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Ryan Dossey Review (Updated 2024): Is His CCF Investments Program Legit?

By: JosiahDec 15, 2023Real Estate
Ryan Dossey Review (Updated [year]): Is His CCF Investments Program Legit?

Introduction To My Ryan Dossey Review

Hi, and thanks for stopping by ScamRisk to take a look at my Ryan Dossey Review. 

I’m willing to bet that you’re here for one of a number of reasons, one might be: 

  1. You’ve been doing your research on how to become a real estate investor because of the potential to make good money with it.
  2. Although you like the idea of real estate investing, you don’t know how to get started. 
  3. You have a few rental properties that you inherited, but you’d like to kick it into high gear so you can replace your day job. 

For whatever reason you’re here – take a deep breath and relax, because we’re going to pull back the curtain on the CCF system by Ryan Dossey. 

In the next 5-10 minutes, we’ll also answer some of the most important questions that I’m sure you’re asking yourself right now, like: 

  • What is the CCF (Create Cash Flow) system and how do I make money with it? 
  • Is Ryan’s CCF system worth the price tag? 
  • Is Ryan Dossey legit or should I research other mentors? 
  • What do I get with his program if I purchase it? 
  • Most importantly… is there anything better for making passive income? 

If this is your first time on my site, you’ll probably notice that I’ve written a lot on the topic of real estate investing, so rest assured that everything I’m about to tell you is just from some dusty real estate course or free YouTube tutorials. 

It’s from actual experience getting into the trenches and hammering out deals.

So, rather than spending the next few days looking up other CCF Investments reviews, grab a cup of coffee and sit back for the next few minutes while we pick this course apart. 

Believe me, you’ll be in better shape than if you pulled the trigger now wishing you should’ve gotten more details.  

So with that said, let me give you a quick summary of Ryan’s program and some Pros and Cons to get you on your way…


This CCF Investments review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

  • Structured Learning: The CCF system is a 12-week business start-up program with easy-to-follow tutorials, which means you’ll have a simple system to follow to find real estate deals
  • Recommended Tools: Ryan recommends specific tools for website creation and direct mail marketing, which will give you a leg up in your marketing efforts. 
  • Community Support: Team interaction is crucial in your success so you’ll also get access to Slack which will enable you to communicate more easily with other students and team coaches.
  • High Cost: The CCF program cost ranges from $10,000 to $12,000 per year with a recommended marketing budget of $3,000 per month, which means those with little funds will find if difficult to join. 
  • Marketing over Real Estate: The program is geared towards real estate marketing rather than investing principles like flipping and wholesaling, which means it won’t be suitable for beginners who need fundamental investment training. 
  • No Guarantees: With all that’s provided in the program, there is not guarantee that you’ll succeed, which means your results will be based on your hard work and market conditions.

Why Listen To Us

My name is Josiah, and this is my Dad, Joel.why listen us

Together, we make up the team here at Scamrisk.

If you’ll let me bother you for two minutes, I’d like to quickly explain why I’m even here writing this review.

In early 2020, I had just graduated from college & had no real career prospects.

I knew I was destined for something more, but I had no clue how I was going to make it happen.

I had this sinking feeling in my gut all the time… like the “big man upstairs” had accidentally given me the version of life where I’d be mediocre forever, instead of the one where I was, ya know – happy & fulfilled.


I had fiddled around with some different online businesses in college:

Some random MLMs, a bit of affiliate marketing, a (failed) dropshipping store or two, all the usual suspects.

Even my dad had been involved in MLMs back in the day… selling knives & other random nonsense people (probably) didn’t need.

All I really wanted was to find something that was going to actually work for me.

Maybe those things had worked for others, but for me it all turned up a fat “0” in the bank account department.

So I searched! And searched… and searched… and searched…

And eventually, I somehow stumbled upon a program that promised to help me build an income online (read about it here if you’re curious).

I didn’t really want to be “rich”.

The thought of making a reliable $5K per month & not having to worry about clocking in to a 9-to-5 ever again was all I needed.

Sure, there were people in the program doing high-6 and low-7 figures per year… but that wasn’t what I was out for.

