13 Mistakes You’ll Never Make About Money Again (2022 Update)

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Updated: May 20

By: Scam Risk - Expert Reviewer

13 Mistakes Youll Never Make About Money Again

Are you tired of facing financial problems?

If you do, then there might be a problem with how you handle your finances.

It’s about time you break away from old habits that caused you trouble. In this review, I’ll give you the 13 Mistakes You’ll Never Make About Money Again.

Ready? Let’s go!

This 13 Mistakes You’ll Never Make About Money Again Review has been thoroughly researched with information and testimonials that are available online to anyone in the public. Any conclusions drawn by myself are opinions.

Table of Contents

Pros: What I Liked

  • Helpful in making informed decisions about money.
  • Will save you from financial ruin.
  • Realistic.
The Good

Cons: What I Didn't Like

  • Might not be applicable to younger people.
  • Some money mistakes are unavoidable.
  • Very ideal for low-income people.
The Bad


There are countless information courses floating around the internet. Why? Because for every problem that exists, someone claims to have the solution.

And that solution is usually some oddball money-making system that tells you how to turn a casual interest – or maybe something you’re super passionate about – into sustainable, reliable income.

Just like the 13 Mistakes You’ll Never Make About Money Again. Here’s the hard truth, though…

Most of these programs:

  • Take way more time than you’re led to believe
  • May have hidden fees
  • Require you to buy multiple upsells in order to get the “real” information

But most importantly, a lot of these programs just don’t scale.

“Scale” means once you do the work to make a little money, it should get easier to make more money, not harder.

The problem is, most programs out there make it hard to make money at first, and even harder to keep making money.

In other words, you might be able to make some money in the beginning, but it won’t be sustainable and you’ll end up getting discouraged.

This is the exact opposite of passive income.

When income is truly passive, you do the work upfront, but then you set it and forget it. The money gets made whether you’re working or not. It’s not directly tied to the hours you put in. 

So, what if there was a way you could build a passive income stream that’s actually passive?

An income stream that doesn’t require:

  • Inventory
  • Selling to friends and family
  • Selling to strangers
  • Recruiting people
  • Dealing with questionable products that weigh on your conscience

An income stream that brings in consistent revenues every single month (from a couple thousand dollars to well over $10,000)?

An income stream you could actually build in your spare time, and grow as large or as small as you want to, without having to spend hours a day chasing, selling, or managing anything?

If that sounds like something you’d be interested in, check out Digital Real Estate. 


This is nothing like business general, and that’s probably a good thing.

However, if you’d still like to know more about 13 Mistakes You’ll Never Make About Money Again, keep reading.

13 Common Money Mistakes

Here are the 13 most common financial mistakes that you should never make again:

1. No Budget And Financial Plan

Monthly Budget Is Essential

Let’s accept it: if you don’t know where your money goes, you can wind up spending more than you earn.

Spending without planning is one common money mistake that people make.

I’m not saying you don’t deserve that small treat you gave yourself a few days or weeks ago, but you should always be cautious with your money.

While it’s wonderful to be spontaneous, it’s also important to keep track of where your money goes and choose which spending habits are worth breaking. Do not ever drain your bank account.

2. Not Making Money In Your Free Time

Not Making Money In Your Free Time

Not making money in your spare time is one of the most common money mistakes. It’s OK to seek a side hustle now and again.

Having a bit extra cash can help you get closer to achieving long-term financial goals. It’s also a wise investment strategy to make sure you have some cash on hand when you want to reward yourself.

While side income may only provide a little amount of money, it may open the door to other career and business opportunities.

3. Running Up A Credit Card Bill You Cannot Pay Off

Running Up A Credit Card Bill You Cannot Pay Off

Using your credit card as “free money” instead of spending only what you have on hand is a certain way to ruin your finances.

Handle your credit card the same way you treat your debit card once in a while. Don’t always choose things or services you can’t afford because they have a “buy now, pay later” option.

It may seem handy at first, but it can give you large credit card debt which you cannot escape.

4. Not Investing In Your Future

Not Investing In Your Future

It is important that we plan and invest for our retirement years. This can be your safety net.

Investing in your future allows you to achieve financial independence and stability. You’ll be in financial trouble if you don’t until you’re old.

So, right now, use your energy to save money for the future and the present.

5. Not Negotiating A Salary Before Starting A Job

Not Negotiating A Salary Before Starting A Job

Another typical financial mistake is failing to negotiate pay before starting a new job.

