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Stock Navigators Review (2024 Update): Is Stock Navigators Legit?

By: JosiahDec 07, 2023Stocks and Trading
Stock Navigators Review ([year] Update): Is Stock Navigators Legit?

Stock Navigators, a company providing day trading strategies, is offering to help people get to the forefront of making passive income through their patented investment program.

It's a father-son organization that claims to have our best interests at heart while offering their educational courses, along with a free trading eBook.

But can today's financial markets be trusted anymore?

Do you have any better alternatives in a world where stocks have never been more volatile?

Let’s find out.


This Stock Navigators review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

  • Free webinar
  • Potentially profitable
  • Markets are unpredictable
  • Not guaranteed results
  • There are better alternatives

Why Listen To Us

My name is Josiah, and this is my Dad, Joel.why listen us

Together, we make up the team here at Scamrisk.

If you’ll let me bother you for two minutes, I’d like to quickly explain why I’m even here writing this review.

In early 2020, I had just graduated from college & had no real career prospects.

I knew I was destined for something more, but I had no clue how I was going to make it happen.

I had this sinking feeling in my gut all the time… like the “big man upstairs” had accidentally given me the version of life where I’d be mediocre forever, instead of the one where I was, ya know – happy & fulfilled.


I had fiddled around with some different online businesses in college:

Some random MLMs, a bit of affiliate marketing, a (failed) dropshipping store or two, all the usual suspects.

Even my dad had been involved in MLMs back in the day… selling knives & other random nonsense people (probably) didn’t need.

All I really wanted was to find something that was going to actually work for me.

Maybe those things had worked for others, but for me it all turned up a fat “0” in the bank account department.

So I searched! And searched… and searched… and searched…

And eventually, I somehow stumbled upon a program that promised to help me build an income online (read about it here if you’re curious).

I didn’t really want to be “rich”.

The thought of making a reliable $5K per month & not having to worry about clocking in to a 9-to-5 ever again was all I needed.

Sure, there were people in the program doing high-6 and low-7 figures per year… but that wasn’t what I was out for.

I just wanted to provide freedom for myself, and if I was lucky, take my family along for the ride.

Fast forward a few days and a few phone calls & I was enrolled!

Here’s the first “money making website” I put up:

why listen us gif

I built that site in 2020, and it still makes me $1,500 per month. It’s a basic 5 page website I built based on a template the program provides.

The best part to me? My dad and I get to do it all together!

So between the:

  1. Ease of reaching $5-$10K per month in income online

  2. Straightforward-ness of the system to do it

  3. Fact that I get to do it w/ my family

Is why I recommend local lead generation as my #1 business model for making money online.

Sure, it takes some work and dedication – but anyone that tells you that there’s a business out there that requires no work is selling you a lemon.

I’m not saying you need to sign up for the same program I did, but I would definitely recommend giving the business model a peek!

Are you happy with the number you see in your bank account?

Are you even making a profit?

After all, most businesses take at least a year to get out of the red and into the black, and plenty of companies never even take off altogether.

Every entrepreneur aspires to build a successful business – you know, one of those things where product sales continually flow out, revenue grows, and profits climb sky-high.

However, according to Forbes, 80% of businesses fail.

You probably discovered Stock Navigators for the same reason you might have come across any other financial newsletter, stock trading service, or investment program:

Because you want more money in less time.

You want that work-from-the-beach money.

Living The Beach Lifestyle

And chances are, you want to quickly multiply the money you do have (as opposed to waiting months or even years to see a decent ROI).

This is a really exciting promise, and it’s probably why the financial publishing and training industry is worth billions of dollars.

The problem is, because the idea of doubling, tripling, or 10X-ing your money in a few minutes to a few days is so enticing, there are a ton of shady characters in this space.

But, putting that aside, let’s say every investing guru and “trading expert” on the internet had the best of intentions.

Even with proprietary algorithms, a room full of supercomputers, and a team of rocket scientists, most of these experts would be lucky to get it right 20% of the time.

