Team National Reviews:
Is Team National Legitimate?

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By: Scam Risk - Expert Reviewer

If you’ve been thinking about joining Team National as way to save money and/or earn a full time income you may want to read this review.

Here are some questions that you may have, can you actually make money with Team National, are they a pyramid scheme, is Team National a scam, are they an MLM and is it worth it?

Okay so let’s first start by saying that it’s always worth taking the time to learn more about any MLM or business opportunity before getting started with any company.

There are plenty of opportunities for people to make money from home if you have the right training, tools and support.

So with that being said let’s take a look at Team National review, and see if this company is worth getting involved with.

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Table of Contents

What Is Team National USA?

Team National is a network marketing company and membership savings company that is located in Ft. Lauderdale.

Dick Loehr founded the company in 1997.

Then in 2000, his daughter, Angela Loehr Chrysler joined the team.

In 2006 Angela became the president of Team National. And after her father, Dick Loehr died in 2008 she took over Team National.

One of the nice things about this company is that they are a member of the Direct Selling Association (DSA), Dun and Bradstreet (D&B) and The US Chamber of Commerce.

Being part of these associations gives them great credibility and when you couple that with being in business for over 23 years they are a solid company.

In 2016, Team National reached $659 Million in sales. That’s pretty impressive for an MLM model.

What Does Team national Sell?

The easiest way to describe this company is that they are a membership discount company with a variety of products and services.

You’ll have group buying power with products and services that include:

  • Vehicles
  • Health discount benefit plans
  • Communication services
  • Travel insurance
  • Financial services
  • Rental cars
  • Business savings
  • Team National product line

These are all factory direct items that you’ll get at a 65% discount.

Team National Product Line

Team National is mostly about selling discounts, but you’ll find that there isn’t a ton of information about the discounts they are selling.

Yet you’ll find people raving about how good their discounts are while others are saying that they aren’t.

Let’s take a look at the 4 different Team National Categories of Memberships that this company provides:

1. Team National Factory Direct

This is the furniture division which includes, indoor and outdoor furniture, spas, flooring, and saunas. You’ll deal directly with the manufacturer and members will have a savings of up to 65%.

2. Team National Group Buying Power

Members will have savings with a large group of wholesalers, manufacturers, and distributors that Team National has negotiated with for their members to get exclusive discounts.

Some of these include vehicles, financial services, health discount benefit plans, rental cars & trucks, communication services, business savings, travel and insurance.

So you can get savings on buying a new or used car, debt management, vision nd dental plans, save on your high-speed internet and more. How much we don’t really know. There is no place to find a specific discount on a sticker price or big ticket items.

3. Team National Business Exchange

Team National Business Exchange allows you to save at thousands of local and small businesses across the USA. Team National provides business exchanges for construction, home maintenance, real estate, automotive, life insurance, travel, business related items and more.

4. Team National E-Commerce

Team National allows their members to earn 30% commissions by selling over 100 popular brands with their own private label items.

You’ll find products that fall under the nutrition, kids, and automotive care department niche.

But you never really find out what the specific products are so you can compare them to other popular brands. You have to join in order to learn this information.

They say that these items are 50% lower on average than industry standard pricing.

5. Big N Marketplace (Optional)

As an IMD member you’ll be able to earn commission on the product that you buy. Technically this is considered a rebate not really a commission.

However it isn’t clear if you’ll earn commissions from others.

How Does Team National Work?

So the way that you’ll earn money with Team National is by selling discount memberships to other people as well as through affiliate commissions with their online marketplace.

One of the other ways that you can earn is by recruiting new Independent Marketing Directors. The more you grow your downline the more money that you can make and the Team National plan says it has unlimited depth in regards to your downline. This means that no matter who recruited the IMD you can earn money from their sales.

You’ll earn points that are based on your sales. Here’s how they work,

  • You’ll earn three points with a lifetime membership
  • You’ll earn one point with a standard two-year membership

How Much Does It Cost To Join Team National?

