Hegemon Group International Review (2022 Update): Everything You Wanted To Know!

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Updated: November 20

By: Scam Risk - Expert Reviewer

Hegemon Group International Review

Perhaps you’ve come here today because you’d want to start a career selling insurance but aren’t sure which agency to join. Or maybe you’re already thinking about Hegemon Group International and want to learn more about the company before making a decision.

Well, you have come to the right place.

Continue reading even if you haven’t been tested for your insurance license. In this honest and fair review, I tell you all you must learn about working with HGI.

Are you eager to learn more? Let’s get this party started!

This Hegemon Group International Review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Table of Contents

Pros: What I Liked

  • Freedom and flexibility on time
  • Different ways to make money
  • Make a career out of it
The Good

Cons: What I Didn't Like

  • No fixed income
  • Need to recruit people
  • Need a license to market products
The Bad

Chances are you heard about Hegemon Group International because someone – a friend or family member – introduced you to the company. Maybe you attended an online workshop or webinar, or maybe an in-person information session.

Your head’s probably spinning. This might be the first time you’ve heard about a real way to make money outside of a typical job.

So first off, congratulations!

You’ve just entered a whole new world…the world of making money on your own terms.

However, you came in through the wrong door.

Because Hegemon Group International is – plain and simple – an MLM. Throw whatever fancy name you want on it…multi-level marketing (MLM), network marketing (NWM), direct sales, or anything else, it’s the same concept:

You pay some money upfront for the “opportunity” to sell products.

The products are typically low-quality but with high price tags (because fancy labels and stuff).

You’re told that the key to building your own successful business is selling these products to friends and family, and getting them on a subscription (so you get “monthly recurring revenue”).

Unfortunately, like most people who get taken in by these types of schemes, you’ll quickly discover that the well runs dry faster than you imagined.

After all, they make it sound really simple. “Just get 5 people you know onto this magic widget, and things will just grow from there.”

And in your head, you think “How hard can it be? I know plenty of people, 5 will be easy.”

But then you do it, and you realize people look at you like you’ve joined a cult. You’ve become “that person”, who joined an MLM, and is now trying to sell questionable products or services to everyone they meet.

It puts a strain on your relationships, and you end up stuck between two worlds.

But it’s not your fault. These companies spend millions of dollars each year figuring out exactly how to brainwash and recruit people. And that’s why we’re here.

To help you find a better way before it’s too late.

So, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Inventory
  • Selling to friends and family
  • Selling to strangers
  • Recruiting people
  • Dealing with questionable products that weigh on your conscience

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?

If that sounds like something you’d be interested in, check out Digital Real Estate.


This is nothing like MLM, and that’s probably a good thing.

However, if you’d still like to know more about Hegemon Group International, keep reading.

What Is HGI?

What Is HGI

Hegemon Group International, or HGI, is a Georgia-based limited liability company. The company provides financial goods, services, and investment solutions based on commission distributions. Hubert Humphrey formed the company.

He’s the same person who created Alexander, Inc., which was renamed World Marketing Alliance and later World Financial Group when it was sold. He then built the World Leadership Group, which ceased operations in 2018, four years before the HGI was born.

The organization is founded on a Leadership Format System, which assists in creating a strategic blueprint for aspiring entrepreneurs, allowing them to construct their own business or financial strategy effectively.

Hegemon Insurance Solutions is an income opportunity based on MLM. Yes, HGI is a multilevel marketing company. Multilevel marketing is a multitier method of marketing on many levels, such as affiliate and referral marketing, direct selling, social marketing, and so on, dealing with various companies’ services and products.

This pyramidal marketing and selling system of Hegemon Financial Group allows for an exponential increase in revenues, which are shared with all participants depending on their commissions. HGI is an excellent opportunity for business-minded people in North America.

The International Product Line Of The Hegemon Group

Variable Universal Life Insurance

Hegemon Group International seems to have no services or products for retail.

Rather, the insurance company sells third-party services divided into licensed and non-licensed products.

HGI provides a comprehensive range of world-class solutions and products.

Their mission is to deliver quality, professional products that customers require at a cost they can afford, from Life Insurance and Property and Casualty Products to Market Linked CD’s, In-Force Annuities, Land Banking, and more.

While many HGI products need a license to sell, HGI also offers a broad range of products that may be sold without a license, creating opportunities for everyone.

The Hegemon Group International website does not give any exact pricing (retail or otherwise).

The International Compensation Plan Of The Hegemon Group

The International Compensation Plan Of The Hegemon Group

Even though the HGI compensation scheme is fully disclosed on their website, I cannot offer a complete description of it.

This is because of a lack of transparency on what and how much HGI sells.

The only commission for independent affiliates I could find is that you get paid $50 if you sign up for a new HGI affiliate.

Nonetheless, commission amounts vary from 40% to 80% for the insurance agent, according to the single-page compensation plan document listed. It says that for further information, contact your HGI Associate. In short, you have to do your own research.

In the commission column, some form of scholarship is stated, with two values: $1000 for Basic and $2000 for Advanced.

These were mentioned as commission rewards in the business presentations I saw, but what was never clarified. My hunch is that they are some affiliate scheme that costs more than $1000 or $2000.

Generational Overrides of up to 10% are available down six generations, but without knowing what, they don’t signify anything—the same goes for the Infinity Bonus.

I’ll point out that the ten HGI affiliate rank qualifying standards are mostly concerned with recruiting and group volume.

This is true even at the entry-level “Training Associate” status, indicating that recruiting new affiliates is important in HGI.

This is supported by the frequent pressure of potential affiliates to reach the Regional Marketing Director level as quickly as possible (as shown in various HGI business presentations), which needs a minimum of 20 personally recruited affiliates.

How To Join Hegemon Group International

5 Ways to Get More Clients for Your Insurance Business Insureon

Hegemon Group International affiliate membership is $125 + $29.95 each month.

Is Hegemon Group International A Scam?

So, is Hegemon Group International a scam?

Not technically. You can make money with this program, but it’s definitely not as easy as the company makes it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – the actual commissions are pretty small.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months and then your reward is a $50 commission, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate.

And, unlike an MLM, you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

Saying goodbye to our job

They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

Are There Alternatives To Hegemon Group International?

Yes, there are plenty of MLM companies to choose from if you want to pursue this business model.  Here are just a few:

What Is My Top Recommendation For Making Money Online?

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.


2) You Own & Control EVERYTHING: With MLMs and Network Marketing, you don’t really own anything. You have no control over the quality of products. You don’t even own your “team”.
Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.
With Digital Real Estate, you own the assets, which means you have all the power and all the control.


3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.


4) No Inventory: Alright, so most MLMs don’t make you buy the products and fill your garage with them anymore (unlike the good ol’ days), but you’re still in a physical products business.

And physical products always have physical limitations. Even if you don’t have to manage the inventory, you still have to deal with supply chain shortages that cause major delays.

Imagine finally landing your first customer, and then losing them after one sale because they had to wait 6 weeks to get their order.

With Digital Real Estate, a 100% online business, you never even have to think about that risk.


5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with an MLM, you’d have to double your customers OR double the average order size of your existing customers. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

Lance Lead Gen

6) Make Money Helping Real People: This part is what makes it all worth it. In an MLM, your “upline” might convince you that what you’re selling improves people’s lives, but deep down, you likely know that’s not true.

Most of the time, you’re either selling a dream or a poor-quality, overpriced product with a fancy label.

And that makes it pretty hard to sleep at night.

But with Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours.

You could continue browsing, looking at opportunities like Hegemon Group International which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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