Now sure, we’re talking about asymmetric bets here, so theoretically the winners should more than make up for the losers.

But in order to make that happen, you can NEVER miss a trade. With a 20% success rate (speaking optimistically), one missed winner could turn a profitable month into a loser.

That’s a lot of pressure and a lot of stress (not to mention a lot of losing) with not much certainty.

TESTIMONIAL - Still Getting Paid

But what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Constantly monitoring your phone for buy/sell alerts
  • Obsessively watching charts and movement
  • The emotional roller coaster and angst of hoping one winner can cover the last 8 losses
  • Gambler’s odds (20% chance of success is worse than the odds of winning at Blackjack)

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day monitoring charts, trades, and alerts?

If that sounds like something you’d be interested in, check out Digital Leasing.

However, if you’d still like to know more about Stock Navigators, keep reading.

What Is Stock Navigators?

stock navigators courses

Let's examine the services the Stock Navigators program provides their members - at "such a low price" - as per their advertisements.

They appear to offer two main courses - one for beginners, and one for both beginners and advanced traders.

I find it interesting that they'd include beginners in the "Expert Trader" course...I would guess that it is because it costs more, and therefore they do not want to miss out on additional profit.

The "Money Zone Method" appears to be a warm-up sort of program that will teach a little but leave you wanting more - and that's when the high-ticket deal comes in.

Who Owns Stock Navigators?


Stock Navigators' founder Tom Luong was born in Vietnam. He fled to the US with nothing after the war - he couldn't even speak English!

Tom discovered the enticing nature of the stock market ten years later, eager to make more money.

He worked hard and was determined to learn the secrets of trading. Tom set himself a new goal and and developed a stock trading program for future newcomers.

His son, Timothy Luong, saw that his dad had found a good way to make money - and so he's joined up and decided to learn the family trade.

It's not clear when the transition happened, but the website actually lists Tim as the CEO now!

It's cool to see family working well together...I just hope that the program is worth other people's time and money.

The Art & Science Of Trading


Tom has taken many investing and trading courses over the years. In fact, he spent over $100,000 in education and more than $30,000 to purchase trading software, whether he took online courses or books.

His determination paid off. He continued to invest and trade stocks for many years during the tech bubble. They kept increasing over time.

Unfortunately, his time in the tech bubble was short-lived. Tom lost nearly half of his fortune from the late 90s to early 2000s in a flash.

Tom didn’t give up and decided that he had to find a profitable trading system independently. He combined everything he learned from his trading and studies and began to integrate it into one, all-encompassing trading system.

State-Of-The-Art Training

Experienced professionals developed Stock Navigators’ advanced strategies to help you get started in the premium trading room.

These techniques are claimed to be robust and easy to understand for anyone, no matter their experience level.

The Stock Navigators team say they will be able to take your trading to new heights, whether you’re a novice beginner or an experienced, successful trader.

Profitable Trading Strategies


Their trading expertise spans over 20 years. Stock Navigators can quickly recognize patterns that occur over and over again.

These patterns were identified, and apparently they created trading strategies that would be profitable every time.

Stock Navigators continues to improve its curriculum to keep up with market conditions.

Seasoned Trading Coaches

Stock Navigators’ trainers have experienced all market conditions and traded every type of asset. They also learned from their costly mistakes. As a result, they seem to have become consistent and successful traders.

Real-Time Live Day Trading Experience

stock navigators training course money

Is there a better way of learning than actually performing the task?

I don’t believe so.

Stock Navigators’ comprehensive program will allow you to trade in real-time while closely supervised by their coaches.

You’ll also gain real-life trading experience that will be invaluable when you move to independent trading - perhaps even trying out their "Money Zone Trading Challenge".

And if you have any issues, there are Q&A Sessions that may help you become an expert trader.


Stock Navigators Review From The Internet At Large

What Does The Internet Have To Say

Let's hear what the people have to warned, this first one is long!