There are different memberships to choose from in order to become an Independent Marketing Director. It’s free to get involved with the earnings program, but you will need to pay for a membership package.

There are two other membership packages that you can buy. – the Premium Membership and the Standard Membership.

Premium Membership

This is a lifetime membership cost $2,195 and will cover your immediate family. This includes your Grandparents, Children and Grandchildren. 

Standard Membership - $795

This standard membership will cover your houseld for two years of savings.

These Team National memberships aren’t cheap so it’s not going to be to sell to your friends and family.

What Is Their Compensation Plan?

There are two different ways that you can make money with Team National.

Team National isn’t your typical company. They have an unusual product type.

But the way to earn money remains the same as nearly every other MLM and affiliate program.

You earn money by selling the service and building a downline.

Let’s take a closer look at the two,

Making Money From Product Sales

Team National companies is some what confusing because the company itself doesn’t really sell products.

They sell memberships to purchase products for a discounted rate.

Some of these are large well known brands and products.

But Team National never really tells you what the discounts are, just that they are considerable.

So there are four different areas of discounts that are available. These are:

  • Team National Factory Direct: This includes savings on physical items.
  • Group Buying Power: Savings for different types of services for both individuals and businesses.
  • Business Services: Discounts for local businesses.
  • Rebate Program. These are offers for individuals to earn cashback on purchases from different retailers.

So basically Team National is a buying club. The company uses it’s purchasing power to buy items so that it can offer them at a discounted price.

This is no different than Costcos, and BJ’s Wholesale club. Except that they have a physical store that has a membership fee to purchase their products.

Team National sells two different discount programs.

Another thing that Team National doesn’t do a good job of on their website is giving information other than telling you how much members pay – $795 for a 2-year membership or you can get a lifetime membership for $2,915.

So basically you need to pay a lot of money to save money on things that you’ll have to purchase.

That’s a hard sell isn’t it?

You’d have to buy a lot of things in order to get your money’s worth in savings….. wouldn’t you?

The Value Of Savings

Selling discounts isn’t the typical sell, but there is certainly a demand for savings.

Thats one of the reasons Costcos and other membership stores have so much success.

But their membership fee is also a fraction of the cost of Team Nationals membership program.

So that’s a major difference with these discount membership companies.

Here’s another example,

You’ve likely purchased coupon booklets that are sold by your own kids or friends kids school and for their sports league to raise money.

The only reason why people really buy them is to help the kid out.

Think about it if you’ve purchased it, did you use any of the coupons in there?……maybe one…..tops two.

You didn’t even save enough to make up for the money spent on the booklet.

When it comes to selling discounts it’s not the easiest sell, especially when there’s not a good cause attached to it – like helping the neighborhood kid play soccer, or get new uniforms for basketball.

And the fact that Team National doesn’t do a good job of telling you the quality of the products or how big of a discount you’ll be getting makes the sell that much harder.

While you can find some people talking about discounts there aren’t so many reviews about Team National, and being in business for over 20 years you’d link they would have a ton of reviews.

This leads me to believe that maybe the savings aren’t.

The reviews that you do find are often not about the product line or savings themselves. They are generally about whether or not this MLM is a scam or not.

And if you have the ability to make money by joining with one of their discount memberships.

And while the ability to make money does exists, you have a big disadvantage if the membership savings isn’t enough.

I mean after all, the whole point of this membership is to save money.

So your offer is only as good as your membership.

Now this isn’t to say that the discounts aren’t good. They very well maybe, but why isn’t there more information about it.

Income From Membership Sales

So you can also make money selling Team National membership sales.

The members will earn $50 for selling a standard 2-year membership and $100 selling a lifetime membership.

For most MLM companies the average commission rate is usually between 20-30%. Team National seems to be on the very low side of commisions.

And if your customer finances their membership or uses their credit card you’ll get $25 for the standard membership and $50 for the premium membership.

