Rocket Dollar Review (2022 Update): Everything You Wanted To Know!

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Updated: December 03

By: Scam Risk - Expert Reviewer

Rocket Dollar

There is a wide variety of options for people who want to save money for retirement by purchasing stocks and bonds. In contrast, holding assets such as real estate, precious metals, agricultural products, or shares in a startup is more difficult.

As an investment company, Rocket Dollar aims to alter this. In theory, you could use your Rocket Dollar account to buy any financial product worldwide.

In this Rocket Dollar review, we will discuss its features, how it’s different from others, how it works, how much it will cost you, and answer the question, “Is Rocket Dollar legit?”


You probably discovered Rocket Dollar for the same reason you might have come across any other financial newsletter, trading service, or investment program:

Because you want more money in less time.

And chances are, you want to quickly multiply the money you do have (as opposed to waiting months or even years to see a decent ROI).

This is a really exciting promise, and it’s probably why the financial publishing and training industry is worth billions of dollars.

The problem is, because the idea of doubling, tripling, or 10X-ing your money in a few minutes to a few days is so enticing, there are a ton of shady characters in this space.

But, putting that aside, let’s say every investing guru and “trading expert” on the internet had the best of intentions.

Even with proprietary algorithms, a room full of supercomputers, and a team of rocket scientists, most of these experts would be lucky to get it right 20% of the time.

Now sure, we’re talking about asymmetric bets here, so theoretically the winners should more than make up for the losers.

But in order to make that happen, you can NEVER miss a trade. With a 20% success rate (speaking optimistically), one missed winner could turn a profitable month into a loser.

That’s a lot of pressure and a lot of stress (not to mention a lot of losing) with not much certainty.

But what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Constantly monitoring your phone for buy/sell alerts
  • Obsessively watching charts and movement
  • The emotional roller coaster and angst of hoping one winner can cover the last 8 losses
  • Gambler’s odds (20% chance of success is worse than the odds of winning at Blackjack)

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day monitoring charts, trades, and alerts?


If that sounds like something you’d be interested in, check out Digital Real Estate. 

However, if you’d still like to know more about Rocket Dollar, keep reading.

What Is Rocket Dollar?

what is rocket dollar

Rocket Dollar is a retirement-focused financial company. Since 2018, the company has helped people manage their retirement savings. The Rocket Dollar team boasts a combined experience of 100 years.

Rocket Dollar allows you to open a Solo 401 (k) or a self-directed IRA. Unlike standard retirement plans, Rocket Dollar allows alternative investments.

These accounts differ from regular IRAs, which limit the assets you can trade. Self-directed IRAs like Rocket Dollar’s let you invest in various asset classes.

The Rocket Dollar platform helps retirees get more from their money. They enable customers to access alternative asset classes like real estate, private equity, peer-to-peer loans, crypto, small enterprises, and startups.

How Does Rocket Dollar Work?

How Does Rocket Dollar Work

People can sign up for an account on the official Rocket Dollar website in about ten minutes and have their accounts open and ready to sign opening documents within a couple of days.

Once your Rocket Dollar account is established, you will be free to invest virtually anything. Unlike the items that are acceptable investments, the things that are not are much easier to list.

How Is Rocket Dollar Different?


Rocket Dollar offers alternative assets. Traditional brokerages limit 401(k) investments to stocks, bonds, mutual funds, and ETFs. With Rocket Dollar, you can bring your own deal (BYOD) and diversify your retirement portfolio using any IRS-approved asset class.

These securities aren’t liquid. So they might not be appropriate for someone nearing retirement or who needs funds quickly.

Rocket Dollar accounts include a limited liability company (LLC). Rocket Dollar offers an LLC-linked checkbook and debit card. With these, you can buy and sell securities. It’s worth noting that Rocket Dollar is not a broker; therefore, it doesn’t handle your accounts, but rather its investment and banking partners.

What Does Rocket Dollar Offer?

Self-Directed IRA

You can put money into non-traditional assets with this form of individual retirement account. This account is owned by a custodian or trustee who works with Rocket Dollar, but you’re the one who manages it.

Therefore, Rocket Dollar will not provide you with any kind of investing guidance.

The company provides both standard and Roth retirement plans. You can reduce your income tax by making contributions through the standard plan.

