Cowboy Wealth Review (2022 Update): Everything You Wanted To Know!

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Updated: September 10

By: Scam Risk - Expert Reviewer

Cowboy Wealth

The Cowboy Wealth program is promoted by its founders as a life-changing business opportunity you can tackle to start making money online. Cowboy Wealth is a multilevel marketing company, which means that it is sometimes mistaken for a pyramid scheme due to the structure alone, but it is too early to say that.

However, in this Cowboy Wealth review, we will discuss what it is about, how it works and is Cowboy Wealth a scam.

This Cowboy Wealth review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Table of Contents

Pros: What I Liked

  • Ignites curiosity
  • Melaleuca is legitimate
  • Founders has more than 30 years of experience
The Good

Cons: What I Didn't Like

  • Low success rate
  • No transparency
  • No compensation plan
The Bad

Chances are you heard about Cowboy Wealth because someone – a friend or family member – introduced you to the company. Maybe you attended an online workshop or webinar, or maybe an in-person information session.

Your head’s probably spinning. This might be the first time you’ve heard about a real way to make money outside of a typical job.

So first off, congratulations!

You’ve just entered a whole new world…the world of making money on your own terms.

However, you came in through the wrong door.

Because Cowboy Wealth is – plain and simple – an MLM. Throw whatever fancy name you want on it…multi-level marketing (MLM), network marketing (NWM), direct sales, or anything else, it’s the same concept:

You pay some money upfront for the “opportunity” to sell products.

The products are typically low-quality but with high price tags (because fancy labels and stuff).

You’re told that the key to building your own successful business is selling these products to friends and family, and getting them on a subscription (so you get “monthly recurring revenue”).

Unfortunately, like most people who get taken in by these types of schemes, you’ll quickly discover that the well runs dry faster than you imagined.

After all, they make it sound really simple. “Just get 5 people you know onto this magic widget, and things will just grow from there.”

And in your head, you think “How hard can it be? I know plenty of people, 5 will be easy.”

But then you do it, and you realize people look at you like you’ve joined a cult. You’ve become “that person”, who joined an MLM, and is now trying to sell questionable products or services to everyone they meet.

It puts a strain on your relationships, and you end up stuck between two worlds.
But it’s not your fault. These companies spend millions of dollars each year figuring out exactly how to brainwash and recruit people. And that’s why we’re here.

To help you find a better way before it’s too late.

So, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:
  • Inventory
  • Selling to friends and family
  • Selling to strangers
  • Recruiting people
  • Dealing with questionable products that weigh on your conscience

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?

If that sounds like something you’d be interested in, check out Digital Real Estate. 

Still Getting Paid

This is nothing like MLM, and that’s probably a good thing.

However, if you’d still like to know more about Cowboy Wealth, keep reading.

What Is Cowboy Wealth?

What Is Cowboy Wealth

Cowboy Wealth is an MLM company specializing in the health and wellness industry. The Cowboy Wealth founder is a couple named Chris and Cathy Sorenson.

However, it remains a mystery since Cowboy Wealth’s website does not disclose any trustworthy information on the operations, history, background, or particular offerings of the multi level marketing company.

However, Cowboy Wealth claims that they help individuals live a healthy lifestyle by teaching them proper nutrition. “Innovative technology” that will save them from losing money is also a big selling point.

The way this company works and what you will do to get money online is both a mystery.

Cowboy Wealth also works with Melaleuca, a health and wellness company.

Cowboy Wealth states that Melaleuca is their primary business partner; hence, it functions as a conduit for some other health and wellness initiative in its most basic form.

Frank VanderSloot founded Melaleuca in 1985 as a health and wellness company with a legitimate business opportunity. The Melaleuca company, unlike Cowboy Wealth, is a real one.

Anyone can join Melaleuca’s multilevel marketing program and start selling the company’s health and wellness products. You may earn more money by introducing individuals to the company and supporting them in joining.

To improve health, Wealth, the environment, and personal development in all facets of life is what Cowboy Wealth promises, according to its website. This “motto” is also on Melaleuca’s website.

What does this mean, exactly?

