Credit Fix Guy Review (2022 Update): Everything You Wanted To Know!

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Updated: November 16

By: Scam Risk - Expert Reviewer

Credit Fix Guy Review

Bad credit usually equates to a slow-paced life. Approval of important loans is paused and necessities are harder to come by on.

Yeah, no one likes a low credit report, that’s probably why more and more people are asking for help from credit repair companies, but among those services, Credit fix Guy has great feedback from clients which makes it noticeable.

What exactly makes Credit Fix Guy different from other credit repair services? Find that out in this review.

But before we get to that…

This Credit Fix Guy Review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Table of Contents

Pros: What I Liked

  • Helps work with the three credit bureaus.
  • Positive reviews about their credit repair service.
  • Teaches you methods to avoid low credit score.
The Good

Cons: What I Didn't Like

  • A bit on the pricey side.
  • The unconventional credit repair process.
  • Still not accredited by Better Business Bureau.
The Bad

There are countless information courses floating around the internet. Why? Because for every problem that exists, someone claims to have the solution.

And that solution is usually some oddball money-making system that tells you how to turn a casual interest – or maybe something you’re super passionate about – into sustainable, reliable income.

Just like Credit Fix Guy. Here’s the hard truth, though…

Most of these programs:

  • Take way more time than you’re led to believe
  • May have hidden fees
  • Require you to buy multiple upsells in order to get the “real” information

But most importantly, a lot of these programs just don’t scale.

“Scale” means once you do the work to make a little money, it should get easier to make more money, not harder.

The problem is, most programs out there make it hard to make money at first and even harder to keep making money.

In other words, you might be able to make some money in the beginning, but it won’t be sustainable, and you’ll end up getting discouraged.

This is the exact opposite of passive income.

When income is truly passive, you do the work upfront, but then you set it and forget it. The money gets made whether you’re working or not. It’s not directly tied to the hours you put in.

So, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Inventory
  • Selling to friends and family
  • Selling to strangers
  • Recruiting people
  • Dealing with questionable products that weigh on your conscience

An income stream that brings in consistent monthly revenues (from a couple of thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?

If that sounds like something you’d be interested in, check out Digital Real Estate. 


This is nothing like this company, and that’s probably a good thing.

However, if you’d still like to know more about Credit Fix Guy, keep reading.

Credit Fix Guy: A Good Credit Repair Company?

Credit Repair Company

Having credit issues? Or specifically bad credit? Well, you’re in luck because Credit Fix Guy will help you deal with any credit bureau difficulties and help get back to a 740 credit score.

With Credit Fix Guy, you can get your credit score up by using customized dispute letters to contest negative information that has been reported on your credit report.

The continuous excellent credit repair services for anyone who needs them is most definitely one of the best parts of Credit Fix Guy’s work.

The organization also offers services to assist you to maintain your credit scores high in the future.

Have no worries about taking out loans for cars or a house, and live comfortably with your good credit with the help of their services.

Learn more about how it works in the next bit

How Does It Work?

How Does It Work

In order to improve your credit score, Credit Fix Guy examines your credit record.

Your first step is to provide Credit Fix Guy with your credit profile so they can review it and advise you on which accounts need to be challenged and in what sequence.

Credit Fix Guy then takes a few days to draft personalized dispute letters to send out to the credit bureaus in an attempt to get the accounts removed.

Within three days, you will get the dispute letters and thorough guidelines on how to submit them to the relevant bureaus.

Afterward, you are free to live your best life.

What Do You Get?

Besides handling the credit scores Credit Fix Guy gives you access to these:

  • Manage Your Money The Right Way

    Get Better Credit
    Working along with SmartCredit, Credit Fix Guy provides a suite of tools for monitoring your credit and helping you make informed financial choices.

    You can also have instant access to your credit reports by downloading SmartCredit App on your phone.

    Using the app, you may not only get answers to any concerns you could have regarding your report but also utilize it to have issues fixed.

    With SmartCredit you can use their feature, ScoreTracker to monitor your credit score and watch how it shifts over time.

    You may even check out the potential effects of potential credit applications and purchases using their ScoreMaster tool.

    The SmartCredit service offers two membership categories, each with unique advantages.

  • Custom Dispute Letters

    Custom Dispute Letters
    One of Credit Fix Guy’s most noteworthy features is the ability to draft effective custom dispute letters.

    Before Credit Fix Guy can write you personalized dispute letters, they require access to your credit record, which you can access through their partner, SmartCredit.

