Private Money Club is a real estate investing program.
Like most real estate investing training courses, you’ll likely be exposed to the “Big 3” investing types:
- Flipping
- Wholesaling
- Long-term buy-and-hold
Regardless of which path you go down, there is a lot of potential with real estate investing.
After all, it’s the world’s oldest wealth-builder.
However, before you leave this Private Money Club review and go sign up, you might want to ask yourself:
“Is now the right time for me to get into real estate investing?”
Because, no matter which way you slice it, real estate investing is extremely capital intensive, labor intensive, or both.
So if you’ve only got an hour or two a day, or your savings account is a few zeroes lighter than you’re comfortable with, this might not be the best time for you to jump into real estate investing.
But that doesn’t mean you’re out of luck. It just means you need a system to free up more time and give yourself a stronger financial cushion.
A good way to get yourself there is with Digital Real Estate.
Digital Real Estate takes all the best parts of real estate investing, while eliminating most of the headaches:
- Low cashflow
- Interest payments
- Mortgages
- High overhead
- Expensive repairs and maintenance
- Problematic tenants
And the best part?
Digital Real Estate allows you to build a passive income stream that’s actually passive!
An income stream that can generate consistent revenues every single month (from a couple thousand dollars to well over $10,000).
An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day analyzing deals, cold-calling homeowners, or dealing with contractors.
If that sounds like something you’d be interested in, check out Digital Real Estate.
This is the perfect first step to build recurring income that you can then use to start investing in real estate down the line.
However, if you’d still like to know more about Private Money Club, keep reading.
What Is Private Money Club?
Private Money Club is a networking app for lenders and real estate borrowers. It is an exclusive membership for real estate investors that provides education, financial resources, and the ability to network with other realtors in the field.
There are presently over 3,300 members, over 120 deals, and over $70 million in transactions.
As a member, you will have access to various advantages, such as coaching and mentoring from successful investors.
You will also have an access to exclusive investment possibilities and exclusive events. The group is made up of like-minded people who are passionate about accumulating wealth while sharing their knowledge.
Whether you are new to real estate or an experienced professional, PMC has something for you.
Who Is Chris Naugle?
Chris Naugle is a real estate investor, reality TV host, author, and entrepreneur who was a professional snowboarder. He owns sixteen businesses and is devoted to becoming America’s number one money mentor.
In 2018, he established his own business called Phatman Boardshop before hosting his HGTV show, Risky Builders.
He runs three training programs: The FlipOut Academy, The Money School, and The Money Multiplier. He founded The Private Money Club in 2021. He released two books, The Private Money Guide in 2018 and Mapping Out The Millionaire Mystery in 2020.
How Does Private Money Club Work?
Private Money Club is a dating site for institutional investors and borrowers. They give a communication platform through which you are linked to other real estate professionals depending on the deals.
The software relies heavily on slack for communication.
You will get access to training resources as well as helpful tips and strategies. They provide everything you need to get started, including done-for-you templates, workbooks, and an interest calculator.
Private Money Club accepts no liability for transactions done using the app. They are not compensated for any negotiations. However, they impose three basic standards and practices within the app.
How Does Private Money Club Legitimize Funds Between Peers?
Here are the rules of engagement:
- Never lend to an individual– As a Private money lender, when lending money to a borrower, be certain that they are a legal entity and not just a simple individual. Private lenders should always ask for proof.
- Ensure there are tangible assets to secure your money- You should have both parties sign a promissory note outlining the whole deal. This would include evidence that both are legal entities.
- Never send money directly to the borrower– When someone is borrowing money from you, always utilize a third party when transferring funds. You may hire an attorney or a title company. Before proceeding with the transaction, the third-party organization will ensure that both parties have completed and filled out all essential documents.
How Much Does Private Money Club Cost?
Private money provides both free and premier memberships. You may use the app for free to get a feel for it, but your access to Deal Listings is restricted.
You can’t be a borrower under the free membership. If you purchase the Premier Membership, you will get complete access to templates, tools, webinars, professional services, and group coaching.