I just wanted to provide freedom for myself, and if I was lucky, take my family along for the ride.

Fast forward a few days and a few phone calls & I was enrolled!

Here’s the first “money making website” I put up:

why listen us gif

I built that site in 2020, and it still makes me $1,500 per month. It’s a basic 5 page website I built based on a template the program provides.

The best part to me? My dad and I get to do it all together!

So between the:

  1. Ease of reaching $5-$10K per month in income online

  2. Straightforward-ness of the system to do it

  3. Fact that I get to do it w/ my family

Is why I recommend local lead generation as my #1 business model for making money online.

Sure, it takes some work and dedication – but anyone that tells you that there’s a business out there that requires no work is selling you a lemon.

I’m not saying you need to sign up for the same program I did, but I would definitely recommend giving the business model a peek!

TLDR - What’s The Verdict On Create Cash Flow?

Ryan Dossey Create Cash Flow Verdict

If you’re like me, you’re the type of person who likes to get a quick verdict on a course or the creator – so I would say, for now, keep your credit card in a safe place. 

Don’t get the wrong idea though, I’m saying this because I believe that Ryan’s a scammer or that his course isn’t worth your time and money, it’s just that real estate investing, even though it’s a profitable industry, can be tricky if you jump in too fast. 

Let’s look at a few numbers… 

First, homeownership rates took a bit of a dip in July of 2023 from 66% to 65.9%, nothing too drastic, but experts say that this could be a trend going into the future, which means there could be plenty of opportunities for savvy real estate investors to find good properties. 

Second, from what I found, the highest homeownership rates by region have been the following: 

  • The Midwest at 70.2%
  • The South at 67.5%
  • The Northeast at 62.5%
  • The West at 61.7%

So if you live anywhere in the Northeast or on the Pacific Coast, you could have some deals land in your lap, but you might have to work a little harder finding them everywhere else. 

Also, depending on your income strategy, you’ll want to look at your key demographics. 

Nearly 80% of homeowners are over the age of 65, whereas just under 40% of homeowners are under 35 years old. 

So if you adopt a buy and hold strategy for passive income, you’ll want to target individuals who are just starting out in life. 

Lastly, I would like to note, however, that even though homeowners are typically seniors, post-COVID homeownership was higher at about 66% than pre-COVID and was driven by those 44 and younger%20and%20West%20(61.4%25).). 

Of course, investing in real estate as a landlord is not walk in the park, and just when you think you’ve got a handle on everything, you’ll deal with issues like: 

  • Maintenance and upkeep 
  • Late rent and evictions 
  • Long-term vacancies from economic downturns
Time Investment3.9/5Ryan Dossey’s Create Cash Flow system is a 12-week program broken down into short videos and homework assignments. With good time management, these tasks can typically be finished in a reasonable time in order to lessen the learning curve.
Level of Control4.1/5Ryan gives you a decent amount of control over your business setting up your personal brand, marketing strategies, and handling your clients. Your success is determined by your willingness and effort to learn the strategies Ryan teaches. 
Ease of Implementation3.5/5His training steps you through the entire process of setting up your business. Using tools like Investor Carrot and for task management and lead generation makes the process even easier.
Profit Potential4/5Ryan doesn’t guarantee that you’ll make money with his program, but he does give you the tools to potentially in increase your clientele. The amount of money you make depends on how much you apply Ryan's teachings to your business and brand.

So, what if you would still like the chance to make passive income, but without all the hassles of being a landlord. 

This is why I’ve been doing Digital Leasing for the last few years now, which is nothing like real estate in the traditional sense. 

Digital leasing involves renting digital properties like websites and renting them to small business owners for the purposes of lead generation, which is something that Ryan Dossey teaches in his course, but Digital Leasing involves a more streamlined process. 

I’ll touch more on that later, but if you would like to learn about it now, you can check out Digital Leasing.

Who Should Consider Ryan Dossey's Create Cash Flow System And Who Should Keep Looking?

