Search

AI Business Builder Review (Updated 2025): Is Monika Mileva Legit?

By: Joel & Josiah

There are no shortcuts to building sustainable income online or in any business. Building a 5 or 6-figure business will typically require several weeks or months of dedicated focus, and it will likely involve recurring expenses for essential tools and related resources. It is crucial that you fully understand these factors when evaluating any business opportunity.

Why Listen To Us?

My name is Josiah, and this is my Dad, Joel.

Together, we make up the team here at Scamrisk.

If you’ll let me bother you for two minutes, I’d like to quickly explain why I’m even here writing this review.

In early 2020, I had just graduated from college & had no real career prospects.

I knew I was destined for something more, but I had no clue how I was going to make it happen.

I had this sinking feeling in my gut all the time… like the “big man upstairs” had accidentally given me the version of life where I’d be mediocre forever, instead of the one where I was, ya know – happy & fulfilled.

Anyway…

I had fiddled around with some different online businesses in college:

Some random MLMs, a bit of affiliate marketing, a (failed) dropshipping store or two, all the usual suspects.

Even my dad had been involved in MLMs back in the day… selling knives & other random nonsense people (probably) didn’t need.

All I really wanted was to find something that was going to actually work for me.

Maybe those things had worked for others, but for me it all turned up a fat “0” in the bank account department.

So I searched! And searched… and searched… and searched…

And eventually, I somehow stumbled upon a program that promised to help me build an income online (read about it here if you’re curious).

I didn’t really want to be “rich”.

The thought of making a reliable $5K per month & not having to worry about clocking in to a 9-to-5 ever again was all I needed.

Sure, there were people in the program doing high-6 and low-7 figures per year… but that wasn’t what I was out for.

I just wanted to provide freedom for myself, and if I was lucky, take my family along for the ride.

Fast forward a few days and a few phone calls & I was enrolled!

Here’s the first “money making website” I put up:

I built that site in 2020, and it still makes me $1,500 per month. It’s a basic 5 page website I built based on a template the program provides.

The best part to me? My dad and I get to do it all together!

So between the:

  1. Ease of reaching $5-$10K per month in income online
  2. Straightforward-ness of the system to do it
  3. Fact that I get to do it w/ my family

Is why I recommend local lead generation as my #1 business model for making money online.

Sure, it takes some work and dedication – but anyone that tells you that there’s a business out there that requires no work is selling you a lemon.

I’m not saying you need to sign up for the same program I did, but I would definitely recommend giving the business model a peek!

Contents

Let’s be real… the internet makes building a business look way easier than it really is. Scroll through YouTube or Instagram for five minutes and you’ll find someone promising you can quit your job and start making money with a few AI tools and some hustle. 

If you’ve ever felt burned by that kind of hype, or just overwhelmed by how many “easy” business models are out there, you’re not alone.

That’s probably why you ended up hearing about Monika Mileva and her course, AI Business Builder. 

On the surface, it sounds like exactly what most people want: a chance to leverage artificial intelligence to build automated income streams without working crazy hours. 

Monika presents herself as someone who cracked the code, someone who replaced her 9-to-5 with AI-powered systems that make money while she sleeps. For anyone tired of financial stress, that pitch hits hard.

But here’s the thing: in 2025, every corner of the internet is flooded with “AI business” courses. Some are built by genuine experts. Others? Just rebranded versions of the same tired affiliate or automation schemes that never seem to work out for regular people. 

And when you’ve been down that road before, tried dropshipping, affiliate marketing, SMMA, or digital products that promised the world but delivered more stress than freedom, it’s natural to be skeptical.

So, what makes AI Business Builder different? Does Monika actually teach a real, sustainable business model, or is it another hype-fueled system that sounds great until you see the work (and cost) involved?

In this review, we’ll break it all down. You’ll learn what the program actually offers, what’s true versus what’s stretched for marketing, and whether it’s genuinely worth your time and money. 

