OPM Wealth Review (2022 Update): Everything You Wanted To Know!

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Updated: May 07

By: Scam Risk - Expert Reviewer

OPM Wealth Review

Welcome to our examination of OPM Wealth.

You may have heard about the excitement around this brand-new opportunity. Is it truly worth it to enroll in this high-priced program? Will the hole in your wallet be filled with enough commissions to allow you to benefit from this? Does OPM Wealth scam exist?

If you are unsure or on the edge of joining, this article is for you.

This OPM Wealth Review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Table of Contents

Pros: What I Liked

  • Free to join
  • High earning potential
  • They have a sales team who would do the work for you.
The Good

Cons: What I Didn't Like

  • They are not listed in the Better Business Bureau
  • They aren't offering a product.
  • Lack of valuable training or education
The Bad

To assist you in making a more educated decision, we will lay out the specifics of the complete program and share our comments on it.

After all, $2K to $27.5K isn’t something you’d throw into a program without giving it some thought and listening to diverse points of view.

Chances are you heard about OPM Wealth because someone – a friend or family member – introduced you to the company. Maybe you attended an online workshop or webinar, or maybe an in-person information session.

Your head’s probably spinning. This might be the first time you’ve heard about a real way to make money outside of a typical job.

So first off, congratulations!

You’ve just entered a whole new world…the world of making money on your own terms.

However, you came in through the wrong door.

Because OPM Wealth is – plain and simple – an MLM. Throw whatever fancy name you want on it…multi-level marketing (MLM), network marketing (NWM), direct sales, or anything else, it’s the same concept:

You pay some money upfront for the “opportunity” to sell products.

The products are typically low-quality but with high price tags (because fancy labels and stuff).

You’re told that the key to building your own successful business is selling these products to friends and family, and getting them on a subscription (so you get “monthly recurring revenue”).

Unfortunately, like most people who get taken in by these types of schemes, you’ll quickly discover that the well runs dry faster than you imagined.

After all, they make it sound really simple. “Just get 5 people you know onto this magic widget, and things will just grow from there.”

And in your head, you think “How hard can it be? I know plenty of people, 5 will be easy.”

But then you do it, and you realize people look at you like you’ve joined a cult. You’ve become “that person”, who joined an MLM, and is now trying to sell questionable products or services to everyone they meet.

It puts a strain on your relationships, and you end up stuck between two worlds.

But it’s not your fault. These companies spend millions of dollars each year figuring out exactly how to brainwash and recruit people. And that’s why we’re here.

To help you find a better way before it’s too late.

So, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Inventory
  • Selling to friends and family
  • Selling to strangers
  • Recruiting people
  • Dealing with questionable products that weigh on your conscience

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?

If that sounds like something you’d be interested in, check out Digital Real Estate. 


This is nothing like MLM, and that’s probably a good thing.

However, if you’d still like to know more about OPM Wealth, keep reading.

What Is OPM Wealth?

OPM Wealth An MLM Pyramid Scheme

MLM pyramid scheme OPM Wealth recruits rookies into advertising the same company using the money of others.

OPM, by the way, is an acronym for “other people’s money.” Instead of paying for pricey memberships, they will teach you how to secure a loan and utilize other people’s money for profit.

Wow, that was something to think about.

After viewing a brief video with Stefan, the presenter, you get started with a free account. Complete your profile and watch three more intro videos, and you’ll be ready to go.

Your progress in the program is dependent on scheduling a phone call and purchasing one of the several available packages.

The organization will let those who don’t have the financial means to borrow money.

Once you’ve invested, you’ll have access to the instructions and training that will teach you how to find new affiliates and earn commissions.

OPM Wealth has a two-tier pay model, which we’ll explain later in this review. There are numerous packages available.

Who Is Stefan Dessalines?

Who Is Stefan Dessalines

Unfortunately, there’s no way to tell whether Stefan Dessalines is, in fact, the company’s owner or just its publicist.

We only know for sure that Stefan appears in almost all of the videos and looks to be in command.

Before this, Stefan worked in the performing arts industry as an actor. However, little is known about his prior work experience in marketing.

This raises serious red flags in our view. He isn’t the most trustworthy person in the world (in my opinion), and he’s going to ask you to fork over a lot of money.

