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Charged Up University Review (Updated 2025): Is Chris Jefferson Legit?

By: Joel & Josiah
Charged Up University Review

If you’re checking out real estate stuff lately, you might have seen ads for Chris Jefferson’s Charged Up University. It’s a program that teaches how to start a wholesaling business, and they call it “The U.” They offer a course and coaching calls you can get by paying each month.

The idea is that Charged Up University helps you make a solid income with wholesaling. Chris Jefferson is all over social media saying anyone can make good money with what he’s offering.

It’s easy to get lost with lots of information online. I get it. But I’ve been looking into these money-making programs for a while, so I can help you figure out what’s real and what’s not.

Chris Jefferson and other gurus target people who want to get into real estate but don’t have a lot of money to start. They suggest ways to get into real estate without needing a bunch of upfront cash—like wholesaling.

You’re probably wondering if this is true or another marketing gimmick. Don’t worry! I got you!

By the end of this, I’ll answer questions like:

  • Who is Chris Jefferson?
  • What’s inside Charge Up University?
  • How much does Charged Up University cost?
  • Is there really a Charged Up University scam?

Think of this as your go-to guide for everything about Charged Up University. Taking a few minutes here is worthwhile to avoid potential money problems and wasted time.

Now, let’s jump straight into the pros and cons.

Disclaimer:
This Charged Up University review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.
Training Curriculum
Mentorship
Community

Average Rating

2.83

Charged Up University equips you with the knowledge and tools to become a real estate wholesaler, even if you have no prior experience. Chris Jefferson avoids making extravagant claims about potential earnings and consistently emphasizes that your success is tied to your hard work. The training and mentorship include live Q&A sessions and lectures. They also have a module solely dedicated to cold calling.

PROS

  • Chris Jefferson has expert knowledge in fix-and-flip and wholesaling, which means you'll learn from a pro.
  • Chris addresses all questions and problems, even those unrelated to wholesaling directly, which means you'll have comprehensive support.
  • They give regular updates on the best deals available in the market, so you can have the latest industry knowledge.

CONS

  • The course focuses on using cold calling and direct mail marketing to generate leads. This means the process can be time-consuming and can incur significant expenses.
  • Wholesaling is a full-time business, which means you need to invest daily time and effort to find deals.
  • Apart from the course fees, there are additional operating costs. You may need to invest in tools and consider hiring Virtual Assistants (VAs) to enhance efficiency in your wholesaling business.

Why Listen To Us?

My name is Josiah, and this is my Dad, Joel.

Together, we make up the team here at Scamrisk.

If you’ll let me bother you for two minutes, I’d like to quickly explain why I’m even here writing this review.

In early 2020, I had just graduated from college & had no real career prospects.

I knew I was destined for something more, but I had no clue how I was going to make it happen.

I had this sinking feeling in my gut all the time… like the “big man upstairs” had accidentally given me the version of life where I’d be mediocre forever, instead of the one where I was, ya know – happy & fulfilled.

Anyway…

I had fiddled around with some different online businesses in college:

Some random MLMs, a bit of affiliate marketing, a (failed) dropshipping store or two, all the usual suspects.

Even my dad had been involved in MLMs back in the day… selling knives & other random nonsense people (probably) didn’t need.

All I really wanted was to find something that was going to actually work for me.

Maybe those things had worked for others, but for me it all turned up a fat “0” in the bank account department.

So I searched! And searched… and searched… and searched…

And eventually, I somehow stumbled upon a program that promised to help me build an income online (read about it here if you’re curious).

I didn’t really want to be “rich”.

The thought of making a reliable $5K per month & not having to worry about clocking in to a 9-to-5 ever again was all I needed.

Sure, there were people in the program doing high-6 and low-7 figures per year… but that wasn’t what I was out for.

I just wanted to provide freedom for myself, and if I was lucky, take my family along for the ride.

Fast forward a few days and a few phone calls & I was enrolled!

Here’s the first “money making website” I put up:

I built that site in 2020, and it still makes me $1,500 per month. It’s a basic 5 page website I built based on a template the program provides.

The best part to me? My dad and I get to do it all together!

So between the:

  1. Ease of reaching $5-$10K per month in income online
  2. Straightforward-ness of the system to do it
  3. Fact that I get to do it w/ my family

Is why I recommend local lead generation as my #1 business model for making money online.