If you’ve had the chance to read many of my reviews, you’ll get a good idea of what I think about real estate investing. It’s a fantastic way to create passive income and build wealth if it’s done the right way. 

In fact, Forbes talks about some of the key benefits to owning real estate which are: 

  1. Cash Flow: The money you have at the end of the month when all rent is collected and expenses paid. 
  2. Appreciation: The increase in value of your real estate investments over the long run. 
  3. Depreciation: The amount of money you can write off during tax season. 

So, given this, you might be asking whether or not Ryan Dossey’s Create Cash Flow course is for you or not. 

If you can see yourself in any of these situations, it just might be: 

  • You know real estate is a great way to make money, but you’re having a hard time finding the right property.
  • You’ve gotten a few deals in your belt, but it seems like you’re not quite able to break even. 
  • Only about 36% of marketers (including other real estate investors) have a solid lead generation strategy for finding properties. 

Now, CCF might not be for you if: 

  • The thought of being a landlord makes you feel a bit anxious. This Reddit user made the mistake of moving people into his property without first collecting the first month’s rent and security deposit. After months of back and forth, he had to pay the people to leave. 
  • You worry about buying properties in neighborhoods that might take a bad turn. This Reddit user had a huge amount of money invested in real estate, but as she approached retirement, the economy in her area was hit so hard that she lost everything.

CCF Investments Reviews At 1,000 Ft.

CCF Investments Reviews At 1000 Ft

Congratulations for making it this far, I know I can be a little long-winded at times. 

At this point, I’d like to give you kind of a broader overview than what you might see from other CCF Investments reviews. 

So, let’s start from the ground up. 

The Create Cash Flow Business Model

As you’ve probably guessed, Ryan Dossey’s program isn’t your typical real investing course where he teaches you ABOUT finding properties that you can: 

  • Wholesale for a quick profit
  • Rehab for an even larger profit
  • Hold onto for passive income

He does touch on these different areas of real estate, but his angle is teaching you how to market yourself and build your brand as an investor. Much in the same way that when you think of Grant Cardone, you picture him standing in front of his private jet. 

Grant Cardone Private Jet

You’ve probably heard that in order to make it in the real estate industry, it all hinges on three factors – Location, Location, Location. 

Although this is true in a broad sense, Ryan believes that the three most important factors in your success is: 

  • Creating your brand
  • Marketing your brand
  • Generating a steady flow of leads

We live in a cynical world, and that fact makes it difficult for people to trust us especially when it comes to areas that are personal to us, namely our family homes. 

So, let’s say that you’re in a bad financial situation and someone you don’t know approaches you saying that he’s an investor and can help you out of your bad situation, it’s understandable that you would be leery of their motives. 

This Reddit user felt this way about an investor who purchased an elderly couple’s home for $100,000 under market value. 

However, let’s say a family member comes to you offering a solution, you might be a bit more trusting, which is the whole point of Ryan’s Course – building the public’s trust in you as someone who’s not out to take advantage of people. 

Who Is Ryan Dossey?

Who Is Ryan Dossey

Ryan Dossey is a successful real estate investor who makes deals on more than 70 houses every year. This success lets him have enough money and time to spend with his family. He didn't finish high school, used to earn only $23,000/year, and struggled until he read a book called "Rich Dad Poor Dad" by Robert Kiyosaki.

This book inspired him to start working in real estate.

instagramSource"My goal isn't to raise my son in a bubble of luxury, comfort, and safety. My goal is to raise him to truly see people."
twitter-x.Source"As a kid I used to steal my dad's cologne and get in trouble for it. As a dad one of my favorite things now is letting my son pick which one of my colognes he wants to wear in the morning."
FacebookSource"Taking advantage of people has consequences. It's amazing to me how many small business owners are shortsighted."

He learned about real estate on a website called Bigger Pockets which taught him about how to buy and take care of properties for less money. In his first year, Ryan only made 6 deals and faced money problems, but the next year, he did much better, closing 74 deals and kept doing well like this every year.

Ryan believes his success comes from being able to change with the real estate market and always being ready to sell. He knows that real estate can be a great way to make money, but it changes a lot because of things happening around the world.

