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4life Reviews: Best MLM Pay?

By: JosiahDec 11, 2023Network Marketing
4life Reviews: Best MLM Pay?

What is 4Life? Is It A Pyramid Scheme?

The 4Life company must have been pitched to you as a terrific opportunity to work from home and "be your own boss."

But you're probably wondering if 4Life is pyramid scheme or a scam.

One of the primary reasons that up to 99% of MLM members lose money is that they enter the business unprepared.

4Life is just another one of those MLM (aka Network Marketing, aka Pyramid Scheme) Programs whose main purpose is to sign you up, buy a product kit, then get you to sign up your friends, family, and co-workers to do the same thing.

But before we get into all that...


This 4life review has been thoroughly researched with information and testimonials that are available to anyone in the public. Any conclusions drawn by myself are opinions.

  • Proven Company
  • Positive Customer Reviews
  • Expensive Products
  • Hidden Monthly Expenses
  • Multi Level Structure That Resembles A Pyramid

Why Listen To Us

My name is Josiah, and this is my Dad, Joel.why listen us

Together, we make up the team here at Scamrisk.

If you’ll let me bother you for two minutes, I’d like to quickly explain why I’m even here writing this review.

In early 2020, I had just graduated from college & had no real career prospects.

I knew I was destined for something more, but I had no clue how I was going to make it happen.

I had this sinking feeling in my gut all the time… like the “big man upstairs” had accidentally given me the version of life where I’d be mediocre forever, instead of the one where I was, ya know – happy & fulfilled.


I had fiddled around with some different online businesses in college:

Some random MLMs, a bit of affiliate marketing, a (failed) dropshipping store or two, all the usual suspects.

Even my dad had been involved in MLMs back in the day… selling knives & other random nonsense people (probably) didn’t need.

All I really wanted was to find something that was going to actually work for me.

Maybe those things had worked for others, but for me it all turned up a fat “0” in the bank account department.

So I searched! And searched… and searched… and searched…

And eventually, I somehow stumbled upon a program that promised to help me build an income online (read about it here if you’re curious).

I didn’t really want to be “rich”.

The thought of making a reliable $5K per month & not having to worry about clocking in to a 9-to-5 ever again was all I needed.

Sure, there were people in the program doing high-6 and low-7 figures per year… but that wasn’t what I was out for.

I just wanted to provide freedom for myself, and if I was lucky, take my family along for the ride.

Fast forward a few days and a few phone calls & I was enrolled!

Here’s the first “money making website” I put up:

why listen us gif

I built that site in 2020, and it still makes me $1,500 per month. It’s a basic 5 page website I built based on a template the program provides.

The best part to me? My dad and I get to do it all together!

So between the:

  1. Ease of reaching $5-$10K per month in income online

  2. Straightforward-ness of the system to do it

  3. Fact that I get to do it w/ my family

Is why I recommend local lead generation as my #1 business model for making money online.

Sure, it takes some work and dedication – but anyone that tells you that there’s a business out there that requires no work is selling you a lemon.

I’m not saying you need to sign up for the same program I did, but I would definitely recommend giving the business model a peek!

Chances are you heard about 4Life because someone - a friend or family member - introduced you to the company. Maybe you attended an online workshop or webinar, or maybe an in-person information session.

Your head’s probably spinning. This might be the first time you’ve heard about a real way to make money outside of a typical job.

So first off, congratulations!

You’ve just entered a whole new world...the world of making money on your own terms.

However, you came in through the wrong door.

Because 4Life is - plain and simple - an MLM. Throw whatever fancy name you want on it...multi-level marketing (MLM), network marketing (NWM), direct sales, or anything else, it’s the same concept:

You pay some money upfront for the “opportunity” to sell products.

The products are typically low-quality but with high price tags (because fancy labels and stuff).

You’re told that the key to building your own successful business is selling these products to friends and family, and getting them on a subscription (so you get “monthly recurring revenue”).

Unfortunately, like most people who get taken in by these types of schemes, you’ll quickly discover that the well runs dry faster than you imagined.

After all, they make it sound really simple. “Just get 5 people you know onto this magic widget, and things will just grow from there.”

And in your head, you think “How hard can it be? I know plenty of people, 5 will be easy.”

But then you do it, and you realize people look at you like you’ve joined a cult. You’ve become “that person”, who joined an MLM, and is now trying to sell questionable products or services to everyone they meet.

It puts a strain on your relationships, and you end up stuck between two worlds.

But it’s not your fault. These companies spend millions of dollars each year figuring out exactly how to brainwash and recruit people. And that’s why we’re here.

To help you find a better way before it’s too late.

So, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Inventory
  • Selling to friends and family
  • Selling to strangers
  • Recruiting people
  • Dealing with questionable products that weigh on your conscience

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?

