Let’s be real… if you’ve ever spent hours researching side hustles or online business opportunities, you’ve probably come across the promise of “financial freedom” more times than you can count.
Whether it’s dropshipping, day trading, or crypto, every new system seems to offer a shortcut out of the 9-to-5 grind.
And yet, after all the noise, you’re still wondering: which ones actually work, and which ones just sound good on paper?
That’s where Tan Gera’s Decentralized Masters comes in. It’s not your average make-money-online course… at least, that’s how it’s positioned.
Gera, a former investment banker turned decentralized finance (DeFi) advocate, built his program around the idea of escaping the “rigged” traditional financial system.
His message hits hard for anyone who’s lost faith in banks, Wall Street, or inflation-driven economies.
With claims of teaching advanced DeFi strategies, proprietary frameworks, and access to early-stage crypto projects, Decentralized Masters promises to give everyday people a real shot at multiplying wealth through what it calls the “native markets.”
It’s an ambitious pitch… and for someone who’s been burned by risky systems before, it sounds both exciting and intimidating.
On one hand, Gera’s credentials (CFA-certified, top 5% globally) give the program credibility most gurus lack.
On the other, the very nature of decentralized finance is volatile, unregulated, and complex. It’s not something you can just “set and forget.” The idea of turning crypto speculation into a consistent wealth-building system is bold, but it also raises serious questions about risk, sustainability, and accessibility.
If you’ve ever felt exhausted by online business models that demand too much time, capital, or blind faith, you’re not alone.
Many people want to grow their income… but not at the cost of losing sleep, peace of mind, or savings.
Decentralized Masters offers big upside potential, but the trade-off is steep: it requires deep technical knowledge, high risk tolerance, and constant attention to rapidly changing markets. For some, that’s thrilling. For others, it’s a dealbreaker.
In this review, we’ll unpack what Decentralized Masters really offers… from its training structure and community to the real results behind the flashy marketing.
We’ll break down what’s true, what’s overhyped, and whether it’s genuinely worth the high-ticket cost and time investment.
By the end, you’ll know if Decentralized Masters is the right move… and what safer alternatives exist.
TLDR – Revealing the Truth Behind Decentralized Masters
| Factor | Rating | Explanation |
| Time Investment | High | Students typically spend weeks mastering the ABN system and months applying it effectively. Daily monitoring of fast-moving DeFi markets is required to sustain results. |
| Level of Command Required | High | Success depends on understanding blockchain protocols, wallet security, and early-stage token investing. It’s best suited for individuals with prior financial or crypto experience. |
| Ease of Implementation | Low | The strategies involve multiple tools, risk assessments, and real-time market decisions… far from beginner-friendly. Expect a steep learning curve. |
| Profit Potential | Medium to High | Reported returns can be impressive but are tied to speculative market cycles. High gains are possible, but so are losses, making the results unpredictable for most users. |
Summary: Decentralized Masters by Tan Gera is a high-intensity education and community program focused on mastering decentralized finance through systematic frameworks and advanced portfolio strategies. It promises access to early-stage crypto opportunities and professional mentorship, but it also demands extensive time, deep technical understanding, and high-risk capital. The potential rewards exist, but the system operates in volatile, unregulated markets… meaning consistent profits are far from guaranteed.
This program works best for those with significant capital, patience, and an appetite for risk… not for someone looking for calm, steady secondary income.
If you’re seeking financial breathing room through a simpler, low-overhead system you can manage part-time, Digital Leasing offers a more grounded alternative. Instead of speculating in unstable markets, you build small local digital assets that generate steady recurring income month after month… giving you control, consistency, and peace of mind without constant reinvestment or stress.
Evaluation
| Factor | Rating (out of 5) | Explanation |
| Community | ⭐⭐⭐⭐☆ (4/5) | The Decentralized Masters community is highly active, with over 4,000 members worldwide. Students report valuable networking and discussions with blockchain professionals, though some note that the environment can feel overwhelming for beginners unfamiliar with DeFi terminology and fast-paced market updates. |
| Mentorship | ⭐⭐⭐⭐☆ (4/5) | The program provides one-on-one and group mentorship sessions with experienced blockchain analysts. Feedback indicates that mentors are knowledgeable and accessible, but the value depends on each student’s ability to grasp complex concepts and dedicate time for interaction. |
| Curriculum | ⭐⭐⭐☆☆ (3/5) | The curriculum is extensive, offering over 200 hours of structured content on DeFi investing, security, and portfolio management. However, it requires significant prior financial literacy, and many students find the material demanding… making it less accessible for newcomers. |
Overall, Decentralized Masters scores balanced across these pillars… revealing its strength in mentorship and community but exposing complexity in the curriculum that may limit beginner success.