Now, he teaches others to be flexible and understand what buyers want today and shares these ideas in his Create Cash Flow (CCF) program and his YouTube channel, hoping to help more people succeed in real estate.

How Much Does Create Cash Flow Cost?

How Much Does Create Cash Flow Cost

To join the Create Cash Flow Program, the cost will range from $10,000 to $12,000 per year depending on your experience level. He also suggests you have a marketing budget of $3,000/mo. 

In addition that are other softwares and programs that Ryan highly recommend you use: 

  • A web-based software used for tracking your progress. It starts at $10/mo. 
  • Investor Carrot: A marketing platform for investors and agents to work together and close more deals. Basic package starts at $89/mo. 
  • Ballpoint Marketing: This program is used to create custom “handwritten” flyers and postcards. Pricing can be up to $2.00 each.
  • Call Porter: Ryan developed this call center that he allows students for a discounted price. 
  • REsimpli: A web-based CRM for managing your real estate business. Plans start at $89/mo to as high as $499/mo. 
  • Slack: A web-based community platform used for Ryan’s students. He offers this for free. 

Is Create Cash Flow Legit Or A Scam?

Is Create Cash Flow Legit Or A Scam

I don’t believe that CCF is a scam, nor do I believe that Ryan Dossey is out trying to swindle anyone.  I will also give him props at creating a course that teaches concepts that are foreign to most investors, which is marketing and lead generation. 

Here’s what I mean… 

When it comes to these to factors, there are a few stats you should keep in mind: 

  1. 97% of homebuyers use the internet when looking for a new home.
  2. 89% of realtors and investors use Facebook to generate leads
  3. 86% of agents and investors rely on past clients and word-of-mouth for new business. 

So as you can see, there is a huge gap between buyers looking for homes and those who sell homes, and this is primarily because of the investor’s lack of knowledge in marketing, creating your brand and not relying on just one or two methods to generate leads. 

This is why I started doing Digital Leasing, but not as a real estate agent or an investor, but primarily for generating these for small businesses. 

It works like this… 

Imagine creating a small website that generates leads for a local business and the services they offer, then renting out that website for $500-$2,000 per month. 

  • No evicting tenants
  • No overflowing toilets
  • No long-term vacancies

Now, imagine creating 10, 20, even 50 more of these websites. 

That’s what I mean by true passive income, and that’s the beauty of Digital Leasing

Next, let’s take a look at programs similar to CCF. 

How Is Create Cash Flow Different From Other Similar Programs?

Create Cash Flow vs Other Programs

Quick recap, Create Cash Flow is a real estate investing course focusing on building your brand, marketing, and lead generation. 

BnB Formula: 
In this Brian Page BnB review, I go over how his program teaches you how to profit from real estate without owning it, specifically through short-term rental arbitrage. It starts at $997 up to $2,000 with optional upsells. 

Flipping Mastery: 
In my Jerry Norton Flipping Master reviews, I show how his main approach to real estate is Wholesaling and House Flipping for quick turn profit. For the full course, you’re looking at roughly $2,200. 

Overages Blueprint: 
In the Bob Diamond Overages Blueprint course he talks about making money from tax sale foreclosures covering the legal processes and moral obligations. This course is $1,497

My Personal Opinion About Create Cash Flow

My Personal Opinion About Create Cash Flow

It’s time to come full-circle with this Ryan Dossey and Create Cash Flow review. I’m sure you and I can both agree that Real Estate Investing is a great way to create wealth and build passive income. 

The one hurdle that most people have a hard time getting over is the amount of money it takes to get started. 

Even on a small scale, if you’re looking to buy a $250,000 home with a conventional down payment, you’re looking at $50,000.  Most people simply don’t have that much money in cash. 

Ryan Dossey even comes out and admits that he doesn’t pitch his course to the newbie investors, which is a good thing given the cost of his program. 

There are also many horror stories when it comes to investing that you can find on sites like Reddit and Quora. 