    Once you’ve provided Credit Fix Guy your credit report, they’ll review it and use that information to develop dispute letters that are specific to your situation.

    You may expect to get an email from Credit Fix Guy containing the dispute letters and full use instructions within three days.

  • Credit Fix Guy Community Forum

    When you sign up, you’ll also have access to the Credit Fix Guy Forum.

    In this members-only forum, you may connect with others who are working to repair their credit and learn from their experiences or ask them for advice. A lot of other credit repair companies don’t do it, but it’s a pleasant touch.

  • 5 Books That Will Help You Restore Your Good Credit Score:

    Get Positive Credit

  • Fico Dominator: Never Get Denied Again! Powerful DIY Credit Repair Guide

    Within the covers of Fico Dominator: Never Get Denied Again! Powerful DIY Credit Repair Guide, you’ll find advice on how to put an end to harassing phone calls from debt collectors.

    And you can also learn a method or two on how to avoid being blacklisted by the ChexSystems check verification service, and how to get back on track with your credit.

  • The Master Plan: Build Credit Like A Pro Guide

    A credit improvement strategy in three steps, The Master Plan: Build Credit Like A Pro Guide is available only from Credit Fix Guy.

    In 60 days, you may learn how to improve your credit score by following the guide’s simple steps.

    It makes no difference what your credit history looks like right now.

    There are three steps you may do to improve your credit score:

    • Step One: A Surefire Plan for Building Your Credit
    • Step Two: Increasing the Strength and Breadth of Your Credit Profile
    • Step Three: Approval Procedures for Unsecured Loans
  • Equifax Credit Sweep Method Revealed Guide

    This guide is designed to help you increase your Equifax credit score. The removal of your addresses from the bureau’s database is also covered in the manual.

    It also details a 90-day plan to repair your credit and erase most of the bad information.

    According to Credit Fix Guy, the methods used by credit repair agencies to settle debts can also be found in this book.

  • Credit Fix Guy’s Right to Report Letters: Dispute System Guide

    With their Right to Report Letters: Dispute System Guide, the experts at Credit Fix Guy show you how to obtain more removals.

    Many sample letters for exercising your Right to Report to credit bureaus may be found in this book.

    You’ll learn how to write these letters to question their reporting of the material in your file.

    More deletions may result from spotting incorrectly submitted papers, which might have a huge impact in the long term.

How Much Does It Cost?

How Much Does It Cost

The drafted custom dispute letters are what I can say sets Credit Fix Guy art from its competitors that’s why it’s also priced accordingly.

For 50 dollars only you can get full use of their letter to mend your bad credit, and for an additional 20 to 40 dollars learn ways to maintain a high score.

If you ask me if this is a good spend, I’d say yes, because credit scores are tied to what we can do in life it only means that maintaining it and keeping it high allows you to have allowances for growth financially and asset-wise.

Is Credit Fix Guy A Scam?

Is Credit Fix Guy A Scam

So, is Credit Fix Guy a scam? Not technically. You can make money with this program, but it’s definitely not as easy as they make it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – it doesn’t scale.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months, and then your reward is being forced to grind it out for another 9 months before seeing any “real money,” well…that’s not a great deal, is it?

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

And you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection are all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece


They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

Are There Any Alternatives To Credit Fix Guy?

are there alternatives

Yes, there are plenty of other business models to choose from if you want to pursue this making money online.  Here are just a few:

What Is My Top Recommendation For Making Money From Home In 2022?

are there alternatives

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business,” the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online or been in this space for a while but never really “made it,” Digital Real Estate is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full-time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.


2) You Own & Control EVERYTHING: With this company, you don’t really own anything. You have no control over the quality of products. You don’t even own your “business”.
Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.
With Digital Real Estate, you own the assets, which means you have all the power and all the control.


3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.


4) No Inventory: Alright, so most of these opportunities don’t make you buy the products and fill your garage with them anymore (unlike the good ol’ days), but you’re still in a physical products business.

And physical products always have physical limitations. Even if you don’t have to manage the inventory, you still have to deal with supply chain shortages that cause major delays.

Imagine finally landing your first customer and losing them after one sale because they had to wait 6 weeks to get their order.

With Digital Real Estate, a 100% online business, you never even have to think about that risk.

Lance Lead Gen

5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple of keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 monthly in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with Credit Fix Guy, you’d probably need to double the number of hours you spend working. Because, again, this program doesn’t scale.


6) Make Money Helping Real People: With Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours. You could continue browsing, looking at opportunities like Credit Fix Guy which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms, thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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