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EarnFlo Reviews (Updated 2024): Is Jonathan Maxim Legit?

By: Joel & Josiah
Earnflo Review

Hey there, welcome to my EarnFlo reviews! Chances are, you stumbled upon the idea of joining EarnFlo in one of these ways:

  • You saw an ad from a guy named Jonathan Maxim on YouTube or Facebook, where he is talking about how to automate your online business.
  • You were checking out different business ideas or programs and stumbled upon EarnFlo.
  • Someone told you about it, and you thought it might be a cool way to start your own business.

No matter how you find your way here, don’t worry!

In the next sections, we’re going to explore EarnFlo. We will answer some important questions:

  • Is this eCommerce automation thing (EarnFlo’s business model) worth your time?
  • Who is Jonathan Maxim, and can you trust EarnFlo?
  • How much does EarnFlo automation cost?
  • We’ll also dig into whether there’s any truth to the so-called “EarnFlo scam.”
  • What’s hiding inside their paid membership area?
  • Finally, we’ll look at some other options similar to EarnFlo.

I’ve reviewed tons of automated eCommerce programs like EarnFlo. So I’m in a good position to give you real insights based on real experiences. I’ve also scoured the internet for every public review I could find. So this is your one-stop shop for all things “EarnFlo reviews.”

Spending a few minutes here is well worth it if it helps you avoid losing money and wasting time.

So, let’s get going with the pros and cons!

This EarnFlo review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.
Training Curriculum

Average Rating


EarnFlo is a service that takes care of everything for you when it comes to running an online store. The creator is Jonathan Maxim. They do all the work, from setting up your store to filling it with products. They can do Amazon, Walmart, or eBay stores. Their goal is to make you semi-passive income through automated stores.

Done-for-you service. EarnFlo handles most of the tasks for you, which means it easier for you to set up an online store.
Automated eCom stores, meaning many of the operations involved in running your online stores are handled automatically.
They said that you will make your first sale in four weeks, which means you won't have to wait long for an ROI.
EarnFlo doesn't provide any training or coaching, so you're on your own in figuring things out.
They don't reveal how much their services cost. This means they're not transparent with their pricing.
It's not a 100% hands-off service, meaning you may still need to be involved.


  • Done-for-you service. EarnFlo handles most of the tasks for you, which means it easier for you to set up an online store.
  • Automated eCom stores, meaning many of the operations involved in running your online stores are handled automatically.
  • They said that you will make your first sale in four weeks, which means you won't have to wait long for an ROI.


  • EarnFlo doesn't provide any training or coaching, so you're on your own in figuring things out.
  • They don't reveal how much their services cost. This means they're not transparent with their pricing.
  • It's not a 100% hands-off service, meaning you may still need to be involved.

Why Listen To Us?

My name is Josiah, and this is my Dad, Joel.

Together, we make up the team here at Scamrisk.

If you’ll let me bother you for two minutes, I’d like to quickly explain why I’m even here writing this review.

In early 2020, I had just graduated from college & had no real career prospects.

I knew I was destined for something more, but I had no clue how I was going to make it happen.

I had this sinking feeling in my gut all the time… like the “big man upstairs” had accidentally given me the version of life where I’d be mediocre forever, instead of the one where I was, ya know – happy & fulfilled.


I had fiddled around with some different online businesses in college:

Some random MLMs, a bit of affiliate marketing, a (failed) dropshipping store or two, all the usual suspects.

Even my dad had been involved in MLMs back in the day… selling knives & other random nonsense people (probably) didn’t need.

All I really wanted was to find something that was going to actually work for me.

Maybe those things had worked for others, but for me it all turned up a fat “0” in the bank account department.

So I searched! And searched… and searched… and searched…

And eventually, I somehow stumbled upon a program that promised to help me build an income online (read about it here if you’re curious).

I didn’t really want to be “rich”.

The thought of making a reliable $5K per month & not having to worry about clocking in to a 9-to-5 ever again was all I needed.

Sure, there were people in the program doing high-6 and low-7 figures per year… but that wasn’t what I was out for.

I just wanted to provide freedom for myself, and if I was lucky, take my family along for the ride.

Fast forward a few days and a few phone calls & I was enrolled!

Here’s the first “money making website” I put up:

I built that site in 2020, and it still makes me $1,500 per month. It’s a basic 5 page website I built based on a template the program provides.

The best part to me? My dad and I get to do it all together!

