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Four Percent Challenge

By: Joel & Josiah
four percent challenge

The Four Percent Review: Is Four Percent Challenge a Scam?

I signed up for Four Percent Challenge to test if it was indeed a scam and by the end of this review, you will know why I eventually got out of it.

The Four Percent Group was a previous moniker for the same platform, which is now known as Four Percent.

I’m not sure why the name was changed by its owner, Vick Strizheus, who you may have already heard of.

I don’t want to sound too biased, but in 2007, he was convicted of falsification of life insurance applications for fake individuals or those who didn’t exist.

This was a long time ago, and he may have cleaned up his act.

So, we’re going to review multiple aspects of Four Percent Challenge to decide if it really is the best affiliate marketing training course out there.

We’ll talk about whether affiliate marketing is the right online business for you.

And at the end, I’ll answer some of the most frequently asked questions regarding Four Percent Challenge and affiliate marketing in general.

And most important, I’ll show you the exact system I used to build my own internet marketing business to over $40,000 a month in mostly passive income.

This system made me swear off just affiliate marketing for good, because it uses some of the same skills in a much more powerful and profitable way!

This Four Percent Challenge review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.
Step-by-step over the shoulder training
Dedicated webinars for additional support
Mindset training
Multiple affiliate program options
Outdated training
Daily release of training sessions instead of a one-time release
Expensive upsells
Not so credible background of Vick, its Founder


  • Step-by-step over the shoulder training
  • Dedicated webinars for additional support
  • Mindset training


  • Outdated training
  • Daily release of training sessions instead of a one-time release
  • Expensive upsells

Why Listen To Us?

My name is Josiah, and this is my Dad, Joel.

Together, we make up the team here at Scamrisk.

If you’ll let me bother you for two minutes, I’d like to quickly explain why I’m even here writing this review.

In early 2020, I had just graduated from college & had no real career prospects.

I knew I was destined for something more, but I had no clue how I was going to make it happen.

I had this sinking feeling in my gut all the time… like the “big man upstairs” had accidentally given me the version of life where I’d be mediocre forever, instead of the one where I was, ya know – happy & fulfilled.


I had fiddled around with some different online businesses in college:

Some random MLMs, a bit of affiliate marketing, a (failed) dropshipping store or two, all the usual suspects.

Even my dad had been involved in MLMs back in the day… selling knives & other random nonsense people (probably) didn’t need.

All I really wanted was to find something that was going to actually work for me.

Maybe those things had worked for others, but for me it all turned up a fat “0” in the bank account department.

So I searched! And searched… and searched… and searched…

And eventually, I somehow stumbled upon a program that promised to help me build an income online (read about it here if you’re curious).

I didn’t really want to be “rich”.

The thought of making a reliable $5K per month & not having to worry about clocking in to a 9-to-5 ever again was all I needed.

Sure, there were people in the program doing high-6 and low-7 figures per year… but that wasn’t what I was out for.

I just wanted to provide freedom for myself, and if I was lucky, take my family along for the ride.

Fast forward a few days and a few phone calls & I was enrolled!

Here’s the first “money making website” I put up:

I built that site in 2020, and it still makes me $1,500 per month. It’s a basic 5 page website I built based on a template the program provides.

The best part to me? My dad and I get to do it all together!

So between the:

  1. Ease of reaching $5-$10K per month in income online
  2. Straightforward-ness of the system to do it
  3. Fact that I get to do it w/ my family

Is why I recommend local lead generation as my #1 business model for making money online.

Sure, it takes some work and dedication – but anyone that tells you that there’s a business out there that requires no work is selling you a lemon.

I’m not saying you need to sign up for the same program I did, but I would definitely recommend giving the business model a peek!


Quick Report On Four Percent Challenge

Creator: Vick Strizheus

Price: $1 trial, then $49 a month for the most basic membership: Pro. This is what I am (was) part off.

Overall Rating: 1 out of 10 stars.

Who Is Vick Strizheus?

I quit being a Four Percent member for a variety of reasons.

I do admire Vick, the program’s creator, for being a highly “innovative” entrepreneur, but his background overall just doesn’t add.

He did earn huge amounts of money in the industry, but through questionable methods, in my opinion.

You can hardly do anything wit their $1 trial because only lesson is provided every 24 hours.

You would also be faced with a lot of expensive upsells that would require you to buy and promise you easy money.

Update: This program Has Now Evolved Into “Just” Four Percent

the four percent

Vick’s Four Percent Challenge program has been updated and renamed to just “Four Percent.”

Most of his products from the previous brand are still sold in Four Percent and he currently runs a promotion, which he calls the Internet Traffic Academy, for the new brand.

I’m pretty sure there wouldn’t be much difference between the two, mainly because of the following reasons:

  • Vick’s history
  • High-ticket programs which can be found elsewhere for a much cheaper price
  • Initially hyped then eventually turns into a sales funnel that tells you to purchase more high-ticket products about various topics on internet marketing

This is something that I would never endorse.