Make Money Building A Team

As with any MLM building a team is how you can make money.

And you have the ability to earn bonuses, such as a progression bonus from what you sell and what your downline sells.

Here’s how the system will work,

Your first 2 sales that you make will be placed under you as your left and right legs. Then you’ll place the following sales on the left or right, depending on which will work best.

Now with the help of the people you recruit you’ll get points for the sales and for the people they recruit to join.

We mentioned this earlier.

What Other People Are Saying In Their Team National Review

As with any opportunity or product you plan on investing money into, you’ll want to see what other people have to say about the company.

And this rings true with Team National. Is there a possibility that Team National is a scam.

You’ll find multiple websites where people have left some reviews about Team National that will give you some good insight into the experiences they have had.

Here are the best websites to look at:

  • Better Business Bureau
  • RipOffReport
  • Facebook
  • Indeed
  • Glassdoor
  • Blog Comments

Better Business Bureau

Team nation is not accredited by the BBB. And with an overall rating of an A+ they have 25 customer reviews at the time this Team National review was written.

In the last 12 months, they’ve closed 6 complaints and within the past 3 years they’ve closed 12 complaints. nearly all of the complaints were about the products and services.

Some complaints were that the company didn’t process the rebates as they said that they would. And Team National responds to these complaints stating they it takes a maximum of 90 days to process rebates.

Ripoff Report

There are several complaints on RipOffReport for this company. Some of the people say that they feel that this company took advantage of them by making promises that they could not keep.

There was one complaint that claims Team National is a scam, because they had a hard time getting in touch with anyone.


If you check Team National’s Facebook page you’ll find that they have 4.6 of five stars based on the opinion of 507 people on Facebook at least this is the case at the time of writing this review.

You’ll notice that many of the positive reviews are from people who are attempting to recruit IMDs for their downline.

But you will definitely find reviews from consumers as well and talk about how much money they were able to save when buying services and products through Team National.

Some of the team national reviews claim there were no savings when buying services and products.


Team National has 4.5 stars out of five with Indeed and 15 reviews from employees from corporate.

For the most part all of these reviews say that they are happy with management.

Team National was recognized in 2020 for being both the Top Places to Work and The Best Places to Work.

Those are pretty great accomplishments.

Glass Door

Team National had 4.6 of five stars on Glassdoor with a total of seven reviews on this website.

Two of the reviews look as if they are from IMDs and the rest are from people who work in the corporate office.

Blog Comments

Team National has been the hot topic on many blogs.

They talk about how to become Independent Marketing Directors with Team National.

You’ll find a mixture of comments with both positive and negtaive comments.

While many of the positive reviews seem to be from the members trying to recruit and the negraive comments seem to be about not earning enough money and that they company isn’t transparent with their fees.

Is Team National A Scam?

While I don’t believe that Team National is a scam I do believe that they teeter on the borderline.

Mostly because there isn’t a clear understanding of the products, services, and discounts.

They follow the guidelines and stay within the the boundaries of the law and with the Direct Selling Association as well as with the Federal Trade Commission’s Amway

But they do however push some of these boundaries.

But they aren’t alone with this practice.

Maybe they aren’t training their members good enough to properly portray their company, and this is often the issues with MLM’s.

They are only as good as the people that are training them.

Is Team National A Pyramid Scheme?

No they are not a pyramid scheme. They are not doing anything illegal.

Basically, a pyramid scheme is a business model that recruited people to make money without actually providing them with anything. They sell you on a dream to be rich with minimal effort.

While many MLM’s often borderline a pyramid scheme Team National does not.

Yes you’ll have to recruit people to become an IMD and be part of your downline in order to make money.However, Team National doesn’t pose themselves as a get rich quick scheme and they don’t make any irrational promises to get rich.

The company isn’t telling you that if you do this you’ll be rich quickly or slowly. They do say that’s how to make money as an IMD.

