A Really, Really Short Guide To Money (2022 Update)

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Updated: May 13

By: Scam Risk - Expert Reviewer

A Really Really Short Guide To Money

Money is what fuels the economy. It’s extremely important because it can help you achieve much more in life, such as developing your own website or building a bakery. So this really, really short guide to money can help you with your money questions.

There are countless information courses floating around the internet. Why? Because for every problem that exists, someone claims to have the solution.

And that solution is usually some oddball money-making system that tells you how to turn a casual interest – or maybe something you’re super passionate about – into sustainable, reliable income.

This A Really, Really Short Guide To Money Review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Table of Contents

Pros: What I Liked

  • Help in financial literacy
  • Achieve financial stability
  • Helps in becoming self-sufficient
The Good

Cons: What I Didn't Like

  • Instability in value
  • Prone to inflation
  • Can drive illegal activities
The Bad

Just like A Really, Really Short Guide To Money. Here’s the hard truth, though…

Most of these programs:

Take way more time than you’re led to believe

May have hidden fees

Require you to buy multiple upsells in order to get the “real” information

But most importantly, a lot of these programs just don’t scale.

“Scale” means once you do the work to make a little money, it should get easier to make more money, not harder.

The problem is, most programs out there make it hard to make money at first, and even harder to keep making money.

In other words, you might be able to make some money in the beginning, but it won’t be sustainable and you’ll end up getting discouraged.

This is the exact opposite of passive income.

When income is truly passive, you do the work upfront, but then you set it and forget it. The money gets made whether you’re working or not. It’s not directly tied to the hours you put in.

So, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:


Selling to friends and family

Selling to strangers

Recruiting people

Dealing with questionable products that weigh on your conscience

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?

If that sounds like something you’d be interested in, check out Digital Real Estate.


This is nothing like A Really, Really Short Guide To Money, and that’s probably a good thing.

However, if you’d still like to know more about money, keep reading.

What Is Money?

What Is Money

Here is one of the many following key takeaways. Money is an economic unit that serves as a widely accepted means of trade in an economy. To minimize transaction costs, money helps to alleviate the problem of two people having the same thing simultaneously. To be accepted as a medium of trade, money must have a physical feature that can be measured. Money types are market-determined, government-issued legal tender or fiat money, money substitutes, fiduciary media, and electronic cryptocurrencies.

Although the central bank( like the Federal Reserve System of the USA) can print more money, they don’t do it because their currency will have less purchasing power. It will be worth less if there is more supply than demand.

Types Of Money

Types Of Money

From seashells to banknotes to credit cards, money did have a long history of evolution.

Commodity Money

Unlike other types of money, commodity money has a value that can be held. Nevertheless, commodities are valuable, even if they are no longer used as currency. Commodity money is referred to as having ‘intrinsic value‘ in economics. Meaning it has a value that goes beyond its function as currency. We can see and feel it. On the other hand, other types of money cannot be seen or felt, and their worth is based completely on faith.

Some examples of this are gold, silver, and tobacco, which can be used aside from being a means of exchange.

Fiat Money

People’s faith in fiat money is the only thing that gives it worth. Governments establish confidence by designating their legal currency, making it available to everyone and all enterprises. After that, governments further strengthen trust by outlawing all other types of currency.

Fiat money has no inherent value. This currency is supported by the government and minted by the central banks. Inflation is more probable with fiat money since there is no restriction on supply. When it’s required, governments and central banks can simply produce more. However, this was a typical occurrence under commodity money since monarchs would simply lower the coins’ gold content.

While the world’s supply of gold and silver is finite, the supply of fiat money is unbounded. Paper money and coins are under this type of money.

How Is Money Measured?

How Is Money Measured

Measurement is easier when money is broken down into three categories:

  • M1 – This is the smallest of the three money categories and is used to acquire and pay for goods and services. This includes active money, the total value of coins, and paper currency in circulation.
  • M2 – Non-institutional money market funds, savings accounts, and time-related deposits are all included. It is basically money that can be easily liquidated.
  • M3 – Large-time deposits, money market funds, short-term repurchase agreements, and other bigger liquid assets are all included, which is the broadest money category.

Combining these three categories, we get at a country’s money supply or the total quantity of money in an economy.

How To Grow Your Money?

