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Prosperity of Life Reviews (2023): Best MLM To Join?

By: JosiahDec 11, 2023Network Marketing
Prosperity of Life Reviews (2023): Best MLM To Join?

Prosperity Of Life Review: Introduction

It’s another one of those MLM (aka Network Marketing) Programs whose main purpose is to sign you up, buy a product kit, then get you to sign up your friends, family, and co-workers to do the same thing.

In my opinion, it’s promoted by quite a few Prosperity of Life member who only gets paid mostly from signing people into the program.

It’s supposed to show you how to become a successful “Network Marketer” but, from what I can tell, most members barely make any money promoting their knives.

As I see it…you won’t get rich off a 50% commission from an over-price set of products that you can get for half the price at your local department store.

Now, I want to be completely honest in this review, so…


This Prosperity of Life review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

  • Quick application process
  • Prices are competitive
  • Exhaustive product line
  • Very little brand recognition
  • They don't underwrite their own insurance
  • Some applicants may be declined based on pre-existing conditions

Why Listen To Us

My name is Josiah, and this is my Dad, Joel.why listen us

Together, we make up the team here at Scamrisk.

If you’ll let me bother you for two minutes, I’d like to quickly explain why I’m even here writing this review.

In early 2020, I had just graduated from college & had no real career prospects.

I knew I was destined for something more, but I had no clue how I was going to make it happen.

I had this sinking feeling in my gut all the time… like the “big man upstairs” had accidentally given me the version of life where I’d be mediocre forever, instead of the one where I was, ya know – happy & fulfilled.


I had fiddled around with some different online businesses in college:

Some random MLMs, a bit of affiliate marketing, a (failed) dropshipping store or two, all the usual suspects.

Even my dad had been involved in MLMs back in the day… selling knives & other random nonsense people (probably) didn’t need.

All I really wanted was to find something that was going to actually work for me.

Maybe those things had worked for others, but for me it all turned up a fat “0” in the bank account department.

So I searched! And searched… and searched… and searched…

And eventually, I somehow stumbled upon a program that promised to help me build an income online (read about it here if you’re curious).

I didn’t really want to be “rich”.

The thought of making a reliable $5K per month & not having to worry about clocking in to a 9-to-5 ever again was all I needed.

Sure, there were people in the program doing high-6 and low-7 figures per year… but that wasn’t what I was out for.

I just wanted to provide freedom for myself, and if I was lucky, take my family along for the ride.

Fast forward a few days and a few phone calls & I was enrolled!

Here’s the first “money making website” I put up:

why listen us gif

I built that site in 2020, and it still makes me $1,500 per month. It’s a basic 5 page website I built based on a template the program provides.

The best part to me? My dad and I get to do it all together!

So between the:

  1. Ease of reaching $5-$10K per month in income online

  2. Straightforward-ness of the system to do it

  3. Fact that I get to do it w/ my family

Is why I recommend local lead generation as my #1 business model for making money online.

Sure, it takes some work and dedication – but anyone that tells you that there’s a business out there that requires no work is selling you a lemon.

I’m not saying you need to sign up for the same program I did, but I would definitely recommend giving the business model a peek!

Chances are you heard about Prosperity of Life because someone - a friend or family member - introduced you to the company. Maybe you attended an online workshop or webinar, or maybe an in-person information session.

Your head’s probably spinning. This might be the first time you’ve heard about a real way to make money outside of a typical job.

So first off, congratulations!

You’ve just entered a whole new world...the world of making money on your own terms.

However, you came in through the wrong door.

Because Prosperity of Life is - plain and simple - an MLM. Throw whatever fancy name you want on it...multi-level marketing (MLM), network marketing (NWM), direct sales, or anything else, it’s the same concept:

You pay some money upfront for the “opportunity” to sell products.

The products are typically low-quality but with high price tags (because fancy labels and stuff).

You’re told that the key to building your own successful business is selling these products to friends and family, and getting them on a subscription (so you get “monthly recurring revenue”).

Unfortunately, like most people who get taken in by these types of schemes, you’ll quickly discover that the well runs dry faster than you imagined.

After all, they make it sound really simple. “Just get 5 people you know onto this magic widget, and things will just grow from there.”

And in your head, you think “How hard can it be? I know plenty of people, 5 will be easy.”

But then you do it, and you realize people look at you like you’ve joined a cult. You’ve become “that person”, who joined an MLM, and is now trying to sell questionable products or services to everyone they meet.

It puts a strain on your relationships, and you end up stuck between two worlds.

But it’s not your fault. These companies spend millions of dollars each year figuring out exactly how to brainwash and recruit people. And that’s why we’re here.

To help you find a better way before it’s too late.

So, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

An income stream that doesn’t require:

  • Inventory
  • Selling to friends and family
  • Selling to strangers
  • Recruiting people
  • Dealing with questionable products that weigh on your conscience

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?

TESTIMONIAL - Still Getting Paid

If that sounds like something you’d be interested in, check out Digital Leasing. 

This is nothing like MLM, and that’s probably a good thing.