Sure, it takes some work and dedication – but anyone that tells you that there’s a business out there that requires no work is selling you a lemon.

I’m not saying you need to sign up for the same program I did, but I would definitely recommend giving the business model a peek!

Contents

TLDR – What’s The Verdict On Charged Up University

Whats The Verdict On Charged Up University

Online reviews for Charged Up University are overwhelmingly positive, boasting a 4.9 rating on SoTellUs.

Chris Jefferson’s credibility is further reinforced by endorsements from notable figures in real estate investing, such as Ryan Pineda and Steve Trang. Within the real estate community, Chris is recognized for his hands-on mentorship and helpful approach.

So, can Charged Up University help you achieve your goals? First, it’s important to note that wholesaling has the lowest profit margin (3-6%) among other real estate investment strategies.

A seasoned real estate wholesaler closes three to five deals per month, on average. The income you get per month will depend on many factors. Typically, a wholesaler earns around $5,000 to $10,000 per deal, though some may make as little as $500 or as much as $30,000 and beyond.

Those pulling in $20,000 to $50,000 monthly don’t go solo – they have a team handling different aspects like marketing, bookkeeping, acquisitions, contracts, and more. Together, they close multiple deals monthly.

Keep in mind that those raking in this kind of money invest heavily in marketing. So, despite some claims that you can do property wholesaling with no money, in reality, you usually need to spend some to make some. If you only make occasional sales, minimal investment might work, but in the practical world, spending is often necessary to see returns.

If you are a beginner starting in the online business world, wholesaling might not be your best bet, especially if you don’t have the resources yet.

But here’s the good news.

All you really need is a system that brings in the money (and gives you some free time) to prepare for real estate wholesaling.

My go-to method for this is Digital Leasing. It captures the benefits of real estate investing while getting rid of a bunch of entry barriers in wholesaling.

The best part is that the income you get here is mostly recurring, meaning it’s semi-passive. You can make from $2,000 to $10,000 monthly. Plus, you can scale it up or down as you want.

You might even throw away the idea of Wholesaling altogether.

If that sounds intriguing, you might want to consider Digital Leasing.

If you’re curious about Charged Up University, keep reading to see what it’s like on the inside.

Who Benefits From Charged Up University And Who Should Stay Away

Who Benefits From Charged Up University

If you’re any of the following, Charged Up University might be a good fit for you:

  • You’re looking for different ways to dive into real estate and want to try wholesaling.
  • You have lots of time and patience to make phone calls and send direct mail.

Now, it’s probably best to skip Charged Up University if:

  • You’re not a fan of upsells. There are many upsells inside, including the one-on-one mentorship.
  • You desire a stable and reliable income. Real estate wholesaling doesn’t offer predictability—it’s not something you can plan your monthly budget around.
  • You live in a state with stringent regulations on wholesaling. This is due to instances of some wholesalers bothering property owners.

Charged Up University: 1,000 FT View Of This Business Opportunity

1000 FT View Of This Business Opportunity
ProgramCharged Up University
OwnerChris Jefferson
Price$97/month
Refundnone
Websitehttps://www.startwholesalinghouses.com/coaching37201175

Business Model

Charged Up University follows the real estate business model, with a specific focus on wholesaling.

Wholesaling is a real estate strategy where there’s a middleman, known as a wholesaler. They find and lock in properties at prices below the market value. They then sell the rights to buy that property to another investor at a higher price.

Starting and growing a real estate wholesaling business demands significant time and effort. Another wholesaling guru, King Khang, underscores that success in this field is a long-term journey, not an overnight success.

Considering the complexities involved, it’s advisable to seek professional guidance before venturing into wholesaling.

About The Guru – Chris Jefferson

About The Guru Chris Jefferson

Chris Jefferson is a successful real estate investor and mentor. He is the founder of Charged Up University, based in Glen Allen, Virginia. He is also the founder of Ridge Point Custom Homes, a company focused on remodeling and infill lot development in Virginia.

Chris began his real estate journey in 2006 as a bird dog. He gained hands-on experience in fixing and flipping by working for his high school basketball teammate’s father, initially for free.