To put it another way, Cowboy Wealth operates under the guise of a different business entity. To be honest, it’s set up to drive you to Melaleuca, where you’ll be able to acquire Melaleuca products and sales techniques.

How Does Cowboy Wealth Work?

How Does Cowboy Wealth Work

A partnership with Melaleuca enables Cowboy Wealth to provide financial security, training courses, and health and wellness products.

The multilevel marketing company also has an affiliate network where users may become agents and sell the company’s items in return for commissions.

To be fair, both parties profit, but Cowboy Wealth stands to save a large deal of money by relying on its members to handle its advertising and marketing instead of paying a marketing agency.

The Cowboy Wealth Service

The Cowboy Wealth Service

Under the Cowboy Wealth program, members are trained in online and offline marketing.

In this manner, they can draw in investors and leads from worldwide, not only in the United States. In addition, they claim to assist members in creating online accounts with prospective clients worldwide.

In addition, this MLM company claims that their members are eligible to earn residual income from other members of their downline that they recruit and who subsequently make purchases of their goods and services.

The problem is that they did not provide any information on the nature of the goods and services they provide nor provide any income disclosure statement or compensation plan.

They simply keep repeating that their members get useable instruction from them, and they’ve already paid out $5 billion in commissions to members.

Cowboy Wealth Pricing

Cowboy Wealth Pricing

Paying a one-time charge of $19 in addition to the regular membership dues is all that is required to join Cowboy Wealth as an official member. Their system will record this payment as a subscription fee.

Cowboy Wealth Monthly Cost

Simple black and white illustration of monthly financial

A minimum of 50 PV each month is required for members to remain active.

During your first year in this multi level marketing company, you will incur a total of $619 just to be a part of this business opportunity.

These expenditures do not yet take into account the associated costs of marketing, training, travel, and other expenses.

Is Cowboy Wealth A Scam?

Is Cowboy Wealth A Scam

It is not up to me to say whether this is a pyramid scheme, a scam, or not; you must still do your own research if you want to go down this road of making money online. All that I will do is lay out information regarding Cowboy Wealth.

For starters, it seems to have a shady business model because transparency is absent in the company’s structure. Cowboy Wealth doesn’t have any service, product, compensation plan, income disclosure statement, or even a decent website. The Cowboy Wealth reviews out there also say that they are confused as to what it is about. So, although it has a legit business model, there are some red flags you have to be careful of.

So, is Cowboy Wealth a scam?

Not technically. You can make money with this program, but it’s definitely not as easy as the company makes it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – the actual commissions are pretty small.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months and then your reward is a $50 commission, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

And, unlike an MLM, you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:
  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

Saying goodbye to our job

They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

Are There Alternatives To Cowboy Wealth?


Yes, there are plenty of MLM companies to choose from if you want to pursue this business model.  Here are just a few:

What Is My Top Recommendation For Making Money In 2022?

Digital Real Estate

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.

Jump All In

2) You Own & Control EVERYTHING: With MLMs and Network Marketing, you don’t really own anything. You have no control over the quality of products. You don’t even own your “team”.

Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.

With Digital Real Estate, you own the assets, which means you have all the power and all the control.

Feeling Blessed

3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

Scott Lead Gen

4) No Inventory: Alright, so most MLMs don’t make you buy the products and fill your garage with them anymore (unlike the good ol’ days), but you’re still in a physical products business.

And physical products always have physical limitations. Even if you don’t have to manage the inventory, you still have to deal with supply chain shortages that cause major delays.

Imagine finally landing your first customer, and then losing them after one sale because they had to wait 6 weeks to get their order.

With Digital Real Estate, a 100% online business, you never even have to think about that risk.


5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with an MLM, you’d have to double your customers OR double the average order size of your existing customers. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

Lance Lead Gen

6) Make Money Helping Real People: This part is what makes it all worth it. In an MLM, your “upline” might convince you that what you’re selling improves people’s lives, but deep down, you likely know that’s not true.

Most of the time, you’re either selling a dream or a poor-quality, overpriced product with a fancy label.

And that makes it pretty hard to sleep at night.

But with Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.

Boss of My Own Future

Now, the choice is yours.

You could continue browsing, looking at opportunities like Cowboy Wealth which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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