However, if you’d still like to know more about Prosperity Of Life, keep reading.

What Is Prosperity of Life?

prosperity of life review

Prosperity Of Life is a Network Marketing firm headquartered in Arizona, U.S.A.

The company is in the Personal Development and Wealth Creation fields, and they provide a comprehensive online business in a box opportunity, complete with systems, training, products, and mentoring.

Prosperity of Life Info

Website :

Founders : Shane Krider, Rachel Krider, Greg Strom

Date Founded: April 10, 2010

Company Address: Fountain Hills, Arizona, U.S.A.

Telephone No.: (855 )617 5432

Email Address:

Prosperity of Life History and Background

prosperity of life reviews

There is some very unpleasant background that you should be aware of before considering this business opportunity.

I'm not claiming that making money in this program is impossible. In reality, some people do still make money in this business and have achieved a level of financial freedom.

Prosperity of Life Reviews: Who Is Shane Krider?

Shane Krider

Shane Krider, one of the co-founders of Prosperity of Life, created the Born to Prosper Network with the support of his wife, and it has since developed into a collective of dedicated and motivated entrepreneurs.

He is now a multi-millionaire and co-host of Born to Prosper's Mind Power, a podcast that offers aspiring entrepreneurs philosophical and spiritual self-help and insights.

Shane Krider is also a co-founder of Liberty League International.

The problem with Liberty League is that it has been shown to be a pyramid scheme that has defrauded innocent people out of over $5 million dollars. See what The FTC has to say about it.

Some might argue that Shane has learned his lesson and is now running a legitimate company with Prosperity of Life.

Maybe, maybe not.

Prosperity of Life Reviews: Other Names

I'm just bothered that Prosperity of Life, like some MLMs, has gone by so many different names over the years.

For a while, they were known as "Polaris Media Group," but later changed their name to "Polaris Global."

Prosperity of Life and The Prosperity of Life Network is their new names.

What is Polaris Global?

Polaris Global, for everyone's information, still exists. Polaris Global manages the training, customer service, resources, and support for them.

They use Prosperity of Life as their public brand, which is in charge of their intellectual property, such as courses, content, and products.

Who Is Rachel Krider?

Rachel Krider

Rachel, the wife of Shane Krider, is co-founder of Prosperity of Life and also the co-host of Born to Prosper's Mind Power podcast which offers weekly podcast listeners entrepreneurship, self-help, personal growth in the hopes of lifting the spirits of men and women in similar situations as she was in.

prosperity of life business review

The Prosperity of Life Products

The Prosperity of Life Products

Since there are so many products, I'll just go through the most important ones in their product line.

  1. M1

The 17-Day Personal Prosperity System is included, as well as captured material from the first Foundation Live, Sovereignty Live, and Influence Live events.

The wholesale price is $2,285 USD. Per-sale profit potential: $1,828 USD

prosperity of life business reviews

  2. M7

Recorded content from the Sovereignty Live and Influence Live events over the next two years are included (a total of 4 events).

The wholesale price is $4,590 USD

Per-sale profit potential: $3,672 USD.

reviews prosperity of life business

3. M7 Fast Track

Only available at the beginning, this is a discounted package that includes M1 and M7. It exists to reward leadership.

The wholesale price is $6,250 USD.

Per-sale profit potential:  $5,000 USD.

M7 Fast Track

4. M2 Sovereignty Live

A yearly occurrence on Wealth Creation. You'll learn how money works, how to invest money, how to make it work for you, asset distribution, and tax minimization, among other things.

The wholesale price is $7,950 USD.

Per-sale profit potential:  $5,000 USD.

5. M3 Influence Live

Advanced Personal Development and Leadership strategies that are included. You'll discover how our thoughts and beliefs from our lives, as well as how you can take control of your life and future.

The wholesale price is $12,950 USD.

Per-sale potential profit:  $8,000 USD.

Personal Development Courses

  1. Master of Destinies Coaching Training
  2. Master of Destinies Coaching - Home Study
  3. Master of Destinies M1
  4. Master of Destinies - Live Event M2
  5. Master of Destinies - Live Event M3
  6. Master of Destinies - Recorded Event Content M7
  7. Master of Destinies - Recorded Event Content M7 FT

Company Review: Is Prosperity of Life A Pyramid Scheme?

The Liberty League, a well-known pyramid scheme run by Shane Krider in 2009, is very similar to Prosperity of Life.

He said in one of the compensation plan videos that you should be thankful for passing up the first two sales to your sponsor because that model would encourage you to earn pass-up sales from your enrollees in the future.

Unfortunately, I'd most likely be out of business by the time I was able to earn a qualified commission.

Who will pay my bills while waiting for the first two sales?

This is an ultimate red flag for me that it MIGHT be a pyramid scheme like his previous company.

Is Prosperity of Life Legit Or Is It A Scam?

Scam or Legit

So, is Prosperity Of Life a scam?

Not technically. You can make money with this program, but it’s definitely not as easy as the company makes it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and - most importantly - the actual commissions are pretty small.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months and then your reward is a $50 commission, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Leasing. 

