TLDR – Is There A Pace Morby Scam Going On Here?
It sounds silly to start a section like this, but apparently there’s a lot of searches for “Pace Morby scam”, so we figure we’d clear some things up.
Should you hand over your funds to Mr. Morby?
The short answer would be: maybe
To Pace’s credit, real estate is the world’s oldest wealth-builder for a reason. If you buy a piece of land and wait long enough, it almost always goes up in value. Simple enough, right?
Well, as much as he promotes “creative financing” that allows for students to invest without being rich, that also means you’re relying on playing a lot of games with debt…and that’s why Pace emphasizes flipping instead of holding.
You could lose everything if you’re forced to hold in what was supposed to be a flipping venture.
And while we ran out of room in our pros and cons, it’s probably important for you to understand there is no refund policy for Pace’s programs.
While it does seem like Morby is good with cultivating a loyal community, your investment is probably better off with a less volatile, recession-proof area like the one this Digital Leasing company has been teaching its students for a while.
It removes the day-to-day risks of physical real estate, putting it all online.
The students seem extremely passionate about what they’re doing – not just getting by, but creating their own future.
That said, if you’d like to hear some more about our Pace Morby review, let’s keep on rolling.
Who Benefits From Pace Morby’s Program…And Who Doesn’t?
There are so many real estate gurus out there that it can be tricky to find the right fit for you.
Pace Morby might be for you if…
- You’re an experienced real estate vet and want to dive deeper
- You can handle stress and fluctuating markets well
- You’ve had a good time with other real estate courses (like One Day Flip)
On the other hand, it probably doesn’t make sense to join him if…
- You’ve had the rug pulled out by other real estate “experts”
- You found the Reddit reviews on Pace and are a little nervous
- You aren’t confident in the real estate market to provide Return On Investment
Pace Morby Reviews at a 1,000 FT View
Business Model
Pace Morby’s courses are all about getting into real estate without having money in the bank – or maybe even a decent credit score.
This includes finding homes, doing repairs, negotiating with banks, sellers, and buyers…apparently, all without spending any money.
What this really means is using a lot of debt, which you may have to use to pay for his high-ticket programs.
Pace sends out a ton of video content he’s built up over the years, and he frequently holds webinars and even (pricey) live, in-person meetups. So he’s not a lazy guru, by any means.
He also says that you don’t have to be too educated on real estate to figure things out.
The nice thing about flipping (this also goes for Airbnb programs like the BNB Formula) is that it’s not a long-term hold, so you should theoretically be able to make that big money faster.
What you’ve got to look out for is an over-saturated market. People are waiting until another market boom to sell, and the cat’s out of the bag as far as “making some side money” with real estate.
Come on, everyone’s aunt and uncle mentions “real estate” as something to get into.
It’s very mainstream, and if you’re not prepared to throw your whole life into this thing, you will lose.
There are safer and more reliable choices (like Digital Leasing) for entrepreneurs to beat the 9-5 grind online.
Who Is Pace Morby?
Pace Morby Net Worth: 35 Million
Born in Utah, Pace Morby is a popular real estate investor who has always been looking for the next hustle – and he has now renovated over 7,000 homes.
He was always hustling, starting a little company in high school and getting into some investments in college.
At first, he worked for others on some prominent iBuyer portfolios. He stacked some cash here, but he figured too much of his cut was going to other people.
However, he took the money he made from all that and used it to kick off his now-patented real estate investment strategy of flipping his own houses and becoming a truly active real estate investor.
It does seem like Morby likely had some good financial connections (family, friends) to start off, as far as we can tell. He claims to never have used bank financing early on, so there is a missing piece of the puzzle.
And now he’s renowned in the real estate industry as one of the top creative financing gurus, raking in millions of dollars every year from hungry students who want to know his secrets.
His two most prominent courses are his SubTo coaching program, and his newest entry, Gator Lending.
How Much Do Pace Morby’s Offerings Cost?
While Gator Lending is so new that it’s hard to find pricing on it, here is what Pace Morby’s SubTo program will cost you:
- Core Membership – $7,800: This one is a 6-week video course that’ll give you an education on contract creation, marketing management, business scaling, and exit strategies. You get access to a private Facebook group as well as some access to Pace himself.
- Standard Membership – $10,800: The “standard” membership extends the course to 11 weeks and incorporates his friend Jamil Damji’s Astroflipping program. It also provides a virtual assistant for three months, a complimentary CRM, and a transaction coordinator to handle the nitty-gritty.
- Mastermind Membership – $19,000: This bad boy offers everything included in a Standard Membership, but with some extra perks. Now, you’ll get a 2-day in-person session with Pace Morby in Arizona, where you’ll be allowed to drive around to houses with him. Is it worth the extra $8,000?
Pace offers a free real estate e-book, and he also offers live events and masterminds that can range anywhere between $10,000-$19,000.
Pace Morby Course Refund Policy
Unfortunately, Pace Morby doesn’t offer refunds.
Is Pace Morby Legit Or Not?
| Source | Quote | Link |
|---|---|---|
| Trustpilot | “You can always tell when Pace has his shills pile in with the glowing reviews.” | https://www.trustpilot.com/reviews/6520553a066da01c95b41a2b |
| “This subto thing is a cult and I fell for it!” | https://www.trustpilot.com/review/pacemorby.com | |
| BiggerPockets | “save your money and try another method” | https://www.biggerpockets.com/forums/311/topics/862708-sub-to-mentorship-program-with-pace-morby-review |
As you can see from the comments above, there are some major concerns with the way Pace Morby runs his course.
It appears that even though there are many solid reviews out there, there are also folks who consider Pace more of a marketer than a real estate guru…and they also claim he pays for reviews.
