LegalShield Reviews (2022 Update): 13 Things You Should Know… But #12 Nails It!

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Updated: February 19

By: Scam Risk - Expert Reviewer

LegalShield Reviews: A True Pre-Paid Attorney?

LegalShield Reviews: Pros, Cons, and Best Alternatives

In this Legal Shield review, I will attempt to answer the never-ending question when it comes to MLMs, “Is It a pyramid scheme?”

I’ll also explain what Legal Shield is all about and whether it can truly provide you with financial independence and a consistent source of income.

Now, I do want to be completely honest in this review, so…

This LegalShield review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Table of Contents

Pros: What I Liked

  • 24/7 emergency legal assistance
  • Serves individuals and businesses
  • Affordable legal plans
The Good

Cons: What I Didn't Like

  • Difficult membership cancellation
  • Membership costs differ by region.
The Bad

Chances are you heard about LegalShield because someone – a friend or family member – introduced you to the company. Maybe you attended an online workshop or webinar, or maybe an in-person information session. 

Your head’s probably spinning. This might be the first time you’ve heard about a real way to make money outside of a typical job. 

So first off, congratulations! 

You’ve just entered a whole new world…the world of making money on your own terms.

However, you came in through the wrong door. 

Because LegalShield is – plain and simple – an MLM. Throw whatever fancy name you want on it…multi-level marketing (MLM), network marketing (NWM), direct sales, or anything else, it’s the same concept:

You pay some money upfront for the “opportunity” to sell products. 

The products are typically low-quality but with high price tags (because fancy labels and stuff).

You’re told that the key to building your own successful business is selling these products to friends and family, and getting them on a subscription (so you get “monthly recurring revenue”).

Unfortunately, like most people who get taken in by these types of schemes, you’ll quickly discover that the well runs dry faster than you imagined. 

After all, they make it sound really simple. “Just get 5 people you know onto this magic widget, and things will just grow from there.”

And in your head, you think “How hard can it be? I know plenty of people, 5 will be easy.”

But then you do it, and you realize people look at you like you’ve joined a cult. You’ve become “that person”, who joined an MLM, and is now trying to sell questionable products or services to everyone they meet. 

It puts a strain on your relationships, and you end up stuck between two worlds.

But it’s not your fault. These companies spend millions of dollars each year figuring out exactly how to brainwash and recruit people. And that’s why we’re here. 

To help you find a better way before it’s too late.

So, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Inventory
  • Selling to friends and family
  • Selling to strangers
  • Recruiting people
  • Dealing with questionable products that weigh on your conscience

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?

If that sounds like something you’d be interested in, check out Digital Real Estate. 


This is nothing like MLM, and that’s probably a good thing. 

However, if you’d still like to know more about LegalShield, keep reading.

Legal Shield Review

Harland Stonecipher, a life insurance provider, was the guy behind LegalShield.

Product Name: Legal Shield

Founder: Harland Stonecipher

Product Type: Multi-Level Marketing Company and a Legal Services Provider

Best For: Individual job seekers

Summary: The purpose of Legal Shield is to provide everyone with the opportunity to have access to a low-cost but competent attorney. With a monthly subscription fee of $19.95, this is the only affordable legal service out there.

Product Currency: USD

Product In-Stock:

Editor’s Rating: 1.8

Recommended: NO

What Is Legal Shield? Is It A Legal Services Provider / Law Firm?

LegalShield was launched more than 48 years ago to provide affordable legal services and is a pioneer in this field.

It’s an MLM offering low-cost legal protection to both individuals and small businesses.

Customers have the option to get legal representation and advice, from one who is experienced in criminal law, at a fixed monthly rate on various issues, rather than the high hourly costs generally offered by law firms.

The company has been in business since 1972 and has 1.7 million subscribers to date.

LegalShield’s attorney network includes 39 law firms and 900 attorneys with an average of 22 years of expertise in all 50 states.

Small enterprises can obtain the following legal services in return for a fixed monthly fee:

  • General legal consultations
  • Consultations about specific legal issues
  • Document and contract review
  • Assistant with debt collection
  • Phone calls or correspondence on your business’s behalf
  • Trial defense services

In conjunction with these, LegalShield provides a separate website for creating a business called “Launch.” 

