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Dividend Machine Reviews – Bill Spetrino

By: JosiahDec 08, 2023Stocks and Trading
Dividend Machine Reviews – Bill Spetrino

Dividend Machine Reviews: Easy Way To $10K?

The Dividend Machine Review

Hello and welcome to The Dividend Machine Review! The Dividend Machine has a goal to help you develop your ideal income-generating investment portfolios while adhering to Bill Spetrino's mantra: "Keep your investments boring, and the rest of your life fun and exciting."

Bill Spetrino understands that this may not appear to be the best approach to introduce you to The Dividend Machine.

Heck, it seems that everyone else in the financial arena is attempting to pitch you on "exciting investment opportunities" that promise nothing but "great heart-pounding growth!"

How can Bill Spentrino keep attracting subscribers with a sales strategy that promotes "boring" investments?

Has he gone insane?

What a sales pitch!

As Bill Spetrino would have you believe, chasing high-growth stocks can be as exciting as hitting the jackpot in Vegas when you come across a winner.

But here's the dirty little secret of seeking growth at any costs that those fly-by-nights investment advisers and analysts won't tell you...

In the end, most investors who bounce from stock to stock in search of a prominent Wall Street score lose money or, at most, break-even, much like in Sin City.

If you are anything like Bill Spetrino and the others he advised, that is not a good fate for your retirement nest egg. You can't afford to place wagers that aren't going to pay off.

Bill can't bear the concept of an investment portfolio with 65 percent winners and 35 percent losers, which is what many high-growth chasers strive for, with the mistaken investment philosophy that the winners will outweigh the losses.

Instead of that frequently futile and deadly pursuit, The Dividend Machine subscribers prioritize two investment strategies above all: safety and income.

Bill Spetrino's goal is to find the best deals for tens of thousands on the market.

The Dividend Machine portfolio consists of large multinational corporations involved in "boring" industries such as consumer goods, pharmaceuticals, retail, finance, and established technology.

Companies that pass his stringent multi-step vetting procedure must meet a variety of criteria. He picks out firms that have memorable brand names, a robust balance sheet, a cash reserve to allow them to survive and prosper in challenging markets and are in an industry where they have a significant competitive edge.

Others may find his approach to be "boring."

Bill is unconcerned.

His outcomes speak for themselves. While other newsletter services have good years and bad years, He has continued on a path of sure and steady gains.

He's delighted to claim that he has assisted tens of thousands of readers in creating their own Dividend Machine, which provides consistent, rising income for life.


This Dividend Machine Reviews review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

Why Listen To Us

My name is Josiah, and this is my Dad, Joel.why listen us

Together, we make up the team here at Scamrisk.

If you’ll let me bother you for two minutes, I’d like to quickly explain why I’m even here writing this review.

In early 2020, I had just graduated from college & had no real career prospects.

I knew I was destined for something more, but I had no clue how I was going to make it happen.

I had this sinking feeling in my gut all the time… like the “big man upstairs” had accidentally given me the version of life where I’d be mediocre forever, instead of the one where I was, ya know – happy & fulfilled.


I had fiddled around with some different online businesses in college:

Some random MLMs, a bit of affiliate marketing, a (failed) dropshipping store or two, all the usual suspects.

Even my dad had been involved in MLMs back in the day… selling knives & other random nonsense people (probably) didn’t need.

All I really wanted was to find something that was going to actually work for me.

Maybe those things had worked for others, but for me it all turned up a fat “0” in the bank account department.

So I searched! And searched… and searched… and searched…

And eventually, I somehow stumbled upon a program that promised to help me build an income online (read about it here if you’re curious).

I didn’t really want to be “rich”.

The thought of making a reliable $5K per month & not having to worry about clocking in to a 9-to-5 ever again was all I needed.

Sure, there were people in the program doing high-6 and low-7 figures per year… but that wasn’t what I was out for.

I just wanted to provide freedom for myself, and if I was lucky, take my family along for the ride.

Fast forward a few days and a few phone calls & I was enrolled!

Here’s the first “money making website” I put up:

why listen us gif

I built that site in 2020, and it still makes me $1,500 per month. It’s a basic 5 page website I built based on a template the program provides.

The best part to me? My dad and I get to do it all together!

So between the:

  1. Ease of reaching $5-$10K per month in income online

  2. Straightforward-ness of the system to do it

  3. Fact that I get to do it w/ my family

Is why I recommend local lead generation as my #1 business model for making money online.

Sure, it takes some work and dedication – but anyone that tells you that there’s a business out there that requires no work is selling you a lemon.

I’m not saying you need to sign up for the same program I did, but I would definitely recommend giving the business model a peek!

The Dividend Machine Features - Investment Portfolio

As a subscriber, your membership in The Dividend Machine newsletter makes you a partner with Bill. It gives you access to all of his privileges.