…so, is it legit?
I think it’s a little harsh to say Pace isn’t a guru – the guy lives and breathes the industry…however, there are certainly pitfalls to what he’s selling.
It wouldn’t hurt you to keep looking, even in other industries where you can make some passive income online without the risk of global events affecting your investment.
Digital Leasing is a lot more legit than any traditional real estate course out there, even from the best of expects. The markets are just too tricky today, and the risks are too high.
Personal Opinion On Pace Morby
I think Pace knows real estate.
Even if he’s a little “too persuasive”, I don’t think he’s a cult leader like some do. I think he knows how to market, and has made money flipping houses…but does that mean he can teach it too?
Some athletes make great quarterbacks, but terrible coaches.
Whether it’s AirBnb, ecommerce, or real estate…we’ve dug in and identified some strong criteria on what makes the best course.
So, how do we choose the right real estate course?
- Ensure they have a solid track record
- Only pay for their services if they have proven to generate a ton of wealth for themselves
- Try to figure out if they stick to their word, operating with integrity
The first two points apply widely, but the third really makes me wonder with Pace Morby.
That said, Pace is not the worst by any means. He’s got a decent track record, and has clearly proven he’s able to make a ton of money.
How about a quick 3 things I like about him:
- The guy churns out a ton of content
- A guru who makes money is a lot better than a broke “expert”
- He knows we want to make money sooner than later – hence short term flips
…and, to be fair, 3 things I don’t really like:
- Risky business moves if the market isn’t right
- Possibly unethical business practices
- If he really is paying for fake reviews, then there’s no way to know what’s true and what’s not.
What’s Inside Pace Morby’s Courses?
SubTo
When it comes to the real estate industry, you’ve got to get crafty – and that’s where Pace Morby says his SubTo course comes in. It focuses on creative financing solutions through its program that spans across the United States.
SubTo provides 6-to-11 weeks (depending on how much you pay) of education in “subject-to investing” and creative financing. Each week is devoted to a new subject, and Morby likes to say that the course will work for newcomers or seasoned veterans alike.
As a bonus to the educational aspect, there’s also a private Facebook group that offers some support, as well as the ability to share and discuss strategies.
According to Pace Morby, this course will help you work through mortgage payments, lending, and all sorts of nitty-gritty you may have on your mind when it comes to building a real estate portfolio.
Gator Lending
Gator Lending specializes in transactional funding that helps you land a contractual sale of property. This name is just a fun little nickname for an existing method within real estate; some other ways to refer to “Gator Lending” are
- same-day funds
- ABC funding
- one-day bridge loans
This can help with gap funding, “double closing”, getting around wholesaling laws, and a number of other “creative financing strategies”.
Conclusion: Pace Morby Reviews
So…to buy or not to buy?
That all depends on your goals.
If you’re really dead-set on the old-school physical real estate, then Pace Morby may be your guy for short-term-flipping. We just think there are safer, less volatile alternatives for making passive income.
Do you really want to have a panic attack every time you read the news? Whether it’s pandemics, wars, or elections…it seems like there’s always some kind of big news event that can crush your massive investment. Is real estate really safe?
Remember, there’s always another way.
What Is My #1 Way To Make Money in 2025?
I have spent years researching, reviewing, and vetting dozens of business models and thousands of programs.
While there may be no “perfect business”, the research IS conclusive:
Digital Leasing is the #1 online business model for those just starting out.
Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Leasing is for you.
Why?
1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Leasing business.
And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.
Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.
This is only possible if you have an income stream that’s not tied to your time.
Flipping and wholesaling are full-time jobs (and more), no matter what any real estate guru tells you. You always have to be searching for deals, because if you stop, so does the money.
2) You Own & Control EVERYTHING: Yes, in traditional real estate you kind of “own” the properties. But there’s also a ton of debt tied to most real estate investments, which means the property isn’t truly yours.
A lender can take it away if you miss a payment. Not to mention, loan payments really impact your profit margins.
With Digital Leasing, you own the assets outright (with up to 90% or higher profit margins), which means you have all the power and all the control.
3) Little Startup Costs: It’s possible to get into Digital Leasing with little investment upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.
Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.
4) Minimal Ongoing Expenses: With Pace Morby, monthly expenses are HIGH.
Between loan payments, ongoing maintenance, and repairs (not to mention the possibility of having to go through the eviction process), profit margins are slim with his programs
Plus, whenever you have a vacancy, factor in the costs to turn over a unit (plus the fact there’s no money coming in until the next tenant moves in).
With Digital Leasing, a 100% online business with minimal maintenance and ongoing costs, you never even have to think about that risk.
5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, it’s very simple to copy it and create a second with just a few clicks. Why is that important? Well, the more you create, the easier it is to create the next which allows you to scale your income quickly.
Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.
Nothing like Pace Morby.
Because you have more knowledge, more experience, more results, and more momentum.
If you wanted to double your income with traditional real estate investing, you’d have to double your monthly rent, double your deals/number of units OR double your profit margins. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.
6) Make Money Helping Real People: This part is what makes it all worth it. With Digital Leasing, you’re actually helping people by solving your clients’ biggest problem:
Small, local businesses need more customers, and with Digital Leasing, you are unleashing a flood of happy, paying customers for these businesses.
You make money by helping them make money.
Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.
Once you see how Digital Leasing makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.
Now, the choice is yours. You could continue browsing, looking at opportunities like Pace Morby which could one day make you money.
You could continue researching, never making a decision.
OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Leasing.
A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.
All while genuinely helping real people who are grateful and happy to pay for it.
If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Leasing.