We’ll also explore how it stacks up against simpler, more straightforward options like Digital Leasing, a model focused on building real local assets that generate recurring income month after month.

By the end, you’ll know if AI Business Builder is the right move, and what safer alternatives might exist.

TLDR – Revealing the Truth Behind the AI Business Builder

FactorRatingExplanation
Time InvestmentMediumMost students can complete the lessons in a few weeks, but implementing the automation systems takes longer. Maintaining and tweaking workflows can add several hours weekly.
Level of Command RequiredMediumThe course assumes basic computer literacy and a willingness to learn multiple AI tools. It’s not technical coding, but there’s a learning curve for beginners.
Ease of ImplementationLowThe business model involves setting up different software integrations and automation flows, which can feel complex for first-time entrepreneurs.
Profit PotentialMediumSome students earn small wins from automated systems, but consistent income depends on ongoing experimentation and managing multiple moving parts.

Summary

AI Business Builder by Monika Mileva teaches students how to create income streams using automation tools and AI-driven workflows. The goal is to help you earn online without trading time for money, but the process involves testing, managing multiple subscriptions, and learning how to make AI systems actually work in sync. It’s best suited for independent learners with spare time and patience to troubleshoot along the way.

The reality is that while the model can work, it’s not the plug-and-play system many hope for. It requires persistence, technical comfort, and consistent effort to see meaningful results. For people juggling a job or family, the time and tool management can become overwhelming before returns stabilize.

For those seeking a steadier, more reliable source of recurring secondary income, Digital Leasing offers a simpler path. Instead of chasing automation or online trends, you build small local digital assets that earn consistent income from real businesses month after month. It’s not set-and-forget, but it’s easier to manage part-time, and it gives you financial breathing room without the burnout.

Evaluation Table

CategoryRatingExplanation
Community⭐⭐⭐Students report an active private group where members share automation tips and success stories, but engagement tends to fade after the first few weeks. The group relies heavily on peer support, with limited structured interaction from Monika herself.
Mentorship⭐⭐Direct access to Monika is limited to live Q&A sessions and pre-recorded coaching calls. Several users mention that while the content is helpful, personal guidance or feedback on their businesses is minimal once the course is purchased.
Curriculum⭐⭐⭐⭐The lessons cover foundational AI tools, automation workflows, and monetization ideas in a clear format. However, much of the material overlaps with publicly available tutorials, and some modules focus more on theory than actionable steps for beginners.

Overall, AI Business Builder scores mixed across these pillars, revealing that while its curriculum provides decent educational value, the lack of sustained mentorship and hands-on community support limits long-term success for most students.

Pros & Cons

Pros

Clear AI Tool Tutorials – The course offers step-by-step breakdowns of popular AI tools, making it approachable for beginners who want to learn automation basics without feeling lost.

Structured Learning Path – Modules follow a logical sequence from setup to monetization, helping students see how each tool connects to a broader business model.

Good for Self-Starters – Those comfortable learning independently can get value from experimenting with the templates and automation workflows provided.

Short, Digestible Lessons – Most videos are under 15 minutes, which makes it easier to stay consistent even with a busy schedule.

Active Early Community – New members often find the group chat energizing and supportive during the first few weeks of participation.

Cons

Limited One-on-One Guidance – Not necessarily bad, but important to know: students rarely get personalized feedback from Monika or her team once they start building.

Overlaps With Free Online Content – Many of the AI and automation concepts can be found in free YouTube tutorials, reducing the perceived exclusivity of the material.

Requires Upfront Tool Costs – Although the course itself isn’t the most expensive, some of the required automation tools come with monthly fees that can add up quickly.

Short-Term Engagement – Activity and accountability in the community tend to fade after initial excitement wears off, leaving many to continue learning solo.

Broad Focus, Less Depth – The course touches on several AI income ideas but doesn’t go deep enough into one to make it truly executable for most beginners.