LegalShield also provides these two services:

  • Personal legal coverage
  • Identity theft coverage

LegalShield provides affordable identity theft service.

LegalShield Pricing

For legal coverage, LegalShield charges you a fixed price on a monthly basis.

The more your monthly payment is, the more extensive the coverage is.

The following are the prices and information for LegalShield’s legal membership plans, which include their personal legal plan and LegalShield business solutions:

Small Biz 10 (10 Or Fewer Employees) @ $39 Per Month

  • Unlimited telephone consultations for an hour worth of legal work
  • 3 phone consultations on special legal issues each year (half-hour calls)
  • 20 documents evaluated every year (Max of 6 per month, totaling 16 pages)
  • A total of 20 phone calls or letters every year (Max of 6 in one month)
  • 5 debt collection letters each month.
  • For additional work, 25% discount on the attorney’s hourly rate
  • A maximum of 2 designated users

Small Biz 50 (50 Or Fewer Employees) $89 Per Month

  • Unlimited telephone consultations for an hour worth of legal work
  • 3 phone consultations on special legal issues each year (half-hour calls)
  • 30 documents evaluated every year (Max of 6 per month, <16 pages)
  • A total of 30 phone calls or letters every year (Max of 6 in one month)
  • 10 debt collection letters each month.
  • For additional work, 25% discount on the attorney’s hourly rate
  • A maximum of 3 designated users
  • 75 trial defense hours per year, plus maximum of 15 hours of pre-trial prep

Small Biz 100 (100 Or Fewer Employees) @ $149 Per Month

  • Unlimited telephone consultations for an hour worth of legal work
  • 3 phone consultations on special legal issues each year (half-hour calls)
  • 40 documents evaluated every year (Max of 6 per month, <16 pages)
  • A total of 40 phone calls or letters every year (Max of 6 in one month)
  • 15 debt collection letters each month
  • For additional work, 25% discount on the attorney’s hourly rate
  • 75 trial defense hours per year, plus maximum of 25 hours of pre-trial prep
  • A maximum of 5 designated users

Home Business Supplement Plus Additional $9.95 Per Month

  • Unlimited telephone consultations for an hour worth of legal work
  • 2 phone consultations on special legal issues each year (half-hour calls)
  • 3 documents evaluated every year (<16 pages)
  • A total of 6 phone calls or letters every year (Max of 6 in one month)
  • 3 debt collection letters each month
  • IRS audit help

Trial Defense Supplement Plus Additional $9.95 Per Month

If you need to defend yourself or your company in court, pre-trial and trial preparation are essential.

Business Formation Services

Prices begin at $145 plus state filing costs.

Registered Agent

Registered Agent costs $120 a year.

Keep in mind that regardless of the plan you select, your legal work will be performed by a law firm from LegalShield’s network.

Unfortunately, not all legal firms offer all of the perks outlined in each plan. Prices may also differ significantly depending on your region.

As shown above, there is a wide spectrum of costs depending on the degree of legal assistance your company will require.

If you work as a freelancer, the home business supplement that may be added to your personal legal plan (which costs $24.95 per month) may be sufficient.

For other small firms, select the plan that is appropriate for the number of employees.

As previously indicated, each plan provides limits on the lawyer’s time, so make sure you fully grasp what each plan offers before you sign up.

For example, the lawyer will commit up to one hour of legal work to a general phone chat.

Following that, you must pay the attorney’s usual hourly cost, less a discount of 25%.

You only get a maximum of 15 pages for document reviews, and you can request a maximum of six document reviews each month.

If you require an attorney to phone or write letters to a third party on your behalf, you only get a max of six calls or letters each month.

If you exceed these limits, you must pay the attorney’s usual charge less the discount of 25%.

LegalShield Pros

Home Business Supplement

The only online legal service today that provides a home business supplement is none other than LegalShield.

For an extra $9.95 per month, you can add this to any legal package, which is a cost-effective approach for both consultants and freelancers to provide protection for themselves, their families, and businesses under one plan.