To make an informed decision about whether or not to join OPM Wealth, we would want to speak with Stefan directly.

So we went online and discovered Stefan’s Facebook group.

Even more surprising is how few people there are in Stefan’s Facebook group, which hasn’t been active since 2017.

We’re not saying this is the worst thing that could happen. Possibly, he’s worn out from all the social media. However, we’re not sure whether he’s the ideal guy for the job.

What Is The Cost Of Joining OPM Wealth?

Is It Worth It

The free OPM Wealth account requires you to view a series of videos before you can join or leave the program.

If you decide to enroll, these are the packages they’ll offer you in the future.

  • Hermes – cost is $2,000
  • Apollo – cost is $5,000
  • Athena – cost is $8,500
  • Poseidon – cost is $14,500
  • Zeus – cost is $27,500

They’ve done an excellent job with the names, we must say. All of them are gods from Greek mythology.

Moreover, as you can see, the cost of upgrading to a new package (level) increases steadily over time.

To make money with OPM Wealth, you’ll need to purchase each package.

How Does OPM Wealth Work?

How Does OPM Wealth Work

The program is a method of borrowing money from banks to finance the system and attract others.

You must recruit individuals into the same system, which involves selling them pricey membership packages. Victims of pyramid schemes become promoters.

Your referrals must buy the same membership package as you to receive commissions. You won’t be paid if your referral buys higher goods.

This is why marketers want you to buy the highest membership to be eligible for all possible commissions, but this is $27,500.

Can You Earn With OPM Wealth?

Earn Level Based Commission

You receive a commission for each individual you acquire who agrees to follow your route.

Your commission is level-based. A commission is earned when your referral purchases the same bundle as you.

You won’t be paid if you remain at the same level and your referral upgrades.

The Compensation Plan

OPM Wealth Compensation Plan

Stefan creates a two-tiered compensation scheme, with the first tier paying 60% and the second tier at 10%.

Let me show you how much you can make marketing OPM Wealth. Can you sell any of the commissions?

  • Hermes $2,000: $1,200 from direct referrals and $200 from indirect referrals
  • Apollo $5,000: $3,000 direct referrals, $500 indirect referrals
  • Athena $8,500: $5,100 direct referrals, 850 indirect referrals
  • Poseidon $14,500: $8,700 direct referrals, $1,450 indirect referrals
  • Zeus $27,500: $16,500 from direct referrals and $2,750 indirect referrals

Is OPM Wealth A Scam?

Is It A Scam

So, is OPM Wealth a scam?

Not technically. You can make money with this program, but it’s definitely not as easy as the company makes it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – the actual commissions are pretty small.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months and then your reward is a $50 commission, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

And, unlike an MLM, you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece


They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

Are There Alternatives To OPM Wealth?

Other MLM Companies To Choose From

Yes, there are plenty of MLM companies to choose from if you want to pursue this business model.  Here are just a few:

What Is Our Top Recommendation In Making Money Online In 2022?

Make Money Online With Digital Real Estate

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.


2) You Own & Control EVERYTHING: With MLMs and Network Marketing, you don’t really own anything. You have no control over the quality of products. You don’t even own your “team”.
Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.
With Digital Real Estate, you own the assets, which means you have all the power and all the control.

3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.


4) No Inventory: Alright, so most MLMs don’t make you buy the products and fill your garage with them anymore (unlike the good ol’ days), but you’re still in a physical products business.

And physical products always have physical limitations. Even if you don’t have to manage the inventory, you still have to deal with supply chain shortages that cause major delays.

Imagine finally landing your first customer, and then losing them after one sale because they had to wait 6 weeks to get their order.

With Digital Real Estate, a 100% online business, you never even have to think about that risk.


5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with an MLM, you’d have to double your customers OR double the average order size of your existing customers. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.


6) Make Money Helping Real People: This part is what makes it all worth it. In an MLM, your “upline” might convince you that what you’re selling improves people’s lives, but deep down, you likely know that’s not true.

Most of the time, you’re either selling a dream or a poor-quality, overpriced product with a fancy label.

And that makes it pretty hard to sleep at night.

But with Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours.

You could continue browsing, looking at opportunities like opm wealth which could one day make you money, you could continue researching, never making a decision, or you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it. 

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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