Pros
1. Strong Educational Foundation
Built around Tan Gera’s CFA-level financial expertise, the program blends traditional finance principles with decentralized investing strategies, giving members a structured framework to approach DeFi more intelligently.
2. Active Global Community
With over 4,000 members and 90+ blockchain analysts, students gain access to a large, engaged network where they can exchange insights, collaborate, and learn from peers across the world.
3. Real-Time Research and Analysis Tools
Members get access to proprietary apps and curated news that help them stay ahead of emerging trends, reducing time spent manually researching volatile markets.
4. Comprehensive Mentorship Access
One-on-one and group mentorship options allow students to interact directly with analysts who walk them through strategies, portfolio design, and market updates.
5. Credibility Through Founder Background
Tan Gera’s academic pedigree (CFA Level III, top 5%) and professional finance experience lend the program legitimacy often missing in the DeFi education space.
Cons
1. Extremely High Learning Curve
Not necessarily bad, but important to know… mastering DeFi concepts requires serious fluency in blockchain systems and constant attention to evolving protocols.
2. High Financial Barrier to Entry
While the tuition is high-ticket, the larger challenge is the significant capital needed to participate in the high-risk investments promoted within the curriculum.
3. Volatile and Stressful Market Exposure
The very markets that make Decentralized Masters exciting are also unpredictable. Active management and emotional resilience are required to handle price swings and losses.
4. Lack of Refund Transparency
The program’s refund policy is not publicly available, which can be concerning for students making a large financial commitment.
5. Not Suited for Part-Time or Low-Effort Learners
Decentralized finance demands daily attention and research… making this system a poor fit for those seeking low-effort or secondary income streams.
Understanding both sides helps you decide if Decentralized Masters matches your goals.
Who Benefits From the Decentralized Masters & Who Doesn’t?
The Decentralized Masters program is best suited for people who already have a solid foundation in finance, investing, or technology. It’s designed for those who thrive in fast-moving environments and see volatility not as a threat, but as an opportunity. If you’re someone who enjoys research, deep learning, and staying ahead of the curve in emerging markets, this program can feel both intellectually stimulating and financially rewarding.
Ideal participants are typically entrepreneurs, investors, or professionals with discretionary income they can afford to risk. They’re driven by the idea of breaking free from the limits of traditional finance and are willing to commit the time needed to study blockchain fundamentals, DeFi platforms, and security protocols. These are individuals who understand that big returns come with big risks and are willing to engage actively… analyzing data, testing strategies, and networking with other ambitious investors.
For example, a seasoned crypto trader who already has experience using decentralized exchanges or a financial analyst exploring new opportunities beyond traditional markets would find the curriculum’s rigor appealing. Likewise, those with a strategic, analytical mindset who appreciate a structured framework for navigating high-risk markets… like the ABN System… may find real value in the program’s depth.
Who This Isn’t For
Decentralized Masters isn’t built for beginners, casual learners, or anyone currently under financial stress. The combination of high tuition and the need for substantial investment capital can quickly become overwhelming for those still working toward financial stability. The program assumes you’ll have both the time and the liquidity to engage in high-risk markets… and for many, that’s simply not realistic.
If you’re hoping for a hands-off or part-time system that produces steady results, this model will likely feel too demanding. The daily research, active portfolio management, and constant adaptation to new protocols make it unsuitable for someone with limited bandwidth. Similarly, if the idea of losing a large portion of your capital in volatile markets causes anxiety, the stress may outweigh any potential upside.
This doesn’t mean the program has no value… it’s just crafted for a very specific kind of person: the high-risk, high-reward seeker with both time and capital to invest.
If you’re not in that group, a simpler and steadier model like Digital Leasing may be a better fit. It lets you build steady recurring income through digital assets you own and control… providing stability and financial breathing room without the sleepless nights that come with speculative markets.
1,000 FT View of Decentralized Masters
At its core, Decentralized Masters is a hybrid education and investment research community focused on decentralized finance (DeFi). Rather than being a simple online course, it combines an academy, mentorship network, and analytics ecosystem designed to help members identify and evaluate early-stage crypto investment opportunities. The structure is intensive and operates more like a financial training institute than a casual learning platform.
The program is delivered primarily through pre-recorded video modules, one-on-one and group mentorship calls, and a proprietary app that consolidates market news and analysis. The curriculum centers around the ABN System, a proprietary three-step framework that classifies opportunities into three categories… Stable Assets, Higher-Risk Opportunities, and Native Markets. Each phase of the system walks members through portfolio allocation, due diligence, and timing strategies. The content is dense, blending traditional finance principles from Tan Gera’s CFA background with modern DeFi strategies, giving students both theoretical understanding and hands-on tools.
