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Stride Academy Review (Updated 2024): Is Rafa Loza Legit?

By: JosiahSep 29, 2023Dropshipping
Stride Academy Review (Updated [year]): Is Rafa Loza Legit?

With a real estate market that never sleeps and an allure of financial prosperity, the concept of short-term rental arbitrage seems almost too good to be true—a pathway to financial freedom without the need to own property.

Among the myriad of offerings promising financial success, Stride Academy claims to be a game-changer in the realm of short-term rental arbitrage.

But as savvy consumers, we must question its legitimacy and explore whether it truly lives up to its promises. In this in-depth review, I will unravel the truth behind Stride Academy's success.

Is it the real deal or just another passing fad?

Let's find out!


This Stride Academy review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

  • No property ownership required
  • Monthly membership perks
  • Expert guidance from Rafa Loza
  • Expensive upfront & monthly costs
  • No refund policy
  • Not suitable for all markets

Why Listen To Us

My name is Josiah, and this is my Dad, Joel.why listen us

Together, we make up the team here at Scamrisk.

If you’ll let me bother you for two minutes, I’d like to quickly explain why I’m even here writing this review.

In early 2020, I had just graduated from college & had no real career prospects.

I knew I was destined for something more, but I had no clue how I was going to make it happen.

I had this sinking feeling in my gut all the time… like the “big man upstairs” had accidentally given me the version of life where I’d be mediocre forever, instead of the one where I was, ya know – happy & fulfilled.


I had fiddled around with some different online businesses in college:

Some random MLMs, a bit of affiliate marketing, a (failed) dropshipping store or two, all the usual suspects.

Even my dad had been involved in MLMs back in the day… selling knives & other random nonsense people (probably) didn’t need.

All I really wanted was to find something that was going to actually work for me.

Maybe those things had worked for others, but for me it all turned up a fat “0” in the bank account department.

So I searched! And searched… and searched… and searched…

And eventually, I somehow stumbled upon a program that promised to help me build an income online (read about it here if you’re curious).

I didn’t really want to be “rich”.

The thought of making a reliable $5K per month & not having to worry about clocking in to a 9-to-5 ever again was all I needed.

Sure, there were people in the program doing high-6 and low-7 figures per year… but that wasn’t what I was out for.

I just wanted to provide freedom for myself, and if I was lucky, take my family along for the ride.

Fast forward a few days and a few phone calls & I was enrolled!

Here’s the first “money making website” I put up:

why listen us gif

I built that site in 2020, and it still makes me $1,500 per month. It’s a basic 5 page website I built based on a template the program provides.

The best part to me? My dad and I get to do it all together!

So between the:

  1. Ease of reaching $5-$10K per month in income online

  2. Straightforward-ness of the system to do it

  3. Fact that I get to do it w/ my family

Is why I recommend local lead generation as my #1 business model for making money online.

Sure, it takes some work and dedication – but anyone that tells you that there’s a business out there that requires no work is selling you a lemon.

I’m not saying you need to sign up for the same program I did, but I would definitely recommend giving the business model a peek!

Stride Academy is a short term rental program.

Like most real estate investing training courses, you’ll likely be exposed to the “Big 3” investing types:

  • Flipping
  • Wholesaling
  • Short term rentals

Regardless of which path you go down, there is a lot of potential with real estate investing.

After all, it’s the world’s oldest wealth-builder.

However, before you leave this Stride Academy review and go sign up, you might want to ask yourself:

“Is now the right time for me to get into real estate investing?”

Because, no matter which way you slice it, real estate investing is extremely capital intensive, labor intensive, or both.

So if you’ve only got an hour or two a day, or your savings account is a few zeroes lighter than you’re comfortable with, this might not be the best time for you to jump into real estate investing.

But that doesn’t mean you’re out of luck. It just means you need a system to free up more time and give yourself a stronger financial cushion.

A good way to get yourself there is with Digital Leasing.

Digital Leasing takes all the best parts of short term rentals, while eliminating most of the headaches:

  • Low cashflow
  • Interest payments
  • Mortgages
  • High overhead
  • Expensive repairs and maintenance
  • Problematic guests

And the best part?

Digital Leasing allows you to build a passive income stream that’s actually passive!

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000).

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day analyzing deals, cold-calling homeowners, or dealing with contractors.

TESTIMONIAL - Still Getting Paid

If that sounds like something you’d be interested in, check out Digital Leasing.

This is the perfect first step to build recurring income that you can then use to start investing in real estate down the line.

However, if you’d still like to know more about Stride Academy, keep reading.

What Is Stride Academy?

what is stride academy

Stride Academy is a comprehensive short-term rental arbitrage course led by Rafa Loza. This course offers you the unique opportunity to generate income from short-term rentals, all without the need to own any property.

As a monthly subscriber, you'll not only gain access to invaluable knowledge but also receive personalized mentorship to help you along your journey.

Short-term rental arbitrage is a savvy investment strategy where you lease a property for the long-term and subsequently sublet it as a short-term rental.

This innovative approach allows you to tap into the lucrative real estate market without the burdensome requirement of property ownership. With Stride Academy, you'll unlock the secrets of this method and be well-equipped to thrive in the realm of short-term rentals.

Who Is Rafa Loza?

who is rafa loza

Rafael "Rafa" Loza is a Santa Ana-based real estate mogul known for his expertise in short-term rental (STR) arbitrage. As the visionary behind Stride Academy, he empowers aspiring entrepreneurs with his wealth of knowledge.

With an impressive portfolio of 64+ short-term rental properties listed on various platforms, Rafa earns monthly earnings ranging from $800 to $6,000. He also hosts "The Big Break Show" podcast, where he shares invaluable insights with his captivated audience.

