Investing Daily Personal Finance Review (2022 Update): Everything You Wanted To Know!

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Updated: November 30

By: Scam Risk - Expert Reviewer

Investing Daily Personal Finance

Check out Investing Daily’s Personal Finance section if you’re new to investing and want market news and tips to improve your strategy.

This review will help you conduct your due diligence before committing to a subscription.

In this Investing Daily Personal Finance review, we will discuss who created it, how much it costs, what you can get, and whether it is a scam or not to help avoid losing money.

This Investing Daily Personal Finance Review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Table of Contents

Pros: What I Liked

  • Weekly market updates
  • 90-day money-back guarantee
  • Rich educational component
The Good

Cons: What I Didn't Like

  • Trading options only
  • Might be too tame for aggressive investors
  • Can be pricey
The Bad

You probably discovered Investing Daily Personal Finance for the same reason you might have come across any other financial newsletter, stock trading service, or investment program:

Because you want more money in less time.

And chances are, you want to quickly multiply the money you do have (as opposed to waiting months or even years to see a decent ROI).

This is a really exciting promise, and it’s probably why the financial publishing and training industry is worth billions of dollars.

The problem is, because the idea of doubling, tripling, or 10X-ing your money in a few minutes to a few days is so enticing, there are a ton of shady characters in this space.

But, putting that aside, let’s say every investing guru and “trading expert” on the internet had the best of intentions.

Even with proprietary algorithms, a room full of supercomputers, and a team of rocket scientists, most of these experts would be lucky to get it right 20% of the time.

Now sure, we’re talking about asymmetric bets here, so theoretically the winners should more than make up for the losers.

But in order to make that happen, you can NEVER miss a trade. With a 20% success rate (speaking optimistically), one missed winner could turn a profitable month into a loser.

That’s a lot of pressure and a lot of stress (not to mention a lot of losing) with not much certainty.

But what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Constantly monitoring your phone for buy/sell alerts
  • Obsessively watching charts and movement
  • The emotional roller coaster and angst of hoping one winner can cover the last 8 losses
  • Gambler’s odds (20% chance of success is worse than the odds of winning at Blackjack)

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day monitoring charts, trades, and alerts?


If that sounds like something you’d be interested in, check out Digital Real Estate. 

However, if you’d still like to know more about Investing Daily Personal Finance, keep reading.

What Is Investing Daily Personal Finance?

Capitol Information Group Inc.’s Investing Daily is popular for providing investment advice to people for a fee. They offer daily newsletters and individual access to their “Wealth Society” club with a team of “professional advisers.” Apart from Personal Finance, they also provide premium research services such as The Complete Investor, Utility Forecaster, and Real World Investing.

Personal Finance is one of America’s oldest and most successful research companies. Tens of thousands of millionaires read Personal Finance every month. It focuses on safe, secure, and highly profitable investments.

Personal Finance subscribers receive a monthly email that details significant market trends and developing investments.

Jim Fink and the Investing Daily team provide new investment suggestions and update model portfolio recommendations.

Who Created Investing Daily Personal Finance?

Who Created Investing Daily Personal Finance

Jim Fink is the Senior Analyst for Investing Daily’s Personal Finance newsletter and writes to Radical Wealth Alliance, Options for Income, Jim Fink’s Inner Circle, and Velocity Trader.

According to his Investing Daily info, Jim has a BA from Yale, an MA from Harvard, a law degree from Columbia, and an MBA from UVA. Before his career in Investing Daily, he worked as a lawyer. After studying options trading strategies, he traded for 25 years and made personal profits of $5 million.

After leaving law school, Jim worked for a university endowment, a private wealth management firm, and a financial planning company, and he’s been trading the market for 25 years.

Options trading earns him $185 a day, he says.

According to Jim Fink, chief investment strategist for Jim Fink’s Options for Income and Velocity Trader, members of his Investing Daily Finance Newsletter obtain 85% of successful stock trading techniques.

According to him, his method is like the one Buffet employed to make $4.9 billion. Seasonality is Fink’s unique approach. Or how equities move based on the season. Fink designed a proprietary software tool that illustrates how thousands of stocks move.

What Is Inside Investing Daily Personal Finance?