Understanding both sides helps you decide if AI Business Builder matches your goals.

Who Benefits From the AI Business Builder & Who Doesn’t?

AI Business Builder works best for people who enjoy exploring new tools and don’t mind experimenting with systems until things click. If you’re already comfortable using tech, maybe you’ve built a few websites, used automation tools like Zapier, or dabbled in online business, you’ll likely adapt quickly. The course is also suited for those who prefer learning independently rather than relying on constant mentorship.

Budget-wise, it fits learners who can afford both the course and a few monthly software subscriptions. You don’t need thousands to start, but you’ll need some flexibility for ongoing expenses. Students who thrive here usually treat it as a creative project: something to build and refine over time rather than a quick path to income. If you enjoy problem solving, testing workflows, and staying on top of new AI trends, you’ll find the program engaging.

It’s also a good option for people who are already earning online but want to add automation to save time. Coaches, freelancers, or content creators looking to streamline repetitive tasks might benefit from Monika’s approach. The material gives a helpful framework for scaling small digital systems, especially for those who already understand online business fundamentals.

Who This Isn’t For

This course isn’t ideal for people who need fast results or have limited time outside of work or family. The model requires patience and consistent experimentation to build something sustainable. If you prefer plug-and-play income systems or expect solid returns within weeks, the pace and complexity may be frustrating.

It also isn’t the best fit for complete beginners who feel intimidated by multiple dashboards, AI prompts, or automation software. While the training is beginner-friendly in tone, the actual setup process involves managing several tools at once, something that can overwhelm anyone not used to juggling tech.

Those on a tight budget should think carefully, too. The upfront course price is just the beginning; maintaining several software tools each month can eat into profits quickly. For some, that ongoing expense-to-reward ratio may feel discouraging, especially if results take longer to appear.

Lastly, people who value personal coaching or hands-on mentorship might feel disconnected. The community is supportive early on but doesn’t provide the kind of long-term accountability or one-on-one feedback some learners need.

If you’re not in the ideal group, a simpler model like Digital Leasing may be a better fit.

1,000 FT View of the AI Business Builder

AI Business Builder by Monika Mileva is an AI-automation-based income course designed to help students create small online systems that generate revenue using automation tools and digital workflows. The structure is clear and methodical, guiding students from basic AI setup to more advanced applications. The course is divided into several short video modules, each lasting 10 to 15 minutes, making it easy to digest even for those with limited time during the week.

The core of the training focuses on leveraging popular tools like ChatGPT, Zapier, and various AI assistants to streamline online tasks. It walks students through identifying niche opportunities, setting up automated processes, and connecting different software systems to perform business functions without daily hands-on work. Alongside the video lessons, students gain access to a private online community and occasional group Q&A sessions where Monika answers pre-submitted questions.

During the first 30 days, students typically move through foundational lessons, learning how to integrate tools and create simple automation workflows. This stage often feels exciting but also a bit clunky, as new learners adjust to juggling multiple software platforms. By the 60 to 90-day mark, most participants have launched a few small projects or test automations designed to run semi-independently. Some see small wins early, but others spend this period fine-tuning systems that don’t yet perform as expected.

The course uses a self-paced format, allowing flexibility for different schedules. However, it also means accountability is largely self-driven. Students who stay active in the community tend to progress faster, while others report losing momentum without more structured guidance or deadlines. The absence of step-by-step follow up support can make implementation slower for those new to the automation space.

Compared to other AI automation courses, AI Business Builder stands out for its clear layout and beginner-friendly tone. It avoids heavy jargon, instead focusing on helping learners understand the logic behind automation. However, in terms of originality, much of the content overlaps with concepts available in free online tutorials or within other mid-tier AI income courses. What Monika adds is her personal framework, a practical approach to connecting these tools into business workflows that can, in theory, earn income without active management.

In short, AI Business Builder provides a solid introduction to using AI for income generation but lacks the deep mentorship or proprietary methods that separate standout programs from average ones. It’s best viewed as a guided starting point rather than a complete business solution, especially for those seeking steady results or sustainable long-term systems.