Rafa is the founder of Knight & Reign Properties LLC, specializing in 1-3 bedroom apartments and homes in Orange County. He offers top-notch professional management services to landlords and investors.

Beyond real estate, Rafa is a dynamic entrepreneur, co-founding the crypto community, Cursed Labs (DeFi District), and actively engaging in the world of decentralized finance and cryptocurrency.

Through his remarkable achievements and dedication, Rafa inspires countless individuals in their pursuit of success in real estate and cryptocurrency.

Who Is Stride Academy For?

who is stride academy for

Rafa Loza's Stride Academy caters to two primary audiences:

  1. Beginners: If you're new to the world of short-term rental arbitrage and eager to launch your own venture, this course is tailor-made for you.

    Ideal for those who aspire to enter the short-term rental market but lack the financial means to buy property, Stride Academy provides the essential knowledge and guidance to kickstart your journey.

  2. Current Investors: If you are already hosting short-term rentals but are looking to take your business to the next level, this course offers invaluable insights into scaling using the arbitrage method.

    By leveraging rental arbitrage, you can expand your business with minimal capital investment, unlocking new growth opportunities for your existing ventures.

If you are a current employee struggling with low pay and seeking good benefits like location flexibility and freedom in time, Stride Academy can offer that since the course involves self-paced learning.

What's Inside Stride Academy?

whats inside stride academy

With Stride Academy, you'll gain access to a comprehensive 13-hour video course consisting of 121 lessons.

These meticulously crafted, step-by-step tutorials will equip you with the essential knowledge to create, manage, and automate a thriving short-term rental arbitrage business. The content is divided into 13 modules, ensuring a structured and effective learning experience:

  1. Course Introduction: Get started on the right foot with an insightful introduction to the course.
  2. Get Your Mind Right: Cultivate the right mindset and attitude for success in the short-term rental industry.
  3. Introduction to Short-Term Rentals: Familiarize yourself with the fundamentals of short-term rentals and their potential.
  4. How to Find the Right Market, Analyze Numbers, Deal With Regulations: Learn the art of market research, financial analysis, and navigating regulatory requirements.
  5. Steps on How to Find the Right Property and Getting Approved: Discover the strategies for finding suitable properties and securing approvals.
  6. Setting Up Your Short-Term Rental: Master the process of setting up and preparing your rental property.
  7. Going Live To Take Your First Guest With The Perfect Listing & Tech Stack Set Up: Prepare for your first guests by optimizing your listings and tech setup.
  8. Tutorial Walkthrough: Connections; Do This The Moment Your Listing is Live: Learn the crucial steps to take once your listing goes live.
  9. Operations; Hiring Team Members, Automation: Streamline your operations by hiring the right team members and leveraging automation.
  10. Operations; Day to Day: Handle the day-to-day tasks efficiently to ensure smooth operations.
  11. Dealing with Guests & Handling Common Guest Problems: Acquire essential skills for managing guests and addressing common issues.

Additionally, monthly subscribers will enjoy exclusive access to add-on videos and participate in monthly coaching calls and excellent customer service, providing continuous support and further enriching their learning experience.

How Much Does It Cost To Join Stride Academy?

how much does stride academy cost

The investment to join Stride Academy includes a first payment of $4,995, followed by subsequent monthly payments of $100.

Is Stride Academy A Scam?

Scam or Legit

So, is Stride Academy a scam? Not technically. You can make money with this program, but it’s definitely not as easy as Rafa Loza makes it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and - most importantly - the actual profit margins on short term rentals are pretty small.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months - looking at deals, sending out offers, negotiating with the seller and lender to buy a rental property - and then your reward is like $100 a month in profits, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month (with a 90-95% profit margin)?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Leasing.

And, unlike traditional real estate, you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

TESTIMONIAL - Saying Goodbye To Our Jobs

They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Leasing.

Are There Alternatives To Stride Academy?


Yes, there are plenty of other business models to choose from if you want to pursue this making money online. Here are just a few:

  • Local Lead Generation
  • Digital Leasing
  • SEO
  • Real Estate
  • Website Building

What Is My Top Recommendation For Making Money Online In 2024?

Digital Leasing

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Leasing is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Leasing is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Leasing business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.

Flipping and wholesaling are full-time jobs (and more), no matter what any short term rental guru tells you. You always have to be searching for deals, because if you stop, so does the money.


2) You Own & Control EVERYTHING: Yes, in short term rentals you kind of “own” the properties. But there’s also a ton of debt tied to most short term rentals, which means the property isn’t truly yours.

A host can take it away if you miss a payment or cause damage. Not to mention, timely payments really impact your profit margins.

With Digital Leasing, you own the assets outright (with a 90-95% profit margin), which means you have all the power and all the control.

TESTIMONIAL - Feeling Blessed

3) Little To No Startup Costs: It’s possible to get into Digital Leasing with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket...even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

TESTIMONIAL - Scott Lead Gen

4) Minimal Ongoing Expenses: With short term rentals, monthly expenses are HIGH. Between loan payments, ongoing maintenance, and repairs (not to mention the possibility of having to go through the eviction process), profit margins are slim.

Plus, whenever you have a vacancy, factor in the costs to turn over a unit (plus the fact there’s no money coming in until the next guest shows up).

With Digital Leasing, a 100% online business with minimal maintenance and ongoing costs, you never even have to think about that risk.


5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with traditional real estate investing, you’d have to double your monthly rent, double your deals/number of units OR double your profit margins. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

TESTIMONIAL - Lance Lead Gen

6) Make Money Helping Real People: This part is what makes it all worth it. With Digital Leasing, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Leasing, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either...a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Leasing makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours. You could continue browsing, looking at opportunities like Stride Academy which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Leasing.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Leasing.

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