"Here's my full review after a year with the service. If this review is too long, please skip to the next comment about alternative resources that will save you thousands of dollars. This is the most important review you’ll read so please read until the end if you can before you consider this program.

The entire purpose of their beginner Expert Trader program is to get you to ultimately sign up for their recurring subscription ActiveTrader. This is a service that gives you daily livestreams with the head instructor Vu who trades (momentum scalping) every morning. He offers 15 minutes of premarket analysis and then trades for another 30-60 mins. Although Vu trades very well and emphasizes that other traders should NOT just follow his trade blindly, the inherent nature of momentum scalping during the first 30-60 mins of the market open will burn most people and most traders will blow up their account trying to replicate his strategy.

This service, Active Trader, is at the core their biggest draw. It draws you in because Vu and other traders who win that day exclaim in joy with their wins from momentum trading the first 30-60 mins of the trading day. Students then post their multi-thousand dollar wins while most others who have lost remain silent, creating a facade that masks the true success rate and encourages new traders that it’s so easy to win if you just follow your rules and control your emotions.

Scalping momentum moves by nature is very risky and emotionally taxing, and very few traders are ever consistently profitable with it. What you’ll notice in the Discord chat rooms is that often times students and instructors are posting how much they win from a trade or trades that day. However, you WILL NOT CONSISTENTLY SEE THE SAME STUDENTS POSTING. Every now and then you’ll see huge wins from a select number of students and a few other random students, but most of the time it is a different person each contiguous day.This creates a very terrible environment for other students to want to make that same amount of money, but it begs the question: why aren’t you seeing the same students post everyday? How come they aren’t posting their thousands of dollars wins everyday? The answer is simply because it is NOT sustainable. To make +$3-5k (usually what is posted) or more a day consistently is close to making close to a million dollars a year. They unfortunately do not have a system where MOST students can do that CONSISTENTLY. Students/instructors will NOT post their wins vs losses every single day and it gives other students a false sense of security when 95% of the time only wins are posted. If you’re looking to win big SOMETIMES, but lose or blow up your account MOST of the time, this is where you can start.

This is not to say it’s not possible, but can most students truly do that consistently? Instructors can do it, but can the students do it? A system that works does not care about how much you win in a single trade or trades, that’s a function of a trader’s bank account and position sizing; a trading system that works cares only about one thing: consistency. No student will share that because it simply isn’t there.The idea that they can help you quit your 9-5 trading only a few minutes to an hour a day is a false narrative that has been proven time and time again is not sustainable.


In typical chatrooms, professional traders are posting their trades live and notifying everyone of other opportunities throughout the ENTIRE trading day. They also typically post their premarket analysis before the market opens and overall performance that day after hours. The instructors do provide this to some extent, but maybe only 30% of the output of a typical chatroom. (Tom never post his daily performance by the way). Typically in other chat rooms, other intermediate/advanced traders are posting too and the professionals are there to work off them as team or even provide their thoughts on why that trade was not good or poorly selected altogether.

Most of the time at StockNavigators, your questions will not be answered in the chat by the instructors. In fact, mainly other students are answering questions or sharing their strategies. You have to wait until the weekly Q/A calls to have your questions answered by the instructors. While this might seem normal for a regular school course/class, you can expect more from other chatrooms where professional traders are actively answering questions and providing insight to their strategies after trading hours and are more interactive overall with their students/new traders before, during and after trading hours.

Altogether, the relationship seems more like that of a student-to-paid-part-time-instructor who might be too busy focusing on their own trades rather than a trader-to-trader relationship found in most other chat rooms. They will consistently say that this is a “family”, but at the end of the day, it is business, so expect for them to find more ways to grab your money and to not give you their full attention. The times the “family” gets to come together is maybe a conference that costs another $3k, where they show you the next “winning strategy”.


