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Best Business To Start With 10k (2022 Update): This One Nails It For Passive Income!

By: Joel & Josiah


Best Business To Start With 10k?

We understand that obtaining large sums of money can be difficult, especially when looking to invest startup capital in a business. Another ongoing concern is determining which business model will work best for you and yield the most profit.

Things like these can be influenced by various factors, such as your skill sets, regional demographics, well-planned business strategies, specialized legal assistance, and marketing opportunities. Good businesses do not sprout up overnight.

A smaller investment should not deter, but having a solid game plan is essential.

When practicing business-related academic studies, students are frequently asked to create a plan. Finding the best online essay writing service is critical for assignment success.

According to the Small Business Administration, more than half of all small businesses fail within the first year.

According to statistics, poor business planning is the most common reason for SMEs and local businesses to fail. Having a meticulously planned business plan significantly increases your chances of success in the field.

We’ve compiled a list of career options for those wondering what to do with as little as $10,000.

Don’t worry…

We go into detail about why these ideas might be right for you, how much money you could potentially make back, what items and skills you might need. Statistics to show you just how profitable each of these industries is.

But most importantly, you’ll see the exact system many others have used to build their own internet marketing business to over $40,000 a month in mostly passive income.

This Best Business To Start With 10k review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

Why Listen To Us?

My name is Josiah, and this is my Dad, Joel.

Together, we make up the team here at Scamrisk.

If you’ll let me bother you for two minutes, I’d like to quickly explain why I’m even here writing this review.

In early 2020, I had just graduated from college & had no real career prospects.

I knew I was destined for something more, but I had no clue how I was going to make it happen.

I had this sinking feeling in my gut all the time… like the “big man upstairs” had accidentally given me the version of life where I’d be mediocre forever, instead of the one where I was, ya know – happy & fulfilled.


I had fiddled around with some different online businesses in college:

Some random MLMs, a bit of affiliate marketing, a (failed) dropshipping store or two, all the usual suspects.

Even my dad had been involved in MLMs back in the day… selling knives & other random nonsense people (probably) didn’t need.

All I really wanted was to find something that was going to actually work for me.

Maybe those things had worked for others, but for me it all turned up a fat “0” in the bank account department.

So I searched! And searched… and searched… and searched…

And eventually, I somehow stumbled upon a program that promised to help me build an income online (read about it here if you’re curious).

I didn’t really want to be “rich”.

The thought of making a reliable $5K per month & not having to worry about clocking in to a 9-to-5 ever again was all I needed.

Sure, there were people in the program doing high-6 and low-7 figures per year… but that wasn’t what I was out for.

I just wanted to provide freedom for myself, and if I was lucky, take my family along for the ride.

Fast forward a few days and a few phone calls & I was enrolled!

Here’s the first “money making website” I put up:

I built that site in 2020, and it still makes me $1,500 per month. It’s a basic 5 page website I built based on a template the program provides.

The best part to me? My dad and I get to do it all together!

So between the:

  1. Ease of reaching $5-$10K per month in income online
  2. Straightforward-ness of the system to do it
  3. Fact that I get to do it w/ my family

Is why I recommend local lead generation as my #1 business model for making money online.

Sure, it takes some work and dedication – but anyone that tells you that there’s a business out there that requires no work is selling you a lemon.

I’m not saying you need to sign up for the same program I did, but I would definitely recommend giving the business model a peek!


Health & Wellness


Health & Wellness business ideas

In today’s society, self-care, personal hygiene, and overall wellness are slowly but steadily becoming more important aspects of people’s daily lives.

There is a projected $4.31 billion in the global health and wellness market by 2021. Here are some suggestions from the business world:

  • Essential Oils & Soaps Business
  • Men’s Telehealth Advice Platform
  • Personal Trainer
  • White Labeled Fitness Supplements
  • CBD Products
  • Healthy Snacks Food Business
  • Home Medical Equipment Rentals
  • Massage Therapy
  • Meal Prep Company
  • Medication Delivery Services

B2B Services

B2B Services Successful Business to start

Even though the services industry is widely considered to be the most common and oldest business method, it is highly profitable. However, your first instinct may be to dismiss these ideas as being in a highly saturated market. The following suggestions are great niches that have the potential to provide you with financial independence from your 9 to 5 job.