Who Is the Guru

Monika Mileva is an online entrepreneur and course creator who built her personal brand around teaching others how to use artificial intelligence and automation to generate income online. Her background includes experience in digital marketing, online business management, and leveraging tech tools to streamline operations. Before launching AI Business Builder, she ran smaller digital courses and workshops focused on freelancing and social media management, stepping stones that eventually led her toward AI automation as a niche.

Monika’s approach blends education with motivational content. Her marketing often highlights freedom, flexibility, and the potential of AI to replace traditional work structures. On her social channels, she shares snippets of her lifestyle… remote work, time freedom, and digital entrepreneurship… to inspire followers who want similar results. This aspirational tone resonates strongly with her audience, especially those who feel stuck in 9-to-5 jobs or are new to the online business space.

From a teaching perspective, students describe her as approachable and upbeat. Her lessons are broken down into short, easy-to-follow videos that avoid difficult word choice, which helps beginners feel more confident navigating new tools. However, several reviewers note that while her energy is motivating, the content sometimes stays surface-level. Those seeking deeper strategy or personalized mentorship may find her guidance too general once implementation challenges arise.

Reputation-wise, Monika has built a positive online presence, with most of her followers appreciating her clear communication and encouraging tone. Yet, some skepticism exists among more experienced entrepreneurs who view her methods as repackaged versions of broader AI trends. There’s no major controversy surrounding her personally, but the broader AI-income niche has drawn criticism for overstating results, something that occasionally extends to her marketing language.

Overall, Monika is seen as a well-intentioned educator trying to simplify complex topics for newcomers. Her ability to communicate concepts clearly and keep students engaged is one of her strengths, even if the depth of her business strategies doesn’t always match the promotional hype.

Monika Mileva presents herself as a relatable and mentor-like guide, which shapes how students connect with the program.

Social Media Link Table

PlatformHandleLinkFollowers (approx.)
Instagram@monikamilevahttps://www.instagram.com/monika_m_ai/119
FacebookMonika Milevahttps://www.facebook.com/MonikaMilevaOfficial9,000
LinkedInMonika Milevahttps://www.linkedin.com/in/monikamileva1/?originalSubdomain=au3,000

Monika Mileva maintains a moderate online presence with consistent content focused on AI-automation-based income and digital entrepreneurship topics.

Training Cost & Refund Policy

The AI Business Builder course by Monika Mileva is priced at approximately $997, with an option for a three-part payment plan at around $397 per month. This pricing puts it in the mid-range tier for AI automation training programs. The core purchase grants access to the main curriculum, community group, and recorded Q&A sessions. There are no tiered access packages, though Monika occasionally promotes limited-time bonuses like private calls or template packs as part of marketing campaigns.

While the upfront expense is clear, several students have noted that the ongoing costs for required tools, such as automation software, AI subscriptions, and website services, can add up to another $100 to $300 per month depending on usage. These aren’t hidden exactly, but they aren’t emphasized in the sales materials either. For learners expecting a self-contained course, those extra expenses can come as a surprise once they begin implementation.

There are also optional upsells, typically around one-on-one coaching or done-for-you automation setups offered through Monika’s partner network. These aren’t mandatory, but the course marketing occasionally frames them as “accelerators,” creating pressure for some students to invest more in order to see results faster.

As for the refund policy, the details are limited, which can be a red flag for transparency. The sales page mentions a conditional refund window, often tied to showing proof of course completion or implementation effort. However, the exact time frame (such as 7 or 14 days) and submission requirements are not clearly outlined before purchase. Several student discussions online describe mixed experiences when requesting refunds, suggesting that approvals may depend on demonstrating sufficient effort or contacting customer service within a narrow window.