It is essential to negotiate your compensation. First, you must ensure that your earnings are sufficient to meet your basic necessities and pay your monthly bills.

Second, it’s to establish the tone of your working relationship with your boss. If you’re OK with a low compensation that doesn’t even cover your basic necessities, you’re undervaluing your labor and encouraging your boss to do the same.

6. Borrowing High-Interest Debt

Borrowing High Interest Debt

If you’re in a tight financial situation, you might be tempted to take out a high-interest loan. You will become trapped in a debt cycle if you do this.

It’s possible that you’ll have to borrow money again to pay off your initial loan, and this will continue until everything is paid off. So, don’t.

7. Lending Money To Friends When You Cannot Afford It

Lending Money To Friends When You Cannot Afford It

If borrowing money is a bad bet, lending money is one, too.

There may be moments when your friends are actually in need, and if you have a golden heart, you may not be able to resist the need to help them. This isn’t a problem at all. However, if you know you can’t afford to lend money to them, this may be a terrible decision.

It’s advisable not to lend your own money if you’re already struggling to make ends meet.

8. No Emergency Savings Funds

Save Emergency Fund

Emergencies strike at the most inconvenient moments. This includes paying for unexpected medical bills. You’ll drown from the stress of dealing with unexpected circumstances if you don’t have emergency savings.

If you keep doing this, you might find yourself in the same situation every time an emergency arises. So start planning ahead, be prepared for the unexpected, and put money aside for the future.

9. Not Having Credit Monitoring Or An Alert Service Set-Up

Essential Credit Report

While freezing your credit will help protect you, the easiest method to identify any fraudulent activity in your name is to join up for a credit monitoring service that does the work for you and tells you instantly if there is a risk.

Given the abundance of free credit monitoring options available, this one is a no-brainer.

10. Quitting Your Job Without A Plan

Quitting Your Job Without A Plan

One of the common mistakes you can make is quitting your job without a plan. No matter how burnout you are, always assess the situation first. Will you be able to find a good-paying job once you quit? How long will it take to find a new one?

Make sure that you’ll have a new one waiting for you once you quit your job. Otherwise, you’ll be fed up with bills you cannot pay.

11. Living Beyond Your Means

Living Beyond Your Means

Don’t go overboard with your spending. Maintaining a lifestyle above your financial means is not a good idea. This is one of the worse things that you can do to yourself.

You can work all day long and still not achieve financial freedom if you keep living beyond your means. So, know your limitations and be in control of your personal finance.

12. Only Dealing With Finances When Something’s Wrong

Only Dealing With Finances When Somethings Wrong

When you only deal with your money when things are on fire, you’re making one of the worst money blunders. This habit may be quite distressing. So, even when things are going well, learn how to handle your funds and prepare for an emergency.

13. Reluctance To Pursue Financial Education

Reluctance To Pursue Financial Education

Our lack of financial knowledge is another factor contributing to our financial catastrophe.

Accept the fact that not everything regarding money can be learned at home. So, financial education is critical for getting out of the rat race and achieving financial independence at a specific age.

Refusing and hesitating to learn will not do us any help.

13 Mistakes You’ll Never Make About Money Again: Are These A Scam?

Are These A Scam

So, are these 13 Mistakes You’ll Never Make About Money Again a scam? Not technically. You can save money using these, but it’s definitely not as easy as they make it sound.

There’s a ton of work to be done upfront, no real guarantee of success, and – most importantly – it doesn’t scale.

Now, there’s nothing wrong with front-loading the work and making the money later.

But if you’re grinding it out for 3 months and then your reward is being forced to grind it out for another 9 months before seeing any “real money,” well…that’s not a great deal, is it?

What if, instead, you could do that same 3 months of work (in your spare time), and your reward was a $500 to $2,000 payment that came in every single month?

And what if you actually didn’t need to wait 3 months? What if you could get started today and have your first payment in a week?

And what if you could double it next week?

Well, that’s the power of Digital Real Estate

And you can legitimately do this from anywhere. It’s a true lifestyle business.

Your laptop and an internet connection is all you need.

Some of the most successful students in this program run their entire 6-figure businesses from:

  • A camper in the middle of the woods
  • A beach chair on the water in Mexico
  • A small villa in Greece


They’re able to travel around, living their lives first, and focusing on their income second.

Because even if they stop working for an extended period of time, the money keeps coming in.

So adventure, memories, and experience are the top priority.