How To Grow Your Money

Set Up An Emergency Fund

Think about your savings first before you think about how to expand your money. Basically, creating an emergency fund.

An emergency fund is essential when saving since this is the money you can use in case of an emergency instead of your credit card or loan.

Investing your emergency fund in high-yielding savings is the best way to maximize its savings potential and allows you to have access to your money easily. And you can have more interest earnings here than in a savings or checking account.

Set And Stick To A Budget

One of the keys to financial growth is knowing exactly how much money you earn and how much you spend. Setting and keeping to a budget is the best method to accomplish this. Understanding what you do with your money is the first step towards gaining control of it.

Pay Your Debt

Paying off your debt will help you save money on interest payments, and you’ll have more for investing in yourself or the stock market.


Finally, if you want to see your money grow exponentially over time, you must combine patience and investment. Investing may appear intimidating or frightening to some, but it does not have to be. Before anything, you must first learn the basics to earn money online rather than lose it.

How To Invest?

How To Invest

Set A Goal

Determining your investment goals, when you need or want to attain them, and your risk tolerance for each goal is the first step in figuring out how to invest money.

  • Long-term goals: When we talk about long-term goals, hefty retirement accounts are a usual aim, but it can be anything that takes more than a year, like a down payment for college.
  • Short-term goals: These are goals for less than a year, such as a Christmas gift or vacation.

Decide How Much Help You Want

You may go into the specifics of how to invest once you’ve determined your goals, from picking the account type to choosing investment vehicles.

Many people would rather have their money invested for them by someone else. Before, hiring an expert was costly, but now, robo-advisors or automated portfolio management services make it cheaper and more reasonable. An investment advisor design and maintains a client’s investment portfolio using computer algorithms and complex software.

Pick An Investment Account

Most stock and bond purchases require an investment account. You can choose from a savings account, money market, certificates of deposit, and checking accounts.

Open Your Account

Choosing an account provider is the next step. You can choose between an online broker or a robo-advisor.

Choose Investments Matching Your Risk Tolerance

Investing money includes asking where to put your money. If you have a high-risk tolerance, you’ll want a portfolio that contains mostly stocks or stock funds. If you have a low-risk tolerance, a portfolio with more bonds is what you need since these are more stable and less volatile.

Asset allocation is the best way to achieve your long-term goal while minimizing risk. Stocks, bonds, ETFs, index funds, mutual funds, and real estate all respond to the market differently, making it critical to have a well-balanced portfolio. The other can be in the dumps when one is on top and vice versa. A well-diversified portfolio can better withstand market fluctuations if the correct mix is selected.

Is A Really, Really Short Guide To Money A Scam?

Is A Really, Really Short Guide To Money A Scam

So, is A Really, Really Short Guide To Money a scam? Not technically. You can make money with this program, but it’s definitely not as easy as they make it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – it doesn’t scale.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months and then your reward is being forced to grind it out for another 9 months before seeing any “real money,” well…that’s not a great deal, is it?

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate.

And you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

A camper in the middle of the woods

A beach chair on the water in Mexico

A small villa in Greece


They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

Are There Alternatives To A Really, Really Short Guide To Money?

Yes, there are plenty of other business models to choose from if you want to pursue this making money online.  Here are just a few:

My Top Recommendation For Making Money In 2022

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.


You Own & Control EVERYTHING: With A Really, Really Short Guide To Money, you don’t really own anything. You have no control over the quality of products. You don’t even own your “business”.

Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.

With Digital Real Estate, you own the assets, which means you have all the power and all the control.


Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.


No Inventory: Alright, so most A Really, Really Short Guide To Money doesn’t make you buy the products and fill your garage with them anymore (unlike the good ol’ days), but you’re still in a physical products business.

And physical products always have physical limitations. Even if you don’t have to manage the inventory, you still have to deal with supply chain shortages that cause major delays.

Imagine finally landing your first customer, and then losing them after one sale because they had to wait 6 weeks to get their order.

With Digital Real Estate, a 100% online business, you never even have to think about that risk.


Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with “what is money” you’d probably need to double the number of hours you spend working. Because, again, this program doesn’t scale.


Make Money Helping Real People: With Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours. You could continue browsing, looking at opportunities like A Really, Really Short Guide To Money which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this soundsq more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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