Monthly Investment Newsletter

  • This easy-to-read eight-page newsletter has been ranked #1 for safe investments by Hulbert Financial, Wall Street, but every month Bill will suggest a new company to seriously consider to your investment strategy portfolio.

Weekly Updates

  • Every Tuesday, Bill and other investment advisers will send you an email in which they will rapidly recap and report on what they see happening in the stock market, particularly with regard to the individual positions in The Dividend Machine portfolios.


  • Every Thursday, Bill will send you a podcast. He goes into greater detail on the stocks in the portfolios, earnings forecasts, noteworthy news about various companies in the portfolios, or anything else is on Bill's mind at the time, especially his investment philosophy.


  • Each of the three portfolios in the Dividend Machine consists of a conservative portfolio, an aggressive portfolio, and an international portfolio. For each of the three portfolios, members receive recommendations.

Special Reports

  • To date, Bill Spetrino has released 16 special reports, including the acclaimed publications Rich By Friday, The 5 Best Stocks to Buy Right Now, and The World's Greatest Dividend Stock. Members get access to all 16 of these reports.

Dedicated Customer Service team

  • Customer assistance is available by phone, fax, and Email for subscribers and members. A unique order I.D. and account number will be assigned to you to ensure that we can serve you at all times.

Who is Bill Spetrino? Dividend Machine Reviews

Bill Spetrino believes he was born to be an investor. His parents had just had a baby brother. Bill's father got him a box of baseball cards so he wouldn't be jealous of his new sibling's attention.

He recalls 36 packs of cards, each with five cards and a stick of gum. Back then, a pack of cards was 5 cents. Thus each card was a penny.

Bill lived in a poor neighborhood, and one of his richer pals wanted his Sam McDowell card. Sam McDowell was the school's favorite player at the time.

Of course, he didn't want to sell it. But then his pal offered him 35 cents. He sold! He spent his 35 cents on 7 additional packs of cards.

Bill kept selling cards to my classmates and purchased more. Six shoeboxes full of cards greeted his father two months later.

Then Bill took them.

His dad was impressed when he described what he was doing. He was even more surprised when Bill showed him his $35 savings...

Bill Spetrino wrote The Great American Dividend Machine to teach as many people as possible about investing.

He retired at 42 by establishing a dividend machine for himself.

He could literally walk away from my 9-5 job and live comfortably on the money from his investments at that young age.

So he established The Dividend Machine newsletter to enable as many others as possible to enjoy the same independence.

Bill doesn't consider a huge house, new cars, a country club membership, or keeping up with the Joneses to constitute success. To Bill, that is debt, debt, debt.

Success for him means freedom. Freedom to spend each day as he wishes. To him, debt means you can never truly be "free" if you have to work every day to pay for your worldly desires.

Bill entered the financial markets to become financially independent. He started working for a small accounting firm at 23 after graduating from John Carroll University. "I can't do this for 45 weeks, let alone 45 years," he thought after his first day.

He spent the rest of his time trying to figure out how to retire financially independent.

So Bill Spetrino spent hours reading books by some of the world's top financial brains. He devoured Benjamin Graham and Warren Buffett. He still reads for 3 hours daily. He is always seeking to learn from others' wisdom.

So, back to Bill's market entry. In the end, he felt it was time to invest on his own. Like many others in his little town, he grew up poor, so he sold his BMW and bought an old beater for $1200.

He used the remaining $8000 from the automobile sale to develop his dividend machine.

He got his dividend checks every 3 months. He kept reinvesting dividends, and when his equities fell in value, he could buy more stocks. He instantly saw how great my dividend machine idea was.

It wasn't glamorous. Saving money was Bill's main goal while he continued to create His dividend machine. In the end, he was able to retire aged 42. His investment income now covers all of his living costs.

That's his aim for The Dividend Machine newsletter readers. The goal is to live comfortably off their investment income. A conservative investing strategy focused on safety, income, and growth is built each month for subscribers.

Their goal is to attain a compounded annual return of 10% or higher dividends.

Bill thinks they've had some success. In addition, The Dividend Machine newsletter has been named the industry's #1 low-risk newsletter by Hulbert Financial Digest, a prominent authority.

This distinction is a testimonial to Bill's dedication to making The Dividend Machine an excellent newsletter resource for the ordinary investor and value investing.

More About The Dividend Machine of Bill Spetrino

bill spetrino dividend machine

Subscribe to The Dividend Machine, a resource for those interested in dividend stock investing, at It was created to help people understand the notion of dividend stocks and how they generate large returns.

Bill Spetrino, the author of The Great American Dividend Machine, has a background in accounting, education, and investment consulting.

He characterizes his accomplishment as having created a portfolio of dividend stocks that yield money year after year, utilizing a long-term strategy to investing rather than a quick gain, short-term investment.

According to Newsmax, Bill Spetrino believes that accumulating money for the future must be complemented by the potential to generate a consistent stream of income at the same time. Unlike traditional securities, dividend shares can be sold at any time.

There is also information on how to make tax-free income by investing in municipal bonds.