  • Virtual Assistant Agency
  • Security Business
  • Research Services
  • Port-A-Potty Rentals
  • Paid Ads Specialist
  • Online Business Manager
  • Equipment Rental Services
  • Computer Repair
  • Collection Agency
  • Carpet Cleaning
  • Airplane Cleaning
  • Valet Services
  • Telephone Answering Service
  • Sales Training
  • Promotional Products Business
  • Green Business Consultant
  • Freelancer Agency
  • Blind Cleaning Service
  • Local Delivery Service

Direct Customer Services

Direct Customer Services good businesses to start

These ideas represent all of the various ways you can monetize your direct customer services and turn them into hugely profitable ventures, with no strategic niches and no online commitments (except one). These practical and hands-on services will undoubtedly bring in all of the profit that you have set aside.

  • Car Dent Removal
  • Mobile Car Wash
  • Window Tinting
  • Daycare
  • Dog Walking & Sitting
  • Esthetician
  • Eyelash Extensions
  • Mobile Locksmith Services
  • Mobile Nail Salon
  • Online Subscription Service

Retail Business ideas

Retail Business ideas Digital Marketing businesses to start

You’re looking at one of the big three booming business industries. Every possible product/service is now sold in-person and online. What constitutes and counts as a retail venture is genuinely up to the imagination. Here are some retail options to consider while keeping your initial investment budget of $10,000 in mind.

  • Vending Machines
  • Storage Container Sales
  • Skincare/Beauty Products
  • Reusable Goods
  • Refurbished Electronics
  • Jewelry Business & Fashion Accessories Designer
  • Import-Export Business
  • Ice Cream Truck
  • Food Truck
  • Food & Beverage Stand
  • Dropshipping
  • Candle Making
  • Amazon FBA
  • Activewear Line
  • 3D Printing
  • Online Reseller
  • Liquidated Inventory Sales
  • Apparel Line


Entertainment good businesses to start

People enjoy being entertained. As one of the world’s largest industries, there are more facets and niches than we can count. Even so, we’ve compiled a list of professions that can be entered into with as little as a $10,000 initial investment and come with a 100% money-back guarantee.

  • Portable Charging Station
  • Photo Booth Rentals
  • Outdoor Adventures
  • Event Planning
  • Inflatables Rentals

Home Improvement & Maintenance

Home Improvement Maintenance

People have a natural affinity for the places they live, and things tend to break or wear and tear over time. A career in the home improvement, repair, and maintenance industry is unquestionably a more hands-on option when it comes to job possibilities. However, there is still a high demand for it.

  • Landscaping
  • Home Staging
  • Real Estate agents
  • Home Inspection Business
  • Handyman Services
  • Furniture Repair & Refinishing
  • Deck/Outdoor Furniture Building
  • Appliance Repair & Maintenance
  • Real Estate Investing

Creatives & Visual Arts

Creatives & Visual Arts

Technological advancements worldwide have resulted in a diverse demographic that is willing to pay a premium for creative and visual arts services. These requirements can be custom-made or purchased as ready-to-use products. Nonetheless, with the right strategies paired with the right business ideas, your $10,000 will yield significant results.

  • Video Production
  • Drone Photography & Videography
  • Niche Magazine
  • Self-Publishing
  • Portrait Studio

Other Exciting Ideas For Businesses To Start Under 10k

Other Exciting Ideas For Businesses To Start Under 10k

As previously stated, there are numerous opportunities outside of the industries, ranging from selling various products or services online to more involved job ventures. These concepts depict different ways to profit reasonably from a startup business idea without breaking the bank.

Become a blogger

Become a blogger

This is a job for the twenty-first century. Incredibly high numbers of people around the world are now writing blogs. Blogs are read by more than three-quarters of all internet users on a regular basis. Furthermore, more than half of marketers believe that blogging is the most important content strategy.

Becoming a blogger necessitates practice and patience, and no initial financial investment. Writing for others or starting a blog is a great way to improve your writing skills.

Create Apps

Create Apps Good businesses to start

Many tasks have been significantly reduced in burden and efficiency thanks to mobile applications and applications in general. By 2026, the global mobile application market is expected to be worth $407.31 billion.

To begin this business with $10,000, invest in courses and certifications that validate your authenticity and knowledge threshold. Create stand-alone apps or apps for corporate industries once you have the technical know-how.

Digital Marketing Consultant

Digital Marketing businesses to start

Before making any marketing move, corporations do not take a single step without first gathering valuable insights and mitigating every possible risk. Most white-collar organizations – even small ones – value the services of a marketing consultant. By 2024, the Global Marketing Consulting market will have business growth by USD 22 billion.