What I Like About Team National

There are plenty of good things about Team National’s MLM program, especially when you compare them to the many other MLM companies out there.

They Have A Proven History

Most MLM companies will disappear within 10 years, but Team National has been around for nearly 24 years.

And have been recognized as one of the best companies to work for in 2020. That’s a pretty good accomplishment. And a great sign that this company is not a scam.

Positive Team National Product Reviews

After reading the reviews and given their excellent BBB rating it’s hard not to say that this is a bad company. While there are some complaints on the BBB the company addresses every single complaint with a solid explanation.

You can find many positive Team National reviews on forum sites, blog comments and on their facebook page. And finding positive reviews about the discounts was a great sign for Team National and additional proof that it is not a scam.

It has been said that most MLMs encourage their recruits to leave positive reviews, but isn’t this the way that most businesses work. They haven’t encouraged them to lie just to leave the review.

No Monthly Sales Quota To Remain Active

With most MLMs you have to hit a certain amount of sales each month. This usually results in people buying products so meet this quota so that they can remain active as a distributor.

With Team National you only have to sell 2 memberships per year to remain active, but no monthly sales quota to hit.

What I Don't Like About Team National

Now for the not so good with this discount membership MLM.

It's Expensive To Join

Most discount memberships programs and cash rebates programs are free to join, but Team National is expensive.

If you do a simple search engine search you’ll find at least 15 legit survey sites that pay you money. Some of these companies include Rakuten. Rakuten pays you $10 to join along with discounts for your online shopping!

So you would hope that at the least Team National’s discounts are going to be top-notch discounts.

Unfortunatley I didn’t get that impression when I was searching for their members discounts, but remember there were some positive national reviews that said people saved with this company. And their were some negative BBB reviews of people having issues with their products.

Hidden Monthly Expenses

While it’s awesome that there’s no monthly sales quota to hit, there are however some hidden monlty expenses that they forget to tell you about that we uncovered in some of the reviews we’ve read.

Here are some of those additional monthly expenses:

  • Website- $7 a month
  • Success club- $39.95 a month
  • TN All Access subscription- $10 a month

Only 1 Out Of 167 Make Over $14K A Year

There doesn’t seem to be much hope of making a ton of money with this company.

You’ll find that only 1 out of 167 IMD’s are consistently earning more than $1,000 a month.

You’re certainly not going to be able to quit your day job.

In 2019 Team National’s 2019 income disclaimer proves that only 0.6% of it’s members earn more than $14,000 a year.

Conclusion To This Team National Review

Hopefully this Team National review helped to answer your questions about this company. While we don’t believe that Team National is a scam or a pyramid scheme we also don’t believe that you’ll be able to make the money you need to quit your job.

Take a moment to think about what your chances are of making money from this MLM.

Will you be part of the 98.5% of IMDs losing money or will you be part of the elite 1.5% that make more than $14k a year?

If you’re going to make money you better be ready to recruit a ton of people.


If you’re looking at this opportunity as a way to save money on the things that you plan to purchase then Team National savings might be for you.

However, there are many other discount memberships that you can find that will cost you between $20 and per year not $795 for 2 years!

Do You Want To Make A Passive Income Online?

Listen saving money is great. But making money is even better.

And like most people making $14K a year just isn’t going to cut it.

Sure you can be part of the 1.5% that make more than that, but is that a risk you’re willing to take.

We’ve taken a ton of time sifting through the many different systems and ways to make money online.

And this has lead us to one of the best ways to make a passive income.

Discover Lead Generation

Lead generation is a simple process.

And it’s something that every single business needs.

With over 125 million small businesses across the united states you’ll have no trouble finding companies that desperately need your help.

I know you have no idea what I’m talking about, but you will.

Because we found a unique program that will take you by the hand to show you just how to do this.

Let me first explain how it all works.

You’ll do a little search online to find these small businesses that don’t know how to harness the power of the internet. They’re easy to spot.

