Cowboy Wealth Review (2022 Update): Everything You Wanted To Know!

Scam Risk is here to help you protect yourself and fight back

Updated: February 25

By: Scam Risk - Expert Reviewer

Cowboy Wealth

You are probably here in my review as you heard that MLM Companies are a great way to make money online.

And I know, I’m not the only one to say that it is hard to trust which ones are scams in disguise and/or are legit companies.

But don’t worry. I have your back!

Because in this Cowboy Wealth Review, you will surely cross out if it is a scheme or not.

but before that, you should first probably read this..

This Cowboy Wealth Review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Table of Contents

Pros: What I Liked

  • Offers multiple earning opportunity
  • It trains you to attract and convince people
  • The creators has at least three decades of expertise in the industry
The Good

Cons: What I Didn't Like

  • The system looks like a pyramid scam
  • No income disclosure
  • It has a shady business system and website content
The Bad


Chances are you heard about Cowboy Wealth because someone – a friend or family member – introduced you to the company. Maybe you attended an online workshop or webinar, or maybe an in-person information session.

Your head’s probably spinning. This might be the first time you’ve heard about a real way to make money outside of a typical job.

So first off, congratulations!

You’ve just entered a whole new world…the world of making money on your own terms.

However, you came in through the wrong door.

Because Cowboy Wealth is – plain and simple – an MLM. Throw whatever fancy name you want on it…multi-level marketing (MLM), network marketing (NWM), direct sales, or anything else, it’s the same concept:

You pay some money upfront for the “opportunity” to sell products.

The products are typically low-quality but with high price tags (because fancy labels and stuff).

You’re told that the key to building your own successful business is selling these products to friends and family, and getting them on a subscription (so you get “monthly recurring revenue”).

Unfortunately, like most people who get taken in by these types of schemes, you’ll quickly discover that the well runs dry faster than you imagined.

After all, they make it sound really simple. “Just get 5 people you know onto this magic widget, and things will just grow from there.”

And in your head, you think “How hard can it be? I know plenty of people, 5 will be easy.”

But then you do it, and you realize people look at you like you’ve joined a cult. You’ve become “that person”, who joined an MLM, and is now trying to sell questionable products or services to everyone they meet.

It puts a strain on your relationships, and you end up stuck between two worlds.

But it’s not your fault. These companies spend millions of dollars each year figuring out exactly how to brainwash and recruit people. And that’s why we’re here.

To help you find a better way before it’s too late.

So, what if there was a way you could build a passive income stream that’s actually passive?
An income stream that doesn’t require:

  • Inventory
  • Selling to friends and family
  • Selling to strangers
  • Recruiting people
  • Dealing with questionable products that weigh on your conscience

    An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?

If that sounds like something you’d be interested in, check out Digital Real Estate. 


This is nothing like MLM, and that’s probably a good thing.

However, if you’d still like to know more about Cowboy Wealth, keep reading.

What Is Cowboy Wealth?

what is cowboy wealth

Cowboy Wealth is a network marketing organization that tempts consumers with health and wellness items and financial education.

It is a multilevel marketing company specializing in health and personal development.

Cowboy Wealth sounds like a legit business model. Though, it remains a mystery since the company’s website has no credible information about its activities, history, background, particular offerings, or success stories from its subscribers.

However, in their website, they promise to help individuals live a healthy lifestyle by teaching them ways to achieve proper nutrition. They also introduce their “revolutionary technology,” in which cowboy wealth promises their clients to save money.

Cowboy Wealth also works with Melaleuca, e-commerce and MLM company. They list Melaleuca as their primary business partner, and you can guess that the Corporation is connected to health and wellness products or programs.

Frank VanderSloot founded Melaleuca in 1985 with the aim of helping people in their health and wellness. Though, unlike Cowboy Wealth, Melaleuca doesn’t give a suspicious vibe as they are transparent with their sales and history and provides a legitimate business opportunity for their clients. It offers over 400 goods on its website spanning from nutrition to personal care, house cleaning, and cosmetics.

In multi level marketing company anybody may participate and sell their goods. You may also supplement your income by suggesting individuals to the company and supporting them in joining.

MLM Company Cowboy Wealth

So, What Is The Relationship Between Cowboy Wealth And Melaleuca?


Before you do your own research, let me link the two for you.