In the first 30 to 90 days, students can expect a steep learning curve. The early modules focus heavily on foundational concepts like blockchain fundamentals, wallet security, and risk management… areas that require active note-taking and repetition to master. Group sessions and mentorship calls become critical during this period, helping new members interpret market signals and apply the ABN system to live scenarios. For most students, this stage involves long hours of research and hands-on practice, especially if they’re new to DeFi.
As students progress, the focus shifts toward implementation. They learn how to identify early-stage tokens, track on-chain data, and evaluate project fundamentals before tokens reach mainstream exchanges. This is where the real challenge lies… applying the lessons in real time while managing the emotional and financial volatility that comes with trading unregulated digital assets.
Compared to other education communities in the crypto and finance niche, Decentralized Masters positions itself as more sophisticated and research-driven. Many crypto courses focus on speculative trading or trend-following, while DM emphasizes systemization and professional-grade analysis. The inclusion of over 90 blockchain analysts within its ecosystem also sets it apart, providing members with ongoing insights that mimic the structure of an investment research firm. However, this complexity makes it less accessible for casual learners. Where other communities might provide simplified frameworks or copy-trading options, DM expects students to operate independently and think like analysts.
Overall, the Decentralized Masters experience is immersive and challenging… part academic training, part professional mentorship. It rewards those who approach it like a full-time project but can quickly overwhelm anyone seeking quick results or part-time engagement. For those with the time, capital, and curiosity to explore DeFi deeply, it’s a rigorous entry point. For others seeking stability and lower effort, models like Digital Leasing offer a more balanced way to build steady, recurring income without diving into high-risk markets.
Who Is the Guru
Tan Gera (sometimes listed as Tanuj Gera) is the founder of Decentralized Masters, an education and investment research community centered on decentralized finance (DeFi). His background stands out in the world of crypto educators because it’s grounded in traditional finance. Gera achieved his CFA Level III certification by the age of 23… placing him among the top 5% of global candidates… which gives him significant credibility in the investment and analysis space. This combination of traditional financial expertise and forward-thinking blockchain enthusiasm forms the backbone of his brand.
Born to Indian immigrant parents in the suburbs of Paris, Gera often references his upbringing as both intellectually gifted and rebellious. He was reportedly expelled from two schools despite top academic performance, which adds a maverick flair to his story. His narrative centers on rejecting the “rigged” nature of traditional finance and pivoting to DeFi… a message that resonates strongly with individuals disillusioned by centralized banking and conventional investment systems.
Before launching Decentralized Masters, Gera worked in investment banking and finance, later channeling that knowledge into a 25-year vision for DM as a research-driven, community-led platform. Under his leadership, the company has scaled quickly, boasting 4,000+ members and employing more than 90 blockchain analysts. His teaching style emphasizes discipline, data-driven analysis, and a systematic approach… drawing from his CFA background while blending in the rapid innovation of blockchain. This blend of academic rigor and entrepreneurial hustle defines much of his personal brand.
Gera’s tone is distinctly authoritative yet action-oriented. His catchphrase, “Money loves speed, not perfection,” captures his focus on execution and adaptability. He positions himself as both an intellectual mentor and a challenger of outdated systems… someone who combines philosophical depth with hustle culture appeal. His message attracts ambitious investors who want to feel part of an elite, forward-thinking movement.
While there are no personal scandals tied directly to Tan Gera, criticisms around Decentralized Masters highlight concerns about the inherent risks of the DeFi markets he promotes and the lack of refund transparency for such a high-ticket program. Nonetheless, Gera’s reputation as a sharp, disciplined, and visionary figure remains strong within the crypto education space.
Tan Gera presents himself as a mentor-like authority… equal parts intellectual guide and entrepreneur… which helps students see him as both credible and aspirational in their pursuit of financial independence.
Social Media Presence
| Platform | Handle | Link | Followers (approx.) |
| @tangeraofficial | https://www.instagram.com/decen_masters/ | 15K+ | |
| YouTube | @TanGera | https://www.youtube.com/@decentra-masters | 120K+ |
| Tan Gera | https://www.facebook.com/tangera | 25K+ | |
| Tan Gera | https://www.linkedin.com/company/decentralized-masters/ | 44K+ | |
| TikTok | @tangera | https://www.tiktok.com/@decen_masters | 230+ |
Tan Gera maintains a strong online presence with consistent content focused on education, entrepreneurship, and decentralized finance (DeFi) topics.