So, it can be difficult to decide whether or not to buy a course about real estate investing, which is why I have a five-point checklist to help me determine for myself if I should move forward on a given program: 

  1. Instructor Experience: Does Ryan Dossey have real-world experience as a real estate investor? 
  2. Coaching Availability: Does Ryan have a private coaching community just for his students? 
  3. Training Value: Is the training he offers worth the price tag? 
  4. Honesty: Is Ryan honest about and added costs with his system? 
  5. Student Successes: Is there any social proof for Ryan’s successful students? 

Now, would I recommend Create Cash Flow?

My Create Cash Flow Recommendation

Would I Recommend Create Cash Flow

Based on the above checklist, let’s take a quick look at why I would recommend CCF and why I might not: 

Why I Would

I’ve invested in real estate in the past, and to be quite honest, I bloodied my nose a handful of times playing the game. So, I wish I would have had a course like this that taught everything I eventually learned the hard way.  

It would have saved me thousands of dollars and many sleepless nights. 

Also, the lead generation strategies in Ryan’s training aren’t just for Real Estate but for other industries as well. 

Why I Wouldn’t

Let’s start with the 800 lb gorilla in the room. Setting aside the training in his course, $10,000 to $12,000 per year, along with $3,000 per month in marketing comes out to $46,000 to $48,000 per year. 

Now if you’re the type of person that is willing to take that kind of hit and believe that Ryan’s training can make 5x-10x your money back, then I would say go for it. 

My issue is that there are many other programs that teach about Branding, Marketing and Lead Generation (and teach it very effectively) for a fraction of that price. 

I’ve been privy to courses like this, so maybe the bar is set a little higher in my mind. 

So, does the value of the course live up to the cost? Let’s take a look at what’s inside… 

What's Inside Create Cash Flow?

Whats Inside Create Cash Flow

For 12 weeks, you’ll receive a series of four to five short videos giving you easy to accomplish activities to complete. 

By then end of the 12 weeks, you should have the following tasks accomplished: 

  1. Your brand created
  2. Your logo designed
  3. Your website built
  4. Facebook page created
  5. Your Google Business Profile finished
  6. Your REsimpli CRM created and pulling in leads
  7. Your Call Center hired and taking calls
  8. Your first series of BallPoint flyers and postcards created

My Conclusion: Should You Join Create Cash Flow?

My Final Thoughts On Create Cash Flow

I'll keep this quick since we've already covered so much and I'm sure you're ready to wrap this up.

Real estate investing is hands-down one of the best ways to make money, and if you have the investment capital needed to jump in with both feet, then I would certainly advise you to do it. 

In fact, there are many investment groups that you can join for the amount of money we’re talking about the CCF, and you wouldn’t need to lift a finger.

This program, however, would not be my #1 pick, for a few reasons… 

My #1 Pick For Making Money In 2024

Digital Leasing

As I mentioned earlier, I’ve made a good amount of money with Real Estate Investing – but I’ve also lost money, so it’s not absolutely foolproof. 

It makes sense too, because there is not absolutely perfect business. If there was, you probably would already be on a beach in Maui sipping on a Pina Coladas with Kenny Chesney playing in the background. 

However, Digital Leasing comes awfully close to being perfect, especially for the beginner getting his feet wet. 


  1. Flexibility: You don’t have to turn your life upside down to do this business, you just need a couple of hours a day. 

  2. You Own Everything: Sure, you technically own real estate property, but you still have liability like mortgage payments, tax payments, and insurance. 

  3. Little Costs: You can build your first digital rental property with as little as $100 and be profiting from the property within 30 days with the strategies you’ll learn. 

  4. Low Ongoing Expenses: The expenses are terribly high with traditional real estate, driving your profit margins down. With Digital Leasing, your profit margins are upwards of 95%. 

  5. Making Money Helping People: You’re actually helping small business owners, that Mom & Pop shop down the street, solve their biggest problems – finding customers, growing their business, and putting food on the table. 

Now you could keep researching programs that can make you money like Digital Leasing, maybe you could even pull the trigger on Ryan Dossey and CCF. 

Or, you can take a look at Digital Leasing and start living that passive income lifestyle that I and other students are living right now.

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