Before delving inside, try to study and research the field as much as possible. Create a marketable image of yourself for any brand you may approach.

E-commerce Portal

E-commerce Portal

Sales have almost entirely shifted to the internet, and it is only a matter of time before most sales are conducted online. By 2021, approximately 10-11 percent of surveyed manufacturers and distributors revealed that eCommerce portals generated 80-100 percent of their revenues.

Did this pique your interest? It is, however, possible with your $10,000 investment. Companies will start lining up if you have the technical certifications and know-how to build said portals.

Flipping Domain

Flipping Domain

Facebook paid a whopping $8.5 million for the domain name in 2011. The unbelievable pricing and market for domain flipping continue as more stories and cases like this emerge, including the sale of the most expensive domain name,, for $872 million.

Domain flipping is difficult because most of the names are already registered with certain registrars. There are, however, a variety of technologies available for locating unused or expired domains.

Live to stream

Live to stream

Streamers are becoming increasingly popular as live streaming becomes a popular source of entertainment and information. By 2027, the global live streaming market will be worth $247,275 million.

Though this isn’t a get-rich-quick scheme because it will take some time to build a large enough audience to generate any income, we can assure you that it’s a pretty steady revenue stream once you’re in.

Making chatbots

Making chatbots

Oh, and this is no longer a small niche market. By 2024, Insider Intelligence predicts that chatbot retail spending will rise from $2.8 billion in 2019 to $142 billion worldwide. This number is foreseen to grow by more than a hundredfold soon!

To start this business with a $10,000 investment, begin by enrolling in relevant technical computer courses and diversifying your portfolio by working on as many gigs as possible.

Online Freelancing

Online Freelancing

We’ve talked about starting a freelance agency before, but why not become yourself? If you work better alone and don’t have trouble finding clients, becoming an online freelancer could be the right move for you. Furthermore, online allows you to reach a clientele from a diverse regional demographic. According to Upwork, freelancing income reached nearly a trillion dollars in 2019.

As previously stated, to succeed, focus on expanding your portfolio size, regardless of the field of freelancing you choose.

Online learning or tutoring

Online learning or tutoring

COVID-19 continues to impact various industries in a variety of ways. While some suffered greatly, others, such as online tutoring and teaching, increased tides exponentially worldwide. Even as the pandemic subsides, the concept of online tutoring has prepared the world for this mode of education. During the period 2020-2024, the online tutoring market is expected to grow by $132.21 billion.

Online tutoring is not difficult and does not require a large investment; all you need is a strong understanding of the topics you wish to teach.

Pet Grooming

Pet Grooming

Pets are adored in America, with owners willing to spend large sums of money grooming their small (or large) animal companions. As of 2021, the pet grooming business and boarding industry in the United States alone is worth $8.81 billion.

Begin this business with your $10,000 by purchasing a kit of necessary products and equipment, as well as a pet grooming van or office to conduct business from. Customers bringing their pets will swarm in (quite literally).

Real Estate Appraiser

Real Estate Appraiser

Real estate appraisals are frequently required to increase the value of a property to sell it better in terms of its mortgage, loans, and so on and to increase the credibility of any property. In 2021, the Real Estate Appraisal industry will have a market size of $9.8 billion in terms of revenue.

Real estate appraisers need to have the proper legal certifications and connections with realtors to appraise their clients’ properties.

Sell handmade paper bags, pottery, and rug bags online.

Sell handmade paper bags, pottery, and rug bags online.

Handmade items, accessories, and goodies like bags, decor items, pottery, and so on have a specific niche market out there so much that small business sales on Etsy contribute an average of $4.7 billion to the US economy.

These small businesses are small in size but not in terms of profitability. Find your own niche and use your $10,000 investment to either design your own products or outsource them to suppliers who do.

SEO Consultant

SEO Consultant

Businesses are more SEO-conscious (search engine optimization) than ever before about the content they put on their websites. This is more significant than ever before, as search engine rankings for whatever keywords a user enters can mean the difference between a sale and a site visit for a business. By 2025, this market is expected to be worth $103.24 billion.

Learn the ins and outs of what SEO writing entails and offer your services to companies in need on online platforms.