Training Cost & Refund Policy
The exact price of Decentralized Masters is not publicly disclosed on its website or official marketing materials, which is a common practice among high-ticket education programs. However, based on public data and recruitment listings for high-ticket sales positions, the tuition cost is estimated to range between $5,000 and $15,000. The program operates through a high-ticket sales funnel, typically involving a call with a sales representative before enrollment. This lack of pricing transparency makes it difficult for potential students to assess affordability upfront.
While there are no clearly defined payment plan options listed, the program’s scale and structure suggest that some form of split payment or financing may be offered during the sales process. In addition to the base tuition, there are implied additional costs tied to participation. Students are expected to deploy significant investment capital into the decentralized finance (DeFi) opportunities discussed during training. To achieve the returns advertised in marketing materials (such as 301% gains), members must commit sizable funds to high-risk assets. This effectively raises the true cost of participation far beyond the tuition fee.
The base tuition grants access to the core ABN System training modules, the member community hosted on Circle, and the mentorship program with blockchain analysts. Higher-level benefits, such as access to exclusive research reports, private mentorship sessions, or special live events, may be restricted to top-tier members or offered as upsells within the ecosystem.
Refund policy information is notably absent from the official website and related public materials. This lack of clarity is a significant concern for a high-ticket offer. While Decentralized Masters includes legal disclaimers clarifying that it does not provide investment advice or guarantee results, it does not specify whether refunds are available, under what conditions, or within what timeframe. This absence of transparency makes it difficult for prospective students to understand their rights if they are unsatisfied or change their minds after purchase.
In short, Decentralized Masters is a premium, high-commitment program that demands both substantial tuition and additional capital to implement the strategies taught. The undisclosed pricing and unclear refund policy are potential red flags, particularly for individuals who prioritize consumer protection and clear terms before investing in education.
My Personal Opinion – Is Decentralized Masters Legit?
After spending time researching and reviewing Decentralized Masters, I can say that it’s one of the more structured and academically grounded programs in the DeFi education space. What impressed me most is the depth of financial theory that underpins Tan Gera’s approach. His CFA background clearly shapes the material… the training isn’t just hype or crypto jargon. The ABN System offers a logical, risk-tiered framework for navigating the decentralized finance landscape, which helps students move from safer yield assets to higher-risk, higher-reward tokens. For someone already versed in finance or crypto, this level of rigor can be genuinely valuable.
That said, the program is not for the faint of heart… or for anyone under financial pressure. What raised the biggest concern for me was the level of capital and time commitment required to make the strategies work. The marketing talks about average returns of 301% and an 86% win rate, but these numbers are highly speculative in a market as volatile as DeFi. Even if the educational content is solid, the outcomes depend on participants risking real capital in an unpredictable environment. This makes Decentralized Masters fundamentally unsuitable for beginners or those seeking a secondary income stream they can build safely on the side.
Compared to other education communities in the space, Decentralized Masters feels much more elite and exclusive… both in tone and cost. Programs like it tend to attract high-net-worth individuals or experienced investors who thrive on risk. While Gera’s community has strong engagement and a reputation for being well-organized, it lacks transparency around key aspects like pricing and refunds. That’s a major difference compared to some smaller DeFi education programs that are upfront about costs, even if their content isn’t as advanced.
If a close friend asked me whether they should join, I’d say it depends entirely on their goals and financial position. If they’re already sitting on extra capital, understand crypto mechanics, and want access to research-driven insights, Decentralized Masters could expand their understanding of DeFi and introduce them to high-level discussions. But if they’re struggling financially or looking for a manageable way to build steady income without constant risk and screen time, this isn’t the right move.
The program delivers intellectual depth and community, but it’s built for wealth acceleration, not income stability. It requires high risk tolerance, serious proficiency, and substantial available funds… far from what most people need to gain financial breathing room.
It might help certain students, but for steady income and control, I’d look at Digital Leasing.
What’s Inside Decentralized Masters
The Decentralized Masters program is built around a blend of structured education, proprietary research tools, and an exclusive community for active investors. Its core framework revolves around the ABN System, which stands for A (Stable Assets), B (Higher-Risk Opportunities), and N (Native Markets). This system forms the backbone of the curriculum and is designed to guide members through a progressive learning path… from conservative DeFi investments to identifying high-reward, early-stage tokens before they hit major exchanges.
Students begin with foundational modules covering blockchain basics, wallet setup, security protocols, and risk management. These early lessons establish a solid base for safely interacting with decentralized platforms. From there, the curriculum transitions into intermediate and advanced modules focused on yield farming, liquidity pools, and on-chain analytics. Much of the emphasis lies in teaching students how to perform independent due diligence… evaluating new projects using both qualitative and quantitative frameworks.