After age 59.5, eligible withdrawals can be tax-free under the Roth option if the self-directed account is open for at least five years.

Self-directed accounts may be a good option for those who want greater flexibility with their retirement accounts.

Solo 401(k)

Solo 401k

The Solo 401(k) retirement plan is for self-employed people with no additional employees besides their spouses.

It has some 401k perks, and you can contribute as an employer and employee.

Contribution limits are different when it comes to Roth and traditional options. Solo 401k investors play two roles. Since you’re self-employed, you’re both an employee and an employer.

As an employee, you can share up to $20,500 in 2022. Employees who are 50 years and older can contribute an extra $6,000. You can contribute 25% of your salary as the employer. The same regulations apply to your spouse. This doubles the restrictions.



Small business owners having W2 employees may be the ideal fit for this choice.

However, contributions can only be made through the Rocket Dollar gold account, and the same amount must be given to all eligible participants. In 2022, an employer can contribute up to 25% of an employee’s salary or $61,000.


If you’re prepared to start saving for retirement, visit Rocket Dollar and open an IRA with a new LLC and LLC bank account. Your savings are held in trust by the IRA LLC. Self-directed retirement accounts can only function because of this legal entity.

Checkbook Control

Checkbook Control

If you open a bank account with Rocket Dollar, you’ll have “checkbook control.” This enables you to make purchases with the LLC bank account’s checkbook.

For example, suppose you are purchasing an investment property, and the purchase price is deducted from your Rocket Dollar account. In that case, your Rocket Dollar account will be the official owner of the property.

Rocket Dollar Pricing

Rocket Dollar Pricing

There is a one-time cost to activate your Rocket Dollar account. The website says the monthly fee is for “administration and compliance services.”

Rocket Dollar’s price structure is considerably different from what you’d see with standard brokerages. Rocket Dollar does not impose a percentage-based annual management fee on the total value of client assets.

The Core account will cost you a $360 activation fee and a $15 monthly fee. This supports self-directed IRAs and a Solo 401k. The Gold account would be more expensive, costing a $600 activation fee and a $30 monthly fee. This would support the two accounts in the Core account along with an Inherited IRA account and would offer more features.

While this fee structure is more transparent than many others, investing through a well-known brokerage can be done for much less money.

Rocket Dollar, on the other hand, stands out from standard brokerages due to its unique set of investing opportunities.

Any questions can be directed to the Rocket Dollar support team.

Is Rocket Dollar A Scam?

Is Rocket Dollar A Scam

So, is Rocket Dollar a scam? Not technically. You can make money with it, but it’s definitely not as easy as the company makes it sound.

Again, with any kind of financial product (especially trading), you’re taking on a lot of risk.

Sure, you could hit it big and retire in Italy, but chances are you need the stomach and financial cushion to weather tons of losses before you get there…and it may never happen.

Most of the big gains numbers these companies use in their marketing (“xyz grew by 4,112% in 3 months” or “this option made 324% in just 2 days”) are cherry-picked.

They don’t tell you about the 10 100% losers that came before.

In other words, if you invested $100 into 11 recommendations, you’d lose $1,000, and make back $324…so you’d still be out almost $700.

Most people don’t have the fortitude to stick it out through 3 straight months of losers in the hopes of landing one big winner.

What if, instead, you took those same 3 months, invested just a couple hours a day (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece


They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

Are There Alternatives To Rocket Dollar?

are there alternatives

Yes, there are plenty of other business models to choose from if you want to pursue this making money online.  Here are just a few:

What Is My Top Recommendation For Making Money In 2022?

Digital Real Estate

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1. It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.


2. You Own & Control EVERYTHING: With anything in the financial markets, you own and control NOTHING. You have no say in price fluctuations, demand, or what the market will do.

Trying to beat the market is fighting against the tide. There’s just too much working against you, no matter how many supercomputers or rocket scientists are on your side.

With Digital Real Estate, you own the assets, which means you have all the power and all the control.


3. Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.


Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

Lance Lead Gen

1. Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with any kind of trading or investing, you’d have to double your initial capital OR double the average order size of your existing trades. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.


2. Make Money Helping Real People: This part is what makes it all worth it. In the financial markets, you might be helping your family, but the impact never goes beyond you and maybe a few others.

But with Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours. You could continue browsing, looking at opportunities like Rocket Dollar which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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