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Novae Reviews

By: JosiahDec 11, 2023Network Marketing
Novae Reviews

Novae Life MLM Review: Is Novae A Scam or Legit? Ugly Truths Revealed!

Are you interested in Novae Life and the business opportunity that comes with it? Is Novae Life a scam or legit?

In this review, we're going to cover Novae Life to decide if it really is the best MLM out there.

We'll talk about whether Novae Life MLM is the right online business for you.

In the end, I'll answer some of the most frequently asked questions regarding Novae Life and MLM in general.

But most importantly, I'll show you the exact system I used to build my own internet marketing business to over $40,000 a month in mostly passive income.


Let's get started...


This Novae review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

  • Focus on Financial Foundation
  • Providing Development Training and Self Growth
  • Inspiring Presentations
  • Expensive Monthly Fees
  • An MLM Business
  • Few People Enjoy Success

Why Listen To Us

My name is Josiah, and this is my Dad, Joel.why listen us

Together, we make up the team here at Scamrisk.

If you’ll let me bother you for two minutes, I’d like to quickly explain why I’m even here writing this review.

In early 2020, I had just graduated from college & had no real career prospects.

I knew I was destined for something more, but I had no clue how I was going to make it happen.

I had this sinking feeling in my gut all the time… like the “big man upstairs” had accidentally given me the version of life where I’d be mediocre forever, instead of the one where I was, ya know – happy & fulfilled.


I had fiddled around with some different online businesses in college:

Some random MLMs, a bit of affiliate marketing, a (failed) dropshipping store or two, all the usual suspects.

Even my dad had been involved in MLMs back in the day… selling knives & other random nonsense people (probably) didn’t need.

All I really wanted was to find something that was going to actually work for me.

Maybe those things had worked for others, but for me it all turned up a fat “0” in the bank account department.

So I searched! And searched… and searched… and searched…

And eventually, I somehow stumbled upon a program that promised to help me build an income online (read about it here if you’re curious).

I didn’t really want to be “rich”.

The thought of making a reliable $5K per month & not having to worry about clocking in to a 9-to-5 ever again was all I needed.

Sure, there were people in the program doing high-6 and low-7 figures per year… but that wasn’t what I was out for.

I just wanted to provide freedom for myself, and if I was lucky, take my family along for the ride.

Fast forward a few days and a few phone calls & I was enrolled!

Here’s the first “money making website” I put up:

why listen us gif

I built that site in 2020, and it still makes me $1,500 per month. It’s a basic 5 page website I built based on a template the program provides.

The best part to me? My dad and I get to do it all together!

So between the:

  1. Ease of reaching $5-$10K per month in income online

  2. Straightforward-ness of the system to do it

  3. Fact that I get to do it w/ my family

Is why I recommend local lead generation as my #1 business model for making money online.

Sure, it takes some work and dedication – but anyone that tells you that there’s a business out there that requires no work is selling you a lemon.

I’m not saying you need to sign up for the same program I did, but I would definitely recommend giving the business model a peek!

Novae Life Review: What is Novae Life?

Novae Life Review

Novae Life is service-based multi-level marketing (MLM) founded by Reco McDaniel, Justin Owens, and Carlton Calhoun

Novae Life is not just a business.

It’s a community of people who want to improve their financial lives by helping each other achieve their financial targets and achieve growth through their interaction.

It also gives various potential income sources which members can optimize and share with their network.

It also provides a marketing platform for a wide range of products and services.

Novae Life: Overview

Name: Novae Life


Founders: Reco McDaniel, Justin Owens and Carlton Calhoun

Product Type: Multi Level Marketing

Price: $49.95 To $499.95 For The Enrollment Fee + $99.95 For The Monthly Fee


Novae Life reviews

Novae Life: Summary & Rankings

Quick Summary: Novae Life is a network marketing company that provides education and training on self-development, finances, and more.

It also provides an opportunity to make money online by selling their products and services and through recruitment.

Overall Rating: 5/10

Recommended: Yes

Professional Development

Novae Life Review:

Is This a Scam?

Can You Really Make Money Via Training and Self Development? 

Since Novae Life is fairly new, it is quite too early to tell if it is a scam. And as compared to the previous companies I’ve reviewed, there are a few to no red flags.

The founders are real persons -- McDaniel is a real person with an established record in business and leadership.

The company’s products are essential (although intangible). Who wouldn’t need books, training, and education to grow professionally and personally, right?

The only question is -- is novae life the right training program for you?

As a review that aims to enlighten people, this article will show you the pros and cons and will give recommendations in the end -- so you can truly make a wise decision.

Scam or Legit

Is Novae Life a Pyramid/Ponzi Scheme?

No, the organization is not a pyramid scheme.

It may look like one because it has recruitment plus there are no physical products.

But, unlike pyramid schemes, it has digital services to sell and earn from.

They have packages like Novae Money that can be promoted to gain commissions.

On the other hand, Ponzi schemes promise huge returns for your investments.

But it’s illegal.

Don't worry though -- Novae doesn’t work as a Ponzi scheme.

Novae Life Review: Why is it NOT a Pyramid Scheme?