And, unlike an MLM, you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

TESTIMONIAL - Saying Goodbye To Our Jobs

They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Leasing.

Prosperity of Life Review: What The Customers Are Saying

Prosperity of Life Review: What The Customers Are Saying

In Facebook

Nic and Ali's presentation was fantastic. There's a lot of useful information mixed in with their motivational and wise thoughts. X

  • Amy Hinchcliff

WOW what a great day, I tuned in for the virtual event and you guys nailed it, the excitement still shone through on the screen, we will all be able to attend these events in person soon, missed all the hugs and of course the after parties (I'm sure you all had a blast) So, a big thank you to GLC and, of course, Shane, Rach, and Greg, because none of us would have had this incredible opportunity if it weren't for them.

  • Sue Bear

On these live streams, you will always learn something new - great advice for newbies.

  • Patricia Longfield

Can I Make Money In Prosperity of Life?

Can I Make Money In Prosperity of Life

There's a lot that comes along with Network Marketing that many people struggle with. In fact, check out our Top 5 Reason Why Most Network Marketers Fail.

Now, don't get me wrong...

You can certainly make money with Network Marketing, but if you're gonna put in the amount of grueling work to become a network marketer (which, trust me, isn't easy), you might as well bring in some REAL money while you're learning the ropes.

How Much Does It Cost To Join?

Cost To Join In Prosperity of Life

The ONLY way to be a member of this company is to sign up for an interview via their website.

However, in order to sign up, you must have a sponsor (someone who referred you to this company).

That's why they'll always tell you to "get back to the person who introduced you to this company" in any promotional videos or material.

You must type your mobile number on the signup page so that they can contact you and schedule an interview with you.

Following that, you'll have to pay for:

  1. Starter Kit for $49.95
  2. Marketing tools such as Business Manager, Lead Vertex Pro, Lead Manager, and Conference Call System for $153/month.

And it doesn't stop there, folks…

Those two would not even allow you to make money yet until you have bought their training products.

Your first two sales would not earn a commission. The first two sales must be "passed up" to the sponsor.

This pass-up business model really bothers me and I have earlier raised the red flag on this pyramid scheme way of recruiting.

The only way for people to make money in the program is to recruit others to join the business and attend these costly events.

That makes it somewhat similar to a pyramid scheme, which is almost impossible for everyone to make money from.

How Much Can I Earn?

Compensation Plan

Compensation Plan Prosperity of Life

After you've passed up the first two sales, here's what you'll get for each of the Prosperity of Life products listed above:

M1 - $1,828 per sale potential profit

M2 - $5,000 per sale potential profit

M3 - $8,000

M7 - $3,672 per sale potential profit

M7 Fast Track - $5,000

These figures can seem appealing. However, keep in mind that you had to pay thousands of dollars to get products in the first place.

This does not involve the costs of advertising them. You can spend hundreds or even thousands of dollars on advertising just to promote these products.

Another factor to keep in mind is that you can only win commissions for products that you buy yourself.

For example, if you only buy M1 Prosperity of Life product but sell M2, the commission will be passed on to your sponsor (provided that your sponsor is qualified for M2).

You must buy ALL of the products yourself if you want to earn commission on all of them.

Are There Alternatives To Prosperity Of Life?


Yes, there are plenty of MLM companies to choose from if you want to pursue this business model.  Here are just a few:

What Is Our #1 Recommendation For Making Money In 2024?

Digital Leasing

The ScamRisk team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Leasing is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Leasing is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Leasing business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.


2) You Own & Control EVERYTHING: With MLMs and Network Marketing, you don’t really own anything. You have no control over the quality of products. You don’t even own your “team”.
Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.
With Digital Leasing, you own the assets, which means you have all the power and all the control.

TESTIMONIAL - Feeling Blessed

3) Little To No Startup Costs: It’s possible to get into Digital Leasing with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket...even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

TESTIMONIAL - Scott Lead Gen

4) No Inventory: Alright, so most MLMs don’t make you buy the products and fill your garage with them anymore (unlike the good ol’ days), but you’re still in a physical products business.

And physical products always have physical limitations. Even if you don’t have to manage the inventory, you still have to deal with supply chain shortages that cause major delays.

Imagine finally landing your first customer, and then losing them after one sale because they had to wait 6 weeks to get their order.

With Digital Leasing, a 100% online business, you never even have to think about that risk.


5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with an MLM, you’d have to double your customers OR double the average order size of your existing customers. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

TESTIMONIAL - Lance Lead Gen

6) Make Money Helping Real People: This part is what makes it all worth it. In an MLM, your “upline” might convince you that what you’re selling improves people’s lives, but deep down, you likely know that’s not true.

Most of the time, you’re either selling a dream or a poor-quality, overpriced product with a fancy label.

And that makes it pretty hard to sleep at night.

But with Digital Leasing, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Leasing, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either...a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Leasing makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours.

You could continue browsing, looking at opportunities like Prosperity Of Life which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Leasing.

Simon Is Crushing It

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Leasing.

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