintaining any equipment or ancillary services needed to connect to, access the Site or otherwise use the Services, including, without limitation, modems, hardware, software, and long distance or local telephone service. You are responsible for ensuring that such equipment or ancillary services are compatible with the Services.
You agree that you will not request, contract with, pay, or otherwise attempt to influence any third party to access these services to manipulate or otherwise influence this Website in any manner, including, but not limited to, paying any third party to, or requesting that any third party, vote for any website linked to, reviewed or listed on Scamrisk.com
2b. Fee-based Services Scamrisk may offer fee-based service services from time to time. The terms of the services provided are explained in the description of each service when the service is offered. Scamrisk reserves the right to change or remove a service at any time for any reason. Scamrisk is not responsible to notify you when a service is changed or removed.
Scamrisk reserves the right to “remove your posting” on Scamrisk.com or “terminate your use” of Scamrisk.com if it becomes aware and determines, in its sole discretion, that you are violating any of the following guidelines.
In writing reviews, Scamrisk requires that any information posted by you regarding a company is truthful, factual, and represents an actual incident. Companies are protected by law from false claims against them. Your complaint could be construed as a claim about a company and may be subject to libel laws. Please verify that all information submitted is accurate and factual.
As a user of the Site, you acknowledge that Scamrisk does not pre-screen or edit user authored content but that Scamrisk and its designees shall have the right, (but not the obligation) in their sole discretion, to edit or move any content that is available via the Site.
Without limiting the foregoing, Scamrisk and its designees shall have the right to remove any content that violates the ToU or is otherwise objectionable. You agree that you must evaluate and bear all risks associated with the use of any content, including any reliance on the accuracy and completeness of such content. You acknowledge that Scamrisk may preserve your content and may also disclose content if required to do so by law or in the good faith belief that such preservation or disclosure is reasonable necessary to: (a) comply with a legal process, (b) enforce the ToU, or (c) respond to any claims that the content violates the rights of third parties.
In the event that you post or make accessible communications or other materials that infringe the copyrights of a third party, Scamrisk shall take the actions described in copyright infringement policy pursuant to the Digital Millennium Copyright Act.
Any use by you of any other user’s information, personal or otherwise, for any commercial purpose or to obtain direct financial gain (e.g. mass marketing) is prohibited. Any such use shall be deemed to be a violation of these Terms of Use.
You agree that you will not use Site for chain letters, junk mail, ‘spamming,’ solicitations (commercial or non-commercial) or bulk communications of any kind including but not limited to distribution lists to any person who has not given specific permission to be included in such a list. You further agree not to use this Site to send or post on message boards or any place on the Site, any message, material or user name that is unlawful, harassing, libelous, defamatory, threatening, harmful, vulgar, obscene, profane, sexually oriented, threatening, racially offensive, or inaccurate material of any kind or nature or that encourages conduct that could constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, national or international law or regulation, or encourage the use of controlled substances. Scamrisk reserves the right to delete any such material from the Site and reserves the right to seek financial compensation from the promoted party/parties for this removal.
Scamrisk will cooperate fully with any law enforcement officials and/or agencies in the investigation of any person or persons who violate the Terms of Use contained in this Section 3.
You agree not to impersonate any other person or entity, whether actual or fictitious, including impersonating an employee or consultant of Scamrisk. You agree not to post or use the Site to distribute or send any illegal material of any kind, including but not limited to, illegal material in the form of text, graphics, video, programs or audio. Posting content or participating in any form of discussion with the intention to commit any illegal activity is strictly prohibited. Scamrisk reserves the right to remove any reviews posted through proxy networks. Additional content restrictions are listed in our Content Guidelines document.
The Site may contain, or direct you to sites containing, information that some people may find offensive or inappropriate. Scamrisk makes no representations concerning any content contained in or accessed through the Site, and Scamrisk will not be responsible or liable for the accuracy, copyright compliance, legality or decency of material contained in or accessed through the Site.
YOU ACKNOWLEDGE THAT THE SERVICES, CONTENT, AND SITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. SOME STATES DO NOT ALLOW THE EXCLUSION OF CERTAIN IMPLIED WARRANTIES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. Scamrisk MAKES NO WARRANTY THAT THE SITE WILL MEET YOUR REQUIREMENTS, OR THAT THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE; NOR DOES Scamrisk MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE OR THE SERVICES PROVIDED BY Scamrisk.
Scamrisk will not be liable for the privacy of e-mail addresses, registration and identification information, disk space, communications, confidential or trade-secret information, or any other content stored on equipment, transmitted over networks accessed by the Site, or otherwise connected with your use of the Services. Scamrisk IS NOT RESPONSIBLE FOR THE CONTENT ON THE INTERNET OR WORLD WIDE WEB PAGES THAT IS CONTAINED OUTSIDE SITE.
As a convenience to our members, we may provide links to resources which are beyond our control. We make no representations as to the quality, suitability, functionality or legality of any sites to which we may provide links, and you hereby waive any claim you might have against Scamrisk with respect to such sites.
These Terms of Use and any additional terms (as such terms shall be identified when posted on Scamrisk.com by Scamrisk) constitute the entire understanding between the parties as to subject matter hereof, and supersede all prior agreements and understandings.
Scamrisk reserves the right to charge fees, surcharges and/or membership fees at any time.
BY USING THE SITE, YOU ARE INDICATING YOUR AGREEMENT TO BE BOUND BY THESE TERMS OF USE AS SUCH TERMS MAY BE MODIFIED FROM TIME TO TIME.
These Terms of Use govern your use of Site and all services provided in connection with Site, including but not limited to any e-mail accounts provided to you by Scamrisk. Scamrisk shall not be liable to you for any breach of these Terms of Use. If you do not agree to these Terms of Use, please do not register for, use or enter Site.
Scamrisk allows users to contribute different kinds of content. We’ve put together these general guidelines in relation to user submitted reviews and content:
We don’t arbitrate disputes, so in the event of there being a review which you feel is false or misleading you can post a public response in order to clear up any misunderstandings or to give your side of the story.
However should a review violate either our Terms of Use or our Content Guidelines, please bring it to our attention.
When doing so please include your business name and the name of the reviewer in question along with a link to the problem review on our contact form.
For more information on laws limiting the liability of companies like Scamrisk from written remarks posted on its site by third parties, please visit these Web sites:
http://en.wikipedia.org/wiki/Section_230_of_the_Communications_Decency_Act
All site content, links and resources are presented solely for informational purposes only and should not be considered as medical, legal, financial or tax advice. ScamRisk.com is free to use because we may earn a commission when you use a service listed on our site, however our editorial treatment of reviews, ratings and listings is equally impartial whether a link is paid or unpaid. Opinions expressed in reviews, commentary and articles are those of the author and are not necessarily shared by Scam Risk. Screenshots, logos, company names & styles are IP, copyright and trademarks of their respective owners, used on this site for their promotion or editorial illustration.
Continued use of ScamRisk.com is contingent on acceptance of Scam Risk's legal policies