They are the ones that are listed on Google without a website.

It’s 2021 and not having a website is throwing a ton of money away.

But this is your opportunity to make money by building a website for them.

But not just any website.

This website will get listed at the top of Google so that you can get that businesses phone rining off the hook.

So How Do You Make Money...?

There are a few different ways that you’ll be able to make money – commission from the sales, renting out the website or selling the leads individually.

Let’s take a look

For example let’s say that you found a tree service contractor that needs your help. You may want to chose a referral fee. This means that you’ll be paid 10-20% of the job. The average tree service job is often between $500-$2,000 so you can be paid between $50-$400 in referrals for this job.

That’s pretty good isn’t it.

Maybe you have trust issues and this method just isn’t for you.

That’s fine.

You can rent out the website. After all you own this referral machine!

You know that you’re averaging about 10 calls a month from this website and the leads generally go for about $50 – $200 per lead.

That’s $500 – $2000 a month for you.

Why not rent out the website for $1000 a month.

Every single month you’ll make $1000 doing absolutely nothing.

Or you can sell those per lead.

The choice is yours. You have the control.

It’s a simple process that you’ll be able to repeat again and again.

You’re not limited to just one company.

So you can have 10 websites that you rent out for $1k a month.

That means your making $10K a month.

So How Can You Learn How To Do This?

We found a program that will teach you the exact proven model that has been helping people just like you earn $10K a month consistently without ever building a website before.

And you don’t need to have any type of technical knowledge because this program walks you through exactly how build a lead generating website, how to get it to the top of the search engines and how to get the phone ringing so that you can make passive income.

But that’s not all.

You’ll even get coaching calls twice a week, so you’ll be able to discuss what ever areas you’re struggling with and get your questions answered.

But you’ll also have access to a very active private Facebook group filled with students that have already gone through the program and eager to answer your questions.

They’ve been where you are and they want to help.

They are fired up because of the freedom this program has given them.

And you will be too.

One of his students recently made $40K in just 8 months!

This might not be the norm, but it’s definitely refreshing to hear as a possibility.

Most of the students are making nearly $10K a month…….consistently.

Can you imagine what that could do for you?

Would you quit your job?

Is This For You?

There’s no denyig that people are making money promoting MLMs. And people are making money with Team National.

It’s certainly possible!

But the MLM model requires you to do so much work just to make a small amount of money.

How easy is it going to be to get that friend to spend close to $800 to save money on things that they might never buy.

How easy is it going to be to get that business to give you $1000 a month for leads that will earn them 5x’s that amount.

You’ll learn a method of selling these leads that will these companies throwing money at you.

They need these leads and once you give them a taste of it they’ll be begging you for more.


It’s simple.

You let them try before they buy.

Don’t worry you’ll learn all about how to do this in the program.

It’s so simple and effective that there’s barely any selling involved with it at all.

And you’ll be able to repeat again and again with different businesses all throughout the country.

Are you starting to see the potential in this?

You have the ability to earn the amount of money that you want to earn every single month.

You set your goal and build these websites until you reach it.

This isn’t possible with your 9 to 5 job.

And it isn’t possible with an MLM.

That’s what makes this business model the one that we choose again and again.

Just look at this review left by one of the BAM students. If this testimonial doesn’t get you fired up I don’t know what will,

So what makes this program so great?

You’re never left to figure anything on your own.

Most programs provide you with the information and then you’re supposed go do the work.

I’m sure you’ve gone through this multiple times before.

They aren’t designed for success. They are designed to make themselves money.

Josh the creator of BAM has designed this program for you to succeed.

It’s why he does coaching calls twice a week.

It’s why he created a Facebook group.

He makes six-figures doing the exact things he’s showing you how to do.

You’re never left on your own to put it all together.

That’s why his students are finding the success that they are.

And you can too. Just click here to learn more about how BAM works and read the testimonials from students.

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