A pyramid scheme has no products (either digital or physical) to sell. The only way to earn is to recruit into your downline.

With this description, we can say that Novae is certainly not an outright pyramid scheme.

The question is -- is it the right company for you?

Now it is entirely possible to build a profitable and successful business with MLM... but I believe there are better ways to make money.

My #1 pick proves this.

And unlike Novae Life, it provides real proof of real success from real people as recently as a few days ago.

Novae Life pyramid scheme

What is the Novae Life MLM Product Line?

The institution promotes self-development, personal growth, and motivation so that members can be successful.

They offer financial education, financial tools, and events. Their basic training includes:

Cash Flow Management

This training is about managing income and expenses with the goal of improving your financial standing by identifying essential expenses and eliminating unnecessary ones.

Business Income

The goal of this training is to develop a business mindset -- having another source of income to help improve your financial situation.

Passive Income

Passive income refers to an income that requires minimal or no effort -- “the money you make while you sleep.”

It’s good that Novae included this in the lineup as passive income is not very easy to set up.

On top of the financial education and training offered, it also gives an opportunity to earn money online.

But you should expect to sell overpriced products and services and recruitment in a multi-level marketing company.

Their products are quite expensive. Do you think it’s worth it?

Check out their Facebook Page -- it seems like it is:

novae reviews

Introducing: Novae Money

Novae Money

Novae Life Product

Novae Life Product Packages

Basic Pack: $49.95/mth

For Lifestyle Enhancement (Includes Perks, Library & Taxbot)

Lifestyle Pack: $99.95/mth

For Enhancement of Lifestyle, Financial & Health

(Includes Basic Pack, Novae Money, Identity Theft Protection & Fitness)

Lifestyle Plus: $249.95 +$99.95/mth

For most of the offerings

(Includes Basic and Lifestyle Pack, Travel, Personal Security, and Language)

Lifestyle Premium Pack: $499.95 + $99.95/mth

For Everything

(Includes Basic Pack, the Lifestyle Pack, Lifestyle Plus, and 10-pack of Sprayology)

To know more about these offerings, simply go to your browser and type:

The Novae Money Affiliate Program

You can earn commissions for every referral that enrolls successfully.

If you join on a part-time basis as an affiliate, you can earn a good amount.

Novae Money Affiliate Program

How Does Novae Life Work?

When you join the organization, the biggest benefit you will get is not direct income -- it is the ability to manage your income and other assets for financial security

However, there is an independent business owner program that provides members a competitive compensation plan.

This can be a stable and reliable source of income for you.

Can You Really Make Money with Novae Life MLM?

Yes, You can!


There's a lot that comes along with Network Marketing (MLM) that many people struggle with.

In fact, check out our Top 5 Reason Why Most Network Marketers Fail.

Now, don't get me wrong...

You can certainly make money with MLM, but if you're gonna put in the amount of grueling work to do this business (which, trust me, isn't easy), you might as well bring in some REAL money while you're learning the ropes.

The program that helped skyrocket my online business to over $40,000+ per month is so simple that making money really does become second nature.

Two Ways To Make Money With Novae Life MLM

Novae Life allows members to make money by selling their various products and services or by building a team.

ONE: Make Money from Sales

Before, the company focused more on health and wellness. Now, it mostly focuses entirely on financial health.

Its main service is Novae Money. It aids in eliminating debt, improving budgeting, having financial literacy, and qualifying for a better credit score.

Sounds good, right?

Wait till you hear about the price.

Novae Money costs $199 to enroll (for both versions).

Then, the basic version costs $49 monthly, while the premium version costs $79 monthly. Quite expensive!

How many people do you know will be willing to pay almost $50 or almost $80 a month to improve their finances?

There are some other programs as well:

  • Business Funding and Credit
  • Credit Builder
  • Loan Programs
  • Personal Finance
  • Financial Wellness Program
  • Credit Card Offers
  • Franchise Program
  • Smart Credit Monitoring

Consider this other point.

Their services aren't actually unique.

They're not even unusual.

Truth is, there is no shortage of financial education programs out there.

TWO: Make Money By Building a Team

Make Money By Building a Team

It’s more profitable to build a team than rely on sales alone.

Truth is, most extra income and bonuses can be gained if you work on your network/team.

There are several ranks and members progress up the ranks (which get progressively harder) while offering more potential to earn although with more requirements (more than normal).

This is common for most network marketing companies but it’s over the top with Novae -- with 17 different ranks!

You can earn, but if you want to have a decent income, you need to rely on recruitment -- which I would never recommend.

How Much Does It Cost to Join Novae?

Cost to Join Novae

Just like other networking companies, you can choose from some packages:

Basic Package - costs $49.95 to enroll and $99.95 every month.

Premium Packages - starts from $249.95 to $499.95 for the enrollment fee and $99.95 every month.

It’s quite costly so think twice before becoming part of this institution.

Novae Life Review: Compensation Plan

Novae Life Compensation Plan

We will know the effectiveness of networking companies based on their compensation plans. Here are some points on the plan.

The Novae Life Compensation Plan guarantees affiliates monthly income.

There are also weekly retail and recruitment commissions paid out via a six-level deep uni-level compensation structure.

