Family First Life MLM Review: Introduction
Are you happy with the number you see in your bank account?
Are you even making a profit?
After all, most businesses take at least a year to get out of the red and into the black, and plenty of companies never even take off altogether.
Every entrepreneur aspires to build a successful business – you know, one of those things where product sales continually flow out, revenue grows, and profits climb sky-high.
However, according to Forbes, 80% of businesses fail.
Family First Life, a MLM-style life insurance business owned, is offering to help people to be in the forefront of making passive income by becoming an insurance broker.
It’s innovative because it allows you to become one of their independent agents without performing any of the heavy work. There’s not even a need to guess what niche you should pursue in your new business.
There is no order tracking or delivery of product purchases. There is no need to find the best strategies. There is no need to draw in traffic. There will be no trial and error, only proven methods…
…at least that’s what FFL and their mortgage protection insurance company claim.
But is any of it true?
Let’s find out.
DISCLAIMER:
This Family First Life MLM review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.
Table of Contents
Pros: What I Liked
- Wide range of partner carriers
- Clients have various terms to choose from
- Claims to pay agents better than other companies
Cons: What I Didn't Like
- You have to pay for leads
- Info on policies is vague
- These kind of gigs can hurt friends and family
Family First Life: Overview
Chances are you heard about Family First Life because someone – a friend or family member – introduced you to the company. Maybe you attended an online workshop or webinar, or maybe an in-person information session.
Your head’s probably spinning. This might be the first time you’ve heard about a real way to make money outside of a typical job.
So first off, congratulations!
You’ve just entered a whole new world…the world of making money on your own terms.
However, you came in through the wrong door.
Because Family First Life is – plain and simple – an MLM. Throw whatever fancy name you want on it…multi-level marketing (MLM), network marketing (NWM), direct sales, or anything else, it’s the same concept:
You pay some money upfront for the “opportunity” to sell products.
The products are typically low-quality but with high price tags.
You’re told that the key to building your own successful business is selling these products to friends and family, and getting them on a subscription (so you get “monthly recurring revenue”).
Unfortunately, like most people who get taken in by these types of schemes, you’ll quickly discover that the well runs dry faster than you imagined – and relationships become strained.
After all, they make it sound really simple. “Just get 5 people you know onto this magic widget, and things will just grow from there.”
And in your head, you think “How hard can it be? I know plenty of people, 5 will be easy.”
But then you do it, and you realize people look at you like you’ve joined a cult. You’ve become “that person”, who joined an MLM, and is now trying to sell questionable products or services to everyone they meet.
It puts a strain on your relationships, and you end up stuck between two worlds.
But it’s not your fault. These companies spend millions of dollars each year figuring out exactly how to brainwash and recruit people. And that’s why we’re here…
…to help you find a better way before it’s too late.
So, what if there was a way you could build a passive income stream that’s actually passive?
An income stream that doesn’t require:
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Inventory
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Selling to friends and family
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Selling to strangers
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Recruiting people
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Dealing with questionable products that weigh on your conscience
An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?
An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?
If that sounds like something you’d be interested in, check out Digital Real Estate.
This is nothing like an MLM, and that’s probably a good thing.
However, if you’d still like to know more about Family First Life, keep reading.
What Is Family First Life?
Family First Life is a life insurance company specializing in selling mortgage protection products to American homeowners. Additionally, it offers universal life policies, final expense life insurance, and retirement protection.
FFL is an Insurance Marketing Organization, which means that it does not offer its life insurance policies. Rather, it is partnered with top insurance carriers to provide multiple options of life insurance policies to its clients.
Smart, isn’t it?
What Is The Operating Model Of Family First Life?
Family First Life is under the Multilevel Marketing (MLM) insurance company business operating structure.
FFL urges agents to operate their lead system and build their team, the same multilevel marketing that other MLM life insurance companies use.
Who Runs Family First Life?
Shawn Meaike is the brain behind the life insurance company Family First Life, which he brought into the life insurance industry in 2013. Currently, he is the president of FFL
He founded the company to improve people’s lives by protecting their families.
How Can Family First Life Help Protect Your Family?
Family First Life claims to be passionate about putting families first. Thereby, their company name is not just a name; it’s their entire identity.
It has available insurance plans to help provide families with the stability and security they needed.
1. Mortgage Protection Life Insurance
This insurance protects your home, one of your most valuable assets, when you pass away.
2. Final Expense Life Insurance
This is a permanent life insurance policy designed to cover your funeral expenses.
3. Indexed Universal Life Insurance
This is permanent life insurance that allows you to accumulate cash value in addition to your death benefit.
4. Fixed Index Annuities
This insurance is a safe way to keep your retirement secured.
How Does Family First Life Contact Homeowners?
Like most life insurance providers, Family First Life sends direct mail to people who have recently bought a new home, recapitalized a home, been approved for a reverse mortgage, or been accepted for a Home Equity Line of Credit (HELOC).
Let’s say you’re the homeowner. When you return the mortgage protection letter or answer a telemarketer call, your information gets recorded in a Customer Relationship Management (CRM) software and is called a “lead.”
What will they do with the leads?
Family First Life sells the leads to their agents, who will contact you directly with the information you provided.
How Much Does Family First Life Cost?