Dividends are less hazardous than stock appreciation investments, according to The Dividend Machine.

The latter is subject to bigger losses and the possibility of no future recovery, particularly if the investor or subscriber is compelled to sell the shares.

Dividend Machine Portfolio Subscription

By subscribing to Bill Spetrino's investment guides, you will receive $350.00 in resources for the low annual fee of $99.00.

This subscription includes 12 months of financial newsletters, a copy of his "World's Greatest Dividend Stock" report, and full access to an archived data investment strategy, investment opportunities, and investment portfolios library.

You can join up for a risk-free four-month trial subscription to The Dividend Machine on their website.

However, a $1.00 commitment charge can be paid with a credit card. Furthermore, if you cancel within 60 days, you may receive a full refund.

Dividend Machine Complaints

Complaints have been made online about the particular misleading language used in the risk-free trial. Subscribers have reported the same problem when attempting to cancel; each of them saw charges on their credit cards after canceling their subscription.

In fact, some of these people had multiple charges filed against them with no explanation as to why.

The initial $1.00 cost required to subscribe is a problematic business practice at work. Online evaluations depict speculation about obtaining credit card numbers to make unauthorized and unjustified payments.

Overall, paying for newsletters is uncommon, especially when the cost is considerable; $99.00 per year appears to be a bit excessive.

The free trial isn't free if a $1.00 payment is necessary to enroll; needing a $1.00 credit card payment seems weird and isn't common practice, mainly because retailers charge fees for credit card processing.

Bill Spetrino's Great American Dividend Machine

dividend machine

To achieve absolute financial stability, create the best income-generating investment portfolio possible by leveraging the power of dividends.

Bill Spetrino demonstrates in Great American Dividend Machine that his investment philosophy will guarantee a strong and secure financial future.

Traders and investors who move from stock to stock search for a prominent Wall Street score either lose money or break even.

That is not an acceptable outcome for a retirement nest egg. Instead, true investors put their faith in The Dividend Machine by following Spetrino's tried-and-true advice: "Keep investments boring while the rest of life is enjoyable and exciting."

The Dividend Machine – Contact us.

Customer Service Phone: 1-800-485-4350
Customer Service Hours:
Monday thru Friday, 8:30am to 10pm (Eastern);
Saturday and Sunday, 8:30am to 5:00pm (Eastern)
Customer Service Email:
Mailing Address: P.O. Box 20989, West Palm Beach, Florida, 33416

What Is Our#1 Recommendation For Making Money Online In 2024?

Digital Leasing

Our review team has come across a program in the real estate industry that is next level!

Although it’s not real estate in the traditional sense, it’s all digital.

Yup, Digital Leasing!

Where Dividend Machine falls short is in scalability.

There’s only so much time in a day and there’s only so much money you have to start with.

Let’s face it unless you have a lot of money to start with, you don’t stand to make much money with stocks.

But what if you could make even more money off of little local websites without having to worry all day about losing your money in the blink of an eye?

With this Digital Leasing program, you can make recurring monthly income without worrying about losing all your money overnight!

Sound too good to be true?

Of course, it does!

But it isn’t…in fact, business owners wish they had this skill!

All you have to do is build and rank a LOCAL website and forward the jobs off to a business owner in town, you could even email it to them!

This works for literally any service-based business, tree service, plumbing, towing, etc.

How do you get paid and how much?

Simple, after you forward the jobs off to a business owner and he closes them, you simply ask to make the deal beneficial for both of you.

A fair price to charge per lead, depending on the industry is 10-20%…let’s just use the tree service industry for example, and go by the worst case scenario.

Let’s say you build and rank the site and only 10 jobs a month come in. The average tree service job is anywhere from $500-$2000!

That means at a bare minimum you have an asset worth $500 a month!

See why they call it Digital Leasing now?

That’s a rent payment.

The great thing is how easy it is to scale. You don’t have to worry about the constant and crazy market volatility that cryptocurrency entails.

So, getting back to Adam MEsh Trading Group, if you take one of their picks…you could lose BIG TIME.

The program we recommend actually allows you to collect HUGE FLAT RATE DEALS.

Truly passive income!

The training program takes making money online to a whole other level. The owner of the program walks you through how to build and rank a site hand in hand, with the occasional voice-over when he is sharing his screen.

You will learn the importance of keywords, website name, how to send call notifications via email, backlinking, etc.

Unlike Dividend Machines, where you’re profiting maybe $10 per trade, you could be getting 10-20X THAT.

Scott Lead Gen

A business will always want more leads and another job.

In fact, it doesn’t even matter that the job isn’t coming from their website name… they see it for what it is…

Increasing Their Bank Account!

Unlike Dividend Machines, more people have been able to walk away from their 9-5 job as well.

Digital Leasing allows you to have passive income with most of your day being spent ENJOYING your money, NOT losing it.

Now, you probably have tons of questions…

So, check this out to learn more.

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