Debt To Wealth Review (2022 Update): Everything You Wanted To Know!

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Updated: November 15

By: Scam Risk - Expert Reviewer

Improve Your Financial Situation

Many people see debt as something evil. If you want to save money, you will probably avoid financial situations linked to having other debts.

But did you know that being debt free is not the only thing to have financial security? Having a good debt can assist you to build wealth!

Join me to discover how you can start your wealth building with Debt Into Wealth program, if having programs at your back is essential or not.

This Debt To Wealth Review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Table of Contents

Pros: What I Liked

  • Free Newsletters
  • Comprehensive Materials
  • Help Build Wealth From Debt
The Good

Cons: What I Didn't Like

  • NCT Ban
  • Lack Of Background Information
  • Expensive Fees
The Bad

You probably discovered Debt To Wealth for the same reason you might have come across any other financial newsletter, personal finances, trading service, or investment program:

Because you want more money in less time.

And chances are, you want to quickly multiply the money you do have (as opposed to waiting months or even years to see a decent ROI).

This is a really exciting promise, and it’s probably why the financial publishing and training industry is worth billions of dollars.

The problem is that the idea of doubling, tripling, or 10X-ing your money in a few minutes to a few days is so enticing, there are a ton of shady characters in this space.

But, putting that aside, let’s say every investing guru and “trading expert” on the internet had the best of intentions.

Even with proprietary algorithms, a room full of supercomputers, and a team of rocket scientists, most of these experts would be lucky to get it right 20% of the time.

Now sure, we’re talking about asymmetric bets here, so theoretically the winners should more than makeup for the losers.

But in order to make that happen, you can NEVER miss a trade. With a 20% success rate (speaking optimistically), one missed winner could turn a profitable month into a loser.

That’s a lot of pressure and a lot of stress (not to mention a lot of losing) with not much certainty.

But what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Constantly monitoring your phone for buy/sell alerts
  • Obsessively watching charts and movement
  • The emotional roller coaster and angst of hoping one winner can cover the last 8 losses
  • Gambler’s odds (20% chance of success is worse than the odds of winning at Blackjack)

An income stream that brings in consistent revenues every single month (from a couple of thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day monitoring charts, trades, and alerts?


If that sounds like something you’d be interested in, check out Digital Real Estate. 

However, if you’d still like to know more about Debt Into Wealth, keep reading.

What Is Debt Into Wealth?

Transforming Debt Into Wealth

There are two programs with the name “Debt Into Wealth.” Both claims that they are effective in money management and transforming debt into extra money.

Debt Into Wealth of Greg Moore claims that you will be debt free in only five to seven years with this course.

It includes eliminating interest payment, credit card debt, mortgage payment, and other debt payments.

Here are the features of the said course:

  • Downloadable PDF File
  • Free Newsletter
  • Basic Advice

However, when I click on their webpage, it says that no one can open the site anymore as National Telecommunications Commission (NCT) blocked it.

So I can’t actually tell you the past performance of this course; if it can help you with your financial position other than consumer debt and whatnot.

The other Debt Into Wealth that John Cummuta created is not a course but a program.

You make your minimum monthly payment on all of your other loans while you focus on paying off the one with the least sum.

After the smallest debt has been eliminated, all remaining funds should be applied to the next smallest debt.

Here are the things included in Debt Into Wealth of John:

  • Instructional DVD
  • Two Hundred Page Manual
  • Twelve Cassette Tapes
  • Windows Only Software Disk
  • Free Newsletter
  • Bonuses

How Much Does Debt Into Wealth Cost?


The Debt Into Wealth of Greg Moore costs $79. On the other hand, John Cummuta’s basic program costs $149, and the premium costs $349 with handling and shipping.

Take note that these are not connected to any investment advisory services.

Is Debt Into Wealth Worth It?

Is Debt Into Wealth Worth It

In my opinion, you can get the same answers from these two by surfing the internet or reading books from the library.

It might be tempting to drop a wad of cash in the hopes of getting all your questions answered at once, but I think you’ll find that doing research online helps you save money and learn more.

Think before you borrow money. That also applies when you purchase real estate or purchase assets.

Financial security doesn’t only come from entering mutual funds, avoiding interest rates, or having the best investment strategy…it comes from your ability to control how you use money.

Maybe it is not time for car loans. Start imagining how your predisposition to handling money can lead to your future performance in making wise decisions.

Frequently Asked Questions (FAQs)


Why Are Most Rich People In Debt?

According to data from the Federal Reserve, the rich borrow far more money than the poor do.

However, just 36% of outstanding debt is held by the poorest 50% of the population, while the wealthiest 1% retains a stunning 4.6%.

Can Debt Help You Become Rich?

Millionaires use debt to increase and build wealth. As the item increases in value, this might add to their wealth.

Alternatively, individuals may take a margin loan to increase their stock market investment and chase a larger return.

Affluent persons may want to take out loans since doing so allows them to allocate their wealth.

What Is Great About Being Debt-Free?

Is having no debt the new definition of wealth? If you don’t owe any money and have some cash on hand, then yes.

It is achievable for everyone to enjoy the financial security that comes from a debt-free lifestyle.

Debt freedom has a few minor drawbacks, but overall, it’s a great position to be in.

How The Rich Use Debt In Wealth Building?

Debt should be kept to a minimum before moving on to good debt that rich people use to amass wealth. The term for this is “gearing.”

If you make smart investments and your assets rise in value, gearing may be a powerful tool for building wealth since investment profits cover interest and principal payments.

Is Debt Into Wealth A Scam?

Is Debt Into Wealth A Scam

So, is Debt Into Wealth a scam? Not technically. You can make money with it, but it’s definitely not as easy as George Moore and John Cummuta make it sound.

Again, with any kind of financial product (especially trading), you’re taking on a lot of risks.

Sure, you could hit it big and retire in Italy, but chances are you need the stomach and financial cushion to weather tons of losses before you get there…and it may never happen.

Most of the big gains numbers these companies use in their marketing (“XYZ grew by 4,112% in 3 months” or “this option made 324% in just 2 days”) are cherry-picked.

They don’t tell you about the 10 100% losers that came before.

In other words, if you invested $100 into 11 recommendations, you’d lose $1,000, and make back $324…so you’d still be out almost $700.

Most people don’t have the fortitude to stick it out through 3 straight months of losers in the hopes of landing one big winner.

What if, instead, you took those same 3 months, invested just a couple hours a day (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

It’s a true lifestyle business.

Your laptop and an internet connection are all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece


They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

Are There Alternatives To Debt Into Wealth?

are there alternatives

Yes, there are plenty of other business models to choose from if you want to pursue this making money online. Here are just a few:

What Is My Top Recommendation For Making Money From Home 2022?

Digital Real Estate

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1. It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full-time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.

Jump All In

2. You Own & Control EVERYTHING: With anything in the financial markets, you own and control NOTHING. You have no say in price fluctuations, demand, or what the market will do.

Trying to beat the market is fighting against the tide. There’s just too much working against you, no matter how many supercomputers or rocket scientists are on your side.

With Digital Real Estate, you own the assets, which means you have all the power and control.


3. Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.


Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

Lance Lead Gen

4. Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple of keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with any kind of trading or investing, you’d have to double your initial capital OR double the average order size of your existing trades. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.


5. Make Money Helping Real People: This part is what makes it all worth it. In the financial markets, you might be helping your family, but the impact never goes beyond you and maybe a few others.

But with Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact on the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours. You could continue browsing, looking at opportunities like Debt Into Wealth which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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