Stock and trading

Stock and trading

The stock and trading industry is not as intimidating as it appears. You simply haven’t been looking in the right places. If done correctly, it can passively generate thousands of dollars per year. The United States accounts for approximately 55.9 percent of total global stock market capitalization. In contrast, 55% of US adults have money in the stock market.

After the decline of the COVID-19, the bull market in 2021 appears to be promising. In this market, the possibilities for what you can do with your $10,000 are limitless.

Website themes

Website themes

How do you rate your web design abilities? You can make a lot of money if you have the necessary skills and knowledge on how to design and develop website themes. Design themes that are universally appealing and can be used by customers from a wide range of industries.

To begin, we recommend using WordPress. 34% of all websites are powered by WordPress, the most popular content management system globally.

WordPress Plugins

WordPress Plugins

Aside from the themes, all websites necessitate some basic functionality, or in some cases, very specific or custom plugin features. You could be the one to invent them! Currently, the WordPress Plugin Directory contains over 55,000 plugins.

There are no direct overhead costs, so if you’re wondering what to do with your $10,000 to start this business, simply improve and expand your WordPress knowledge through the various courses available.

YouTube Channel Partner

YouTube Channel Partner

We all watch YouTube content and see content creators’ ads over their videos. We’re also aware of how profitable these ads are for these creators, which is why YouTube Channel Partners is an emerging industry in charge of finding different sponsors for creators, being responsible for the ads placed on their videos, and receiving a commission for providing these services. According to YouTube’s Partner Program, ad revenue on YouTube exceeded $5 billion.

Our advice is to research this business venture and contact various content creators and brands looking to provide sponsorships.

How to Start a Business with Your Own Business Idea

How to Start a Business with Your Own Business Idea

Starting your own business entails planning, making financial decisions, conducting market research, and learning about topics you never expected to know about. This 14-step guide to starting a business was created to help you put your best foot forward right away.

It is necessary to note that there is no one-size-fits-all model for starting a new business. Still, these steps will assist you in organizing your thoughts and ironing out important details so that when you launch your business, you have answered all of the critical startup questions.

  • Step 1. Ask Yourself if You’re Ready
  • Step 2. Determine What Type of Business to Start
  • Step 3. Choose a Business Model
  • Step 4. Do Market Research
  • Step 5. Find a Problem to Solve
  • Step 6. Set Realistic Goals and Expectations
  • Step 7. Create a One-Page Business Plan
  • Step 8. Get Feedback
  • Step 9. Find a Way to Cover the Costs of Your Business
  • Step 10. Pair Up With a Partner
  • Step 11. Name Your Business
  • Step 12. Register Your Business
  • Step 13. Create Your First Product or Service
  • Step 14. Promote Your Business


That was a long one. Thank you for reading! I hope these 10K business ideas inspired you to start your own business. It was impossible to cover all of the topics I wanted to. If you have a great business idea for $10,000, don’t forget to share it with us in the comments section. I’d love to add it to this list.

What Is Our #1 Recommendation For Making Money In 2023?

Digital Real Estate

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Leasing is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Leasing is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Leasing business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.
Flipping and wholesaling are full-time jobs (and more), no matter what any real estate guru tells you. You always have to be searching for deals, because if you stop, so does the money.


2) You Own & Control EVERYTHING: Yes, in traditional real estate you kind of “own” the properties. But there’s also a ton of debt tied to most real estate investments, which means the property isn’t truly yours.

A lender can take it away if you miss a payment. Not to mention, loan payments really impact your profit margins.

With Digital Leasing, you own the assets outright (with a 90-95% profit margin), which means you have all the power and all the control.


3) Little To No Startup Costs: It’s possible to get into Digital Leasing with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.


4) Minimal Ongoing Expenses: With traditional real estate, monthly expenses are HIGH. Between loan payments, ongoing maintenance, and repairs (not to mention the possibility of having to go through the eviction process), profit margins are slim.

Plus, whenever you have a vacancy, factor in the costs to turn over a unit (plus the fact there’s no money coming in until the next tenant moves in).

With Digital Leasing, a 100% online business with minimal maintenance and ongoing costs, you never even have to think about that risk.


5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with traditional real estate investing, you’d have to double your monthly rent, double your deals/number of units OR double your profit margins. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.


6) Make Money Helping Real People: This part is what makes it all worth it. With Digital Leasing, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Leasing, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Leasing makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours. You could continue browsing, looking at opportunities like other businesses which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Leasing.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Leasing.

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#1 Business Recommendation

We each make around $10,000 per month with the help of this system.