Debt Collection Assistance

LegalShield was likewise the only one to provide debt collection support.

As per your request, debt collection letters will be sent on a monthly basis by your lawyer to companies that have delayed payments.

Because unpaid invoices are one of the top causes of cash flow problems for small business owners, this service may be quite beneficial in making sure that you are paid by your customers or clients on time.

Trial Defense Services

If your company is brought to court, LegalShield can provide you with both trial defense and trial preparation services. 

Again, LegalShield is the only legal service I know to give such services, potentially saving you a lot of money and reducing your chances of getting sued.

Consistent, Quality Work

Though LegalShield cannot promise that you will always deal with the same attorney, you can be sure that you are still in good hands with LegalShield.

That implies the attorneys will become acquainted with your company/ business and they will ensure consistency in the quality of service performed on your behalf.

In fact, they offer you a Member Bill of Rights, which details the level of service you will receive from your law firm.

Mobile App

What’s great about LegalShield is that it has its own mobile app, both in IOS and Android.

This is particularly helpful for business owners who are too busy to go open their laptop or even make a call.

You may use the LegalShield app if you have any legal questions and if you need to obtain some legal paperwork.

LegalShield Cons

No Trial Membership or Money-Back Guarantee

LegalShield’s competitors provide a money-back guarantee or a limited trial membership.

Rocket Lawyer, for example, provides a free 7-day trial as well as a 30-day money-back guarantee.

LegalZoom, on the other hand, has a refund policy or money-back guarantee valid within 60 days.

This isn’t the case with LegalShield, You can do neither of the two, so you need to thoroughly check every detail that’s included in the plan you wish to avail.

If you decide after a few months that you no longer require LegalShield’s services, you always have the option to cancel your membership by reaching out to customer service.

Slow Website

LegalShield’s website isn’t the most user-friendly, and it might be sluggish at times.

Thankfully, after you’ve purchased your package, there’s no need to visit the site all that often.

You can contact your lawyer directly or go to the website of the partner law firm.

Limits To Legal Plan

A monthly membership to a LegalShield plan, like any other online legal service, has limitations.

These include time constraints for the lawyer and also a limited number of pages for document review.

If your legal job exceeds the limitations, you will have to pay extra.

Furthermore, not all lawyers and law firms are eligible for all incentives.

Some perks are at the discretion of the lawyer and the firm, meaning  you may not be able to make use of all of the features stated in the pricing list.

Spotty Customer Service

You will find some complaints online about LegalShield’s customer service.

When I emailed customer service, I had a bad experience. The representative was not able to respond to my inquiry.

Summary of LegalShield Customer Reviews

LegalShield, formerly known as Pre-Paid Legal Services, Inc., has received mostly excellent online feedback.

Positive LegalShield Reviews

Contrary to my personal experience, most people had a positive encounter with Legal Shield’s lawyers. They were both attentive and responsive, and were successful in resolving their legal issues.

The majority of those who gave LegalShield outstanding ratings had been members for a long time and had been frequent users of their services.

They claimed that they have saved a lot of money since they decided to use LegalShield’s services.

Negative LegalShield Reviews

On the downside, one common complaint was that they had a hard time cancelling their subscription.

And even after canceling it, several members discovered that their credit card had still been charged.

Others claimed that the things that the law firms needed to accomplish as part of their membership benefits were not provided.

LegalShield Competitors and Alternatives

LegalShield is an excellent alternative for companies that need quick access to legal assistance at an affordable and fixed rate. 

However, they do have a number of competitors such as the following:


LegalZoom is a larger, more well-known competitor to LegalShield that also provides some of their services.

With their business plan, you get access to:

  • Attorney phone consultations
  • Legal forms
  • Document reviews

They also provide services for business formation.

All legal consultations are limited to 30 minutes, and document reviews are limited to 10 pages.

LegalShield provides superior value in this regard—time limit is applied only for specialty legal consultations, plus up to 15-page long document reviews.


IncFile is a much more cost-effective option to LegalShield’s Launch, a business incorporation service, for businesses planning to set up a new company.

While LegalShield charges $145 plus state filing fees for business formation, IncFile costs only $49 plus state filing expenses.