Like other networking companies, you gain commissions by selling their products.

You can also earn by building a team and you gain more commission as you level up.

With a higher rank, the more you make -- to do that, you need to sell more products and services and recruit more.

You can certainly make money with Novae but if you're gonna put in the amount of grueling work to become an MLM marketer (which, trust me, isn't easy), you might as well bring in some REAL money.

The program that helped skyrocket my online business to $40,000+ per month teaches some of the same MLM skills, but shows you how to monetize them in a much, MUCH more profitable way.

Novae Life Reviews: Ugly Truths Revealed

novae mlm

Upfront, the company seems like an awesome opportunity. But is it all good? Check out these common complaints:

Monthly Fee

Are you willing to shell out $50 a month? The cost may be too much especially for normal people who are starting off in the networking industry

An MLM Business

The multi-level marketing setup has its disadvantages especially if you are not familiar or committed to the system.

Few People Enjoy The Success

Only a few people have truly succeeded in Novae, contrary to their claims.

Many Complaints

The company has faced several complaints -- this is something to take note of.

Novae Life Reviews: The Positives

Focus on Financial Foundation

Not everyone knows how to deal with debt, passive income, cash flow, and other financial concepts.

It’s good that the company provides training on these.

Providing Development Training and Self Growth

We all want to be the best versions of ourselves.

With the right training from good and established mentors, we can grow personally and professionally.

Inspiring Presentations

Their presentations are truly inspiring. Motivational words from experienced mentors are truly valuable and helpful.

Able to Make Money With Hardwork

With enough hard work, you can earn income with Novae.

Bottom Line: Is Novae Life a Scam or a Legit MLM?

Scam or Legit

We can see that Novae Life is not a scam basically for using a legit multi-level marketing system that sells digital services.

I wouldn’t mind recommending it to a friend -- especially to one who values self-development, training, and education.

And of course, people can benefit from mentors.

But then, there are many free resources online which are cheaper alternatives.

With its business model, there is indeed a business opportunity.

This focus on recruitment is something to consider.

Also, in reality, only a few people can afford the hefty fees.

How many people can you find who are willing to spend as much on financial training which you can get cheaper elsewhere -- other than friends and family?

I hope that this Novae article has helped you decide whether to invest in it or not.

When it comes to building a business, you have plenty of options.

And even if you're dead set on becoming an MLM marketer, you've got way better options than Novae Life.

Keep in mind, I don't get paid to promote any of the programs I review. I think Novae Life is a great business model, but you could end up leaving way too much money on the table.

What Is Our Top Recommendation For Making Money Online In 2024?

Digital Leasing

Our review team has come across a program in the real estate industry that is next level!

Although it’s not real estate in the traditional sense, it’s all digital.

Yup, Digital Leasing!

Where Novae falls short is in scalability.

There’s only so much time in a day and there’s only so many people you can reach to sell by yourself.

MLM companies know this! Which is why they push so hard for you to recruit for your can’t get rich with it as a one man/woman show.

But what if you could make even more money off of little local websites without having to spend hundreds of dollars on overpriced products and a bunch of time recruiting people to sell under you?

With this Digital Leasing program, you can make recurring monthly income without constant sales to your friends and constant recruitment!

Sound too good to be true?

Of course it does!

But it isn’t…in fact, business owners wish they had this skill!

All you have to do is build and rank a LOCAL website and forward the jobs off to a business owner in town, you could even email it to them!

This works for literally any service based business, tree service, plumbing, towing, etc.

So, how do you actually make money?

Simple, after you forward the jobs off to a business owner and he makes some money off of them, you simply ask to make the deal beneficial for each other.

A fair price to charge per lead, depending on the industry is 10-20%…let’s just use the tree service industry for example and go by worst case scenario.

Let’s say you build and rank the site and only 10 jobs a month come in. The average tree service job is anywhere from $500-$2000!

That means at bare minimum you have an asset worth $500 a month!

See why they call it Digital Leasing now? That’s a rent payment.

The great thing is how easy it is to scale. You don’t have to worry about:

  • Your upline getting paid before you
  • Begging your friends and family to buy from you
  • Recruiting people all the time

Remember Novae? You only get what’s left of the pie if you meet a monthly quota...

The course we recommend actually allows you to collect HUGE FLAT RATE DEALS. Truly passive income!

The training program takes making money online to a whole other level. The owner of the program walks you through how to build and rank a site hand in hand, with the occasional voice over when he is sharing his screen.

You will learn the importance of keywords, website name, how to send call notifications via email, backlinking, etc.

Once the training program is completed you will also have access to a Facebook group much better than the Novae MLM in our opinion. This group is much more active.

Unlike Novae, where you’re getting maybe $10 per sale, you could be getting 10-20X THAT.

A business will always want more leads and another job. In fact it doesn’t even matter that the job isn’t coming from their website name…they see it as it is…expanding Digital Leasing.

Unlike Novae, more people have been able to walk away from their 9-5 job as well.

Digital Leasing allows you to have total passive income with most of your day being spent WITH your friends, NOT selling to them.

Now, I know you probably have tons of questions…

So, check this out to learn more.

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