Kora Review (2022 Update): Everything You Wanted To Know!

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Updated: November 16

By: Scam Risk - Expert Reviewer

Kora Review

Low on cash? But do you still need to pass a project for a course or pay your tuition? Well, worry no more, with Kora all your college student’s woes are taken care of for you.

With a simple swipe, click, and tap on your phone Kora easily lets you borrow money without a hitch.

If you want to learn more about this app continue reading this article.

But before all that…

This Kora Review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Table of Contents

Pros: What I Liked

  • A great way to manage your money.
  • Low-interest rates
  • Minimal qualifications
The Good

Cons: What I Didn't Like

  • Loans are still debts.
  • Does not help you make money.
  • There are better opportunities out there.
The Bad

There are countless information courses floating around the internet. Why? Because for every problem that exists, someone claims to have the solution.

And that solution is usually some oddball money-making system that tells you how to turn a casual interest – or maybe something you’re super passionate about – into sustainable, reliable income.

Just like Kora. Here’s the hard truth, though…

Most of these programs:

  • Take way more time than you’re led to believe
  • May have hidden fees
  • Require you to buy multiple upsells in order to get the “real” information

But most importantly, a lot of these programs just don’t scale.

“Scale” means once you do the work to make a little money, it should get easier to make more money, not harder.

The problem is, most programs out there make it hard to make money at first and even harder to keep making money.

In other words, you might be able to make some money in the beginning, but it won’t be sustainable, and you’ll end up getting discouraged.

This is the exact opposite of passive income.

When income is truly passive, you do the work upfront, but then you set it and forget it. The money gets made whether you’re working or not. It’s not directly tied to the hours you put in.

So, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Inventory
  • Selling to friends and family
  • Selling to strangers
  • Recruiting people
  • Dealing with questionable products that weigh on your conscience

An income stream that brings in consistent monthly revenues (from a couple of thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?

If that sounds like something you’d be interested in, check out Digital Real Estate. 


This is nothing like this company, and that’s probably a good thing.

However, if you’d still like to know more about Kora, keep reading.

Kora App: Your Companion In College


Going to college is expensive and that’s a fact. Most people would go bust their asses to get a scholarship during high school, and sometimes that’s still not enough.

Hence we usually rely on a payday lender which usually ends up knee-deep in debt with its high-interest rates. But all that can be avoided with the Kora Money App.

By letting college students borrow money or take personal loans that have low-interest rates from them quickly Kora helps these struggling kids get through the tough spots, and helps them get to their dream lives smoother.

With the Kora App, students can easily borrow $50 to $3m.

What Inside The Kora App?

There are two ways to fully utilize the Kora App that involves managing your money and providing you with financial aid through loans here are the following:

Money Management Tools

Money Management For A College Student

With Kora, you can easily track your spending and find where you can cut back on it.

They help you manage your money with no transaction fees included, all you got to do is utilize the app.

By letting them access your credit scores and bills, they can help you align your finances to achieve financial freedom,

College Students’ Loans


If you are applying for a loan here are things you should consider and prepare, your credit score, social security number, and utility bills.

By letting them look into your credit history and confirming that you are reliable and can be trusted to pay what you owe Kora can easily help you out in terms of your money problems.

And not to worry about not being approved because their acceptance rate is around 86 percent so you definitely have a good chance of narrowing from them.

The best part is they absolutely have one of the lowest interest rates!

How Do They Lend You Money?

There are two ways you can borrow money from Kora. The two differ in the amount you can borrow and the payment length.

To further understand this, here’s a brief description of the two:

  • KoraCash

    loan account for college students
    This loan method usually is for college students available in 15 states who are looking in to fill in rent money or tuition payments.

    If you need a quick $50 to $2,000 KoraCash is the way to go. All you have to do is let them check your credit history and some of your utility bills, and wait for their approval.

    With KoraCash you can choose to pay in one, three, six, or 12 months. You can also decide to pay monthly or every two weeks.

    Regarding their interest rates being set to 15%-19.99%, they especially set this one low so college students won’t have a problem paying for it.

    The great part is you can immediately approve within the day.

  • KoraDrive

    Kora Rewards
    Available in 30 states KoraDrive is a loan program specially designed for people looking into buying a car.

    If you have been dreaming to buy your own car but are still short on money, Kora allows you to borrow $5k to $3m to help get the car of your dreams.

    Although due to the numbers on this loan you might have to wait a day to get approved, I mean not bad for a $3 million loan.

    About paying back this loan you can decide to pay it within 1 to 5 years with only an interest rate of 6%-13.99%.

Is It Safe?

Is It Safe

If you ask my opinion about it being a safe way to make a bit of money, I’d say no.

Borrowing money no matter how low the interest rates is risky because it involves you paying a certain amount of money to an entity, that you can not be sure that you will be able to provide the next time.

I’d rather just find a money-making opportunity than find myself in debt.

Is Kora A Scam?


So, is Kora a scam? Not technically. You can make money with this program, but it’s definitely not as easy as they make it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – it doesn’t scale.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months, and then your reward is being forced to grind it out for another 9 months before seeing any “real money,” well…that’s not a great deal, is it?

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

And you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection are all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece


They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

Are There Any Alternatives To Kora?

are there alternatives

Yes, there are plenty of other business models to choose from if you want to pursue this making money online.  Here are just a few:

What Are My Top Recommendations For Making Money From Home In 2022?

Digital Real Estate

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business,” the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online or been in this space for a while but never really “made it,” Digital Real Estate is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full-time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.


2) You Own & Control EVERYTHING: With this company, you don’t really own anything. You have no control over the quality of products. You don’t even own your “business”.
Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.
With Digital Real Estate, you own the assets, which means you have all the power and all the control.


3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.


4) No Inventory: Alright, so most lending app doesn’t make you buy the products and fill your garage with them anymore (unlike the good ol’ days), but you’re still in a physical products business.

And physical products always have physical limitations. Even if you don’t have to manage the inventory, you still have to deal with supply chain shortages that cause major delays.

Imagine finally landing your first customer and losing them after one sale because they had to wait 6 weeks to get their order.

With Digital Real Estate, a 100% online business, you never even have to think about that risk.

Lance Lead Gen

5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple of keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 monthly in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with Kora, you’d probably need to double the number of hours you spend working. Because, again, this program doesn’t scale.


6) Make Money Helping Real People: With Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours. You could continue browsing, looking at opportunities like Kora which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms, thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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