That is the lowest pricing for business formation that I found online unless, of course, you want to do everything on your own.


The LegalShield plans are ideal if you’d like a quick answer to any legal issue or if you require an attorney to resolve a simple issue for you.

But for more serious issues, a service like UpCounsel may be preferable.

Can You Really Make Money With LegalShield?

Yes, You can!


There’s a lot that comes along with Network Marketing that many people struggle with.

In fact, check out our Top 5 Reason Why Most Network Marketers Fail.

Now, don’t get me wrong…

You can certainly make money with LegalShield, but if you’re gonna put in the amount of grueling work to do this business (which, trust me, isn’t easy), you might as well bring in some REAL money while you’re learning the ropes.

Frequently Asked Questions

1. What Does LegalShield Help With?

LegalShield offers small companies legal services such as legal consultations,  trial defense, document and contract assessment, and debt collection.

2. How Do You Cancel LegalShield?

If you feel you don’t need LegalShield’s services anymore, you may terminate your membership by contacting customer support.

3. What Does A LegalShield Law Associate Do?

The majority of Law Associates promote and sell LegalShield plans as a means to supplement their income.

4. Does LegalShield Do Estate Planning?

Yes, they can draft your Last Will & Testament, Living Will and Power of Attorney done by a professional and certified estate planning attorney.

5. Does LegalShield Cover Car Accidents?

If you get in a car accident while being a LegalShield member, you get emergency access 24/7 for legal emergencies covered in your membership such as car accidents resulting in personal injury or bodily harm.

The Bottom Line: Is It A Scam?

So, is LegalShield a scam? Not technically. You can make money with this program, but it’s definitely not as easy as the company makes it sound. 

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – the actual commissions are pretty small. 

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months and then your reward is a $50 commission, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

And, unlike an MLM, you can legitimately do this from anywhere. It’s a true lifestyle business. 

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

TESTIMONIAL - Saying Goodbye To Our Jobs

They’re able to travel around, living their lives first, and focusing on their income second. 

Because even if they stop working for an extended period of time, the money keeps coming in. 

So adventure, memories, and experience are the top priority. 

And they never have to worry about how to pay for the next trip, or consider asking for time off. 

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

What Is Our #1 Recommendation For Making Money Online In 2022?

Digital Real Estate

The ScamRisk team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t. 

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day. 

This is only possible if you have an income stream that’s not tied to your time.


2) You Own & Control EVERYTHING: With MLMs and Network Marketing, you don’t really own anything. You have no control over the quality of products. You don’t even own your “team”.
Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.
With Digital Real Estate, you own the assets, which means you have all the power and all the control.


3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work. 

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.


4) No Inventory: Alright, so most MLMs don’t make you buy the products and fill your garage with them anymore (unlike the good ol’ days), but you’re still in a physical products business. 

And physical products always have physical limitations. Even if you don’t have to manage the inventory, you still have to deal with supply chain shortages that cause major delays. 

Imagine finally landing your first customer, and then losing them after one sale because they had to wait 6 weeks to get their order.

With Digital Real Estate, a 100% online business, you never even have to think about that risk.


5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum. 

If you wanted to double your income with an MLM, you’d have to double your customers OR double the average order size of your existing customers. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

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6) Make Money Helping Real People: This part is what makes it all worth it. In an MLM, your “upline” might convince you that what you’re selling improves people’s lives, but deep down, you likely know that’s not true. 

Most of the time, you’re either selling a dream or a poor-quality, overpriced product with a fancy label. 

And that makes it pretty hard to sleep at night.

But with Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses. 

You make money by helping them make money. 

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent. 

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours. You could continue browsing, looking at opportunities like LegalShield which could one day make you money.

You could continue researching, never making a decision. 

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits. 

All while genuinely helping real people who are grateful and happy to pay for it. 

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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1 Comment
  1. Thank you so much for covering LegalShield with this very extensive review. I was looking for info on the membership, but you covered the biz as well. Thanks for putting this together!

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1 Comment
  1. Thank you so much for covering LegalShield with this very extensive review. I was looking for info on the membership, but you covered the biz as well. Thanks for putting this together!

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