And they never have to worry about how to pay for the next trip, or consider asking for time off.

If this sounds more like the type of life you want to lead, just click here to find out more about Digital Real Estate.

What Is My Top Recommendation In Making Money Online In 2022?

Digital Real Estate

Our review team has spent months researching, reviewing, and vetting dozens of business models and thousands of programs.

While there may be no “perfect business”, the research IS conclusive:

Digital Real Estate is the #1 online business model for those just starting out.

Whether you’ve never made a dollar online, or you’ve been in this space for a while but never really “made it,” Digital Real Estate is for you.


1) It’s Flexible: got an hour a day? You can do this. Ready to drop everything else and dive in full time? You can do this. Yes, the more time you put in, the faster you see results. But even with a little time each day, you can move the needle in a Digital Real Estate business.

And because this system is so flexible, you don’t have to constantly be working to make more money. It’s called PASSIVE INCOME because if you stop working, the money doesn’t.

Imagine taking 3 months off to just tour around Europe, rent a cabin in the woods to write a book, hike the Appalachian Trail, or live on the beach and surf all day.

This is only possible if you have an income stream that’s not tied to your time.


2) You Own & Control EVERYTHING: With (course/business type), you don’t really own anything. You have no control over the quality of products. You don’t even own your “business”.
Look at the fine print for most of the agreements folks sign when they join one of these companies. At any point, the company can change your commission structure, reduce your profit margins, or kick you out entirely.
With Digital Real Estate, you own the assets, which means you have all the power and all the control.


3) Little To No Startup Costs: It’s possible to get into Digital Real Estate with zero dollars upfront. Because, using the strategies outlined in this program, you can get a client to pay you BEFORE spending a penny out of your own pocket…even before you do any work.

Even without getting paid in advance, you can have your first Digital Rental Property up, running, and generating profits for less than $100.


4) No Inventory: Alright, so most (course type/business) doesn’t make you buy the products and fill your garage with them anymore (unlike the good ol’ days), but you’re still in a physical products business.

And physical products always have physical limitations. Even if you don’t have to manage the inventory, you still have to deal with supply chain shortages that cause major delays.

Imagine finally landing your first customer, and then losing them after one sale because they had to wait 6 weeks to get their order.

With Digital Real Estate, a 100% online business, you never even have to think about that risk.


5) Easy To Duplicate: Ok, here’s the best part: once you have your first Digital Rental Property up and running, you can literally DOUBLE your income with a few clicks, a couple keystrokes, and a single phone call (and you don’t actually need the phone call).

Remember: each Digital Rental Property is worth $500 to $2,000 a month in semi-passive income (over 95% profit). Every time you decide to create another one and increase your income, it gets easier.

Because you have more knowledge, more experience, more results, and more momentum.

If you wanted to double your income with 13 Mistakes You’ll Never Make About Money Again, you’d probably need to double the number of hours you spend working. Because, again, this program doesn’t scale.


6) Make Money Helping Real People: With Digital Real Estate, you’re actually helping people by solving your clients’ biggest problem:

Small, local businesses need more customers, and with Digital Real Estate, you are unleashing a flood of happy, paying customers for these businesses.

You make money by helping them make money.

Not a big, faceless corporation either…a small business owner who’s using that money to put food on the table for their family, start a college fund for their kids, or take care of a sick parent.

Once you see how Digital Real Estate makes a real impact in the lives of real people, you’ll sleep like a baby with a big smile on your face.


Now, the choice is yours. You could continue browsing, looking at opportunities like the 13 Mistakes You’ll Never Make About Money Again which could one day make you money.

You could continue researching, never making a decision. 

OR, you could take a look inside, consider what you really want, and join a program that makes your dreams a reality. At the same time, joining a community of over 2,000 successful students that are living life on their own terms thanks to Digital Real Estate.

A consistent, reliable, semi-passive stream of income that doesn’t depend on you or your time to keep producing profits.

All while genuinely helping real people who are grateful and happy to pay for it. 

If this sounds more like what you want out of life (or if you just want some nice side income), click here to learn more about Digital Real Estate.

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1 Comment
  1. This article does a great job of outlining some of the most common mistakes that people make when it comes to online scams. It’s important to be aware of these mistakes so that you can protect yourself from becoming a victim. One of the best ways to avoid being scammed is to be vigilant and skeptical about any offer or request that seems too good to be true. If something seems suspicious, do your research before taking any action.

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