Expert Trader:The course covers the basics of DOW Theory, trendiness, support and resistance lines, buy/sell zones, Fibonacci numbers, Elliot Wave Theory and ultimately how they use it together to trade. Again, all easily found online. They just do a pretty solid job of tying it altogether, but not worth $5k.

The most important topic is trading psychology, but unfortunately it’s just a rehash and summary of the famous trading psychology book called “Trading in the Zone”. Don’t expect anything new here. Just buy the book on Amazon.

Options Accelerator:

Very basic overview of all different options strategies that you can get from any book like “Options as a Strategic Investment“, which will cost 90 times less than the course. Instructor is relatively new to options trading, but it’s marketed as a course led by Tom the head instructor. I was unfortunately tricked into buying this course due to a “time-sensitive offer” (which was wasn’t time-sensitive at all) and I’ll never get that money back. Not to say it will improve over time, but it was definitely marketed as a mature, unique course led by experienced instructors. $4k down the drain. This is my wake-up call exposing this “family” as just another business trying to make as much money as they can from their customers.


Advertisements and webinars use the typical tropes of scarcity and fear of missing out on a deal (ex. Options Accelerator) to force you to pay huge fees for videos that again, can be found online or any trading popular book on Amazon. The typical fake “live” webinars which are actually recorded with the classic story of quitting your job to live a fulfilling life day trading is their way of preying on the naive who end up throwing $5k-$10k away, which could be otherwise been spent on cheaper materials or none at all with the right communities.They are honest about some things like how this is not a get rich scheme and it’ll take lots of hard work, but the environment they foster in regards to momentum scalping does not mirror that.

Overall, if you feel something is off with their ads and webinars, you’re absolutely right. They didn’t have to succumb to the typical quit-your-job and “act now before it’s too late” tropes, but unfortunately it works.


Pricing wise, this is an expensive service. In my opinion, the material and everything they offer does not justify the price. A lot of this information can be found online for free on Reddit and/or on YouTube channels. Sure you can make all this back in a few trades after you learn their strategies, but most will blow up their account before that happens.Also, one of the replies to a review says they offer the course for $4500 to help people during the pandemic. That is simply not true, and the course price was always that price, but they give you a “discount” from $6000 to make it sound like you saved money, a dirty sales tactic. I even heard from other students that because they were Vietnamese, they were offered a discounted price of $4500. I was offered that simply because I said it cost way too much and couldn’t justify the cost.Ultimately, the price does not justify the learning material and the risks that come with it.


If I said that no one would ever make money using this service, I’d be lying. I’ve made huge gains with this service, but lost even more. There are students who are probably consistently profitable and do make a ton of money. However, exceptions don’t make the rule, so be careful with the success of SOME students. Any service like this will find success from a select few and they will put them on a pedestal as their success metric, but most will get burned and stay silent."

This one is more friendly:

"Stock Navigator is the best

Stock Navigator is the best thing that has ever happened to me in the world of trading. I was a beginner at trading starting over yes I did a little like 20yrs ago but it was like starting all over and they taught the basics to advance making it easy to understand, then when I was ready I tried there active trader and went to a whole new level. Now I’m on my own having fun and making my goals as a trader and I don’t have to do it full time. I would recommend Stock Navigator to anyone it is all worth the money invested in it. Thanks everyone"

One more for the road:

bad reviews stock navigators

"Terrible customer service - do not use!

Terrible customer service. Back in November, I had subscribed on a Thursday, tried to cancel that Saturday (because they didn't set an appointment with me and failed to render services properly), and have been fighting since then to try to get my money back. It's February, and I'm still fighting. This is ridiculous, and there are also much, much better training products out there for trading. Plus, they don't cost you $6,000+."

Is Stock Navigators Legit?

Scam or Legit

Not technically – even if people online are saying otherwise.

You can make money with this program, but building a successful business is definitely not as easy as they make it sound.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months, and then your reward is being forced to grind it out for another 9 months before seeing any “real money,” well…that’s not a great deal, is it?