In terms of transparency, Monika’s checkout process discloses the main course price but leaves some fine print about refunds and ongoing software expenses buried in FAQs or after-purchase emails. This doesn’t make the program deceptive, but it does require careful reading of all terms before enrolling. Overall, AI Business Builder offers a moderate level of clarity around pricing, but its vague refund terms and recurring tool expenses make it essential for buyers to double-check details before committing.

My Personal Opinion – Is The AI Business Builder Legit?

After going through Monika Mileva’s AI Business Builder, I can see why it appeals to so many people who want a piece of the AI income wave. The course feels approachable. The lessons are short, the tone is encouraging, and Monika does a great job making AI automation sound accessible to beginners. I was impressed by how clearly she explains basic automation workflows using tools like ChatGPT and Zapier. For someone new to these platforms, that kind of clarity is valuable. The course design also deserves credit: clean videos, simple visuals, and a logical flow that makes it easy to follow even if you’re starting from scratch.

That said, the deeper I went, the more I felt the program leaned toward showing what’s possible rather than teaching how to sustain it. The lessons give you the big picture, but there’s a gap between understanding how AI tools work and building an income stream that runs reliably. There’s also limited mentorship. After the first few modules, the learning experience becomes self-directed, and if you’re not tech-savvy or naturally motivated, it’s easy to lose momentum.

Another concern is the reliance on multiple paid tools. While Monika is upfront about using third-party software, the cumulative expense of subscriptions can sneak up on students. It’s one thing to pay $997 for a course, but once you start paying for automation tools, chatbots, and landing page builders, you’re suddenly managing a small tech stack, not a hands-free business. That complexity makes this course feel more like a digital experiment than a turnkey system.

Compared to other AI automation programs, AI Business Builder feels lighter and more beginner-friendly. Some competitors go much deeper into implementation or niche-specific automation (like lead generation or content creation). Monika’s approach is broader, focusing on showing what’s possible with AI rather than mastering one profitable niche. That’s great for curiosity and exploration, but not as strong for students who want steady outcomes.

Would I recommend it to a friend? It depends on what they’re looking for. If they love learning new tools and experimenting with automation, yes… it’s a solid way to get inspired and start building. But if they’re hoping to replace their income or find something stable and part-time-friendly, I’d be cautious. The time and tech demands may not match the simple “AI makes money for you” narrative found in the marketing.

It might help certain students, but for steady income and control, I’d look at Digital Leasing.

What’s Inside AI Business Builder

AI Business Builder is structured into a series of short video-based modules that walk students through the process of building AI-powered automation systems. The program follows a step-by-step structure designed to help beginners grasp the basics of using AI tools to create online income systems. Each module focuses on a different stage, from understanding the potential of AI to connecting various tools and setting up monetization strategies.

Course Modules

The first set of lessons introduces the fundamentals of AI, explaining how automation tools can be applied to marketing, content creation, and client services. These initial modules are meant to build confidence and familiarize students with the tools before diving into business setup. The middle portion of the course covers workflow automation, showing how to connect apps like ChatGPT, Google Sheets, and Zapier to run basic income-producing systems. Toward the end, the program shifts to implementation, teaching how to package these automations into services or digital products that can be sold online.

Bonus Content & Tools

Alongside the main curriculum, students receive downloadable resources such as workflow templates, tool lists, and AI prompt examples. These extras are practical and can save time, especially for those new to automation platforms. Occasionally, Monika adds bonus lessons or limited-time masterclasses related to AI trends, though these are not always listed in advance. Some students have mentioned that updates appear sporadically, depending on her schedule or when new tools emerge.

Calls & Community Access

Enrollment also includes access to a private online community hosted on Facebook or Discord (depending on when you join). The group is where students share progress, troubleshoot issues, and occasionally receive feedback from Monika or her team. There are also pre-recorded coaching calls and occasional live sessions, though these happen less frequently than some students expect. The community tends to be most active in the first month, with engagement tapering off as members move through the course.