So between the:

  1. Ease of reaching $5-$10K per month in income online
  2. Straightforward-ness of the system to do it
  3. Fact that I get to do it w/ my family

Is why I recommend local lead generation as my #1 business model for making money online.

Sure, it takes some work and dedication – but anyone that tells you that there’s a business out there that requires no work is selling you a lemon.

I’m not saying you need to sign up for the same program I did, but I would definitely recommend giving the business model a peek!


TLDR – What’s The Verdict On EarnFlo Reviews

EarnFlo Reviews

If you want a quick answer about whether to try EarnFlo, here it is: I don’t recommend it.

Jonathan Maxim might be successful in online business, but that doesn’t mean he’s good at teaching.

That’s why there’s no coaching at EarnFlo. Being an expert at running stores and making money doesn’t make you good at teaching beginners.

I’m not saying he’s trying to trick anyone with EarnFlo. What I mean is there are other programs out there. They do a better job teaching useful skills without relying on automated stores.

Running an eCommerce automated store is like a big pizza with lots of slices. Each slice you share represents expenses such as advertising, shipping, and managing fees.

As you hand out more slices, you’re left with fewer for yourself. This is how your profits can get sliced up by various financial commitments when you’re running an automated store.

I’d rather invest my time, effort, and money in something that can teach me skills that lead to higher income.

If you want to know more about the program that worked for me, check this out.

Who Benefits From EarnFlo And Who Should Stay Away From Jonathan Maxim?

Let’s break it down. If you’re thinking about joining EarnFlo or not, here’s a simple guide:

EarnFlo might be right for you if:

  • You already have an online store, and you want to increase your sales.
  • You’ve got a good amount of money to set up an online store, especially an automated one.

On the flip side, you might want to steer clear of EarnFlo if:

  • You like to work with a company with a good reputation. Some people on Reddit say it’s a scam.
  • You want to lessen the risks of starting from scratch. This user said you are better off buying existing eBay stores than hiring EarnFlo.
  • You want to check the program’s credibility through publicly sourced feedback. EarnFlo doesn’t have TrustPilot or BBB ratings.

Jonathan Maxim’s EarnFlo Reviews: 1,000 FT View Of This Online Business Opportunity

Business Model

EarnFlo is operating under the eCommerce automation business model.

In this model, you run an online store with minimal manual work. You can automate most tasks, like listing products, managing inventory, and handling orders.

This model is scalable, but success depends on choosing the right products. You also need effective digital marketing.

It’s like having a digital store that runs itself. Although it is not 100% automated, this makes it easier to sell online.

The big downside with EarnFlo is that it’s not a teaching program. They won’t teach you how to start a dropshipping business. They’re more into the “we do it for you” game.

It’s not fully hands-off. You still have to handle some stuff, like setting up a company. You also need to get a dedicated bank account and a wholesaler account.

If you want to explore other programs that provide coaching and mentorship, you can check out the eCom Good Life reviews and eCom Degree Univerty reviews.

About The Guru – Jonathan Maxim Review

Jonathan Maxim review

Jonathan Maxim is the brains behind EarnFlo. He’s a successful businessperson who’s pretty famous in the field. You might’ve seen him in Forbes, and he even got tagged as one of the “Top 50 Founders to Watch” by Startup Grind.

He’s got some serious marketing skills. He worked at places like Xfinity, Universal Music Group, and TikTok. He worked with influencers and made some impressive collaborations happen pretty fast.

Right now, Jonathan runs K&J Growth Hackers, a marketing firm with a fancy boutique touch. He’s also the voice behind the “Zen Business” podcast on Apple Podcasts.

His big dream with EarnFlo is to shake up how businesses work by using software and automation. He also offers investment opportunities to people who are new to eCommerce.

Social Media PagesLinkNo. of Followers
Facebook followers
Twitter followers
Instagram followers
LinkedIn followers

EarnFlo’s Promises And Claims

So, how does EarnFlo’s eCommerce automation actually work? Here’s the lowdown:

  1. Get Your Amazon Store: First things first, EarnFlo helps you set up your own online store on Amazon.
  2. Smart Product Picks: They use some fancy AI tech to pick products for you. This smart system figures out what’s hot and likely to sell big, making sure you can make good money.
  3. A-to-Z Management: The EarnFlo team handles everything from A to Z in your store’s operation. That means they list products, make the sales, deal with orders, and take care of customers. They do all this to keep things running and keep your customers happy.
  4. Pay for Results: Here’s the cool part: the team’s pay depends on how well your store does financially. They’re motivated to work hard and make your store super profitable.
  5. Regular Check-Ins: Every couple of weeks, EarnFlo sends you reports on how your store is doing. You will see how much money you’re making. You’ll get to check what the profits look like, and get a good idea of how well your business is performing.