In 2008, Chris left college and dived intofix-and-flip projects. While working in a T-Mobile warehouse for $15 per hour, he searched for real estate deals. It took him two years to secure his first deal, but by 2012, he had become a millionaire.

As he expanded his real estate ventures to include construction and apartments, cash flow issues arose in 2017 due to rapid expansion. This prompted Chris to explore wholesaling, a strategy he soon mastered and integrated into his systems.

SocialsNo. of Followers
YouTube7.24k followers
Facebook4.8k followers
Instagram49.7k followers

How Much Does Charged Up University Cost?

The Charged Up University coaching is priced at $97 per month. There are additional upsells, including options for 1-on-1 mentorship.

What’s My Personal Opinion On Charged Up University?

Charged Up U reviews

If you’ve been following my ScamRisk journey, you know I’ve explored various real estate programs, like Brian Page’s BNB Formula and Pace Morby’s Gator Lending.

Evaluating these programs is a hands-on task that requires careful examination. Sorting through reliable and not-so-reliable options can be tricky, given the abundance of reviews.

Here’s how I approach assessing an online program like Charged Up University:

  1. Guru’s Real-World Experience: I check if Chris has practical experience running a real estate business. This hands-on knowledge is crucial for the program’s credibility.
  2. Community Support: I look into whether the program offers a private Facebook group or online community. A supportive community is essential for overcoming challenges and gaining valuable insights.
  3. Program Value: I assess how the program’s value compares to its price. It’s crucial to ensure that Chris delivers on the promised benefits.
  4. Creator’s Transparency: I consider transparency about costs, upsells, refunds, and the overall deal as a critical factor.
  5. Public Feedback: I don’t rely solely on Chris’s claims. I seek feedback from users on sites like Trustpilot, Reddit, or the BBB for reliable and unbiased opinions.

My Recommendation On Charged Up University

Now that we know how to assess a program, let’s apply it to Charged Up University.

Let’s begin with the positives.

Chris has a solid experience and good reputation in wholesale business, so that’s good.

They have a private Facebook group and positive reviews on SoTellUs site.

Now, here are the top reasons why I don’t recommend Charged Up University:

  1. No refund policy. Charged Up University doesn’t offer any refunds in case you change your mind.
  2. Lots of upsells. There are many upsells once you’re in, including the 1-on-1 mentorship.
  3. Recurring monthly fee. Joining Charged Up University requires monthly subscription. It’s not a one-time fee.

Is There A Charged Up University Scam?

So, is Charged Up University a scam and can you make money with it?

Nope, not really a scam. You can make some money, but it’s not as easy as Chris Jefferson claims.

There’s a bunch of work upfront in wholesaling, and success isn’t guaranteed. You’ll be up against lots of other real estate wholesalers and agents in your area.

To stand out, you might have to reduce your profit margins, expand your network, and invest in marketing campaigns.

I’d rather spend my free time building Digital Rental Properties. Each of these can bring in checks of $500-$2,000 every month (that’s recurring income).

All you need is a laptop and an internet connection. My friends run their 6-figure Digital Leasing businesses from:

  • Camping trips in the woods
  • Chillin’ on the beach in Bali
  • Traveling in a camper van

They take weeks or months off, and money keeps coming in. Happiness is the main goal.

If the idea of living at your dream vacation spot forever sounds good to you, Digital Leasing might be your thing!

What’s Inside Charged Up University?

Here’s what’s included inside Charged Up University:

  • Detailed training guiding you through the process of launching, operating, and expanding your real estate wholesaling venture.
  • Exclusive content, including an insider’s view of Chris’s own real estate business.
  • Participate in small group calls for personalized coaching, Q&A sessions, and informative lectures.
  • Membership in the private accountability group known as “The U.”
  • Live sessions dedicated to cold call training.
  • Access to cash buyers lists tailored to your selected market.
  • Various resources such as scripts, templates, recommended tools, and more.