So, this program is just not going to be part of my recommended list as I’ve personally come across it and have done reviews of Vick’s other products.

I will, however, tell you at the end of this review what I think will be a much better way to make money.

What Is The Four Percent Challenge?

It is primarily a high-ticket internet marketing product with several sub-programs inside it, a total of 10 to be exact.

These programs are for SEO marketing, list building, traffic generation, and other related topics.

You have limited access to a few classes for the most basic subscription (there are five in all), which are unfortunately published only once per 24 hours.

Based on what I observed, it’s more of a teaser than actual training, in my view.

It’s simply Vick pumping up ideas for getting money online and chatting about random topics.

I don’t like to use the word “scam,” but there wasn’t anything I encountered that made the membership worthwhile.

There are additional programs for the budding internet marketer inside the members area which aren’t about internet marketing at all.

For instance, you’d see a link to these MLM companies called, “World Ventures,” and “Enagic” (A health program/ product) with whom Vick is affiliated with and which you can also sign up for and be part of their program.

These two and other non-related products will not be covered in this review.

I think Vick is seeking to build a massive empire of products/ partnerships and recruit a large number of affiliate marketers for his products’ promotion.

The 10 Programs Within The Four Percent Challenge

These ten are the main products of the program. There may be more but I’m going to stick with these 10 products that are related to internet marketing.

The following is a breakdown of these 10 internet marketing-related products and how much they cost.

From what I gather, the green ones are what you get for the $1 trial and if you continue further, you get the $49/ month with it.

The ones highlighted in red are optional, but it seems that you will be required to purchase them if you decide to upgrade.

The items in black are either unavailable or not yet released. Their cost is undisclosed, but I’m sure it’s not going to be cheap.

Again, these are not the only products you’ll see in the members area.

There are others that are completely not related but I won’t go through them here in this review.

The 4 Memberships Of the Four Percent Challenge & What You Need To Know

It wasn’t really surprising to see Vick divide his membership into multiple tiers, each costing more than the next one, which clearly makes this program a high ticket program

Here’s what I mean…

Each level of membership has its own set of criteria.

One of the conditions is that you purchase one or more of the 10 products I’ve mentioned earlier.

Let me walk you through each tier and provide you with a cost estimate should you opt to sign up and upgrade.

four percent reviews

Level 1: Pro Monthly

It’s a one-time fee of $1, followed by a monthly fee of $49, as previously stated.

This grants you access to a minimum of two training programs highlighted in green.

Pro Lifetime Upgrade

If you want to participate for the long term, this might be the option for you. It costs a one-time fee of $497.

I’m assuming it provides the same benefits as pro monthly.

Level 2: Gold

Here, you must have acquired the following programs and memberships:

  • You must be a Pro Lifetime member, which costs $497.
  • You must possess eStage, which costs $497.
  • You must have completed the Internet Traffic Mastery Course: The cost is not yet disclosed. I’m guessing it’ll be around $100.

So, for the time being, it would cost you nearly $1,000 to be a Gold member.

Level 3: Platinum

It does not currently display what the membership requirements are, but since it’s the next level, it would cost more than the Gold membership.

Level 4: Diamond

Diamond membership requirements are currently unavailable, although they are most likely more expensive than the Platinum membership simply because it’s the next level.

Being a diamond member will, in my opinion, cost you many thousand dollars in total.

Why I decided To Leave Four Percent Challenge

The short answer to this is that I don’t trust this guy, not even the slightest.

I have reviewed a lot of Internet marketing programs over the years and in fact, I did stumble upon some of his previous products, which were a lot

Here are a couple of them:

  • High Traffic Academy
  • Big Idea Mastermind

I’ve always given them a bad rating since they marketed the same high-priced training that’s in the Four Percent Challenge.

However, aside from the high fees and the fact that there’s no need to spend this much to  make money online, the second major concern for me is Vick’s background.

There are a number of huge red flags here, since Vick got a lot of backlash regarding his past products and programs.

I won’t go into the details, but there’s a lot of shady things going on with him, and doesn’t include his background prior to being an online marketer which seems to add up to my suspicions.

My point here is that since the day I learned about Vick, did some digging into his background and previous products, there was a very clear and shady pattern that came up with regards to his overall credibility as an entrepreneur.

So, this is ultimately why, besides the hefty price tags, I’m saying no to this product.

Who The 4% Success Challenge ($10K) Serves Best

Four Percent Challenge is not for you if you are someone with little to no experience, are under stress, unemployed, on the verge of losing your job, require funds to cover a major emergency, and the like.

But, on the other hand..

If You’re In It For The Long Haul

The Success Challenge is for people who want to start a business the proper way.

Doing things correctly will develop in you a life-long skill.

This career path requires patience and the completion of everyday mundane tasks that will yield a rewarding outcome.

Those Who Can Afford It

If you find yourself whining about how expensive the Success Challenge is, it’s likely that it isn’t for you.

If you don’t see yourself earning long-term rewards from a well-structured affiliate marketing training and programs, you could just hold on to your job.