How Much Does EarnFlo Cost?

Amazon Automationtools, software, & services to streamline & optimize various aspects of selling on AmazonNot published
Walmart Automationautomated tools to manage product listings on Walmart platformNot published
Shopify Automationsimplify & streamline eCommerce operations on ShopifyNot published
YouTube Automationmanage and optimize YouTube channels and contentNot published

There is no information available about the pricing of EarnFlo’s done-for-you service. If you are looking for eCommerce programs with transparent pricing, you can check out Rachel Rofe reviews or Low Hanging system reviews.

Is EarnFlo’s eCommerce Automation Legit Business Model?

real customer earnflo reviews

EarnFlo’s done-for-you stores are legit way to do business, but it’s not all roses and sunshine. Here are some things to think about:

  • Automated systems might struggle with tricky customer questions, which means the personal touch can take a hit.
  • Setting up and keeping the automation going can be pricey and requires some tech know-how.

When you compare it to eCommerce automation, digital leasing through a “rank and rent” approach might be a smarter move. Here’s the deal:

  • You create and get websites to show up high in local search results for businesses. This brings in leads for them.
  • Then, you rent out these top-ranking websites to those businesses. You end up with a steady monthly income without the headaches of running an eCommerce store.
  • By using your SEO skills, you can tap into the demand for local leads. You can set up a straightforward, reliable way to make money.

If you want to know more about digital leasing, check here.

Personal Opinion

If you’ve been following my stuff for a while, you know I’ve been around the block with eCommerce programs. My advice and thoughts are all based on what I’ve seen and experienced. This includes checking out EarnFlo for myself.

Now, let’s talk about something important. When digging into reviews for businesses that promise passive income, you’re likely to bump into a lot of negativity. You see this on Reddit, Trustpilot, the BBB, and even in the comments on ads. It’s like a thunderstorm of complaints out there.

Here’s the deal: people who had a bad time are usually the loudest when it comes to leaving reviews. But because someone had a bad experience doesn’t mean the person selling you the system is a scam artist.

So, if you can’t trust all those reviews floating around, how do you make a smart choice? Here’s how I figure it out when I’m picking an eCommerce program like EarnFlo:

  • Check Out the Owner: First, see if the person behind the program knows what they’re talking about. Does Jonathan, in this case, have actual experience running an automated eCommerce business?
  • Community Support: Running a business isn’t all rainbows and unicorns. Having a private Facebook group where you can turn to people for help during tough times is a game-changer.
  • Bang for Your Buck: It’s not about how much it costs; it’s about what you get for your money. Check out the value of the videos, assets, templates, and bonuses they throw in.
  • Truth Time: Make sure the folks running the show are clear about ongoing costs, upsells, and all that jazz. You should know that what you’re getting is solid and that you don’t need to buy extra stuff to succeed.
  • Show Me the Money: Last but not least, look at how well folks in their private Facebook community are doing. Listen to what the public says, but take it with a grain of salt.

My Recommendation On Jonathan Maxim’s EarnFlo Reviews

EarnFlo Reviews

Now that we’ve talked about how we size up a program like EarnFlo, let’s put our own rules to the test and see how EarnFlo measures up.

Let’s start with the positives:

Jonathan runs some successful online stores, so the experience of the owner is a positive.

It’s possible to make money with EarnFlo. You can let EarnFlo handle all the day-to-day tasks. So you can focus on running your business and making your brand known.

With EarnFlo doing the heavy lifting, you can make money from your online store. You’ll have more time to think about how to grow your brand.

Now, the negatives.