Contrary to other MLMs that will require you a bunch of fees, you could join to be a Family First Life agent for FREE. Plus, you don’t have a contract here.
Since you don’t have a contract, you can get a release within 24-48 hours when you decide to leave to look for new opportunities.
The thing is, you need to be a licensed agent first before you get to sell life insurance policies. Meaning you have to take licensure exams that could cost you around $200 or more.
And the leads will set you back every time you need someone new to call, and you’d better hope they’re not cold.
Is Family First Life A Pyramid Scheme?
Let’s cut to the chase; Family First Life is not TECHNICALLY a pyramid scheme.
Indeed, the majority of your income will come from advancing in ranks through recruitments, but it’s not your only source of income here in Family First Life. Thus, it is not technically a pyramid scheme.
However, we still have some major concerns.
Is Family First Life A Scam?
So, is it a scam?
Not technically – even if people online are saying otherwise.
You can make money with this program, but building a successful business is definitely not as easy as they make it sound.
Now, there’s nothing wrong with front-loading the work and making the money later.
But if you’re grinding it out for 3 months, and then your reward is being forced to grind it out for another 9 months before seeing any “real money,” well…that’s not a great deal, is it?
Reminds me of those other God-forsaken MLMs many of us have experienced…all hype and no substance.
What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?
And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?
And what if you could double it next week?
Well, that’s the power of Digital Real Estate.
And you can legitimately do this from anywhere. It’s a true lifestyle business.
Your laptop and an internet connection are all you need.
Some of the most successful students in this program run their entire 6-figure businesses from:
· A camper in the middle of the woods
· A beach chair laid out on gorgeous white sands
· A small villa in the Mediterranean
These people are able to travel around, living their lives first, and focusing on their income second.
Because even if they stop working for an extended period of time, the money keeps coming in – so adventure, memories, and experience are the top priority.
And they never have to worry about how to pay for the next trip, or consider asking for time off.
If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.
Are There Alternatives To Family First Life?
Yes, there are plenty of MLM companies to choose from if you want to pursue this business model. Here are just a few:
What Is Our Top Recommendation For Making Money Online In 2023?
Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.
While there may be no “perfect business”, the research IS conclusive:
Digital Real Estate is the #1 online business model for entrepreneurs.
Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is probably your best bet.
Why?
Frankly, I don’t think you can afford to make the wrong choice when it comes to your career in this day and age.
Have you seen inflation lately? You know, that thing where your money is worth less but your costs of living keep rising? You must find a way to overcome this strain on your financial life, and you can’t rely on others to do it for you.
“Relying on others to do it for you”…where have I heard that before?
Oh yeah, it’s FFL’s entire business model. Not good.
Whether you’re a man sick of living an average life, or a single mom seeking a new stream of income in order to stop the cycle of barely getting by…it seems clear to me that Digital Real Estate is a great option to take control in today’s economy.
Let’s dig into the details:
1) It’s Flexible:
Got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this.
Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.
And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.
Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.
This is only possible if you have an income stream that’s not tied to your time.
2) You Own & Control EVERYTHING:
When you sell insurance, you don’t own anything. With FFL, you REALLY don’t own anything.
You don’t own the sales platform, you don’t own a brand, and you don’t own the customers.
So…are you comfortable trusting these guys with your livelihood?
With Digital Real Estate, you own the assets, which means you have all the power and all the control.
3) Little To No Startup Costs:
It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.
That said, I’m not going to lie to you and say you’ll never have to put any work in. That’s a red flag. You don’t get anything for free in this life…however, you can absolutely put work in up front that frees up your time and lifestyle as you stack success.
That’s the life-hack to sitting back and watching money roll in.
Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for a much more efficient investment than MLMs – or even worse, taking out student loans.
4) No Wasted Time:
As mentioned above, spending tons of hours every day selling insurance and friends and family is a huge time commitment.
Plus, you constantly need to be buying leads if you want to maintain your business.
You need to spend even more money if you want to scale up. With MLMs, you’ll always have limits on your time and freedom.
With Digital Real Estate, a 100% online business, you never have to worry about that.
5) Easy To Duplicate:
Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call.
Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.
How does it get easier?
Because you have more knowledge, more experience, more results, and more momentum.
If you wanted to double your income with FFL, you’d have to double your time investment OR your profit margins. And it doesn’t take a rocket scientist to figure out that’s a lot harder than a few clicks and a few minutes of your life.
6) Make Money Helping Real People:
This part is what makes it all worth it. FFL is a decent way to make yourself money, but it doesn’t improve anyone else’s lives.
After all, there’s always someone else selling life insurance. That might be fine in the short term, but in the long run you may feel like you’re missing a purpose.
Don’t even get me started on MLMs, where your friends and family become the product…I’m sure many of you reading have been through that sort of “bait and switch” nonsense before.
You know the type – they promise a living wage, then you’re only on commission for a sketchy product.
With Digital Real Estate though, you’re actually helping people by solving your clients’ biggest problem:
Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.
You make money by helping them make money.
Not some big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.
Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll see what I mean.
Now, the choice is yours. You could continue browsing, looking at opportunities like MLMs which could one day make you money…
…you could continue researching, never making a decision…
OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality.
At the same time, you’re joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.
A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits? It’s as good as it sounds.
All while genuinely helping real people who are grateful and happy to pay for it.
If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.