Wholesaling Course Contents

Wholesaling Course Contents And Module

Welcome to the Course

  • A warm message from Chris, inviting you to the U!
  • Quick Start Guide for Hands-Off Wholesaling
  • Tips for First Deals or Consistent Monthly Deals

Essential Tools to Transform Your Game

  • Overview of www.chargedupdata.com (PropStream) with Burton from PropStream
  • Sending Texts to Sellers in Under 30 Minutes using www.chargedupreply.com
  • Finding Motivated Sellers via www.chargeduplists.com
  • Top Tool for Market Understanding, Seller, and Buyer Discovery Nationwide

Lesson 1

  • Understanding a Motivated Seller
  • Time Management in Business
  • The Need for an LLC

Lesson 2

  • Skip Tracing for Seller Phone Numbers
  • Identifying Hot Zip Codes
  • List Pulling Techniques
  • Using PropStream (www.chargedupdata.com) for List Acquisition

Lesson 3

  • List Pulling with Propstream (www.chargedupdata.com)
  • Utilizing www.chargeduplists.com for Seller Leads
  • Simplifying Lead Management

Lesson 4

  • Introduction to Cold Calling
  • Cold Call Script
  • Live Cold Calling Sessions with Chris
  • Overcoming Objections (Parts 1 and 2)
  • Seller Renegotiation Script
  • RVM Scripts/Set Up
  • Managing Seller Rebuttals
  • Breakdown of Cold Calls in IG Live Sessions (Parts 1 and 2)
Essential Tools to Transform Your Game

Lesson 5

  • Running Comparisons (Comps)
  • Crafting Your Offer
  • Presenting Your Offer to Sellers

Lesson 6

  • Purchase and Assignment Contract Walkthrough
  • Student Discussion on Purchase and Assignment Contract
  • Strategies for Finding Cash Buyers (Parts 1 and 2)
  • Choosing Between Title Company or Attorney
  • Bringing Buyers to the Property
  • Email Blast Template

Lesson 7

  • Exploring Niche Lists

Others:

  • Q/A Videos from Weekly Calls, IG Live Sessions, and Chris Jefferson’s WE Live 2020 Speech
  • Starting Rental Purchases using BRRRR with Guest Contributor Jordan Morgan

Conclusion

No, I don’t recommend Charged Up University.

In the world of real estate programs, this is probably not the best.

Given the effort and money you’ll spend on a subscription, it seems there are alternative programs providing more valuable skills with lower associated risks.

I’d personally invest in something that provides consistent monthly income and eliminates the stress associated with traditional real estate business.

What Is My Top Recommendation For Making Money Online In 2025?

What Is My Top Recommendation For Making Money Online - Digital Leasing

I have spent years researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Leasing is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Leasing is for you.

Why?

1) It’s Flexible: With wholesaling, there’s a lot of effort involved. Cold-calling to find end buyers and sellers is time consuming.

That’s why I love Digital Leasing.

Got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Leasing business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day. 

This is only possible if you have an income stream that’s not tied to your time.

Flipping and wholesaling are full-time jobs (and more), no matter what any real estate guru tells you. You always have to be searching for deals, because if you stop, so does the money.

2) You Own & Control EVERYTHING: In real estate wholesaling, your control is quite limited since you only act as the middleman. You don’t own the property. You don’t have much say in the sale terms, the actions of buyers and sellers, or other unexpected issues that can change the deal.

With Digital Leasing, you own the assets outright (with a 90-95% profit margin), which means you have all the power and all the control.

3) Little To No Startup Costs: To thrive in real estate wholesaling, you have to invest in essential tools. You also need to hire employees or freelancers like virtual assistants (VAs) and bird dogs to manage it behind the scenes. These operational costs can easily add up.

It’s possible to get into Digital Leasing with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work. 

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

4) Minimal Ongoing Expenses: With wholesaling business, you need to pay for marketing campaigns to have a competitive edge. This is because you’ll be in competition with numerous other real estate wholesalers and agents in your local area.

With Digital Leasing, a 100% online business with minimal maintenance and ongoing costs, you never even have to think about that risk.

5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum. 

If you wanted to double your income with traditional real estate investing, you’d have to double your monthly rent, double your deals/number of units OR double your profit margins. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

6) Make Money Helping Real People: This part is what makes it all worth it. With Digital Leasing, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Leasing, you are unleashing a flood of happy, paying customers for these businesses. 

You make money by helping them make money. 

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent. 

Once you see how Digital Leasing makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.

Now, the choice is yours. You could continue browsing, looking at opportunities like Charged Up University which could one day make you money.

You could continue researching, never making a decision. 

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Leasing.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits. 

All while genuinely helping real people who are grateful and happy to pay for it. 

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Leasing.

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