Shawn Josiah: OpinionBank Review (2022 Update): Everything You Wanted To Know!

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Updated: September 28

By: Scam Risk - Expert Reviewer

OpinionBank Review

Online banks emerge intending to serve people with a highly secure platform. When that goal collapses, there is no reason for online banking services anymore.

For our topic, we will look if Shawn Josiah’s OpinionBank can protect you from online frauds and account hacking. Join me as I unveil if it’s safe for you to open a savings account, money market accounts, checking account, or simply a bank account here in OpinionBank.

This Shawn Josiah: OpinionBank Review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Table of Contents

Pros: What I Liked

  • Owner Is Legit
  • Award-Winning Founder
  • Real Success Story
The Good

Cons: What I Didn't Like

  • No Webpage
  • No Program Information
  • No Guarantee From FDIC
The Bad

There are countless information courses floating around the internet. Why? Because for every problem that exists, someone claims to have the solution.

And that solution is usually some oddball money-making system that tells you how to turn a casual interest – or maybe something you’re super passionate about – into sustainable, reliable income.

Just like Opinion Bank. Here’s the hard truth, though…

Most of these programs:

  • Take way more time than you’re led to believe
  • May have hidden fees
  • Require you to buy multiple upsells in order to get the “real” information

But most importantly, a lot of these programs just don’t scale.

“Scale” means once you do the work to make a little money, it should get easier to make more money, not harder.

The problem is, most programs out there make it hard to make money at first, and even harder to keep making money.

In other words, you might be able to make some money in the beginning, but it won’t be sustainable and you’ll end up getting discouraged.

This is the exact opposite of passive income.

When income is truly passive, you do the work upfront, but then you set it and forget it. The money gets made whether you’re working or not. It’s not directly tied to the hours you put in.

So, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Inventory
  • Selling to friends and family
  • Selling to strangers
  • Recruiting people
  • Dealing with questionable products that weigh on your conscience

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?

If that sounds like something you’d be interested in, check out Digital Real Estate. 

This is nothing like financial institution, and that’s probably a good thing.

However, if you’d still like to know more about OpinionBank, keep reading.

What Is OpinionBank?

What Is OpinionBank

First and foremost, hearing about the program OpinionBank can give you an idea that it offers online banking services. But the more I try to dig for information, the more I become confused.

I am unable to say this online bank offers personal loans, money market account, personal banking products, or even online savings accounts. It is because there is no concrete information online.

The only detail shown is it is software that will be launched on August 16, 2022.

I try to look deeper and search for their sales page, yet I am always redirected to FreebieCash which is a completely different program.

I am not expecting any detailed info as there are still months before the launching date. It’s just unsettling that I can’t see a brief description of the product.

What I am only sure of is that it’s not registered in Federal Deposit Insurance Corporation (FDIC) like any legitimate banks like Federal Reserve.

Who Is Shawn Josiah Of OpinionBank?

Who Is Shawn Josiah Of OpinionBank

Shawn Josiah is a Singaporean online marketer that specializes in affiliate marketing. He flaunts his three consecutive awards as an affiliate from Clickbank Platinum.

After his achievements, he decided to launch the following:

  • FreebieCash ($497)
  • Perpetual Income 365 ($47/monthly & $297/lifetime)
  • BlazeFunnels ($17)
  • Email Profit Academy

Shawn Josiah’s focus is mostly on demonstrating the ways of becoming a commission-based salesperson via marketing his programs and receiving commissions from them.

To become eligible for this award, Shawn made more than $250,000 in gross sales on the Clickbank marketplace per year.

How Much Does OpinionBank Cost?

How Much Does It Cost

OpinionBank costs $17 with 50% commission. I can’t guarantee if you need to give monthly fees or if it’s a one-time payment purchase as I can’t the sales page.

I can’t even conclude if it is open for bank accounts and savings accounts or offers any money-back guarantee.

What Are My Final Thoughts About Shawn Josiah’s OpinionBank?

What Are My Final Thoughts About Opinionbank

I can’t tell whether OpinionBank is similar to a community bank as checking accounts seems non-existential.

We can’t even say if they provide auto-loans or bank accounts as there is NO private Facebook group to browse.

You can’t look for any nook and cranny here when in the first place you can’t look into it.

Looking for Shawn’s Facebook and YouTube doesn’t help as you can only see podcasts and webinars that are unrelated to OpinionBank.

If you are making money online, you surely want to stash it in a bank account that is safeguarded and hack-proof.

Sadly, I can’t vouch for this  product even though Shawn Josiah is a successful entrepreneur.

I may not be a professional marketer like him, but I still believe in the adage that “trust starts with truth and ends with truth.”

You need to find out the truth first before you trust a product. Despite that fact, I am not saying that you should completely close your heart to OpinionBank. Just wait a little until it reveals its worth.

Frequently Asked Questions (FAQs)

Frequently Asked Questions

What Do Shawn Josiah’s Programs All About?

Affiliate Marketing

Shawn Josiah will help you make money online with sales funnels, solo ad traffic, paid advertising and various topics that are related to affiliate marketing.

What Are Solo Ads?

Solo Ads

Solo advertising is email ads that you purchase from other email list owners.

It usually sends dedicated emails that are all about your promotions. Solo ads are common to affiliates and info-marketers.

How Can You Spot A Legitimate Online Bank?

Federal Deposit Insurance Corporation

You can look into the database of the FDIC website or look for FDIC Insured logo in the online bank you have seen.

Is OpinionBank A Scam?

Is OpinionBank A Scam

So, is OpinionBank a scam? Not technically. You can make money with this program, but it’s definitely not as easy as they make it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – it doesn’t scale.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months and then your reward is being forced to grind it out for another 9 months before seeing any “real money,” well…that’s not a great deal, is it?

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

And you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.
Some of the most successful students in this program run their entire 6-figure businesses from:
  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

Are There Alternatives To OpinionBank?

Yes, there are plenty of other business models to choose from if you want to pursue this making money online.  Here are just a few:

What Is My Top Recommendation For Making Money From Home In 2022?

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1. It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.

2. You Own & Control EVERYTHING: With financial institutions, you don’t really own anything. You have no control over the quality of products. You don’t even own your business”. Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely. With Digital Real Estate, you own the assets, which means you have all the power and all the control.

3. Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

4. Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with OpinionBank of Shawn Josiah, you’d probably need to double the number of hours you spend working. Because, again, this program doesn’t scale.

5. Make Money Helping Real People: With Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses. You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.

Now, the choice is yours. You could continue browsing, looking at opportunities like Shawn Josiah’s Opinion Bank which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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