But I think if you want something bad enough, you can always plan and save up for it.

Otherwise, if you’re slacking in your goals in life, I’m guessing you’ll never be able to pay Affiliate Marketing Academy.

Something Else I Need To Mention About Four Percent Challenge

If you check the members area in the Four Percent Challenge website, you’ll find out that there’s an affiliate program.

To market the large brands themselves, you must join and register for their “partner program,” which costs $197.

Being in the affiliate business myself, I oppose the idea of investing in most high-ticket offers.

His latest program called, “Internet Traffic Mastery” which is part of Four Percent, is the main program that will show you how to sell it including the other items in his platform.

This training can be used to other various niches/ promotions.

Here’s The Problem Though

Now, I’m not sure if this charge includes the opportunity to sell all of the products, but judging from what I know about such high-ticket offers, they usually tell you that purchasing their more expensive options would also result in more commissions.

I’m not sure if this is the case with the Four Percent Challenge, but it’s certainly plausible.

I’ll wait till I have more proof, but to become an affiliate here, it would set you back a minimum of $197.

Can You Really Make Money With Four Percent Challenge?

4 percent group

Yes, You can!


There’s a lot that comes along with Affiliate Marketing that many people struggle with.

In fact, check out our Top 5 Reason Why Affiliate Marketers Fail.

Now, don’t get me wrong…

You can certainly make money with Four Percent Challenge, but if you’re gonna put in the amount of grueling work to do this business (which, trust me, isn’t easy), you might as well bring in some REAL money while you’re learning the ropes.

The program that helped skyrocket my online business to $40,000+ per month is so simple that making money really does become second nature.

Bottom Line: Is It A Scam?

Is Clever Container A Scam

No, it isn’t a scam.

The Four Percent Challenge provides a wealth of legitimate training and expertise.

It is intended for novice affiliate marketers. However, I think beginners in this industry should run away from it.

There is far too much to grasp, and you will undoubtedly burn a major hole in your pocket before you can even begin to make any money.

I wouldn’t share this opportunity to anyone I know for the reasons that I’ve mentioned earlier in this review.

In other words, it isn’t worth it, if you ask me.

There are other affiliate marketing programs that are not as expensive and whose founder or creator does not hold a shady past.

What’s more, I’m sure you can find a much better business model out there that can actually create multiple streams of income for you.

It is entirely possible to build a profitable, successful online business easier without Four Percent Challenge, however.

My #1 pick proves this.

And unlike Four Percent Challenge, it actually provides REAL PROOF of real success from real people as recently as a few days ago.

What Is Our Top Recommendation For Making Money Online In 2023?

Digital Real Estate

Our review team has come across a program in the real estate industry that is next level!

Although it’s not real estate in the traditional sense, it’s all digital.

Yup, Digital Leasing!

Where Four Percent Challenge falls short is in scalability.

You can’t realistically expect to be able to set up a bunch of different Affiliate Marketing blogs and get NATIONAL traffic to them.

It just takes too many resources (money included) for any regular person to bootstrap.

But what if you could make even more money off of little local websites without having to spend tens of thousands to set up an affiliate blog?

With this Digital Leasing program, you can profit off LOCAL traffic to your website every single day!

Sound too good to be true?

Of course it does!

But it isn’t…in fact, business owners wish they had this skill!

All you have to do is build and rank a LOCAL website and forward the jobs off to a business owner in town, you could even email it to them!

This works for literally any service based business, tree service, plumbing, towing, etc.

How do you get paid and how much?

Simple, after you forward the jobs off to a business owner and he makes some money off of them, you simply ask to make the deal beneficial for each other.

A fair price to charge per lead, depending on the industry is 10-20%…let’s just use the tree service industry for example and go by worst case scenario.

Let’s say you build and rank the site and only 10 jobs a month come in. The average tree service job is anywhere from $500-$2000!

That means at bare minimum you have an asset worth $500 a month!

See why they call it Digital Leasing now?

That’s a rent payment.

The great thing is how easy it is to scale. You don’t have to worry about spending boatloads of money on a single traffic source to get CRUMBS in affiliate income.

Remember Four Percent Challenge talking about their little 10% commission off a $50 product?

This one actually allows you to collect HUGE FLAT RATE DEALS. Truly passive income!

The training program takes making money online to a whole other level. The owner of the program walks you through how to build and rank a site hand in hand, with the occasional voice over when he is sharing his screen.

You will learn the importance of keywords, website name, how to send call notifications via email, backlinking, etc.

Once the training program is completed you will also have access to a Facebook group much better than the Four Percent Challenge group in our opinion. This group is much more active.

Unlike Four Percent Challenge, where you’re getting maybe $5 per sale, you could be getting 10-20X THAT.

reviews four percent challenge

A business will always want more leads and another job. In fact it doesn’t even matter that the job isn’t coming from their website name…they see it as it is…expanding Digital Leasing.

Unlike Four Percent Challenge, more people have been able to walk away from their 9-5 job as well.

Now, I know you probably have tons of questions…

So, check this out to learn more.

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