Here are the top five reasons I wouldn’t recommend EarnFlo to most people:

  1. Fierce Competition: The eCommerce scene is pretty crowded. I mean, there are millions of businesses all fighting for a piece of the pie. Getting ahead of the game can be tough. Especially if you’re new to the scene and don’t have a lot of money or marketing know-how.
  2. No Personal Touch: These automated eCommerce platforms? Well, they don’t let you make your store unique. It’s like you’re stuck with a generic, one-size-fits-all kind of online shop. You don’t have the freedom to give your brand a personal touch. Thus, it’s tricky to connect with your target audience.
  3. Not Much Control: When you rely on automation, you’re handing over the keys to your business. Stuff like managing your inventory and handling customers is left to pre-made systems. This lack of hands-on control can lead to problems. Examples are wrong stock levels, late order shipments, and robotic customer service. That’s not great for your reputation or making customers happy.
  4. Tech Troubles and Dependencies: These automated eCommerce setups are all about technology, right? Well, that makes you vulnerable to technical hiccups, software updates, and platform changes. All these can mess with your day-to-day business. It might even lead to your site going offline. This means lost sales and some pretty ticked-off customers.
  5. Big Money Investment: Setting up and running an automated Amazon eCommerce store doesn’t come cheap. You’ve got upfront costs. This includes website development, subscriptions to platforms, marketing campaigns, and managing your inventory. For newbies with tight budgets, these can be a real headache and a gamble.

What Do You Get When You Sign Up For EarnFlo

EarnFlo Reviews

When you sign up for EarnFlo, here’s what you’ll get:

  • You’ll get paid automatically every 14 days, and the money will go straight into your bank account.
  • You’ll have a reliable team on your side who knows their stuff.
  • EarnFlo will take care of everything! That means they will handle sales and shipping. They will also talk to customers, pick the right products and more.
  • EarnFlo will work with you to determine what investment options best suit your situation. It’s all about what works for you.
  • To keep you in the loop, you’ll get regular reports every week and month. These reports will break down costs, sales, how much you’re raking in, and what’s happening in your account. You’ll always know what’s up.

Conclusion – To Buy Or Not To Buy

I checked out EarnFlo, and honestly, I wouldn’t recommend it.

Selling stuff online can be a decent way to make some cash, but when it comes to automation, it’s a whole different ball game.

If you’re looking for a more straightforward way to do business that doesn’t require you to cough up a bunch of money upfront and is easier to handle, you might want to consider digital leasing.

What Is My Top Recommendation For Making Money Online In 2024?

What Is My Top Recommendation For Making Money Online - Digital Leasing

I have spent years researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Leasing is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Leasing is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Leasing business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t. 

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day. 

This is only possible if you have an income stream that’s not tied to your time.

2) You Own & Control EVERYTHING: When it comes to eCommerce automation, it’s a bit like you don’t really own anything. You don’t get to call the shots on product quality. You don’t even own the products because they go straight from the supplier to the customer.

Sure, if you’ve got automated Amazon stores, you can say they are yours. But here’s the catch: EarnFlo points out a pretty big risk. Your Amazon store could get slapped with penalties or even get suspended. If that happens, your store becomes pretty much useless.

Now, with Digital Leasing, things are different. You actually own the assets, which means you’ve got all the power and control in your hands.

3) Little To No Startup Costs: It’s possible to get into Digital Leasing with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work. 

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

4) No Inventory: Okay, here’s the deal. With this automation thing, you don’t have to stress about storing a bunch of stuff in your garage or a warehouse. That is a plus.

But here’s the kicker. You still deal with all the headaches that come with running a business that sells physical products.

Since most of the tasks are automated, you can’t talk directly to your customers when they have concerns.

Imagine spending so much on automation, finally getting that first customer, and then boom—they want a refund or file a chargeback because bots can’t resolve their issues. Not fun.

Now, with Digital Leasing, it’s a different story. It’s an all-online business, so you don’t even have to worry about that kind of risk.

5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum. 

If you wanted to double your income with Earnflo, you’d have to double your inventory, your profit margins, OR your average order value. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

6) Make Money Helping Real People: This part is what makes it all worth it. 99.9% of the time, dropshipping provides no value to anyone but the seller.

In a lot of cases, it has a negative impact on the customer because of poor product quality and an overall bad experience (i.e. waiting 6 weeks to get your order).

And that makes it pretty hard to sleep at night.

But with Digital Leasing, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Leasing, you are unleashing a flood of happy, paying customers for these businesses. 

You make money by helping them make money. 

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent. 

Once you see how Digital Leasing makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.

Now, the choice is yours. You could continue browsing, looking at opportunities like EarnFlo which could one day make you money.

You could continue researching, never making a decision. 

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Leasing.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits. 

All while genuinely helping real people who are grateful and happy to pay for it. 

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Leasing.

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