Expected Outcomes

By the end of AI Business Builder, students should have a foundational understanding of how to use AI tools to automate small digital processes. However, the program does not provide a clearly defined end goal or specific outcome… it’s more about exposure and experimentation than building one proven business model. This flexibility can be empowering for creative learners but frustrating for those who want a single, structured path to revenue.

While the curriculum is well-organized, the lack of specific business case studies or measurable targets makes it harder to gauge what success looks like. That vagueness slightly weakens the perceived value of the course, especially for students expecting a step-by-step system that leads directly to income. Still, for those seeking an introduction to AI automation without getting too involved in the details, it delivers a solid foundation.

Wrapping Up My AI Business Builder Review of Monika Mileva

AI Business Builder delivers what many first-time entrepreneurs are searching for: a structured, non-intimidating introduction to making money with AI tools. Its biggest strengths lie in accessibility and clarity. Monika Mileva keeps her lessons short, engaging, and digestible, helping students feel confident about exploring automation. For anyone curious about the potential of AI-driven workflows, it’s a good way to learn the basics without diving into heavy material.

However, the course stops short of offering a full business system. The training focuses on how AI tools function and connect but leaves the strategy (how to turn those systems into consistent income) mostly up to the student. Without detailed case studies, one-on-one mentorship, or clear business models to follow, many learners find themselves experimenting without knowing exactly what success looks like. That lack of direction, paired with recurring tool expenses, makes it challenging for beginners to sustain progress beyond the initial excitement.

The ideal student for this course is someone who enjoys tech experimentation, self-paced learning, and problem solving. If you already have an online presence or service and want to integrate automation, this course can save time and spark ideas. But if you’re new to business, short on time, or looking for steady returns, you may find the learning curve steeper than expected.

In the end, AI Business Builder is a solid educational product, not a shortcut to income. It can inspire and inform, but it doesn’t replace the structure or reliability of a proven, repeatable business model. For those who thrive on independence, it’s worth exploring. For those who crave stability, it may feel incomplete.

So if you’re serious about building a business that lasts, here’s the alternative I’d choose…

Top Alternative to AI Business Builder / #1 Way To Make Money

After looking closely at AI Business Builder, it’s clear that the course has potential, but it also comes with the same challenges most online income models face: complexity, recurring software expenses, and the constant need to keep learning new tools. You’re building inside platforms you don’t own, relying on automation stacks that can break or get outdated quickly. For many people, that creates more stress than stability.

However, there’s an alternative that offers a simpler, more reliable path to building real income online: Digital Leasing. Instead of chasing trends or managing complicated systems, you build small digital properties that attract real local customers, and then lease them out to small businesses that want more leads. It’s a quiet, grounded model that works in nearly any city and doesn’t depend on constant reinvestment.

Here’s how it works: you set up a local website for a specific service (say, roofing, landscaping, or cleaning) and optimize it to show up when people search for those services. Once the site starts generating calls or form submissions, you rent those leads to a local business for a monthly fee. That business gets new customers, and you get recurring income every month from an asset you own. No ads, no fulfillment, no constant chasing.

What makes this model so refreshing is its reliability. You’re not fighting algorithms or guessing what will work next. Once your digital property ranks and performs, it keeps producing leads month after month with minimal upkeep. It’s not set-and-forget… you still need to manage and maintain your sites… but it’s simple to operate part-time. Most people can handle it alongside their job or family without burning out.

For those who feel stuck in the cycle of trying every new course or business model that promises quick wins, Digital Leasing offers something rare: ownership and control. You build real assets that hold value, and you decide how much to scale. Whether your goal is a few hundred dollars a month to ease financial pressure or several thousand to replace your 9-to-5, the path is clear and achievable.

If you’re feeling the weight of unpredictable income models and want a system that’s steady, manageable, and genuinely rewarding, Digital Leasing is worth exploring. 👉 Learn more about Digital Leasing here.

Leave a Reply

Your email address will not be published. Required fields are marked *