If that sounds like something you’d be interested in, check out Digital Leasing. 

TESTIMONIAL - Still Getting Paid

This is nothing like MLM, and that’s probably a good thing.

However, if you’d still like to know more about 4Life, keep reading.

4Life Review: The Overview And Rankings

Name: 4Life

Founder: David and Bianca Lisonbee in 1998

Type: Health and wellness MLM

Products (Including Pricing): 60 out of 100

Facebook: 4Life Research USA

Headquarters: 9850 South 300 West Sandy, UT 84070 United States

Success Stories: 1 out of 100

Price To Join MLM: $25 enrollment kit; $146-$525 enrollment pack; 100 LP a month to stay active = ~$120 a month (30 out of 100)

Summary:4Life is a multi-level marketing company that distributes expensive nutritional supplements. There is a monthly sales target for distributors each month, thus members must purchase products themselves in order to "stay active."

Make Time Online Rating: 30 out of 100

Recommended: No

What Is 4Life?


4Life is an MLM, aka the immune system company, that provides a variety of nutritional supplements.

The husband and wife pair "the Lisonbee's" started it in 1998.

David found these incredible pills known as "Transfer Factors," which were thought to enhance and maintain the body's immune system.

He persuaded his wife that there was something exceptional about these pills, and she believed him after trying them for herself.

With the assistance of their family and the remortgage of their own house, they began spreading the news about these pills through gatherings in their own house.

Regular people from around the world are now working to disseminate the message of 4Life and the "Transfer Factors."

And these individuals have the option to work from home and "be their own" boss.

You might have already guessed that the Lisonbees are excellent storytellers.

But hopefully, you're too smart to fall for the hyped up content in these 4Life sales videos.

4life reviews

Success Is Rare With 4Life

To be honest, success isn't easy for any multi-level marketing company.

In fact, the majority of MLM representatives end up losing their money.

Looking over 4Life's prior income disclaimers, this is true for 88.83% of 4Life's distributors.

How Does 4Life Work?

4Life manufactures a variety of health and wellness products.

However, they get to cut a lot their delivery methods and advertising costs every month.

by recruiting people to do it for them.

In exchange, these distributors could earn commissions and incentives from the products sold by their team.

4Life Products

4Life Products

There are presently plenty of of products available that fit into the following categories:

  • Transfer Factor
  • Skincare
  • Transform
  • Essential oils
  • Digest4Life
  • Energy drinks
  • ShapeRite
  • Personal care
  • Basic wellness

It's crucial to understand that there are dozens of companies that provide  similar, if not the same, products as in the following:

So, what sets 4Life apart from the competition?

4Life Transfer Factor (Flagship Product)

The Transfer Factor pills remain 4Life's major product.

4Life Transfer Factor

4Life Customer Reviews: 4Life is regarded as "Tools for Life."

These products are patent-protected and formulated to boost your immune system in fighting off all kinds of diseases and illnesses.

Among its many advantages are:

  • Balances and enhances the immune system
  • Increases by up to 437% the natural killer cell activity

Colostrum is a special substance added to the formula and is derived from cows that are feeding their calves.

According to Healthline, however, there are possible drawbacks to this alleged wonder ingredient, hence additional research on human consumption is needed.

It's also worth noting that the research indicating a 437 percent increase in "natural killer cell" activity should be taken cautiously.

Numerous studies show that most MLM businesses perform their own research, and the outcomes of these studies may not be completely transparent and unbiased.

To be honest, any health supplement should check what people who have used the products have to say about them:

4life review

So far, there have been a lot of positive reviews of Transfer Factor.

And honestly, the negative feedback is mostly about the price than the quality of products.

To be fair, 4Life does not make any strong claims like "cancer prevention," but I found several people online who did.

Is 4Life FDA Approved?

4Life's products aren't drugs.

Dietary supplements are not subject to a formal FDA review procedure for claim approval. The company, however, is obliged to give a list of claims to the Food and Drug Administration (FDA).

Can You Really Make Money With 4Life MLM?

Yes, You can...

But it's quite likely that you won't make a lot of money selling 4Life.

There's a lot that comes along with Network Marketing that many people struggle with.

In fact, check out our Top 5 Reason Why Most Network Marketers Fail.

Now, don't get me wrong...

You can certainly make money with an MLM, but if you're gonna put in the amount of grueling work to do this business (which, trust me, isn't easy), you might as well bring in some REAL money while you're learning the ropes.

The program that helped skyrocket my online business to over $40,000+ per month is so simple that making money really does become second nature.

How To Make Money With 4Life MLM

As a distributor of 4Life, you may earn money in two ways:

  1. Earn a commission by selling products.
  2. Recruit others and earn incentives

This is confusing to some and argue that 4Life is a pyramid scam.

