Money: An 8-Point Checklist (2022 Update)

Scam Risk is here to help you protect yourself and fight back

Updated: May 13

By: Scam Risk - Expert Reviewer

Money Making Check List

There are countless information courses floating around the internet. Why? Because for every problem that exists, someone claims to have the solution.

And that solution is usually some oddball money-making system that tells you how to turn a casual interest – or maybe something you’re super passionate about – into sustainable, reliable income.

This 8-Point Checklist Review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Table of Contents

Pros: What I Liked

  • Online opportunities are abundant
  • Guides you to make, maintain, and grow your money
  • Learn the importance of budget in saving
The Good

Cons: What I Didn't Like

  • It's not for everyone
  • Online jobs can have profit delay
  • Budgeting might be hard for some people
The Bad


Just like this money-making opportunity. Here’s the hard truth, though…

Most of these money-making opportunities:

  • Take way more time than you’re led to believe
  • May have hidden fees
  • Require you to buy multiple upsells in order to get the “real” information

But most importantly, a lot of these programs just don’t scale.

“Scale” means once you do the work to make a little money, it should get easier to make more money, not harder.

The problem is, most programs out there make it hard to make money at first, and even harder to keep making money.

In other words, you might be able to make some money in the beginning, but it won’t be sustainable and you’ll end up getting discouraged.

This is the exact opposite of passive income.

When income is truly passive, you do the work upfront, but then you set it and forget it. The money gets made whether you’re working or not. It’s not directly tied to the hours you put in.

So, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Inventory
  • Selling to friends and family
  • Selling to strangers
  • Recruiting people
  • Dealing with questionable products that weigh on your conscience

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?

If that sounds like something you’d be interested in, check out Digital Real Estate. 


This is nothing like money-making opportunities, and that’s probably a good thing.

However, if you’d still like to know more about this money-making opportunity, keep reading.

The 8-Point Checklist That You Need To Make, Maintain, Grow Your Money

How To Make Money

The thing about money today is the moment it lands on your palm, it instantly vanishes. With how people are typically now, a thousand bucks is not as big as it used to be.

The generation nowadays is quite materialistic and too “at the moment” that they tend to forget that money doesn’t grow on trees and only realize it after they have nothing left and have to rely on their piling credit card debts.

This is why I wrote this checklist to help out this generation and people who need a guide that will help them avoid an empty savings account.

Remember, not all rich people started out rich. They took care of their financials, invested, and worked hard for their money. If you want the same lifestyle, why not start living the way they did?

Here are 8 of the things you might want to try out to achieve the dream life:

  1. Create A Budget Plan

    Segregate your finances. Take a moment of your time to separate the money you’ll use for bills, daily necessities, emergency health funds, and of course, if you can, set aside some cash for your savings.

    Creating a budget plan will help you map out your expenses and avoid overspending on certain areas of your daily life.

  2. Be Disciplined

    Remember that you have a budget.

    No matter how much you want that cute pink heels or that latest video game, you have to understand that you have your budget to follow.

    Discipline will help you in the long run, especially if you want to save money.

  3. Save Your Pennies

    Here’s a pro-tip: You should also keep the change.

    Spare change might seem irrelevant when scattered but put together. You’ll be surprised how much you can come up with.

    Paper money with Benjamin Franklin and Andrew Jackson isn’t the only thing that’ll make you rich.

  4. Invest In Real Estate

    Real estate never fails. As every single possession downgrades once used, Land properties don’t. In fact, some even double in price when the time is ripe.

  5. Buy Quality Goods

    Remember when I talked about discipline, this part might seem like I’m contradicting that notion but in truth, what I mean by buying quality goods is quality goods can be steadier and therefore last longer. It might seem pricey, but if you add up the cheap items you buy that break frequently, it’s still cost-efficient.

    I’m not saying to shop at a Channel store. Just choose products that are known for being high quality.

  6. Avoid Going Out Unplanned

    Unplanned outings are equivalent to spontaneous buying.

    Spending over your budget is one of the things that stunt your income.

  7. Only Take Out Money That You Need

    Don’t bring too much money. Bring only the money you need and a bit extra.

    This way, you can avoid the temptation of spending unnecessarily.

  8. Work To Earn

    I know that not all of us require a job. Some were born with money as their crib mobiles, but to appreciate money, in my personal opinion, you should know how hard it is to earn.

    Realizing this will help you be more cautious about spending because, in the back of your mind, you know what every penny is worth.

5 Online Opportunities That Will Help You Make Money

Financial Information

With the online world progressing, earning money only requires 3 basic things a laptop or any computer system you can use, a stable internet connection, and the patience to find the right job.