Beyond the core training, Decentralized Masters provides access to a custom-built mobile and desktop app that aggregates DeFi news, project updates, and analytics. This tool acts as a research dashboard, helping members identify potential investment opportunities more efficiently. The program also includes access to mentorship… a mix of group calls and occasional one-on-one sessions with analysts and senior members of the community. According to available data, there are over 90 blockchain analysts and educators involved, making the mentorship aspect one of the more valuable components for those who can keep up with the pace.
Community access is facilitated through the Circle platform, which functions as the central hub for networking and collaboration. Members exchange insights, post trade ideas, and participate in ongoing discussions about market shifts. Live Q&A calls and workshops are periodically hosted by Gera and his team, though the frequency and structure of these sessions are not clearly outlined in public materials.
As for expected outcomes, students are promised the ability to identify high-potential crypto projects early, manage risk systematically, and achieve significant returns using Gera’s frameworks. However, these outcomes are dependent on individual skill, time investment, and… most importantly… the amount of capital each member is willing to deploy. There’s no evidence of standardized results or transparent success statistics across members. The absence of detailed course outlines or clear success metrics can make it difficult for newcomers to gauge the real-world value of the material before joining.
In short, Decentralized Masters delivers a high-intensity blend of DeFi education, analytics, and networking for experienced or ambitious investors. Yet the vague disclosure around call schedules, module details, and success metrics introduces uncertainty… something that can undermine trust for students who expect transparency before making a high-ticket investment.
Wrapping Up My Decentralized Masters Review of Tan Gera
Decentralized Masters stands out as one of the more structured and intellectually rigorous DeFi education programs available today. It combines traditional financial discipline with cutting-edge decentralized finance strategies, giving students a systematic way to evaluate crypto projects and manage portfolio risk. The inclusion of the ABN System, a proprietary framework designed by Tan Gera, offers a clear methodology for balancing stable assets with higher-risk opportunities. This approach, combined with access to experienced analysts and a well-organized community, provides strong educational value for those willing to engage deeply.
However, the program’s greatest strength… its focus on high-level, research-driven investing… is also its biggest limitation. The learning curve is steep, and success requires significant time, serious skill, and capital. The absence of a clear refund policy and undisclosed pricing create friction points that make it difficult for prospective members to assess whether the program aligns with their financial situation. Moreover, the inherently volatile nature of DeFi investing means the results are never certain, regardless of how disciplined the process might be.
This program is best suited for experienced investors, crypto-native users, or financially comfortable individuals who thrive on risk and are motivated by exponential growth potential. It’s not designed for those seeking a stable secondary income or a hands-off system. The requirement to constantly research, monitor, and adapt to a volatile market environment makes it a poor fit for anyone hoping to escape financial stress or reduce workload.
In the end, Decentralized Masters delivers knowledge and structure but demands high tolerance for uncertainty. It’s a high-reward, high-risk environment that can sharpen skills but not necessarily deliver consistent returns. For most people looking to create reliable income, the model is too complex and speculative to provide real peace of mind.
So if you’re serious about building a business that lasts, here’s the alternative I’d choose…
Top Alternative to Decentralized Masters / #1 Way To Make Money
If you’ve made it this far, you probably understand that Decentralized Masters isn’t a casual commitment. It demands time, serious skill, and constant reinvestment… the exact opposite of what most people need when they’re looking for financial relief. For anyone feeling burnt out from chasing volatile returns or tired of complex systems that never seem to stabilize, there’s a calmer, more steady path worth exploring: Digital Leasing.
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The power of this model lies in ownership and reliability. You’re not building someone else’s brand or renting traffic from a platform that can change its rules overnight. You own the asset. Each digital property you create continues working for you month after month, bringing in leads and revenue with minimal upkeep. It’s not hands-off… you’ll need to set up and maintain your sites… but it’s simple, low-overhead, and easy to scale at your own pace.
What makes Digital Leasing different from so many online business models is the sense of control. You decide how many sites to build, how much to charge, and which businesses to partner with. There’s no massive startup cost or risky ad spend… just a repeatable system you can manage part-time while keeping your main job or business intact. Over time, each new site becomes another small income stream that adds real breathing room to your finances.
For anyone who’s tired of the endless hustle of high-risk systems, Digital Leasing is a grounded way to regain control. You’re building digital assets that appreciate in value, create stability, and give you flexibility over how and when you work. It’s a sustainable approach that trades speculation for security… helping you create consistent, real-world results without the chaos of the crypto markets.
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