But because 4LIfe distributors do not earn directly via recruitment, they are able to avoid being a scam.

They only collect "bonuses" from the sales made by their downline!

4Life Reviews: How Much Does It Cost To Join 4Life MLM?

The Enrollment Kit Costs $25.

Cost To Join 4Life MLM

You will then be pushed to buy their "enrollment pack," which includes plenty of discounted products:

  • $146 for the Immune IQ Starter Pack
  • $250 for the Basic Enrollment Pack for Preferred Customers
  • $525 Premium Enrollment Pack for Preferred Customers

However, the costs do not end there.

4Life Monthly Cost

Technically, there are no "monthly fees" required to maintain an active membership.

But, they do require a "monthly sales quota" that must be met in order to stay active.

4Life Monthly Cost

You'd need to sell 100 PV every month, which is roughly $120 worth of 4LIfe products.

If you can't sell that much, you'll have to buy them yourself.

Many individuals are taken aback by this, and you'll be urged to put up a standing order or ensure to make monthly purchases to avoid being suspended.

You must budget for the following costs throughout your first year:

  • $25
  • $146- $525
  • $120 x 12

Total cost for one year = $1,611- $1,990

And this is prior to any marketing, packaging, or further training expenditures are included in.

4Life Compensation Plan

MLM firms prefer to make it appear as though there's  a lot of options for you to earn money, in order to make it look interesting.

This essentially means that they designed their compensation scheme more difficult to comprehend than solving a Rubik's cube while blindfolded.

4Life is no exception to this.

So I'll attempt to keep things as simple as possible.

As a distributor, you may earn money in seven different ways:

  1. Retail profit (Around 33.3% commission)
  2. Rapid rewards (5-25% commission on the first order from your "preferred customers" up to 3 levels deep)
  3. My4Life Profit (25% commission of orders on your "replica website" from which their cookie uses to track visitors)
  4. Builder bonus ($50-$800 monthly bonus for having multiple "teams of 3")
  5. Team commission (2-25% commission of your downline sales)
  6. Infinity payout (Payout past your "3rd generation" when you reach Diamond or above rank)
  7. Incentive trips (For certain members with a lot of team sales)

4life compensation plan

Did the table above make sense to you?

If it didn't, then they've done a good job at making it complicated!

Just stick to these two ways to earn: recruit and sell.

If you want to learn more about 4LIfe's product line and compensation plan, you may check some YouTube videos. Just make sure your browser supports the vids.

4Life Review: Is 4Life A scam?

Scam or Legit

So, is 4Life a scam?

Not technically. You can make money with this program, but it’s definitely not as easy as the company makes it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and - most importantly - the actual commissions are pretty small.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months and then your reward is a $50 commission, it’s not really worth it.

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Leasing. 

And, unlike an MLM, you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece

TESTIMONIAL - Saying Goodbye To Our Jobs

They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Leasing.

What Is Our Top Recommendation For Making Money Online In 2024?

Digital Leasing

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Leasing is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Leasing is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Leasing business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.


2) You Own & Control EVERYTHING: With MLMs and Network Marketing, you don’t really own anything. You have no control over the quality of products. You don’t even own your “team”.

Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.

With Digital Leasing, you own the assets, which means you have all the power and all the control.

TESTIMONIAL - Feeling Blessed

3) Little To No Startup Costs: It’s possible to get into Digital Leasing with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket...even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.

TESTIMONIAL - Scott Lead Gen

4) No Inventory: Alright, so most MLMs don’t make you buy the products and fill your garage with them anymore (unlike the good ol’ days), but you’re still in a physical products business.

And physical products always have physical limitations. Even if you don’t have to manage the inventory, you still have to deal with supply chain shortages that cause major delays.

Imagine finally landing your first customer, and then losing them after one sale because they had to wait 6 weeks to get their order.

With Digital Leasing, a 100% online business, you never even have to think about that risk.


5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with an MLM, you’d have to double your customers OR double the average order size of your existing customers. And, guaranteed that’s a lot harder than a few clicks and a few minutes of your life.

TESTIMONIAL - Lance Lead Gen

6) Make Money Helping Real People: This part is what makes it all worth it. In an MLM, your “upline” might convince you that what you’re selling improves people’s lives, but deep down, you likely know that’s not true.

Most of the time, you’re either selling a dream or a poor-quality, overpriced product with a fancy label.

And that makes it pretty hard to sleep at night.

But with Digital Leasing, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Leasing, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either...a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Leasing makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours.

You could continue browsing, looking at opportunities like 4Life which could one day make you money.

You could continue researching, never making a decision.

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Leasing.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it.

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Leasing.

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