To make the third easier for you, here’s a helpful list of 5 of the mainstream online opportunities people dove into:

  1. Cryptocurrency

    Cryptocurrency is a hit with the younger generation nowadays.

    All you need is to download their mobile apps or visit their many sites and invest any amount being a day-trader of cryptocurrencies.

    You can start investing and trading with popular cryptos like BTC, SLP, or USDT.

  2. Vacation Rental Website

    You don’t even need a whole house tourists can rent. A spare bedroom will suffice.

    Enrolling your space on a Rental Website can really be profitable, especially if you are living in a tourist hotspot.

  3. Online Surveys And Test Websites

    If you think that answering surveys and taking the online test is just a waste of your time, think again.

    Now, taking tests and completing surveys can also be a source of income. So, don’t belittle data entry.

  4. Create A YouTube Account

    Be a content creator a YouTube.

    Although this method might take more time to make money but keep in mind that successful YouTubers earn thousands alone from YT, and they also receive sponsorship by brands.

  5. Online Selling Through Platforms

    This might be the most common in today’s situation. To sell online might be hard, but if you follow the right method and do research, it can be an easy passive income if you enroll your store in an online sellers’ platform like Amazon, Shopify, Etsy, etc.

    Your only problem with this is how you’ll find buyers at your given market, but you can sell all sorts of stuff that you find profitable. You can start with t-shirts to a food processor. Just do your research.

5 Ways To Make Extra Money Offline

Offline Gigs

Aside from online jobs, you can also get yourself some offline side hustles. Most of these services, though, require a word of mouth referrals. It’s better to do well on your first try with these jobs so you can get good feedback.

Here’s the list of examples of offline jobs that

  1. Become A Babysitter

    Making money here is like taking candy from a baby in a figurative and literal way.

    Taking care of other people’s kids might seem like a chore, but it pays you with good money. So, better be nice to the kids because they might just be a good way to save up money.

  2. Dog Walking

    Dogs are adorable, but not so much when they need to go number 1 or 2. Pet owners often have no time to walk their best buds; thus, they employ people to do it for them.

    It’s a great catch if you ask me, a date with a good boy or girl, and get paid to do it? Wow, this might be the best gig out there!

  3. Sell Unused Gift Cards

    Don’t throw away that Mac gift card!

    Scratch that, don’t throw away any gift card you think is useless for you because people might buy it from you. Gift cards are like ancient amuletsthey need the right person to use them.

  4. Rent Out Your Car Or Sign Up With Uber Or Lyft

    Do you have a car? But nowhere to go?

    Here’s a great way to go to places and earn money while you are at it. It’s killing two birds with one stone.

    You can rent out your car or drive for someone else with pay, and your time is flexible.

  5. Become A Private Tutor

    If you are good with arithmetic or any subjects, maybe you should try helping out a student. In turn, get paid while imparting and recalling your knowledge.

Now that you have the sourceit’s up to you if you will follow through with my advice.

Is This Money-Making Opportunity A Scam?

Scam Or Not

So, is this money-making opportunity a scam? Not technically. You can make money with this program, but it’s definitely not as easy as it sounds.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – it doesn’t scale.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months and then your reward is being forced to grind it out for another 9 months before seeing any “real money,” well…that’s not a great deal, is it?

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

And you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece


They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

Are There Alternatives To These Money-Making Opportunities?


Yes, there are plenty of other business models to choose from if you want to pursue this making money online.  Here are just a few:

What Is My TOP Recommendation For Making Money Online In 2022?

Digital Real Estate

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.

2) You Own & Control EVERYTHING:
With this money-making opportunity, you don’t really own anything. You have no control over the quality of products. You don’t even own your “business”.
Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.
With Digital Real Estate, you own the assets, which means you have all the power and all the control.

3) Little To No Startup Costs:
It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.


4) No Inventory: Alright, so most money-making opportunities doesn’t make you buy the products and fill your garage with them anymore (unlike the good ol’ days), but you’re still in a physical products business.

And physical products always have physical limitations. Even if you don’t have to manage the inventory, you still have to deal with supply chain shortages that cause major delays.

Imagine finally landing your first customer, and then losing them after one sale because they had to wait 6 weeks to get their order.

With Digital Real Estate, a 100% online business, you never even have to think about that risk.


5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with this money-making opportunity, you’d probably need to double the number of hours you spend working. Because, again, this program doesn’t scale.


6) Make Money Helping Real People: With Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours. You could continue browsing, looking at opportunities like this money-making opportunity which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

ScamRisk's #1 Online
Business Recommendation:
You know deep down what you're meant for. Now they will show you how to go get it.
We will be happy to hear your thoughts

Leave a reply

Scam Risk