If you don’t know what you’re doing, options can be dangerous. Hence, a lot of people try to stay away from them. Thankfully, Personal Finance takes a well-rounded approach to its options trading coverage. Instead of trying to hit a home run with every investment, Personal Finance will teach you how to profit from the cynical swings of the stock market consistently.

Investing Daily’s Personal Finance Newsletter

The core of the program is the Investing Daily Personal Finance newsletter.

The advice from the Investing Daily Personal Finance newsletter can greatly affect your weekly gains in the options market. Here you will see the week’s most recent trading advice and market-shifting events.

While many of their rivals merely follow the most recent market trends, those at Personal Finance constantly look for undiscovered gems, such as rare possibilities in the options market.

Moreover, the trading options strategies presented in Personal Finance can still be successful even if the market is crashing.

The S&P 500 fell steadily between 2000 and 2010, which saw the greatest stock market meltdown since 1929. Personal Finance subscribers during this historically terrible time gained nearly 70%, proving the service’s resilience despite unprecedented market volatility.

My Options Strategy Manual

When you sign up for Personal Finance, you’ll get access to Jim Fink’s My Options Strategy Manual.

For Fink, this report is a kind of Bible when dealing with options. Inside, he explains everything you need to know about his options trading system. Step by step, Fink explains his method so that you can grasp the full scope of his work.

Fink’s Options Strategy Manual can quickly help you become a successful options trader.

Your First “Easy-Start” Options Trade

Although making your first trade-in options might be nerve-wracking, the process quickly becomes second nature.

Fink has included a supplementary recommendation and trade plan with step-by-step directions to assist you in making the transition.

When you sign up, Fink will immediately send you one of his top options trade tips. Then he’ll take you by the hand and show you how to make the deal. The complete procedure usually takes less than 9 minutes, allowing you to get on with your day.

With the help of this manual, you can get your feet wet in the options market with just one trade and eliminate your fear of making a mistake for good.

Investing Daily Personal Finance Pricing

One-year and two-year subscriptions are available for Personal Finance.

Regularly, a one-year subscription would cost $99, but they’re now running a promotion that brings the price down to $39, and the two-year subscription costs $78.

Is Investing Daily Personal Finance A Scam?

Is Investing Daily Personal Finance A Scam

So, is Investing Daily Personal Finance a scam? Not technically. You can make money with it, but it’s definitely not as easy as Jim Fink makes it sound.

Again, with any kind of financial product (especially trading), you’re taking on a lot of risk.

Sure, you could hit it big and retire in Italy, but chances are you need the stomach and financial cushion to weather tons of losses before you get there…and it may never happen.

Most of the big gains numbers these companies use in their marketing (“xyz grew by 4,112% in 3 months” or “this option made 324% in just 2 days”) are cherry-picked.

They don’t tell you about the 10 100% losers that came before.

In other words, if you invested $100 into 11 recommendations, you’d lose $1,000, and make back $324…so you’d still be out almost $700.

Most people don’t have the fortitude to stick it out through 3 straight months of losers in the hopes of landing one big winner.

What if, instead, you took those same 3 months, invested just a couple hours a day (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece


They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

Are There Alternatives To Investing Daily Personal Finance?

are there alternatives

Yes, there are plenty of other business models to choose from if you want to pursue this making money online.  Here are just a few:

What Is My Top Recommendation For Making Money In 2022?

Digital Real Estate

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1. It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.


2. You Own & Control EVERYTHING: With anything in the financial markets, you own and control NOTHING. You have no say in price fluctuations, demand, or what the market will do.

Trying to beat the market is fighting against the tide. There’s just too much working against you, no matter how many supercomputers or rocket scientists are on your side.

With Digital Real Estate, you own the assets, which means you have all the power and all the control.


3. Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.


Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

Lance Lead Gen

1. Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with any kind of trading or investing, you’d have to double your initial capital OR double the average order size of your existing trades. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.


2. Make Money Helping Real People: This part is what makes it all worth it. In the financial markets, you might be helping your family, but the impact never goes beyond you and maybe a few others.

But with Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours. You could continue browsing, looking at opportunities like Investing Daily Personal Finance which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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