Reminds me of those God-forsaken MLMs many of us have experienced…all hype and no substance.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Leasing.

And you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection are all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

TESTIMONIAL - Saying Goodbye To Our Jobs

Because even if they stop working for an extended period of time, the money keeps coming in - so adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Leasing.

How Much Does Does Stock Navigators Cost?

how much does stock navigators cost

It appears that these courses can cost anywhere from $4000-$10,000 in total, and there are additional events you can attend to actually meet up with the Luong family.

Those events will set you back another few thousand dollars if you choose to attend.

If what they say is true and they help you make more than $10,000, then you have paid for value that makes sense.

That said, a high price like this means you'd better make that money back or else you've wasted a lot of time and money you could have spent elsewhere.

Are There Alternatives After Reading reviews?


Yes, there are plenty of other business models to choose from if you want to pursue something other than what the reviews share. Here are just a few:

What Is My Top Recommendation For Making Money Online In 2024?

Digital Leasing

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Leasing is the #1 online business model for entrepreneurs.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Leasing is probably your best bet.


Frankly, I don’t think you can afford to make the wrong choice when it comes to your career in this day and age.

Have you seen inflation lately? You know, that thing where your money is worth less but your costs of living keep rising? You must find a way to overcome this strain on your financial life, and you can’t rely on others to do it for you.

Whether you’re a man sick of living an average life, or a single mom seeking a new stream of income in order to stop the cycle of barely getting by…it seems clear to me that Digital Leasing is a great option to take control in today’s economy.

Let’s dig into the details:

1) It’s Flexible:

Got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this.

Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Leasing business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.


2) You Own & Control EVERYTHING:

With day trading companies, you don’t own anything. With Stock Navigators, you REALLY don’t own anything.

You don’t own the sales platform, you don’t own a brand, and you don’t own the customers.

So…are you comfortable trusting these guys with your livelihood?

With Digital Leasing, you own the assets, which means you have all the power and all the control.

TESTIMONIAL - Feeling Blessed

3) Little To No Startup Costs:

It’s possible to get into Digital Leasing with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

That said, I’m not going to lie to you and say you’ll never have to put any work in. That’s a red flag. You don’t get anything for free in this life…however, you can absolutely put work in up front that frees up your time and lifestyle as you stack success.

That’s the life-hack to sitting back and watching money roll in.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for a much more efficient investment than joining Stock Navigators cost – or even worse, taking out student loans.

TESTIMONIAL - Lance Lead Gen

4) No Wasted Time:

As mentioned above, spending tons of hours every day grinding is a huge time commitment.

Plus, you constantly need to be studying charts if you want to maintain your business.

You need to spend even more money if you want to scale up. With day trading, you’ll always have limits on your time and freedom.

With Digital Leasing, a 100% online business, you never have to worry about that.

TESTIMONIAL - Scott Lead Gen

5) Easy To Duplicate:

Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call.

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

How does it get easier?

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with day trading, you’d have to double your time investment OR your profit margins. And it doesn’t take a rocket scientist to figure out that’s a lot harder than a few clicks and a few minutes of your life.


6) Make Money Helping Real People:

This part is what makes it all worth it. Stock Navigators is a decent way to make yourself money, but it doesn’t improve anyone else’s lives.

After all, there’s always someone else selling stock tips. That might be fine in the short term, but in the long run you may feel like you’re missing a purpose.

Don’t even get me started on MLMs, where your friends and family become the product…I’m sure many of you reading have been through that sort of “bait and switch” nonsense before.

You know the type – they promise a living wage, then you’re only on commission for a sketchy product.

With Digital Leasing though, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Leasing, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not some big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Leasing makes a real impact in the lives of real people, you’ll see what I mean.


Now, the choice is yours. You could continue browsing, looking at opportunities like this Stock Navigators review which could one day make you money…

…you could continue researching, never making a decision

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality.

At the same time, you’re joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Leasing.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits? It’s as good as it sounds.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Leasing.

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