Cowboy Wealth claims to provide answers for bettering one’s health, wealth, the environment, and personal growth in all facets of life.

On the other hand, the Melaleuca website uses the same “motto.”

What does this mean exactly?

It means that the Cowboy Wealth program although operating as a distinct entity, it is actually designed to drive you to Melaleuca, where you will be able to access products and sales techniques.

According to some cowboy wealth reviews, the company has many other red flags, such as there are no clear statements of how this company works or what you will do to generate money online.

It completely lacks transparency about the business opportunity, which is one of the main reasons why this could be a scam.

Cowboy Wealth also claims that they have already paid out more than $5 billion in commission profits. And to be honest, it’s just impossible, especially given their website’s lack of “content.

Melaleuca 2

Who Owns Cowboy Wealth?

Cowboy Wealth Founder

Cowboy Wealth’s developers are Chris and Cathy Sorensen. According to their website, both the couple has at least a 30-year track record in direct marketing,

They’re also experts in the coaching industry, team building, market research, and start-ups. However, we can still say that Cowboy Wealth is still a shady business model as it there aren’t any community chatrooms or even a decent website to begin with.

How Can I Join Cowboy Wealth?

Cowboy Wealth A Good Way In Making Money Online

One thing is that there are no products to sell in Cowboy Wealth’s business strategy, and aside from this, there is also no income disclosure presented on their website.

Cowboy Wealth is a gateway site built to sign you up as a distributor for the Melaleuca.

The only way to join Melaleuca is to become an affiliate for their products and recruit other people to earn commissions, which looks like a pyramid scheme if you ask me.

But to be there might be some people who make money this way, but there is no proof that members of this program make life-changing amounts, and there is a huge risk of losing money rather than making it.

They will train you to become an expert in the online and offline marketing industry and attract new customers worldwide.

They will also have you selling Cowboy Wealth and then getting into Melaleuca, which means you’ll have a different compensation plan and earning possibility that you should be aware of.

Because of this, you’ll forget you ever joined Cowboy Wealth and become more focused on Melaleuca sooner or later.

COwboy Wealth Review Health And Wellness Products

Cowboy Wealth Pricing

Cowboy Wealth Compensation Plan

To be an official member of Cowboy Wealth, you need to spend $19. After that, it charges a monthly fee of $50 to guarantee that you remain an active member.

This means you’ll pay a whooping of $619 for your first year without the other expenditures from marketing, training, travel, and additional incidental fees.

It also doesn’t guarantee that you’ll have a successful online business or it will be a great way of making money online.

Is Cowboy Wealth A Scam?

Is Cowboy Wealth A Scam

So, is Cowboy Wealth a scam?

Not technically. You can make money with this program, but it’s definitely not as easy as the company makes it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – the actual commissions are pretty small.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months and then your reward is a $50 commission, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

And, unlike an MLM, you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece


They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

Are There Alternatives To Cowboy Wealth?

alternative path financial independenceYes, there are plenty of MLM companies to choose from if you want to pursue this business model.  Here are just a few:

What Is My Top Recommendation For Making Money From Home In 2023?

Take the Pen

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.


2) You Own & Control EVERYTHING: With MLMs and Network Marketing, you don’t really own anything. You have no control over the quality of products. You don’t even own your “team”.
Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.
With Digital Real Estate, you own the assets, which means you have all the power and all the control.


3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.


4) No Inventory: Alright, so most MLMs don’t make you buy the products and fill your garage with them anymore (unlike the good ol’ days), but you’re still in a physical products business.

And physical products always have physical limitations. Even if you don’t have to manage the inventory, you still have to deal with supply chain shortages that cause major delays.

Imagine finally landing your first customer, and then losing them after one sale because they had to wait 6 weeks to get their order.

With Digital Real Estate, a 100% online business, you never even have to think about that risk.


5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with an MLM, you’d have to double your customers OR double the average order size of your existing customers. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.


6) Make Money Helping Real People: This part is what makes it all worth it. In an MLM, your “upline” might convince you that what you’re selling improves people’s lives, but deep down, you likely know that’s not true.

Most of the time, you’re either selling a dream or a poor-quality, overpriced product with a fancy label.

And that makes it pretty hard to sleep at night.

But with Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money. 

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours.

You could continue browsing, looking at opportunities like Cowboy Wealth which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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