The Premier Membership costs $1,497 per year and is subject to change.
Overall, after doing an extensive review of this app, I can tell that it will be worth it for private investors who are in need of useful services. I hope the information written here helped you decide whether purchasing their membership is worth it or not.
Is Private Money Club A Scam?
So, is Private Money Club a scam? Not technically. You can make money with this program, but it’s definitely not as easy as Chris Naugle makes it sound.
There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – the actual profit margins on real estate investments are pretty small.
Now, there’s nothing wrong with front-loading the work and making the money later.
But if you’re grinding it out for 3 months – looking at deals, sending out offers, negotiating with the seller and lender to buy a rental property – and then your reward is like $100 a month in profits, it’s not really worth it.
What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month (with a 90-95% profit margin)?
And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?
And what if you could double it next week?
Well, that’s the power of Digital Real Estate.
And, unlike traditional real estate, you can legitimately do this from anywhere. It’s a true lifestyle business.
Your laptop and an internet connection is all you need.
Some of the most successful students in this program run their entire 6-figure businesses from:
- A camper in the middle of the woods
- A beach chair on the water in Mexico
- A small villa in Greece
They’re able to travel around, living their lives first, and focusing on their income second.
Because even if they stop working for an extended period of time, the money keeps coming in.
So adventure, memories, and experience are the top priority.
And they never have to worry about how to pay for the next trip, or consider asking for time off.
If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.
Are There Alternatives To Private Money Club?
Yes, there are plenty of other business models to choose from if you want to pursue this making money online. Here are just a few:
- Local Lead Generation
- Digital Real Estate
- SEO
- Real Estate
- Website Building
What Is My Top Recommendation For Making Money From Home In 2025?
Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.
While there may be no “perfect business”, the research IS conclusive:
Digital Real Estate is the #1 online business model for those just starting out.
Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.
Why?
1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.
And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.
Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.
This is only possible if you have an income stream that’s not tied to your time.
Flipping and wholesaling are full-time jobs (and more), no matter what any real estate guru tells you. You always have to be searching for deals, because if you stop, so does the money.
2) You Own & Control EVERYTHING: Yes, in traditional real estate you kind of “own” the properties. But there’s also a ton of debt tied to most real estate investments, which means the property isn’t truly yours.
A lender can take it away if you miss a payment. Not to mention, loan payments really impact your profit margins.
With Digital Real Estate, you own the assets outright (with a 90-95% profit margin), which means you have all the power and all the control.
3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with little to no upfront costs. Because, using the strategies outlined in this program, you can potentially get a client to pay you BEFORE spending a penny out of your own pocket.
Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.
4) Minimal Ongoing Expenses: With traditional real estate, monthly expenses are HIGH. Between loan payments, ongoing maintenance, and repairs (not to mention the possibility of having to go through the eviction process), profit margins are slim.
Plus, whenever you have a vacancy, factor in the costs to turn over a unit (plus the fact there’s no money coming in until the next tenant moves in).
With Digital Real Estate, a 100% online business with minimal maintenance and ongoing costs, you never even have to think about that risk.
5) Easy To Duplicate: Once your first Digital Rental Property is up and running, scaling your income can become more manageable. As you gain experience and refine your approach, launching additional properties often takes less effort.
A well-built Digital Rental Property can generate $500 to $2,000 a month in semi-passive income, often with high profit margins.
Expanding your portfolio tends to get easier over time as you develop more knowledge, experience, and momentum.
By comparison, increasing your income through traditional real estate investing typically requires raising rents, acquiring more properties, or improving profit margins—each of which can involve significant time, capital, and effort.
6) Make Money Helping Real People: This part is what makes it all worth it. With Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:
Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.
You make money by helping them make money.
Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.
Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.
Now, the choice is yours. You could continue browsing, looking at opportunities like Private Money Club which could one day make you money.
You could continue researching, never making a decision.
OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.
A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.
All while genuinely helping real people who are grateful and happy to pay for it.
If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.
